{"id":2469,"date":"2019-06-14T19:27:46","date_gmt":"2019-06-14T19:27:46","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/castleberryisd\/?page_id=2469"},"modified":"2025-06-05T15:05:29","modified_gmt":"2025-06-05T15:05:29","slug":"health-savings-account","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/castleberryisd\/health-savings-account\/","title":{"rendered":"Health Savings Account"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ch18e-b9af348520d02cb29b02e3942157f882\">\n.flex_column.av-ch18e-b9af348520d02cb29b02e3942157f882{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-ch18e-b9af348520d02cb29b02e3942157f882 av_one_full  avia-builder-el-0  el_before_av_two_third  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-36imgm-e1080be3fbc88552c453f36ba082ac0a\">\n.avia-image-container.av-36imgm-e1080be3fbc88552c453f36ba082ac0a img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-36imgm-e1080be3fbc88552c453f36ba082ac0a .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-36imgm-e1080be3fbc88552c453f36ba082ac0a av-styling- avia_animated_image av-animated-when-visible-95 right-to-left avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-2470 avia-img-lazy-loading-not-2470 avia_image ' src=\"\/wp-content\/uploads\/sites\/1597\/2019\/06\/HSA-1500x203.png\" alt='Health Savings Accounts' title='HSA'  height=\"203\" width=\"1500\"  itemprop=\"thumbnailUrl\" srcset=\"\/wp-content\/uploads\/sites\/1597\/2019\/06\/HSA-1500x203.png 1500w, \/wp-content\/uploads\/sites\/1597\/2019\/06\/HSA-300x41.png 300w, \/wp-content\/uploads\/sites\/1597\/2019\/06\/HSA-768x104.png 768w, \/wp-content\/uploads\/sites\/1597\/2019\/06\/HSA-1030x139.png 1030w, \/wp-content\/uploads\/sites\/1597\/2019\/06\/HSA-705x95.png 705w, \/wp-content\/uploads\/sites\/1597\/2019\/06\/HSA-450x61.png 450w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-30og3q-950a97bd82e0be44fcf18f0cf2762d04\">\n.flex_column.av-30og3q-950a97bd82e0be44fcf18f0cf2762d04{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-30og3q-950a97bd82e0be44fcf18f0cf2762d04 av_two_third  avia-builder-el-2  el_after_av_one_full  el_before_av_one_third  first flex_column_div av-zero-column-padding column-top-margin'     ><section  class='av_textblock_section av-jwwhd98j-a4023b33000ded2110b59cd22e3145c9'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>What is a Health Savings Account (HSA)?<\/h3>\n<div class=\"page\" title=\"Page 1\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p>Health Savings Account (HSA) enables you to save for and conveniently pay for qualified healthcare expenses, while you earn tax-free interest and pay no monthly service fees.<\/p>\n<p>Opening a Health Savings Account provides both immediate and long term benefits. The money in your HSA is always yours, even if you change jobs, switch your health plan, become unemployed or retire. Your unused HSA balance rolls over from year to year. And best of all, HSAs have tax-free deposits, tax-free earnings and tax-free withdrawals. And after age 65, you can withdraw funds from your HSA penalty-free for any purpose.*<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"page\" title=\"Page 1\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<h3>EECU HSA Benefits<\/h3>\n<ul>\n<li>Save money tax-free for healthcare expenses \u2013 contributions are not subject to federal income taxes and can be made by you, your employer or a third party*<\/li>\n<li>No monthly service fee \u2013 so you can save more and earn more<\/li>\n<li>Earn competitive dividends on your entire balance \u2013 compounded daily and paid monthly from deposit to withdrawal.<\/li>\n<li>Conveniently pay for qualified healthcare expenses \u2013 with a free, no annual fee EECU HSA Debit Mastercard\u00ae or via EECU\u2019s free online bill pay. (HSA checks are also available upon request, for a nominal fee**)<\/li>\n<li>Free online, mobile and branch access \u2013 allows you to actively manage your account however you prefer<\/li>\n<li>Comprehensive service and support \u2013 to assist you in optimizing your healthcare saving and spending<\/li>\n<li>Federally insured \u2013 to at least $250,000 by NCUA<\/li>\n<\/ul>\n<div class=\"page\" title=\"Page 1\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p><em>*Contributions, investment earnings, and distributions are tax free for federal tax purposes if used to pay for qualified medical expenses, and may or may not be subject to state taxation. A list of Eligible Medical Expenses can be found in IRS Publication 502,http:\/\/www.irs.gov\/pub\/irs-pdf\/p502.pdf. As described in IRS publication969, http:\/\/www.irs.gov\/pub\/irs-pdf\/p969.pdf, over-the-counter medications (when prescribed by a doctor) are considered Eligible Medical Expenses for HSA purposes. For more information consult a tax adviser or your state department of revenue.<\/em><\/p>\n<div class=\"page\" title=\"Page 1\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p><em>**Call 817-882-0800 or stop by a branch to order HSA Checks: book of 100 costs $26.95.