{"id":1359,"date":"2018-05-17T15:34:40","date_gmt":"2018-05-17T15:34:40","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/calcasieuparish\/?page_id=1359"},"modified":"2026-03-04T19:53:50","modified_gmt":"2026-03-04T19:53:50","slug":"2026-27-plan-year","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/calcasieuparish\/2026-27-plan-year\/","title":{"rendered":"2026-2027 Plan Year"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jwtm68ol-32b99736c354027376a2d8f346549381\">\n.avia-section.av-jwtm68ol-32b99736c354027376a2d8f346549381{\nbackground-color:#ffffff;\nbackground-image:url(\/wp-content\/uploads\/sites\/234\/2018\/04\/Desk.jpg);\nbackground-repeat:no-repeat;\nbackground-position:0% 0%;\nbackground-attachment:fixed;\n}\n.avia-section.av-jwtm68ol-32b99736c354027376a2d8f346549381 .av-extra-border-element .av-extra-border-inner{\nbackground-color:#ffffff;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-jwtm68ol-32b99736c354027376a2d8f346549381 main_color avia-section-large avia-no-border-styling  avia-builder-el-0  el_before_av_one_half  avia-builder-el-first  avia-full-stretch avia-bg-style-fixed container_wrap sidebar_right'  data-section-bg-repeat='stretch'><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-1359'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-djau-47ff5213fa0299586108d961226db668\">\n.flex_column.av-djau-47ff5213fa0299586108d961226db668{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-djau-47ff5213fa0299586108d961226db668 av_one_half  avia-builder-el-1  el_before_av_one_half  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lvxm-6a56f553cdacfe35f21d50961a9f8cb5\">\n@-webkit-keyframes av_boxShadowEffect_av-lvxm-6a56f553cdacfe35f21d50961a9f8cb5-column {\n0%   { box-shadow:  0 0 0 0 #a5a5a5; opacity: 1; }\n100% { box-shadow:  0 0 10px 0 #a5a5a5; opacity: 1; }\n}\n@keyframes av_boxShadowEffect_av-lvxm-6a56f553cdacfe35f21d50961a9f8cb5-column {\n0%   { box-shadow:  0 0 0 0 #a5a5a5; opacity: 1; }\n100% { box-shadow:  0 0 10px 0 #a5a5a5; opacity: 1; }\n}\n.flex_column.av-lvxm-6a56f553cdacfe35f21d50961a9f8cb5{\nbox-shadow: 0 0 10px 0 #a5a5a5;\nborder-width:1px;\nborder-color:#c8e9ed;\nborder-style:solid;\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:20px 20px 20px 20px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div class='flex_column av-lvxm-6a56f553cdacfe35f21d50961a9f8cb5 av_one_half  avia-builder-el-2  el_after_av_one_half  avia-builder-el-last  flex_column_div av-animated-generic right-to-left shadow-not-animated '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2juctr-962cf879afb1dca04397fb4ee406fe96\">\n#top .av-special-heading.av-2juctr-962cf879afb1dca04397fb4ee406fe96{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-2juctr-962cf879afb1dca04397fb4ee406fe96 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-2juctr-962cf879afb1dca04397fb4ee406fe96 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-2juctr-962cf879afb1dca04397fb4ee406fe96 av-special-heading-h1 blockquote modern-quote modern-centered  avia-builder-el-3  el_before_av_textblock  avia-builder-el-first  av-linked-heading'><h1 class='av-special-heading-tag'  itemprop=\"headline\"  >2026-2027 Plan Year Benefits<\/h1><div class='av-subheading av-subheading_below'><p>Benefits Effective:<br \/>\nMay 1, 2026 &#8211; April 30, 2027<\/p>\n<\/div><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-49e0-75ece53b4afd48ac94d58a4883966210'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: center\">This website includes a brief overview of your benefit options and acts as a reference guide for your insurance plans. You can refer to it any time you have questions about benefits, claims, etc. Take full advantage of this resource to become familiar with benefit offerings and prepare for open enrollment.