{"id":2745,"date":"2019-07-24T20:34:06","date_gmt":"2019-07-24T20:34:06","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/calcasieuparish\/?page_id=2745"},"modified":"2025-03-17T19:34:09","modified_gmt":"2025-03-17T19:34:09","slug":"term-life-insurance","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/calcasieuparish\/term-life-insurance\/","title":{"rendered":"Term Life Insurance"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lzmu0u-3e81f471471f721e1a55a6237775f3e7\">\n.flex_column.av-lzmu0u-3e81f471471f721e1a55a6237775f3e7{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-lzmu0u-3e81f471471f721e1a55a6237775f3e7 av_one_full  avia-builder-el-0  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kz1ym6-202c61a3e02e85dcc368ff74e9895eca\">\n.avia-image-container.av-kz1ym6-202c61a3e02e85dcc368ff74e9895eca img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-kz1ym6-202c61a3e02e85dcc368ff74e9895eca .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-kz1ym6-202c61a3e02e85dcc368ff74e9895eca av-styling- avia_animated_image av-animated-when-visible-95 right-to-left avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-2746 avia-img-lazy-loading-not-2746 avia_image ' src=\"\/wp-content\/uploads\/sites\/234\/2019\/07\/TermLife-1500x202.png\" alt='Term Life Insurance' title='TermLife'  height=\"202\" width=\"1500\"  itemprop=\"thumbnailUrl\" srcset=\"\/wp-content\/uploads\/sites\/234\/2019\/07\/TermLife.png 1500w, \/wp-content\/uploads\/sites\/234\/2019\/07\/TermLife-300x40.png 300w, \/wp-content\/uploads\/sites\/234\/2019\/07\/TermLife-768x103.png 768w, \/wp-content\/uploads\/sites\/234\/2019\/07\/TermLife-1030x139.png 1030w, \/wp-content\/uploads\/sites\/234\/2019\/07\/TermLife-705x95.png 705w, \/wp-content\/uploads\/sites\/234\/2019\/07\/TermLife-450x61.png 450w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-is13hq-89a2ad7f2ba8798ff7d34e5b1db9222b\">\n.flex_column.av-is13hq-89a2ad7f2ba8798ff7d34e5b1db9222b{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-is13hq-89a2ad7f2ba8798ff7d34e5b1db9222b av_three_fifth  avia-builder-el-2  el_after_av_one_full  el_before_av_two_fifth  first flex_column_div av-zero-column-padding column-top-margin'     ><section  class='av_textblock_section av-gz6rzy-f9dff091bf97136cd6130f76a6f2dcd2'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Life insurance protects your loved ones. It pays a benefit so they can afford to pay for funeral expenses, pay off debt and maintain their current standard of living. It is one of the best ways to show you care. During this year\u2019s enrollment, you now have the opportunity to increase your life insurance protection with a voluntary plan offered by your employer.<\/p>\n<p><strong>BASIC, OPTIONAL AND VOLUNTARY TERM LIFE INSURANCE<\/strong><\/p>\n<ul>\n<li>Voluntary life insurance is term life coverage you can purchase in addition to the basic life plan provided by your employer.<\/li>\n<li>Voluntary Life &#8211; Retirees are eligible to continue coverage into retirement. Retiree must be eligible as a retiree under his\/her specific retirement system. Retirees are not eligible for total or permanent disability waiver of premium. Maximum benefit available for Retirees is $50,000 with Spouse limited to 50% of Retiree benefit to a maximum of $25,000.<\/li>\n<li><strong>Voluntary Life &#8211; All coverage terminates at age 70<\/strong><\/li>\n<\/ul>\n<ul>\n<li>Basic and Optional Life coverage reduces to 75% at age 65 then to 50% at age 70 of the amounts shown in the Schedule of Benefits<\/li>\n<li>Basic and Optional Life Benefits continue into retirement, subject to terms of the policy<\/li>\n<li>Calcasieu Parish School Board pays a portion of premiums &#8211; please see Life Insurance Rates.<\/li>\n<\/ul>\n<p>Click <a href=\"\/wp-content\/uploads\/sites\/234\/2023\/03\/Voluntary-Life-Summary.pdf\" target=\"_blank\" rel=\"noopener\">HERE<\/a>\u00a0for more information on Voluntary Life offered through Calcasieu Parish School Board<\/p>\n<p>Click <a href=\"\/wp-content\/uploads\/sites\/234\/2025\/03\/Basic-Optional-Life-Insurance.pdf\" target=\"_blank\" rel=\"noopener\">HERE<\/a>\u00a0for more information on Basic and Optional Life offered through Calcasieu Parish School Board<\/p>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-e4fsf2-0e0e34c4abfcbd15acd1b20513d42a9e\">\n.flex_column.av-e4fsf2-0e0e34c4abfcbd15acd1b20513d42a9e{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-e4fsf2-0e0e34c4abfcbd15acd1b20513d42a9e