{"id":1359,"date":"2018-05-17T15:34:40","date_gmt":"2018-05-17T15:34:40","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/cityofcedarpark\/?page_id=1359"},"modified":"2026-01-09T19:14:46","modified_gmt":"2026-01-09T19:14:46","slug":"2025-26-plan-year","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/cityofcedarpark\/2025-26-plan-year\/","title":{"rendered":"2025-2026 Plan Year"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jwtm68ol-1584caa9ce1cef1fa9b1ec2506bba516\">\n.avia-section.av-jwtm68ol-1584caa9ce1cef1fa9b1ec2506bba516{\nbackground-color:#ffffff;\nbackground-image:url(\/wp-content\/uploads\/sites\/577\/2018\/04\/Desk.jpg);\nbackground-repeat:no-repeat;\nbackground-position:0% 0%;\nbackground-attachment:fixed;\n}\n.avia-section.av-jwtm68ol-1584caa9ce1cef1fa9b1ec2506bba516 .av-extra-border-element .av-extra-border-inner{\nbackground-color:#ffffff;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-jwtm68ol-1584caa9ce1cef1fa9b1ec2506bba516 main_color avia-section-large avia-no-border-styling  avia-builder-el-0  el_before_av_one_half  avia-builder-el-first  avia-full-stretch avia-bg-style-fixed container_wrap sidebar_right'  data-section-bg-repeat='stretch'><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-1359'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-djau-47ff5213fa0299586108d961226db668\">\n.flex_column.av-djau-47ff5213fa0299586108d961226db668{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-djau-47ff5213fa0299586108d961226db668 av_one_half  avia-builder-el-1  el_before_av_one_half  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lvxm-6a56f553cdacfe35f21d50961a9f8cb5\">\n@keyframes av_boxShadowEffect_av-lvxm-6a56f553cdacfe35f21d50961a9f8cb5-column {\n0%   { box-shadow:  0 0 0 0 #a5a5a5; opacity: 1; }\n100% { box-shadow:  0 0 10px 0 #a5a5a5; opacity: 1; }\n}\n.flex_column.av-lvxm-6a56f553cdacfe35f21d50961a9f8cb5{\nbox-shadow: 0 0 10px 0 #a5a5a5;\nborder-width:1px;\nborder-color:#c8e9ed;\nborder-style:solid;\nborder-radius:0px 0px 0px 0px;\npadding:20px 20px 20px 20px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-lvxm-6a56f553cdacfe35f21d50961a9f8cb5 av_one_half  avia-builder-el-2  el_after_av_one_half  avia-builder-el-last  flex_column_div av-animated-generic right-to-left shadow-not-animated  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-84dqn-3dcdecc10c449c75742229b4b0ac0741\">\n#top .av-special-heading.av-84dqn-3dcdecc10c449c75742229b4b0ac0741{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-84dqn-3dcdecc10c449c75742229b4b0ac0741 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-84dqn-3dcdecc10c449c75742229b4b0ac0741 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-84dqn-3dcdecc10c449c75742229b4b0ac0741 av-special-heading-h1 blockquote modern-quote modern-centered  avia-builder-el-3  el_before_av_textblock  avia-builder-el-first  av-linked-heading'><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >2025-26 Plan Year Benefits<\/h1><div class='av-subheading av-subheading_below'><p>Benefits Effective:<br \/>\nNovember 1, 2025 &#8211; October 31, 2026<\/p>\n<\/div><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-49e0-75ece53b4afd48ac94d58a4883966210 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: center\">This website includes a brief overview of your benefit options and acts as a reference guide for your insurance plans. You can refer to it any time you have questions about benefits, claims, etc. Take full advantage of this resource to become familiar with benefit offerings and prepare for open enrollment.