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/section><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-228kau-06588fb366cec783251f40671dea760a\">\n.flex_column.av-228kau-06588fb366cec783251f40671dea760a{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-228kau-06588fb366cec783251f40671dea760a av_one_third  avia-builder-el-4  el_after_av_two_third  el_before_av_one_half  flex_column_div av-zero-column-padding column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-71lqm-c0f3a01af17e5154df9989e915e2e2f0\">\n.iconbox.av-71lqm-c0f3a01af17e5154df9989e915e2e2f0 .iconbox_icon{\nbackground-color:#c42032;\n}\n<\/style>\n<article  class='iconbox iconbox_top av-71lqm-c0f3a01af17e5154df9989e915e2e2f0  avia-builder-el-5  el_before_av_iconlist  avia-builder-el-first  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue854' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" >EECU HSA <\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p>P: (817) 882-0800<\/p>\n<p><a href=\"http:\/\/eecu.com\/\">www.eecu.com<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jv9m4793-99a383823ad31739fb1ad03a98668832\">\n#top .avia-icon-list-container.av-jv9m4793-99a383823ad31739fb1ad03a98668832 .iconlist_icon{\nbackground-color:#c42032;\n}\n<\/style>\n<div  class='avia-icon-list-container av-jv9m4793-99a383823ad31739fb1ad03a98668832  avia-builder-el-6  el_after_av_icon_box  avia-builder-el-last '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-jv9m4793-99a383823ad31739fb1ad03a98668832 avia-iconlist-animate'>\n<li><div class='iconlist_icon av-r14rp-ce33b10eb1bd47f32c8169c93ea1542c avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue81f' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >HSA PLAN INFORMATION<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p><a href=\"\/wp-content\/uploads\/sites\/1597\/2023\/10\/HSA-EECU-Product-Guide-and-FAQ.pdf\" target=\"_blank\" rel=\"noopener\">HSA-EECU-Product Guide and FAQ<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/1597\/2023\/10\/Castleberry-HSA-EECU-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">HSA-EECU-Fact Sheet<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/p><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-72rndh-41eefe4084932b73709ab0af93ecebd5\">\n.flex_column.av-72rndh-41eefe4084932b73709ab0af93ecebd5{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-72rndh-41eefe4084932b73709ab0af93ecebd5 av_one_half  avia-builder-el-7  el_after_av_one_third  avia-builder-el-last  first flex_column_div av-zero-column-padding column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-q4fxmt-60dbe07314d6849abc50c185dfb3beff\">\n#top .av-special-heading.av-q4fxmt-60dbe07314d6849abc50c185dfb3beff{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-q4fxmt-60dbe07314d6849abc50c185dfb3beff .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-q4fxmt-60dbe07314d6849abc50c185dfb3beff .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-q4fxmt-60dbe07314d6849abc50c185dfb3beff av-special-heading-h5  avia-builder-el-8  el_before_av_table  avia-builder-el-first  av-linked-heading'><h5 class='av-special-heading-tag'  itemprop=\"headline\"  >Annual Maximum Contribution Levels<\/h5><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<div  class='avia-table av-ix9aut-aa6a9b29d57d7843eee18194375f0501 main_color avia-pricing-table-container avia_pricing_default  avia-builder-el-9  el_after_av_heading  el_before_av_textblock  avia-table-1'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Table\" ><div class=\"pricing-table-wrap\"><ul class='pricing-table avia-desc-col'><li class='avia-heading-row empty-table-cell'><div class='first-table-item'><span class='fallback-table-val'>2025<\/span><\/div><span class='pricing-extra'><\/span><\/li><li class=''>Individual Coverage<\/li><li class=''>Family Coverage<\/li><\/ul><\/div><div class=\"pricing-table-wrap\"><ul class='pricing-table '><li class='avia-heading-row'><div class='first-table-item'>2025<\/div><span class='pricing-extra'><\/span><\/li><li class=''>$4,300<\/li><li class=''>$8,550<\/li><\/ul><\/div><div class=\"pricing-table-wrap\"><ul class='pricing-table '><li class='avia-heading-row'><div class='first-table-item'>2026<\/div><span class='pricing-extra'><\/span><\/li><li class=''>$4,400<\/li><li class=''>$8,750<\/li><\/ul><\/div><\/div><br \/>\n<section  class='av_textblock_section av-jwwhscxa-e7d6598b5bf98a7d8288002c5284dbba'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: center;\">Catch up allowed for those 55 and over &#8211; $1,000<\/p>\n<\/div><\/section><\/p><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":10,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2469","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/castleberryisd\/wp-json\/wp\/v2\/pages\/2469","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/castleberryisd\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/castleberryisd\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/castleberryisd\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/castleberryisd\/wp-json\/wp\/v2\/comments?post=2469"}],"version-history":[{"count":37,"href":"https:\/\/ffbenefits.ffga.com\/castleberryisd\/wp-json\/wp\/v2\/pages\/2469\/revisions"}],"predecessor-version":[{"id":3474,"href":"https:\/\/ffbenefits.ffga.com\/castleberryisd\/wp-json\/wp\/v2\/pages\/2469\/revisions\/3474"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/castleberryisd\/wp-json\/wp\/v2\/media?parent=2469"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}