{"id":3405,"date":"2023-06-16T22:18:16","date_gmt":"2023-06-16T22:18:16","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/allenisd\/?page_id=3405"},"modified":"2023-06-16T23:08:57","modified_gmt":"2023-06-16T23:08:57","slug":"disability-2023","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/allenisd\/disability-2023\/","title":{"rendered":"Disability &#8211; 2023"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k2p1gc-c0cc4bbe6276dc94ea97471e21b762c4\">\n.flex_column.av-k2p1gc-c0cc4bbe6276dc94ea97471e21b762c4{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-k2p1gc-c0cc4bbe6276dc94ea97471e21b762c4 av_one_full  avia-builder-el-0  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-j7wabw-981f1dfdcefe7663dfe0869626f3e2e4\">\n.avia-image-container.av-j7wabw-981f1dfdcefe7663dfe0869626f3e2e4 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-j7wabw-981f1dfdcefe7663dfe0869626f3e2e4 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-j7wabw-981f1dfdcefe7663dfe0869626f3e2e4 av-styling- avia_animated_image av-animated-when-visible-95 right-to-left avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-2034 avia-img-lazy-loading-not-2034 avia_image ' src=\"\/wp-content\/uploads\/sites\/1667\/2019\/05\/Disability-1030x139.png\" alt='' title='Disability'  height=\"139\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"\/wp-content\/uploads\/sites\/1667\/2019\/05\/Disability-1030x139.png 1030w, \/wp-content\/uploads\/sites\/1667\/2019\/05\/Disability-300x41.png 300w, \/wp-content\/uploads\/sites\/1667\/2019\/05\/Disability-768x104.png 768w, \/wp-content\/uploads\/sites\/1667\/2019\/05\/Disability-1500x203.png 1500w, \/wp-content\/uploads\/sites\/1667\/2019\/05\/Disability-705x95.png 705w, \/wp-content\/uploads\/sites\/1667\/2019\/05\/Disability-450x61.png 450w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-gzvmmk-6e507cafdbfddaf2918273e889f39055\">\n.flex_column.av-gzvmmk-6e507cafdbfddaf2918273e889f39055{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-gzvmmk-6e507cafdbfddaf2918273e889f39055 av_three_fifth  avia-builder-el-2  el_after_av_one_full  el_before_av_two_fifth  first flex_column_div av-zero-column-padding column-top-margin'     ><section  class='av_textblock_section av-1jo1v0-f583e08bd65d61f0daded6e29e4e3a07'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Why Disability Insurance?<\/h3>\n<p>Have you ever wondered what would happen to your income if you had an accidental injury, sickness, or pregnancy? That is why you need disability coverage, it replaces a portion of district income for the period of time you are unable to work due to those reasons.<\/p>\n<ul>\n<li>UNUM will be the new disability carrier.<\/li>\n<li>Simplified plan design with lower rates!<\/li>\n<li>Choose from 40%, 50%, or 66 2\/3% of salary benefit.<\/li>\n<li>90 and 180 day waiting\/elimination periods have been discontinued.<\/li>\n<\/ul>\n<h3>How do you decide if you need disability insurance?<\/h3>\n<p><strong>Consider these questions when making your decision:<\/strong><\/p>\n<ul>\n<li>How much district leave do you have?<\/li>\n<li>Do you have savings?<\/li>\n<li>Do you have other income you can rely on, such as from your spouse or from child support?<\/li>\n<li>How close are you to retirement?<\/li>\n<li>Could you go on Social Security Disability or take a Disability Retirement?<\/li>\n<li>What are your other sources of income?<\/li>\n<\/ul>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8utn8s-880d94bb17ac72aeda1134b64080bb0e\">\n.flex_column.av-8utn8s-880d94bb17ac72aeda1134b64080bb0e{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-8utn8s-880d94bb17ac72aeda1134b64080bb0e av_two_fifth  avia-builder-el-4  el_after_av_three_fifth  el_before_av_hr  flex_column_div av-zero-column-padding column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-77sqbw-e408313c1093f36f18064df2e51c19b7\">\n.iconbox.av-77sqbw-e408313c1093f36f18064df2e51c19b7 .iconbox_icon{\nbackground-color:#c42032;\n}\n<\/style>\n<article  class='iconbox iconbox_top av-77sqbw-e408313c1093f36f18064df2e51c19b7  avia-builder-el-5  el_before_av_iconlist  avia-builder-el-first  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue854' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" >Unum<\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p class=\"p1\">(800) 275-8686<\/p>\n<p><a href=\"http:\/\/www.unum.com\" target=\"_blank\" rel=\"noopener noreferrer\">http:\/\/www.unum.com<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jv9m4793-08245db38579701365123276bfb694b1\">\n#top .avia-icon-list-container.av-jv9m4793-08245db38579701365123276bfb694b1 .iconlist_icon{\ncolor:#c42032;\n}\n<\/style>\n<div  class='avia-icon-list-container av-jv9m4793-08245db38579701365123276bfb694b1  avia-builder-el-6  el_after_av_icon_box  avia-builder-el-last '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-small av-jv9m4793-08245db38579701365123276bfb694b1 avia-iconlist-animate'>\n<li><div class='iconlist_icon av-3a0lnq-14ddedf0b7607b0868454078295cab71 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue84e' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><div class='av_iconlist_title iconlist_title_small  '  itemprop=\"headline\" >UNUM Plan Information<\/div><\/header><div class='iconlist_content '  itemprop=\"text\" ><p><a href=\"\/wp-content\/uploads\/sites\/1667\/2021\/08\/2021-Allen-ISD-Disability-New.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">UNUM Disability Plan<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/1667\/2021\/08\/UNUM-Claim-Flyer.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">How to File A Claim Flyer<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/1667\/2021\/08\/UNUM-STD-Claim-Form.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">UNUM Disability Claim Form<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/1667\/2022\/06\/UNUM-Disability-Educator-Claim-form.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">UNUM Disability Educator Claim Form<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/1667\/2022\/02\/2022-Allen-ISD-Telephonic-Claims-Brochure.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Telephonic Claims Instructions<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/p><\/div><\/p>\n<div  class='hr av-dy8858-1a407cf3b10a1684b07933f6a1cb8231 hr-default  avia-builder-el-7  el_after_av_two_fifth  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3405","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/allenisd\/wp-json\/wp\/v2\/pages\/3405","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/allenisd\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/allenisd\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/allenisd\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/allenisd\/wp-json\/wp\/v2\/comments?post=3405"}],"version-history":[{"count":1,"href":"https:\/\/ffbenefits.ffga.com\/allenisd\/wp-json\/wp\/v2\/pages\/3405\/revisions"}],"predecessor-version":[{"id":3425,"href":"https:\/\/ffbenefits.ffga.com\/allenisd\/wp-json\/wp\/v2\/pages\/3405\/revisions\/3425"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/allenisd\/wp-json\/wp\/v2\/media?parent=3405"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}