{"id":3113,"date":"2018-05-19T03:24:49","date_gmt":"2018-05-19T03:24:49","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/chicoisd\/health-savings-accounts\/"},"modified":"2026-02-26T21:24:14","modified_gmt":"2026-02-26T21:24:14","slug":"health-savings-accounts","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/chicoisd\/health-savings-accounts\/","title":{"rendered":"Health Savings Accounts"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-15uwsid-9c9ed689071b015fac9ba4631090c4ac\">\n.flex_column.av-15uwsid-9c9ed689071b015fac9ba4631090c4ac{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-15uwsid-9c9ed689071b015fac9ba4631090c4ac av_one_full  avia-builder-el-0  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-14pcy79-7e0c8ab9179d4e0dc40aae4a29258f0e\">\n.avia-image-container.av-14pcy79-7e0c8ab9179d4e0dc40aae4a29258f0e img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-14pcy79-7e0c8ab9179d4e0dc40aae4a29258f0e .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-14pcy79-7e0c8ab9179d4e0dc40aae4a29258f0e av-styling- avia_animated_image av-animated-when-visible-95 right-to-left avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-2470 avia-img-lazy-loading-not-2470 avia_image ' src=\"\/wp-content\/uploads\/sites\/795\/2019\/06\/HSA.png\" alt='Health Savings Accounts' title='HSA'  height=\"608\" width=\"4500\"  itemprop=\"thumbnailUrl\" srcset=\"\/wp-content\/uploads\/sites\/795\/2019\/06\/HSA.png 4500w, \/wp-content\/uploads\/sites\/795\/2019\/06\/HSA-300x41.png 300w, \/wp-content\/uploads\/sites\/795\/2019\/06\/HSA-768x104.png 768w, \/wp-content\/uploads\/sites\/795\/2019\/06\/HSA-1030x139.png 1030w, \/wp-content\/uploads\/sites\/795\/2019\/06\/HSA-1500x203.png 1500w, \/wp-content\/uploads\/sites\/795\/2019\/06\/HSA-705x95.png 705w, \/wp-content\/uploads\/sites\/795\/2019\/06\/HSA-450x61.png 450w\" sizes=\"(max-width: 4500px) 100vw, 4500px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-12ju3it-736f45c4fa698c3fae195611733e4b41\">\n.flex_column.av-12ju3it-736f45c4fa698c3fae195611733e4b41{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-12ju3it-736f45c4fa698c3fae195611733e4b41 av_three_fifth  avia-builder-el-2  el_after_av_one_full  el_before_av_two_fifth  first flex_column_div av-zero-column-padding column-top-margin'     ><section  class='av_textblock_section av-11947ol-08516c179c232172c7669f4aa985d57f'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>What is a Health Savings Account (HSA)?<\/h3>\n<div class=\"page\" title=\"Page 1\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p>Health Savings Account (HSA) enables you to save for and conveniently pay for qualified healthcare expenses, while you earn tax-free interest and pay no monthly service fees.<\/p>\n<p>Opening a Health Savings Account provides both immediate and long term benefits. The money in your HSA is always yours, even if you change jobs, switch your health plan, become unemployed or retire. Your unused HSA balance rolls over from year to year. And best of all, HSAs have tax-free deposits, tax-free earnings and tax-free withdrawals. And after age 65, you can withdraw funds from your HSA penalty-free for any purpose.*<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"page\" title=\"Page 1\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<h3>EECU HSA Benefits<\/h3>\n<ul>\n<li>Save money tax-free for healthcare expenses \u2013 contributions are not subject to federal income taxes and can be made by you, your employer or a third party*<\/li>\n<li>No monthly service fee \u2013 so you can save more and earn more<\/li>\n<li>Earn competitive dividends on your entire balance \u2013 compounded daily and paid monthly from deposit to withdrawal.