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jwtmxk6x-448ed3c9bf6a7ae24e4f0b0ad35ff0f6\">\n#top .hr.av-jwtmxk6x-448ed3c9bf6a7ae24e4f0b0ad35ff0f6{\nmargin-top:30px;\nmargin-bottom:30px;\n}\n.hr.av-jwtmxk6x-448ed3c9bf6a7ae24e4f0b0ad35ff0f6 .hr-inner{\nwidth:45%;\nborder-color:#c42133;\nmax-width:45%;\n}\n.hr.av-jwtmxk6x-448ed3c9bf6a7ae24e4f0b0ad35ff0f6 .av-seperator-icon{\ncolor:#c42133;\n}\n<\/style>\n<div  class='hr av-jwtmxk6x-448ed3c9bf6a7ae24e4f0b0ad35ff0f6 hr-custom  avia-builder-el-5  el_after_av_textblock  el_before_av_textblock  hr-center hr-icon-yes'><span class='hr-inner inner-border-av-border-fat'><span class=\"hr-inner-style\"><\/span><\/span><span class='av-seperator-icon' aria-hidden='true' data-av_icon='\ue898' data-av_iconfont='entypo-fontello'><\/span><span class='hr-inner inner-border-av-border-fat'><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-jv8qxuzd-eb65d0a043e0ea804312db55a232ced2'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><div class=\"span7 offset-mini3\">\n<div id=\"groupcontact\">\n<div class=\"clearfix left0 bottom10 box-nh grad\">\n<div class=\"row-fluid\">\n<div class=\"span5 offset1 bottom10\">\n<h3 style=\"text-align: center\">Benefits Office Contact Information &#8211; Calcasieu Parish School Board<\/h3>\n<div style=\"text-align: center\">\n<div>Stacey Vezinot, stacey.vezinot@cpsb.org<\/div>\n<div>Stacy Howard, stacy.howard@cpsb.org<\/div>\n<div>Megan Guidry, megan.guidry@cpsb.org<\/div>\n<div>Sheri Maddox, sheri.maddox@cpsb.org<\/div>\n<\/div>\n<div style=\"text-align: center\">3310 Broad Street Lake Charles, LA 70615<\/div>\n<div style=\"text-align: center\">Phone: (337) 217-4240<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jwtmxk6x-2-a54a4854d7149814e99a22ead63cf179\">\n#top .hr.hr-invisible.av-jwtmxk6x-2-a54a4854d7149814e99a22ead63cf179{\nheight:25px;\n}\n<\/style>\n<div  class='hr av-jwtmxk6x-2-a54a4854d7149814e99a22ead63cf179 hr-invisible  avia-builder-el-7  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-jv8qxuzd-1-18e708f2a5f9797e7ec1333c6d99bcc4'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><div class=\"span7 offset-mini3\">\n<div id=\"groupcontact\">\n<div class=\"clearfix left0 bottom10 box-nh grad\">\n<div class=\"row-fluid\">\n<div class=\"span5 offset1 bottom10\">\n<h3 style=\"text-align: center\">Benefits Book<\/h3>\n<h3 style=\"text-align: center\"><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/section><br \/>\n<div  class='avia-button-wrap av-k7p5afg9-994b2188d4adf820d944dd8a18db8894-wrap avia-button-center  avia-builder-el-9  el_after_av_textblock  el_before_av_button '><a href='\/wp-content\/uploads\/sites\/234\/2024\/09\/CPSB-2026-Benefit-Guide.pdf' class='avia-button av-k7p5afg9-994b2188d4adf820d944dd8a18db8894 avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color' target=\"_blank\" rel=\"noopener noreferrer\"><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='\ue84e' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >Calcasieu Parish Benefit Book<\/span><\/a><\/div><br \/>\n<div  class='avia-button-wrap av-k7p5wlo5-c84d7ce61bbffc0bffbef198c80ccbff-wrap avia-button-center  avia-builder-el-10  el_after_av_button  avia-builder-el-last '><a href='\/wp-content\/uploads\/sites\/234\/2024\/09\/Calcasieu-20262027-Benefit-Book-2.pdf' class='avia-button av-k7p5wlo5-c84d7ce61bbffc0bffbef198c80ccbff avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color' target=\"_blank\" rel=\"noopener noreferrer\"><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='\ue84e' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >First Financial Calcasieu Benefit Book<\/span><\/a><\/div><\/p><\/div>\n<\/div><\/div><\/main><!-- close content main element --><\/div><div class='av-extra-border-element border-extra-diagonal  diagonal-box-shadow'><div class='av-extra-border-outer'><div class='av-extra-border-inner'><\/div><\/div><\/div><\/div><div id='after_section_1'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-1359'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2yvjun-4a4eccdb7b959982805c47dd947f8b51\">\n.flex_column.av-2yvjun-4a4eccdb7b959982805c47dd947f8b51{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-2yvjun-4a4eccdb7b959982805c47dd947f8b51 av_one_half  avia-builder-el-11  el_after_av_section  el_before_av_one_half  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l79wf-562292c63046a59ea5efa027a7759c36\">\n#top .av-special-heading.av-l79wf-562292c63046a59ea5efa027a7759c36{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-l79wf-562292c63046a59ea5efa027a7759c36 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-l79wf-562292c63046a59ea5efa027a7759c36 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-l79wf-562292c63046a59ea5efa027a7759c36 av-special-heading-h3  avia-builder-el-12  el_before_av_textblock  avia-builder-el-first  av-linked-heading'><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >What is Open Enrollment?