{"id":2641,"date":"2019-07-03T21:09:34","date_gmt":"2019-07-03T21:09:34","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/cityofhelotes\/?page_id=2641"},"modified":"2025-09-09T03:45:02","modified_gmt":"2025-09-09T03:45:02","slug":"life-and-add","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/cityofhelotes\/life-and-add\/","title":{"rendered":"Life and AD&#038;D"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-nbt8a0-c21cca150267ad693ab4ff7317097770\">\n.flex_column.av-nbt8a0-c21cca150267ad693ab4ff7317097770{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-nbt8a0-c21cca150267ad693ab4ff7317097770 av_one_full  avia-builder-el-0  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m6y914-9db5faa8484822377b9e92d26204624f\">\n.avia-image-container.av-m6y914-9db5faa8484822377b9e92d26204624f img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-m6y914-9db5faa8484822377b9e92d26204624f .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-m6y914-9db5faa8484822377b9e92d26204624f av-styling- avia_animated_image av-animated-when-visible-95 right-to-left avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-2740 avia-img-lazy-loading-not-2740 avia_image ' src=\"\/wp-content\/uploads\/sites\/2577\/2019\/07\/LifeADD-1500x202.png\" alt='' title='LifeAD&amp;D'  height=\"202\" width=\"1500\"  itemprop=\"thumbnailUrl\" srcset=\"\/wp-content\/uploads\/sites\/2577\/2019\/07\/LifeADD.png 1500w, \/wp-content\/uploads\/sites\/2577\/2019\/07\/LifeADD-300x40.png 300w, \/wp-content\/uploads\/sites\/2577\/2019\/07\/LifeADD-768x103.png 768w, \/wp-content\/uploads\/sites\/2577\/2019\/07\/LifeADD-1030x139.png 1030w, \/wp-content\/uploads\/sites\/2577\/2019\/07\/LifeADD-705x95.png 705w, \/wp-content\/uploads\/sites\/2577\/2019\/07\/LifeADD-450x61.png 450w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k7x8k8-a4d3be7928e4b4c67902687dee2b9416\">\n.flex_column.av-k7x8k8-a4d3be7928e4b4c67902687dee2b9416{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-k7x8k8-a4d3be7928e4b4c67902687dee2b9416 av_three_fifth  avia-builder-el-2  el_after_av_one_full  el_before_av_two_fifth  first flex_column_div av-zero-column-padding column-top-margin'     ><section  class='av_textblock_section av-iyd5co-7da8d4945cfe658c7ee9ec398204e30b'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Why Life and AD&amp;D?<\/h3>\n<p>Life is precious. We take steps to insure our cars and homes, but tend to fall short when it comes to insuring ourselves. A life insurance policy, combined with accidental death and dismemberment coverage, or AD&amp;D, gives you comprehensive coverage so that you have peace of mind knowing your loved ones will be taken care of in the event of your death.<\/p>\n<p><strong>Highlights<\/strong><\/p>\n<ul>\n<li>Offers protection in the event you should die due to either natural causes or an accident.<\/li>\n<li>Benefits will be paid to the beneficiaries declared on your application.<\/li>\n<li>Covers a specific term for a predetermined benefit amount.<\/li>\n<li>Coverage would cease should employment end. However, you may be able to convert your plan to an individual policy within a certain number of days within you leaving employment.<\/li>\n<\/ul>\n<\/div><\/section><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-eenl54-e4273db9a4eff7587958417df362c38d\">\n.flex_column.av-eenl54-e4273db9a4eff7587958417df362c38d{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-eenl54-e4273db9a4eff7587958417df362c38d av_two_fifth  avia-builder-el-4  el_after_av_three_fifth  el_before_av_heading  flex_column_div av-zero-column-padding column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-bx2hqw-f56f88d31c23c04295fb524bd9e059a0\">\n.iconbox.av-bx2hqw-f56f88d31c23c04295fb524bd9e059a0 .iconbox_icon{\nbackground-color:#c42032;\n}\n<\/style>\n<article  class='iconbox iconbox_top av-bx2hqw-f56f88d31c23c04295fb524bd9e059a0  avia-builder-el-5  el_before_av_iconlist  avia-builder-el-first  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue854' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" ><a href='http:\/\/www.metlife.com' title='The Standard' target=\"_blank\" rel=\"noopener noreferrer\">The Standard<\/a><\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p