<\/li>\n<li>Conveniently pay for qualified healthcare expenses \u2013 with a free, no annual fee EECU HSA Debit Mastercard\u00ae or via EECU\u2019s free online bill pay. (HSA checks are also available upon request, for a nominal fee**)<\/li>\n<li>Free online, mobile and branch access \u2013 allows you to actively manage your account however you prefer<\/li>\n<li>Comprehensive service and support \u2013 to assist you in optimizing your healthcare saving and spending<\/li>\n<li>Federally insured \u2013 to at least $250,000 by NCUA<\/li>\n<\/ul>\n<div class=\"page\" title=\"Page 1\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p><em>*Contributions, investment earnings, and distributions are tax free for federal tax purposes if used to pay for qualified medical expenses, and may or may not be subject to state taxation. A list of Eligible Medical Expenses can be found in IRS Publication 502,http:\/\/www.irs.gov\/pub\/irs-pdf\/p502.pdf. As described in IRS publication969, http:\/\/www.irs.gov\/pub\/irs-pdf\/p969.pdf, over-the-counter medications (when prescribed by a doctor) are considered Eligible Medical Expenses for HSA purposes. For more information consult a tax adviser or your state department of revenue.<\/em><\/p>\n<div class=\"page\" title=\"Page 1\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p><em>**Call 817-882-0800 or stop by a branch to order HSA Checks: book of 100 costs $26.95.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/section><br \/>\n<div  class='hr av-dx6il1-7694f3fad44b34feeafc83d581814161 hr-default  avia-builder-el-4  el_after_av_textblock  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-cmq291-3288ece3050862c5ada4d6dc915ea92a\">\n.flex_column.av-cmq291-3288ece3050862c5ada4d6dc915ea92a{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-cmq291-3288ece3050862c5ada4d6dc915ea92a av_two_fifth  avia-builder-el-5  el_after_av_three_fifth  el_before_av_one_half  flex_column_div av-zero-column-padding column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-acwoat-2f2a107c233597897edc89dcafe1eaa9\">\n.iconbox.av-acwoat-2f2a107c233597897edc89dcafe1eaa9 .iconbox_icon{\nbackground-color:#c42032;\n}\n<\/style>\n<article  class='iconbox iconbox_top av-acwoat-2f2a107c233597897edc89dcafe1eaa9  avia-builder-el-6  el_before_av_iconlist  avia-builder-el-first  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue854' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" >EECU HSA<\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p>P: (817) 882-0800<\/p>\n<p><a href=\"http:\/\/eecu.com\">www.eecu.com<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l476wfyg-af42d298e16d46ae73162db4e714426e\">\n#top .avia-icon-list-container.av-l476wfyg-af42d298e16d46ae73162db4e714426e .iconlist_icon{\nbackground-color:#c42032;\n}\n<\/style>\n<div  class='avia-icon-list-container av-l476wfyg-af42d298e16d46ae73162db4e714426e  avia-builder-el-7  el_after_av_icon_box  avia-builder-el-last '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-l476wfyg-af42d298e16d46ae73162db4e714426e avia-iconlist-animate'><li><div class='iconlist_icon av-2pjxvd-75653e5ef2784c7be276842c9553355d avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue81f' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >PLAN INFORMATION<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p><a href=\"\/wp-content\/uploads\/sites\/795\/2022\/06\/HSA-EECU-Fact-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">Fact Sheet<\/a><\/p>\n<p><a href=\"https:\/\/ffbenefits.ffga.com\/wp-content\/uploads\/sites\/16\/2018\/07\/HSA-EECU-Product-Guide-and-FAQ.pdf\" target=\"_blank\" rel=\"noopener\">Product Guide and FAQ<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1b9p7mx-7cdd8ed6e848536ad1a62e9facde252a\">\n.flex_column.av-1b9p7mx-7cdd8ed6e848536ad1a62e9facde252a{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-1b9p7mx-7cdd8ed6e848536ad1a62e9facde252a av_one_half  avia-builder-el-8  el_after_av_two_fifth  el_before_av_one_half  first flex_column_div av-zero-column-padding '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-19jowzd-73139223c0fb06a861894136c4857db9\">\n#top .av-special-heading.av-19jowzd-73139223c0fb06a861894136c4857db9{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-19jowzd-73139223c0fb06a861894136c4857db9 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-19jowzd-73139223c0fb06a861894136c4857db9 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-19jowzd-73139223c0fb06a861894136c4857db9 av-special-heading-h5  avia-builder-el-9  el_before_av_table  avia-builder-el-first '><h5 class='av-special-heading-tag'  itemprop=\"headline\"  >Minimum Health Insurance Plan Deductible Amounts for the Qualifying HDHP<\/h5><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<div  class='avia-table av-w6zi0l-15e6e028ac1d8d655e93534338df53de