Why Disability Insurance?

If you were suddenly faced without a paycheck, would you be fully prepared? Could you afford your expenses while maintaining your current lifestyle? One of the most important assets a person possesses is the ability to earn an income. Disability Income Insurance from American Fidelity is a cost-effective solution designed to help protect you if you become disabled and cannot work due to a covered injury or sickness.

HOW THE PLAN WORKS

In the simplest of terms, this plan is insurance that pays a cash benefit and is designed to help protect you if you can’t work due to a covered injury or sickness. It pays a monthly benefit amount based on a percentage of your gross income, so you may continue to afford everyday living expenses.

FEATURES

• Benefits are paid directly to you, so you can use your benefit for any expense you wish.

• Payments made year-round.

• Several elimination periods to choose from.

• Premiums are not required while you are disabled, based on the length of your disability.

Marketed by: First Financial Capital Corporation

Underwritten by: American Fidelity Assurance Company

These products may contain limitations, exclusions, and waiting periods. Applicant’s eligibility for this program may be subject to insurability.

SB-30432-0716

Castleberry ISD has two plan options available:

Option 1: Plans 1-6; 35% of your Monthly Compensation

Option 2: Monthly amounts of the Disability Benefits are available from $200 to $7,500 in $100 increments based on 66 2/3% of your Monthly Compensation