Why Accident Insurance?

The costs associated with an injury can add up. Between hospital visits, exams and treatment, out-of-pocket costs could put you in a financial hardship. An accident plan pays benefits directly to you so you can determine where to spend the money. It’s comforting to know that an accident insurance policy can be there through all stages of your care, from initial treatment to follow-up care.

Accident coverage is available to you through payroll deduction and may provide a benefit for costs associated with:

• Concussions
• Lacerations
• Broken teeth
• Emergency room visits
• Ambulance, ground or air
• Intensive care unit

Accident Highlights

• Includes a $200 annual Health Maintenance Screening Benefit on each covered member.
• A Youth Organized Sports benefit is included with EE+CH and Family coverage. If a covered child 18 age or younger is injured while playing an organized sport, the Standard pays an additional 25% of the total benefits for treatment received.
• Portability is automatically included.  Employees can take their Accident coverage with no change in coverage or rates.