{"id":1036,"date":"2018-04-18T22:22:40","date_gmt":"2018-04-18T22:22:40","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/bekerleyschooldistrict\/?page_id=1036"},"modified":"2026-01-27T19:25:46","modified_gmt":"2026-01-27T19:25:46","slug":"disability","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/berkeleyschooldistrict\/disability\/","title":{"rendered":"Disability"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k2p1gc-c0cc4bbe6276dc94ea97471e21b762c4\">\n.flex_column.av-k2p1gc-c0cc4bbe6276dc94ea97471e21b762c4{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-k2p1gc-c0cc4bbe6276dc94ea97471e21b762c4 av_one_full  avia-builder-el-0  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-j7wabw-87237a26937586042e5a3b7fae844a9d\">\n.avia-image-container.av-j7wabw-87237a26937586042e5a3b7fae844a9d img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-j7wabw-87237a26937586042e5a3b7fae844a9d .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-j7wabw-87237a26937586042e5a3b7fae844a9d av-styling- avia_animated_image av-animated-when-visible-95 right-to-left avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-2034 avia-img-lazy-loading-not-2034 avia_image ' src=\"\/wp-content\/uploads\/sites\/171\/2019\/05\/Disability-1030x139.png\" alt='' title='Disability'  height=\"139\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"\/wp-content\/uploads\/sites\/171\/2019\/05\/Disability-1030x139.png 1030w, \/wp-content\/uploads\/sites\/171\/2019\/05\/Disability-300x41.png 300w, \/wp-content\/uploads\/sites\/171\/2019\/05\/Disability-768x104.png 768w, \/wp-content\/uploads\/sites\/171\/2019\/05\/Disability-1500x203.png 1500w, \/wp-content\/uploads\/sites\/171\/2019\/05\/Disability-705x95.png 705w, \/wp-content\/uploads\/sites\/171\/2019\/05\/Disability-450x61.png 450w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-gzvmmk-6e507cafdbfddaf2918273e889f39055\">\n.flex_column.av-gzvmmk-6e507cafdbfddaf2918273e889f39055{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-gzvmmk-6e507cafdbfddaf2918273e889f39055 av_three_fifth  avia-builder-el-2  el_after_av_one_full  el_before_av_two_fifth  first flex_column_div av-zero-column-padding column-top-margin'     ><section  class='av_textblock_section av-1jo1v0-8c8765e0fca1de1ded2469f678b343f3'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Why Disability Insurance?<\/h3>\n<p>Have you ever wondered what would happen to your income if you had an accidental injury, sickness, or pregnancy? That is why you need disability coverage. It replaces a portion of income for the period of time you are unable to work due to those reasons.<\/p>\n<p>You are able to choose the <strong><em>benefit amount<\/em><\/strong> which is the amount of your income to replace, and the<strong><em> waiting period <\/em><\/strong>that you begin receiving payments.<\/p>\n<p>How do you decide if you need disability insurance?<\/p>\n<p><strong>Consider these questions when making your decision:<\/strong><\/p>\n<ul>\n<li>How much employer leave do you have?<\/li>\n<li>Do you have savings?<\/li>\n<li>Do you have other income you can rely on, such as from your spouse or from child support?<\/li>\n<li>How close are you to retirement?<\/li>\n<li>Could you go on Social Security Disability or take a Disability Retirement?<\/li>\n<li>What are your other sources of income?<\/li>\n<\/ul>\n<h3>Long Term Disability Insurance<\/h3>\n<p>You employer offers Long Term Disability Insurance through the South Carolina Public Employee Benefit Authority. <a href=\"https:\/\/www.peba.sc.gov\" target=\"_blank\" rel=\"noopener\">Visit the SC PEBA website<\/a> for more information.<\/p>\n<\/div><\/section><br \/>\n<div  class='avia-button-wrap av-k4szi9bl-af585073400c92ceb874172bc890eb78-wrap avia-button-center  avia-builder-el-4  el_after_av_textblock  avia-builder-el-last '><a href='https:\/\/www.peba.sc.gov' class='avia-button av-k4szi9bl-af585073400c92ceb874172bc890eb78 avia-icon_select-yes-left-icon avia-size-medium avia-position-center avia-color-theme-color' target=\"_blank\" rel=\"noopener noreferrer\"><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='\ue81f' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >SC PEBA Website<\/span><\/a><\/div><\/p><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8utn8s-880d94bb17ac72aeda1134b64080bb0e\">\n.flex_column.av-8utn8s-880d94bb17ac72aeda1134b64080bb0e{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-8utn8s-880d94bb17ac72aeda1134b64080bb0e av_two_fifth  avia-builder-el-5  el_after_av_three_fifth  avia-builder-el-last  flex_column_div