<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-jwwctttb-0699a70a95e9a7c06d385dd66ac07efb'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>The open enrollment period allows you to review, change or continue benefit elections every year. Keep in mind that benefit plan changes are only allowed throughout the plan year if it is during open enrollment or you have a qualified Section 125 event. During open enrollment, you can do the following:<\/p>\n<ul>\n<li><strong>Elect or decline coverage<\/strong>, in addition to changing existing coverage.<\/li>\n<li><strong>Review personal information<\/strong> and <strong>verify that covered dependents are named on the plan.<\/strong> (If there are inconsistencies between your personal and\/or benefit information, you will need to notify your employer.)<\/li>\n<li><strong>Confirm that the correct dependents are selected<\/strong> in order to be covered for every benefit including medical, dental, vision, etc.<\/li>\n<\/ul>\n<\/div><\/section><br \/>\n<div  class='avia-icon-list-container av-jwv7hg3g-139916978bff8a9ed035e209af6ab07d  avia-builder-el-14  el_after_av_textblock  el_before_av_video '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-jwv7hg3g-139916978bff8a9ed035e209af6ab07d avia-iconlist-animate'>\n<li><div class='iconlist_icon av-4u8bin-d98721da3e8a62343944df7bcd8c819e avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue85b' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Enrollment Schedule<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>Open Enrollment will begin Tuesday, March 17. Please check <a href=\"\/wp-content\/uploads\/sites\/234\/2026\/03\/CALCASIEU-2026-OPEN-ENROLLMENT-SCHEDULE.xlsx\" target=\"_blank\" rel=\"noopener\">HERE<\/a> to see when First Financial will be at your location.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><br \/>\n<div  class='avia-video av-jv8ozkwj-c3d80526e7c02c0c37becb64fd863c31 avia-video-16-9 av-no-preview-image avia-video-load-always av-lazyload-immediate av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  data-original_url='https:\/\/ffga.wistia.com\/medias\/nv1rj5w5gz'><script type='text\/html' class='av-video-tmpl'><div class='avia-iframe-wrap'><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" title=\"What is Open Enrollment? Video\" src=\"https:\/\/fast.wistia.net\/embed\/iframe\/nv1rj5w5gz?dnt=1#?secret=lEPtvS1QCa\" data-secret=\"lEPtvS1QCa\" frameborder=\"0\" scrolling=\"no\" width=\"960\" height=\"540\"><\/iframe><\/div><\/script><div class='av-click-to-play-overlay'><div class=\"avia_playpause_icon\"><\/div><\/div><\/div><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4jevgf-e8c5032f3c09adbc5f1d3c91dc4a4d3b\">\n.flex_column.av-4jevgf-e8c5032f3c09adbc5f1d3c91dc4a4d3b{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-4jevgf-e8c5032f3c09adbc5f1d3c91dc4a4d3b av_one_half  avia-builder-el-16  el_after_av_one_half  el_before_av_one_full  flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jvbg6pky-6fe25d1534f5306f82fe94a255242118\">\n#top .avia-icon-list-container.av-jvbg6pky-6fe25d1534f5306f82fe94a255242118 .iconlist_icon{\nbackground-color:#c42032;\n}\n<\/style>\n<div  class='avia-icon-list-container av-jvbg6pky-6fe25d1534f5306f82fe94a255242118  avia-builder-el-17  avia-builder-el-no-sibling '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-jvbg6pky-6fe25d1534f5306f82fe94a255242118 avia-iconlist-animate'>\n<li><div class='iconlist_icon av-1wjvn3-2ca5246666fdbde2c22c49c8ce35b74d avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue862' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Open Enrollment<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>Open Enrollment will begin Tuesday, March 17. Please check with your Principal \/ Administrator to see when First Financial will be at your location.