Aetna Memorial Hermann ACO (Accountable Care Organization)
The Memorial Hermann ACO plan provides top rated coverage at a low premium point. With the Memorial Hermann ACO you will enjoy a low deductible, and complex imaging at only a copay. You will be required to stay within the Memorial Hermann network, but will NOT need a referral to see a specialist.

Aetna KelseyCare ACO (Accountable Care Organization)
The Kelsey Care ACO plan provides top rated coverage at a low premium point. With the Kelsey plan you will enjoy a low deductible and complex imaging at only a copay. You will be required to stay within the Kelsey Seybold network and designate a PCP but will NOT need a referral to see a specialist within the Kelsey network.

Aetna EPO Texas Medical Neighborhood (Exclusive Provider Organization)
The TMN plan requires that you choose a primary care physician but will not be required to obtain a referral for a specialist. The TMN plan provides more freedom by allowing services for all providers within the Aetna network. Aetna has a large network of doctors and facilities in the Houston area. Any services to doctors or facilities that are out-of-network will not be covered.