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jwtmxk6x-448ed3c9bf6a7ae24e4f0b0ad35ff0f6\">\n#top .hr.av-jwtmxk6x-448ed3c9bf6a7ae24e4f0b0ad35ff0f6{\nmargin-top:30px;\nmargin-bottom:30px;\n}\n.hr.av-jwtmxk6x-448ed3c9bf6a7ae24e4f0b0ad35ff0f6 .hr-inner{\nwidth:45%;\nborder-color:#c42133;\nmax-width:45%;\n}\n.hr.av-jwtmxk6x-448ed3c9bf6a7ae24e4f0b0ad35ff0f6 .av-seperator-icon{\ncolor:#c42133;\n}\n.hr.av-jwtmxk6x-448ed3c9bf6a7ae24e4f0b0ad35ff0f6 .av-seperator-icon.avia-svg-icon svg:first-child{\nfill:#c42133;\nstroke:#c42133;\n}\n<\/style>\n<div  class='hr av-jwtmxk6x-448ed3c9bf6a7ae24e4f0b0ad35ff0f6 hr-custom  avia-builder-el-5  el_after_av_textblock  el_before_av_textblock  hr-center hr-icon-yes'><span class='hr-inner inner-border-av-border-fat'><span class=\"hr-inner-style\"><\/span><\/span><span class='av-seperator-icon avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue898' data-av_iconfont='entypo-fontello' ><\/span><span class='hr-inner inner-border-av-border-fat'><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-jv8qxuzd-27fbc1b048615082f03551d6f88fc9d3 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><div class=\"span7 offset-mini3\">\n<div id=\"groupcontact\">\n<div class=\"clearfix left0 bottom10 box-nh grad\">\n<div class=\"row-fluid\">\n<div class=\"span5 offset1 bottom10\">\n<h3 style=\"text-align: center\">Benefits Office Contact Information &#8211; City of Cedar Park<\/h3>\n<div style=\"text-align: center\">\n<div class=\"span5 offset1 bottom10\">\n<div><\/div>\n<div><a href=\"mailto:HR@cedarparktexas.gov\">HR@cedarparktexas.gov<\/a><\/div>\n<\/div>\n<div class=\"span5\">\n<div>450 Cypress Creed Road, Bldg 1<br \/>\nCedar Park , TX 78613<\/div>\n<div>512-401-5022<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jwtmxk6x-3-b6bd25a4d678d17f9b50f2e577589bca\">\n#top .hr.hr-invisible.av-jwtmxk6x-3-b6bd25a4d678d17f9b50f2e577589bca{\nheight:25px;\n}\n<\/style>\n<div  class='hr av-jwtmxk6x-3-b6bd25a4d678d17f9b50f2e577589bca hr-invisible  avia-builder-el-7  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-jv8qxuzd-2-530a95533e215fbb30c24f5ffe677582 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><div>\n<div class=\"span7 offset-mini3\">\n<div id=\"groupcontact\">\n<div class=\"clearfix left0 bottom10 box-nh grad\">\n<div class=\"row-fluid\">\n<div class=\"span5 offset1 bottom10\">\n<h3 style=\"text-align: center\">Benefits Booklet<\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/section><br \/>\n<div  class='avia-buttonrow-wrap av-jwv6dekw-8917a5ff8df71a0080a5bbd8221f00cb avia-buttonrow-center  avia-builder-el-9  el_after_av_textblock  avia-builder-el-last '>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4jnvj3-97d42a4c61c08c4fd35cca1a0051f7d8\">\n#top #wrap_all .avia-button.av-4jnvj3-97d42a4c61c08c4fd35cca1a0051f7d8{\nmargin-bottom:5px;\nmargin-right:3px;\nmargin-left:3px;\n}\n<\/style>\n<a href='\/wp-content\/uploads\/sites\/577\/2025\/09\/City-of-Cedar-Park-2025-Benefit-Booklet-Final-PN-1.pdf'  class='avia-button av-4jnvj3-97d42a4c61c08c4fd35cca1a0051f7d8 avia-icon_select-yes-left-icon avia-size-small avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"Benefits\"><span class='avia_button_icon avia_button_icon_left avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue84e' data-av_iconfont='entypo-fontello' ><\/span><span class='avia_iconbox_title' >Benefits<\/span><\/a>\n<\/div><\/p><\/div>\n<\/div><\/div><\/main><!-- close content main element --><\/div><div class='av-extra-border-element border-extra-diagonal  diagonal-box-shadow'><div class='av-extra-border-outer'><div class='av-extra-border-inner'><\/div><\/div><\/div><\/div><div id='after_section_1'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-1359'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2yvjun-4a4eccdb7b959982805c47dd947f8b51\">\n.flex_column.av-2yvjun-4a4eccdb7b959982805c47dd947f8b51{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-2yvjun-4a4eccdb7b959982805c47dd947f8b51 av_one_half  avia-builder-el-10  el_after_av_section  el_before_av_one_half  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-30fhqn-6a801381e3af9fd504c00b340e0d708f\">\n#top .av-special-heading.av-30fhqn-6a801381e3af9fd504c00b340e0d708f{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-30fhqn-6a801381e3af9fd504c00b340e0d708f .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-30fhqn-6a801381e3af9fd504c00b340e0d708f .