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-42wb4v-7d9b727fce55a3ad3b583c34aa1839d1 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue863' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >New Employees<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>You have <strong>30 <\/strong>days from your actively-at-work date to make benefit elections. Please reach out to Louisiana Branch office to enroll in benefits.<\/p>\n<p>Covington Branch Office:<\/p>\n<p>Toll Free: 866-541-5096<\/p>\n<p>Local: 985-893-5519<\/p>\n<p>Email: covington@ffga.com<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-2n4gdb-4b84f4f31d7e494bf40fbe473442ad3e avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue83e' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Mid-year Changes<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>You may add or cancel coverage during the plan year if you have a change in family status. You must notify the benefits department within 30 days of the change. Please reach out to Louisiana Branch Office for First Financial Benefits and your Insurance Department for CPSB Benefits.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-2bopu7-43fb7253908ecdd682656022f07d8e13 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue828' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Eligibility<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>Eligible employees must be actively at work on the plan effective date for new benefits to be effective.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2l8q3j-4eec18cc7292270a3b758cff2812327a\">\n.flex_column.av-2l8q3j-4eec18cc7292270a3b758cff2812327a{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-2l8q3j-4eec18cc7292270a3b758cff2812327a av_one_full  avia-builder-el-18  el_after_av_one_half  el_before_av_one_half  first flex_column_div av-zero-column-padding column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-476mov-63df9616a33aeee065138066720517d9\">\n#top .av-special-heading.av-476mov-63df9616a33aeee065138066720517d9{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-476mov-63df9616a33aeee065138066720517d9 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-476mov-63df9616a33aeee065138066720517d9 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-476mov-63df9616a33aeee065138066720517d9 av-special-heading-h3  avia-builder-el-19  el_before_av_textblock  avia-builder-el-first  av-linked-heading'><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >Section 125 Plan Information and Rules<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-jvbf48yk-2a084d504852104aa200974362131566'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p class=\"p1\">A Section 125 Plan provides a tax-saving way to pay for eligible medical or dependent care expenses. The funds are automatically deducted from your paycheck on a pre-tax basis.<\/p>\n<h5 class=\"p2\">Here\u2019s How It Works<\/h5>\n<p class=\"p1\">A Section 125 Plan reduces your taxes and increases your spendable income by allowing you to deduct the cost of eligible benefits from your earnings before tax. Plus, the plan is available to you at no cost, and you\u2019re already eligible &#8211; all you have to do is enroll.<\/p>\n<h5 class=\"p2\">Is It Right for Me?<\/h5>\n<p class=\"p1\">The savings you may experience with a Section 125 Plan are outlined in the example below. For instance, you could potentially take home about $70 more each month if you participated in your employer\u2019s Section 125 Plan \u2013 that\u2019s a savings of $840 a year!<\/p>\n<p>You cannot change your benefit elections for the plan year unless the benefits office receives notification in writing within 31 days of the status change.\u00a0If the benefits office is not notified within 31 days of the status change, no benefit change can be made until the next annual open enrollment.