main_color avia-pricing-table-container avia_pricing_default  avia-builder-el-10  el_after_av_heading  avia-builder-el-last  avia-table-1'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Table\" ><div class=\"pricing-table-wrap\"><ul class='pricing-table avia-desc-col'><li class='avia-heading-row empty-table-cell'><div class='first-table-item'><span class='fallback-table-val'>2025<\/span><\/div><span class='pricing-extra'><\/span><\/li><li class=''>Individual Coverage<\/li><li class=''>Family Coverage<\/li><\/ul><\/div><div class=\"pricing-table-wrap\"><ul class='pricing-table '><li class='avia-heading-row'><div class='first-table-item'>2025<\/div><span class='pricing-extra'><\/span><\/li><li class=''>$1,650<\/li><li class=''>$3,300<\/li><\/ul><\/div><div class=\"pricing-table-wrap\"><ul class='pricing-table '><li class='avia-heading-row'><div class='first-table-item'>2026<\/div><span class='pricing-extra'><\/span><\/li><li class=''>$1,700<\/li><li class=''>$3,400<\/li><\/ul><\/div><\/div><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-o03qy1-89db3b9d08d27b1d5794c4e412291f4d\">\n.flex_column.av-o03qy1-89db3b9d08d27b1d5794c4e412291f4d{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-o03qy1-89db3b9d08d27b1d5794c4e412291f4d av_one_half  avia-builder-el-11  el_after_av_one_half  avia-builder-el-last  flex_column_div av-zero-column-padding '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lz0kq1-09d49a7959d58d978c2bce1b7b6055cf\">\n#top .av-special-heading.av-lz0kq1-09d49a7959d58d978c2bce1b7b6055cf{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-lz0kq1-09d49a7959d58d978c2bce1b7b6055cf .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lz0kq1-09d49a7959d58d978c2bce1b7b6055cf .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-lz0kq1-09d49a7959d58d978c2bce1b7b6055cf av-special-heading-h5  avia-builder-el-12  el_before_av_table  avia-builder-el-first '><h5 class='av-special-heading-tag'  itemprop=\"headline\"  >Annual Maximum Contribution Levels<\/h5><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<div  class='avia-table av-w6zi0l-1-21ff76df459c35bb47ccc1acada7cfe4 main_color avia-pricing-table-container avia_pricing_default  avia-builder-el-13  el_after_av_heading  el_before_av_textblock  avia-table-2'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Table\" ><div class=\"pricing-table-wrap\"><ul class='pricing-table avia-desc-col'><li class='avia-heading-row empty-table-cell'><div class='first-table-item'><span class='fallback-table-val'>2025<\/span><\/div><span class='pricing-extra'><\/span><\/li><li class=''>Individual Coverage<\/li><li class=''>Family Coverage<\/li><\/ul><\/div><div class=\"pricing-table-wrap\"><ul class='pricing-table '><li class='avia-heading-row'><div class='first-table-item'>2025<\/div><span class='pricing-extra'><\/span><\/li><li class=''>$4,300<\/li><li class=''>$8,550<\/li><\/ul><\/div><div class=\"pricing-table-wrap\"><ul class='pricing-table '><li class='avia-heading-row'><div class='first-table-item'>2026<\/div><span class='pricing-extra'><\/span><\/li><li class=''>$4,400<\/li><li class=''>$8,750<\/li><\/ul><\/div><\/div><br \/>\n<section  class='av_textblock_section av-fsruw5-b62b69d38e32ce188bba550183fc3f1e'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Catch up allowed for those 55 and over &#8211; $1,000<\/p>\n<\/div><\/section><\/p><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":8,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3113","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/chicoisd\/wp-json\/wp\/v2\/pages\/3113","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/chicoisd\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/chicoisd\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/chicoisd\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/chicoisd\/wp-json\/wp\/v2\/comments?post=3113"}],"version-history":[{"count":16,"href":"https:\/\/ffbenefits.ffga.com\/chicoisd\/wp-json\/wp\/v2\/pages\/3113\/revisions"}],"predecessor-version":[{"id":3479,"href":"https:\/\/ffbenefits.ffga.com\/chicoisd\/wp-json\/wp\/v2\/pages\/3113\/revisions\/3479"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/chicoisd\/wp-json\/wp\/v2\/media?parent=3113"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}