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-30fhqn-6a801381e3af9fd504c00b340e0d708f av-special-heading-h3  avia-builder-el-11  el_before_av_textblock  avia-builder-el-first  av-linked-heading'><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >What is Open Enrollment?<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-jwwctttb-0699a70a95e9a7c06d385dd66ac07efb '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>The open enrollment period allows you to review, change or continue benefit elections every year. Keep in mind that benefit plan changes are only allowed throughout the plan year if it is during open enrollment or you have a qualified Section 125 event. During open enrollment, you can do the following:<\/p>\n<ul>\n<li><strong>Elect or decline coverage<\/strong>, in addition to changing existing coverage.<\/li>\n<li><strong>Review personal information<\/strong> and <strong>verify that covered dependents are named on the plan.<\/strong> (If there are inconsistencies between your personal and\/or benefit information, you will need to notify your employer.)<\/li>\n<li><strong>Confirm that the correct dependents are selected<\/strong> in order to be covered for every benefit including medical, dental, vision, etc.<\/li>\n<\/ul>\n<\/div><\/section><br \/>\n<div  class='avia-icon-list-container av-jwv7hg3g-84504185a9875c2085750a0d9f058e65  avia-builder-el-13  el_after_av_textblock  el_before_av_video '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-jwv7hg3g-84504185a9875c2085750a0d9f058e65 avia-iconlist-animate'><\/ul><\/div><br \/>\n<div  class='avia-video av-jv8ozkwj-c3d80526e7c02c0c37becb64fd863c31 avia-video-16-9 av-no-preview-image avia-video-load-always av-lazyload-immediate av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  data-original_url='https:\/\/ffga.wistia.com\/medias\/nv1rj5w5gz'><script type='text\/html' class='av-video-tmpl'><div class='avia-iframe-wrap'><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" title=\"What is Open Enrollment? Video\" src=\"https:\/\/fast.wistia.net\/embed\/iframe\/nv1rj5w5gz?dnt=1#?secret=VvrBA5f92T\" data-secret=\"VvrBA5f92T\" frameborder=\"0\" scrolling=\"no\" width=\"960\" height=\"540\"><\/iframe><\/div><\/script><div class='av-click-to-play-overlay'><div class=\"avia_playpause_icon\"><\/div><\/div><\/div><br \/>\n<div  class='avia-video av-jv8ozkwj-1-814f70fee6f224fb514fe36cca9f9e21 avia-video-16-9 av-no-preview-image avia-video-load-always av-lazyload-immediate av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  data-original_url='https:\/\/ffga.wistia.com\/medias\/ilr2v0xm78'><script type='text\/html' class='av-video-tmpl'><div class='avia-iframe-wrap'><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" title=\"What is Open Enrollment?(Espanol) Video\" src=\"https:\/\/fast.wistia.net\/embed\/iframe\/ilr2v0xm78?dnt=1#?secret=b1i2NwvALm\" data-secret=\"b1i2NwvALm\" frameborder=\"0\" scrolling=\"no\" width=\"960\" height=\"540\"><\/iframe><\/div><\/script><div class='av-click-to-play-overlay'><div class=\"avia_playpause_icon\"><\/div><\/div><\/div><\/p><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4jevgf-e8c5032f3c09adbc5f1d3c91dc4a4d3b\">\n.flex_column.av-4jevgf-e8c5032f3c09adbc5f1d3c91dc4a4d3b{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-4jevgf-e8c5032f3c09adbc5f1d3c91dc4a4d3b av_one_half  avia-builder-el-16  el_after_av_one_half  el_before_av_one_full  flex_column_div av-zero-column-padding  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jvbg6pky-6fe25d1534f5306f82fe94a255242118\">\n#top .avia-icon-list-container.av-jvbg6pky-6fe25d1534f5306f82fe94a255242118 .iconlist_icon{\nbackground-color:#c42032;\n}\n<\/style>\n<div  class='avia-icon-list-container av-jvbg6pky-6fe25d1534f5306f82fe94a255242118  avia-builder-el-17  avia-builder-el-no-sibling '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-jvbg6pky-6fe25d1534f5306f82fe94a255242118 avia-iconlist-animate'>\n<li><div class='iconlist_icon av-37w1y7-f9970414242bf3e12c10c6c66264b3f6 avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue862' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Icon: Open Enrollment\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Open Enrollment<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>Open Enrollment has ended for the 25-26 Plan Year.