av-zero-column-padding column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-bx2hqw-397f5c8781eb2042664d0a63e4184945\">\n.iconbox.av-bx2hqw-397f5c8781eb2042664d0a63e4184945 .iconbox_icon{\nbackground-color:#c42032;\n}\n<\/style>\n<article  class='iconbox iconbox_top av-bx2hqw-397f5c8781eb2042664d0a63e4184945  avia-builder-el-6  el_before_av_iconlist  avia-builder-el-first  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue854' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" >Short Term Disability Insurance<\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">The Standard<\/span><\/p>\n<p><a href=\"http:\/\/www.standard.com\" target=\"_blank\" rel=\"noopener\"><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">www.standard.com<\/span><\/a><\/p>\n<p><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">800.368.1135<\/span><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f\">\n#top .avia-icon-list-container.av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f .iconlist_icon{\ncolor:#ffffff;\nbackground-color:#c42032;\n}\n<\/style>\n<div  class='avia-icon-list-container av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f  avia-builder-el-7  el_after_av_icon_box  el_before_av_icon_box '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f avia-iconlist-animate'>\n<li><div class='iconlist_icon av-7xg32k-8cefd0f677bae2718356b49df58daf2d avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue81f' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >DISABILITY PLAN INFORMATION<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p><a href=\"\/wp-content\/uploads\/sites\/171\/2025\/09\/The-Standard-Short-Term-Disability-Info-and-Rates.pdf\" target=\"_blank\" rel=\"noopener\">The Standard Short-Term Disability Info and Rates<\/a><\/p>\n<p><a href=\"https:\/\/www.standard.com\/eforms\/15167_174525.pdf\" target=\"_blank\" rel=\"noopener\">The Standard- Short-Term Disability Claim Filing FAQs<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/171\/2026\/01\/The-Standard-Benefits-Sites-List.pdf\" target=\"_blank\" rel=\"noopener\">The Standard Benefits Links<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/171\/2026\/01\/The-Standard-Performance-Guarantee.pdf\" target=\"_blank\" rel=\"noopener\">The Standard- Performance Guarantee<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/171\/2026\/01\/The-Standard-Short-Term-Disability-Certificate.pdf\" target=\"_blank\" rel=\"noopener\">The Standard- Short Term Disability Certificate<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/171\/2026\/01\/The-Standard-Master-Disability-Policy.pdf\" target=\"_blank\" rel=\"noopener\">The Standard- Master Disability Policy<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-bx2hqw-3-3ef81c48b903819f20d4c300f86690df\">\n.iconbox.av-bx2hqw-3-3ef81c48b903819f20d4c300f86690df .iconbox_icon{\nbackground-color:#c42032;\n}\n<\/style>\n<article  class='iconbox iconbox_top av-bx2hqw-3-3ef81c48b903819f20d4c300f86690df  avia-builder-el-8  el_after_av_iconlist  avia-builder-el-last  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue854' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" >Long Term Disability Insurance<\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p>SC Public Employee Benefit Authority<\/p>\n<p><a href=\"https:\/\/www.peba.sc.gov\" target=\"_blank\" rel=\"noopener\">https:\/\/www.peba.sc.gov<\/a><\/p>\n<p><a href=\"https:\/\/www.standard.com\/mybenefits\/southcarolina\/\" target=\"_blank\" rel=\"noopener\">The Standard Company LTD Website<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><\/p><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1036","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/berkeleyschooldistrict\/wp-json\/wp\/v2\/pages\/1036","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/berkeleyschooldistrict\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/berkeleyschooldistrict\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/berkeleyschooldistrict\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/berkeleyschooldistrict\/wp-json\/wp\/v2\/comments?post=1036"}],"version-history":[{"count":49,"href":"https:\/\/ffbenefits.ffga.com\/berkeleyschooldistrict\/wp-json\/wp\/v2\/pages\/1036\/revisions"}],"predecessor-version":[{"id":3679,"href":"https:\/\/ffbenefits.ffga.com\/berkeleyschooldistrict\/wp-json\/wp\/v2\/pages\/1036\/revisions\/3679"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/berkeleyschooldistrict\/wp-json\/wp\/v2\/media?parent=1036"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}