<\/p>\n<p>IRS specified changes in family status include:<\/p>\n<ul>\n<li>Change in legal married status<\/li>\n<li>Change in number of dependents<\/li>\n<li>Termination or commencement of employment<\/li>\n<li>Dependent satisfies or ceases to satisfy dependent eligibility requirements<\/li>\n<li>Change in residence or worksite that affects eligibility for coverage<\/li>\n<\/ul>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1ygohr-e9f30bc14b1db4f646bbb8531d28f30e\">\n#top .av-special-heading.av-1ygohr-e9f30bc14b1db4f646bbb8531d28f30e{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-1ygohr-e9f30bc14b1db4f646bbb8531d28f30e .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-1ygohr-e9f30bc14b1db4f646bbb8531d28f30e .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-1ygohr-e9f30bc14b1db4f646bbb8531d28f30e av-special-heading-h3  avia-builder-el-21  el_after_av_textblock  avia-builder-el-last  av-linked-heading'><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >Section 125 Sample Paycheck<sup>*<\/sup><\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/p><\/div><\/p>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-26w9gzj-02f6961f652ad4a03440f214fe1b5000\">\n.flex_column.av-26w9gzj-02f6961f652ad4a03440f214fe1b5000{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-26w9gzj-02f6961f652ad4a03440f214fe1b5000 av_one_half  avia-builder-el-22  el_after_av_one_full  el_before_av_one_half  first flex_column_div av-zero-column-padding column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-21heaov-fdffc6541d2988fb24594f6abe2ddaf4\">\n#top .av-special-heading.av-21heaov-fdffc6541d2988fb24594f6abe2ddaf4{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-21heaov-fdffc6541d2988fb24594f6abe2ddaf4 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-21heaov-fdffc6541d2988fb24594f6abe2ddaf4 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-21heaov-fdffc6541d2988fb24594f6abe2ddaf4 av-special-heading-h4 blockquote modern-quote  avia-builder-el-23  el_before_av_table  avia-builder-el-first '><h4 class='av-special-heading-tag'  itemprop=\"headline\"  >WITHOUT S125<\/h4><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<div class='avia-data-table-wrap av-24kgplb-a6ee4e40ac9ef51e483c82ef133aec7f avia_responsive_table avia-table-1'><table  class='avia-table avia-data-table avia_pricing_default  avia-builder-el-24  el_after_av_heading  avia-builder-el-last '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Table\" ><tbody><tr class=''><th class='avia-desc-col'>Monthly Salary<\/th><td class=''>$2,000<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Medical Deductions<\/th><td class=''>&#8211; N\/A<\/td><\/tr><tr class=''><th class='avia-desc-col'>Taxable Gross Income<\/th><td class=''>$2,000<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Taxes (Fed\/State @ 20%)<\/th><td class=''>-$400<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Estimated FICA (7.65%)<\/th><td class=''>-$153<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Medical Deductions<\/th><td class=''>-$250<\/td><\/tr><tr class='avia-pricing-row'><th class='avia-desc-col'>Take Home Pay<\/th><td class=''>$1,197<\/td><\/tr><\/tbody><\/table><\/div><style type='text\/css'>.avia-table-1 td:nth-of-type(1):before { content: 'Monthly Salary'; } <\/style><\/p><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-14ipj5r-4c874dcf15e28c0b94d4f08ba12a74dd\">\n.flex_column.av-14ipj5r-4c874dcf15e28c0b94d4f08ba12a74dd{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-14ipj5r-4c874dcf15e28c0b94d4f08ba12a74dd av_one_half  avia-builder-el-25  el_after_av_one_half  el_before_av_notification  flex_column_div av-zero-column-padding column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-110ps4f-c1d16c679b62b99b354f6e6cdae16687\">\n#top .av-special-heading.av-110ps4f-c1d16c679b62b99b354f6e6cdae16687{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-110ps4f-c1d16c679b62b99b354f6e6cdae16687 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-110ps4f-c1d16c679b62b99b354f6e6cdae16687 