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-54yrjz-47ae4c95b9abd09bb301fed6155b4edd avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue863' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Icon: New Employees\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >New Employees<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>You have 31 days from your date of hire to make benefit elections. Insurance coverage becomes effective on the first day of the month following a 30-calendar day waiting period, after the date of hire.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-4etu3j-96fad9b845b46abc0883775f67e22451 avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue83e' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Icon: Mid-year Changes\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Mid-year Changes<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>You may add or cancel coverage during the plan year if you have a qualifying life change event. You must notify the Human Resources department within 31 days of the change.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-2hnwr3-cd3a048adb63495043a21dd6244f607f avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue828' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Icon: Eligibility\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Eligibility<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>You have 31 days from your date of hire to make benefit elections. Insurance coverage becomes effective on the first day of the month following a 30-calendar day waiting period, after the date of hire.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2l8q3j-4eec18cc7292270a3b758cff2812327a\">\n.flex_column.av-2l8q3j-4eec18cc7292270a3b758cff2812327a{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-2l8q3j-4eec18cc7292270a3b758cff2812327a av_one_full  avia-builder-el-18  el_after_av_one_half  el_before_av_one_half  first flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4cmylb-26dd1366b74b0d3bec6dbee38b5bad29\">\n#top .av-special-heading.av-4cmylb-26dd1366b74b0d3bec6dbee38b5bad29{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-4cmylb-26dd1366b74b0d3bec6dbee38b5bad29 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-4cmylb-26dd1366b74b0d3bec6dbee38b5bad29 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-4cmylb-26dd1366b74b0d3bec6dbee38b5bad29 av-special-heading-h3  avia-builder-el-19  el_before_av_textblock  avia-builder-el-first  av-linked-heading'><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Section 125 Plan Information and Rules<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-jvbf48yk-5694088a48580f80aa267e24b1baa62f '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p class=\"p1\">A Section 125 Plan provides a tax-saving way to pay for eligible medical or dependent care expenses. The funds are automatically deducted from your paycheck on a pre-tax basis.<\/p>\n<h5 class=\"p2\">Here\u2019s How It Works<\/h5>\n<p class=\"p1\">A Section 125 Plan reduces your taxes and increases your spendable income by allowing you to deduct the cost of eligible benefits from your earnings before tax. Plus, the plan is available to you at no cost, and you\u2019re already eligible &#8211; all you have to do is enroll.<\/p>\n<h5 class=\"p2\">Is It Right for Me?<\/h5>\n<p class=\"p1\">The savings you may experience with a Section 125 Plan are outlined in the example below. For instance, you could potentially take home about $54 more each month if you participated in your employer\u2019s Section 125 Plan \u2013 that\u2019s a savings of $648 a year!<\/p>\n<p>You cannot change your benefit elections for the plan year unless the benefits office receives notification in writing within 31 days of the qualifying event. If the benefits office is not notified within 31 days of the qualifying event, no benefit change can be made until the next annual open enrollment.