av_two_fifth  avia-builder-el-4  el_after_av_three_fifth  el_before_av_heading  flex_column_div av-zero-column-padding column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-bx2hqw-e32abadb78316efcbe9ee5e54ca05459\">\n.iconbox.av-bx2hqw-e32abadb78316efcbe9ee5e54ca05459 .iconbox_icon{\nbackground-color:#c42032;\n}\n<\/style>\n<article  class='iconbox iconbox_top av-bx2hqw-e32abadb78316efcbe9ee5e54ca05459  avia-builder-el-5  el_before_av_iconlist  avia-builder-el-first  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue854' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" ><a href='http:\/\/www.metlife.com' title='Trustmark' target=\"_blank\" rel=\"noopener noreferrer\">Trustmark<\/a><\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p class=\"p1\">800.247.4179<\/p>\n<p><a href=\"http:\/\/trustmarkins.com\/group\/\" target=\"_blank\" rel=\"noopener\">Trustmark Group Benefits<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f\">\n#top .avia-icon-list-container.av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f .iconlist_icon{\ncolor:#ffffff;\nbackground-color:#c42032;\n}\n<\/style>\n<div  class='avia-icon-list-container av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f  avia-builder-el-6  el_after_av_icon_box  avia-builder-el-last '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f avia-iconlist-animate'>\n<li><div class='iconlist_icon av-3y186x-e3cb3948c1f49318acaf85adfac7e7f2 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue81f' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >TERM LIFE PLAN INFORMATION<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p><a href=\"\/wp-content\/uploads\/sites\/234\/2023\/03\/Voluntary-Life-Summary.pdf\" target=\"_blank\" rel=\"noopener\">Voluntary Life Benefit Summary<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/234\/2025\/03\/Basic-Optional-Life-Insurance.pdf\" target=\"_blank\" rel=\"noopener\">Basic &amp; Optional Life Insurance Summary<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2o4hqh-d6fa51b4a64d17b36fd8bdce4a74bbc5\">\n#top .av-special-heading.av-2o4hqh-d6fa51b4a64d17b36fd8bdce4a74bbc5{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-2o4hqh-d6fa51b4a64d17b36fd8bdce4a74bbc5 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-2o4hqh-d6fa51b4a64d17b36fd8bdce4a74bbc5 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-2o4hqh-d6fa51b4a64d17b36fd8bdce4a74bbc5 av-special-heading-h3  avia-builder-el-7  el_after_av_two_fifth  el_before_av_video  av-linked-heading'><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >TERM LIFE INSURANCE VIDEO<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/p>\n<div  class='avia-video av-jv8ozkwj-d58d839eecb80140a6ff72b3849ecb25 avia-video-16-9 av-no-preview-image avia-video-load-always av-lazyload-immediate av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  data-original_url='https:\/\/ffga.wistia.com\/medias\/eiu49rvqx1'><script type='text\/html' class='av-video-tmpl'><div class='avia-iframe-wrap'><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" title=\"Voluntary Group Life Video\" src=\"https:\/\/fast.wistia.net\/embed\/iframe\/eiu49rvqx1?dnt=1#?secret=XeKBZmFGnU\" data-secret=\"XeKBZmFGnU\" frameborder=\"0\" scrolling=\"no\" width=\"640\" height=\"360\"><\/iframe><\/div><\/script><div class='av-click-to-play-overlay'><div class=\"avia_playpause_icon\"><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":10,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2745","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/calcasieuparish\/wp-json\/wp\/v2\/pages\/2745","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/calcasieuparish\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/calcasieuparish\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/calcasieuparish\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/calcasieuparish\/wp-json\/wp\/v2\/comments?post=2745"}],"version-history":[{"count":23,"href":"https:\/\/ffbenefits.ffga.com\/calcasieuparish\/wp-json\/wp\/v2\/pages\/2745\/revisions"}],"predecessor-version":[{"id":3619,"href":"https:\/\/ffbenefits.ffga.com\/calcasieuparish\/wp-json\/wp\/v2\/pages\/2745\/revisions\/3619"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/calcasieuparish\/wp-json\/wp\/v2\/media?parent=2745"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}