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-110ps4f-c1d16c679b62b99b354f6e6cdae16687 av-special-heading-h4 blockquote modern-quote  avia-builder-el-26  el_before_av_table  avia-builder-el-first '><h4 class='av-special-heading-tag'  itemprop=\"headline\"  >WITH S125<\/h4><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<div class='avia-data-table-wrap av-132f8tb-13aefe6ba0b6fedb949b1ba4602b39ce avia_responsive_table avia-table-2'><table  class='avia-table avia-data-table avia_pricing_default  avia-builder-el-27  el_after_av_heading  avia-builder-el-last '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Table\" ><tbody><tr class=''><th class='avia-desc-col'>Monthly Salary<\/th><td class=''>$2,000<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Medical Deductions<\/th><td class=''>-$250<\/td><\/tr><tr class=''><th class='avia-desc-col'>Taxable Gross Income<\/th><td class=''>$1,750<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Taxes (Fed\/State @ 20%)<\/th><td class=''>-$350<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Estimated FICA (7.65%)<\/th><td class=''>-$133<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Medical Deductions<\/th><td class=''>&#8211; N\/A<\/td><\/tr><tr class='avia-pricing-row'><th class='avia-desc-col'>Take Home Pay<\/th><td class=''>$1,267<\/td><\/tr><\/tbody><\/table><\/div><style type='text\/css'>.avia-table-2 td:nth-of-type(1):before { content: 'Monthly Salary'; } <\/style><\/p><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jwv74zxw-41060b39f6830e68a3c80aeb50a58147\">\n.avia_message_box.av-jwv74zxw-41060b39f6830e68a3c80aeb50a58147{\nbackground-color:#c42032;\ncolor:#ffffff;\n}\n<\/style>\n<div id='avia-messagebox-' class='avia_message_box av_notification av-jwv74zxw-41060b39f6830e68a3c80aeb50a58147 avia-color-custom avia-size-large avia-icon_select-yes avia-border-  avia-builder-el-28  el_after_av_one_half  el_before_av_textblock ' ><div class=\"avia_message_box_content\"><span class='avia_message_box_icon' aria-hidden='true' data-av_icon='\ue83f' data-av_iconfont='entypo-fontello'><\/span><p>You could save $70 per month in taxes by paying for your benefits on a pre-tax basis!<\/p>\n<\/div><\/div>\n<section  class='av_textblock_section av-jx23aisn-a55e871d9be38d983b0c2910ddf68b36'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: center\"><em>*The figures in the sample paycheck above are for illustrative purposes only.<\/em><\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2bakkv-b4dfbb6cd9235ff42843c71394aaa590\">\n.flex_column.av-2bakkv-b4dfbb6cd9235ff42843c71394aaa590{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-2bakkv-b4dfbb6cd9235ff42843c71394aaa590 av_one_full  avia-builder-el-30  el_after_av_textblock  avia-builder-el-last  first flex_column_div av-zero-column-padding column-top-margin'     ><section  class='av_textblock_section av-jwv4e9es-765c4a8e49e8cd44f9a57e4567ca5c59'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><em class=\"ADAgray\">This site contains a summary of the benefits offered by your employer. If there is a conflict between the terms of this outline of benefits and the actual contracts, the terms of the contracts will prevail.<\/em><\/p>\n<\/div><\/section><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1359","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/calcasieuparish\/wp-json\/wp\/v2\/pages\/1359","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/calcasieuparish\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/calcasieuparish\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/calcasieuparish\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/calcasieuparish\/wp-json\/wp\/v2\/comments?post=1359"}],"version-history":[{"count":105,"href":"https:\/\/ffbenefits.ffga.com\/calcasieuparish\/wp-json\/wp\/v2\/pages\/1359\/revisions"}],"predecessor-version":[{"id":3651,"href":"https:\/\/ffbenefits.ffga.com\/calcasieuparish\/wp-json\/wp\/v2\/pages\/1359\/revisions\/3651"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/calcasieuparish\/wp-json\/wp\/v2\/media?parent=1359"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}