<\/p>\n<p>IRS specified changes in family status include:<\/p>\n<ul>\n<li>Change in legal married status<\/li>\n<li>Change in number of dependents<\/li>\n<li>Termination or commencement of employment<\/li>\n<li>Dependent satisfies or ceases to satisfy dependent eligibility requirements<\/li>\n<li>Change in residence or worksite that affects eligibility for coverage<\/li>\n<\/ul>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-278ly7-281909ca344e6dcefd75ba28482adf94\">\n#top .av-special-heading.av-278ly7-281909ca344e6dcefd75ba28482adf94{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-278ly7-281909ca344e6dcefd75ba28482adf94 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-278ly7-281909ca344e6dcefd75ba28482adf94 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-278ly7-281909ca344e6dcefd75ba28482adf94 av-special-heading-h3  avia-builder-el-21  el_after_av_textblock  avia-builder-el-last  av-linked-heading'><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Section 125 Sample Paycheck<sup>*<\/sup><\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/p><\/div><\/p>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-26w9gzj-02f6961f652ad4a03440f214fe1b5000\">\n.flex_column.av-26w9gzj-02f6961f652ad4a03440f214fe1b5000{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-26w9gzj-02f6961f652ad4a03440f214fe1b5000 av_one_half  avia-builder-el-22  el_after_av_one_full  el_before_av_one_half  first flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-225amwv-1f39aa76ecd196815aba854daf61af6e\">\n#top .av-special-heading.av-225amwv-1f39aa76ecd196815aba854daf61af6e{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-225amwv-1f39aa76ecd196815aba854daf61af6e .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-225amwv-1f39aa76ecd196815aba854daf61af6e .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-225amwv-1f39aa76ecd196815aba854daf61af6e av-special-heading-h4 blockquote modern-quote  avia-builder-el-23  el_before_av_table  avia-builder-el-first  av-linked-heading'><h4 class='av-special-heading-tag '  itemprop=\"headline\"  >WITHOUT S125<\/h4><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<div class='avia-data-table-wrap av-24kgplb-034b2cb57c2cbd7f11ace4dc93fbe49a avia_responsive_table avia-table-1'><table  class='avia-table avia-data-table avia_pricing_default  avia-builder-el-24  el_after_av_heading  avia-builder-el-last '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Table\" ><tbody><tr class=''><th class='avia-desc-col'>Monthly Salary<\/th><td class=''>$2,000<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Medical Deductions<\/th><td class=''>&#8211; N\/A<\/td><\/tr><tr class=''><th class='avia-desc-col'>Taxable Gross Income<\/th><td class=''>$2,000<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Taxes (Fed\/State @ 20%)<\/th><td class=''>-$400<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Medicare (1.45%)<\/th><td class=''>-$29<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Medical Deductions<\/th><td class=''>-$250<\/td><\/tr><tr class='avia-pricing-row'><th class='avia-desc-col'>Take Home Pay<\/th><td class=''>$1,321<\/td><\/tr><\/tbody><\/table><\/div><style type='text\/css'>.avia-table-1 td:nth-of-type(1):before { content: 'Monthly Salary'; } <\/style><\/p><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-14ipj5r-4c874dcf15e28c0b94d4f08ba12a74dd\">\n.flex_column.av-14ipj5r-4c874dcf15e28c0b94d4f08ba12a74dd{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-14ipj5r-4c874dcf15e28c0b94d4f08ba12a74dd av_one_half  avia-builder-el-25  el_after_av_one_half  el_before_av_notification  flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-11sysrz-338fe8206caf507c3bf041c3f2ed33d1\">\n#top .av-special-heading.av-11sysrz-338fe8206caf507c3bf041c3f2ed33d1{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-11sysrz-338fe8206caf507c3bf041c3f2ed33d1 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-11sysrz-338fe8206caf507c3bf041c3f2ed33d1 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-11sysrz-338fe8206caf507c3bf041c3f2ed33d1 