class=\"p1\">(888) 937-4783<\/p>\n<p><a href=\"http:\/\/www.standard.com\" target=\"_blank\" rel=\"noopener\">www.standard.com<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f\">\n#top .avia-icon-list-container.av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f .iconlist_icon{\ncolor:#ffffff;\nbackground-color:#c42032;\n}\n<\/style>\n<div  class='avia-icon-list-container av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f  avia-builder-el-6  el_after_av_icon_box  avia-builder-el-last '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f avia-iconlist-animate'>\n<li><div class='iconlist_icon av-2pqczl-cbf8671c61035406e2bf481f291ac735 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue81f' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >LIFE\/AD&amp;D PLAN INFORMATION<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p><a href=\"\/wp-content\/uploads\/sites\/2577\/2025\/09\/The-Standard-Additional-Group-Life-and-ADD-Coverage-Highlights.pdf\" target=\"_blank\" rel=\"noopener\">The Standard Additional Group Life and AD&amp;D Coverage Highlights<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6obq9-2fd14f13cc93c3106787414e0daf7512\">\n#top .av-special-heading.av-6obq9-2fd14f13cc93c3106787414e0daf7512{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-6obq9-2fd14f13cc93c3106787414e0daf7512 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-6obq9-2fd14f13cc93c3106787414e0daf7512 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-6obq9-2fd14f13cc93c3106787414e0daf7512 av-special-heading-h3  avia-builder-el-7  el_after_av_two_fifth  el_before_av_video  av-linked-heading'><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >LIFE and AD&amp;D VIDEO<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/p>\n<div  class='avia-video av-jv8ozkwj-b1950105e94bc8b2d9086757d7dda672 avia-video-16-9 av-no-preview-image avia-video-load-always av-lazyload-immediate av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  data-original_url='https:\/\/ffga.wistia.com\/medias\/20bin9110n'><script type='text\/html' class='av-video-tmpl'><div class='avia-iframe-wrap'><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" title=\"Life\/AD&amp;D Video\" src=\"https:\/\/fast.wistia.net\/embed\/iframe\/20bin9110n?dnt=1#?secret=oR8uYpNYO2\" data-secret=\"oR8uYpNYO2\" frameborder=\"0\" scrolling=\"no\" width=\"960\" height=\"540\"><\/iframe><\/div><\/script><div class='av-click-to-play-overlay'><div class=\"avia_playpause_icon\"><\/div><\/div><\/div>\n<div  class='avia-video av-jv8ozkwj-1-9ad2547ab2ff61fd3b5ac0dace47e408 avia-video-16-9 av-no-preview-image avia-video-load-always av-lazyload-immediate av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  data-original_url='https:\/\/ffga.wistia.com\/medias\/4imecsq7yw'><script type='text\/html' class='av-video-tmpl'><div class='avia-iframe-wrap'><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" title=\"(espanol) Life\/AD&amp;D Video\" src=\"https:\/\/fast.wistia.net\/embed\/iframe\/4imecsq7yw?dnt=1#?secret=CF9PttLOMY\" data-secret=\"CF9PttLOMY\" frameborder=\"0\" scrolling=\"no\" width=\"960\" height=\"540\"><\/iframe><\/div><\/script><div class='av-click-to-play-overlay'><div class=\"avia_playpause_icon\"><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":12,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2641","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/cityofhelotes\/wp-json\/wp\/v2\/pages\/2641","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/cityofhelotes\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/cityofhelotes\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/cityofhelotes\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/cityofhelotes\/wp-json\/wp\/v2\/comments?post=2641"}],"version-history":[{"count":10,"href":"https:\/\/ffbenefits.ffga.com\/cityofhelotes\/wp-json\/wp\/v2\/pages\/2641\/revisions"}],"predecessor-version":[{"id":3498,"href":"https:\/\/ffbenefits.ffga.com\/cityofhelotes\/wp-json\/wp\/v2\/pages\/2641\/revisions\/3498"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/cityofhelotes\/wp-json\/wp\/v2\/media?parent=2641"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}