av-special-heading-h4 blockquote modern-quote  avia-builder-el-26  el_before_av_table  avia-builder-el-first  av-linked-heading'><h4 class='av-special-heading-tag '  itemprop=\"headline\"  >WITH S125<\/h4><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<div class='avia-data-table-wrap av-132f8tb-13aefe6ba0b6fedb949b1ba4602b39ce avia_responsive_table avia-table-2'><table  class='avia-table avia-data-table avia_pricing_default  avia-builder-el-27  el_after_av_heading  avia-builder-el-last '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Table\" ><tbody><tr class=''><th class='avia-desc-col'>Monthly Salary<\/th><td class=''>$2,000<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Medical Deductions<\/th><td class=''>-$250<\/td><\/tr><tr class=''><th class='avia-desc-col'>Taxable Gross Income<\/th><td class=''>$1,750<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Taxes (Fed\/State @ 20%)<\/th><td class=''>-$350<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Medicare (1.45%)<\/th><td class=''>-$25<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Medical Deductions<\/th><td class=''>&#8211; N\/A<\/td><\/tr><tr class='avia-pricing-row'><th class='avia-desc-col'>Take Home Pay<\/th><td class=''>$1,375<\/td><\/tr><\/tbody><\/table><\/div><style type='text\/css'>.avia-table-2 td:nth-of-type(1):before { content: 'Monthly Salary'; } <\/style><\/p><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jwv74zxw-351701a30021d385c1c740dd767db43f\">\n.avia_message_box.av-jwv74zxw-351701a30021d385c1c740dd767db43f{\nbackground-color:#c42032;\ncolor:#ffffff;\n}\n.avia_message_box.av-jwv74zxw-351701a30021d385c1c740dd767db43f .avia_message_box_icon.avia-svg-icon svg:first-child{\nfill:#ffffff;\nstroke:#ffffff;\n}\n<\/style>\n<div id='avia-messagebox-' class='avia_message_box av_notification av-jwv74zxw-351701a30021d385c1c740dd767db43f avia-color-custom avia-size-large avia-icon_select-yes avia-border-  avia-builder-el-28  el_after_av_one_half  el_before_av_textblock ' ><div class=\"avia_message_box_content\"><span class='avia_message_box_icon avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue83f' data-av_iconfont='entypo-fontello' ><\/span><p>You could save $54 per month in taxes by paying for your benefits on a pre-tax basis!<\/p>\n<\/div><\/div>\n<section  class='av_textblock_section av-jx23aisn-a55e871d9be38d983b0c2910ddf68b36 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: center\"><em>*The figures in the sample paycheck above are for illustrative purposes only.<\/em><\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2bakkv-b4dfbb6cd9235ff42843c71394aaa590\">\n.flex_column.av-2bakkv-b4dfbb6cd9235ff42843c71394aaa590{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-2bakkv-b4dfbb6cd9235ff42843c71394aaa590 av_one_full  avia-builder-el-30  el_after_av_textblock  avia-builder-el-last  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-jwv4e9es-765c4a8e49e8cd44f9a57e4567ca5c59 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><em class=\"ADAgray\">This site contains a summary of the benefits offered by your employer. If there is a conflict between the terms of this outline of benefits and the actual contracts, the terms of the contracts will prevail.<\/em><\/p>\n<\/div><\/section><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1359","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/cityofcedarpark\/wp-json\/wp\/v2\/pages\/1359","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/cityofcedarpark\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/cityofcedarpark\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/cityofcedarpark\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/cityofcedarpark\/wp-json\/wp\/v2\/comments?post=1359"}],"version-history":[{"count":0,"href":"https:\/\/ffbenefits.ffga.com\/cityofcedarpark\/wp-json\/wp\/v2\/pages\/1359\/revisions"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/cityofcedarpark\/wp-json\/wp\/v2\/media?parent=1359"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}