{"id":1036,"date":"2018-04-18T22:22:40","date_gmt":"2018-04-18T22:22:40","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/desotoisd-2\/?page_id=1036"},"modified":"2024-08-21T15:19:41","modified_gmt":"2024-08-21T15:19:41","slug":"disability","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/desotoisd-2\/disability\/","title":{"rendered":"Disability"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k2p1gc-c0cc4bbe6276dc94ea97471e21b762c4\">\n.flex_column.av-k2p1gc-c0cc4bbe6276dc94ea97471e21b762c4{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-k2p1gc-c0cc4bbe6276dc94ea97471e21b762c4 av_one_full  avia-builder-el-0  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-j7wabw-88751a435b59e8d5c9812e7f7a991e7c\">\n.avia-image-container.av-j7wabw-88751a435b59e8d5c9812e7f7a991e7c img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-j7wabw-88751a435b59e8d5c9812e7f7a991e7c .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-j7wabw-88751a435b59e8d5c9812e7f7a991e7c av-styling- avia_animated_image av-animated-when-visible-95 right-to-left avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-3236 avia-img-lazy-loading-not-3236 avia_image ' src=\"\/wp-content\/uploads\/sites\/2424\/2020\/06\/Disability-1030x139.png\" alt='Disability' title='Disability'  height=\"139\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"\/wp-content\/uploads\/sites\/2424\/2020\/06\/Disability-1030x139.png 1030w, \/wp-content\/uploads\/sites\/2424\/2020\/06\/Disability-300x41.png 300w, \/wp-content\/uploads\/sites\/2424\/2020\/06\/Disability-768x104.png 768w, \/wp-content\/uploads\/sites\/2424\/2020\/06\/Disability-705x95.png 705w, \/wp-content\/uploads\/sites\/2424\/2020\/06\/Disability.png 1500w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-gzvmmk-6e507cafdbfddaf2918273e889f39055\">\n.flex_column.av-gzvmmk-6e507cafdbfddaf2918273e889f39055{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-gzvmmk-6e507cafdbfddaf2918273e889f39055 av_three_fifth  avia-builder-el-2  el_after_av_one_full  el_before_av_two_fifth  first flex_column_div av-zero-column-padding column-top-margin'     ><section  class='av_textblock_section av-1jo1v0-169a1a8ca553ce99da47b7383b92fb8c'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Why Disability Insurance?<\/h3>\n<p>Have you ever wondered what would happen to your income if you had an accidental injury, sickness, or pregnancy? That is why you need disability coverage, it replaces a portion of district income for the period of time you are unable to work due to those reasons.<\/p>\n<p>You are able to choose the <strong><em>benefit amount<\/em><\/strong> which is the amount of your income to replace, and the<strong><em> waiting period <\/em><\/strong>that you begin receiving payments.<\/p>\n<p>How do you decide if you need disability insurance?<\/p>\n<p><strong>Consider these questions when making your decision:<\/strong><\/p>\n<ul>\n<li>How much district leave do you have?<\/li>\n<li>Do you have savings?<\/li>\n<li>Do you have other income you can rely on, such as from your spouse or from child support?<\/li>\n<li>How close are you to retirement?<\/li>\n<li>Could you go on Social Security Disability or take a Disability Retirement?<\/li>\n<li>What are your other sources of income?<\/li>\n<\/ul>\n<\/div><\/section><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8utn8s-880d94bb17ac72aeda1134b64080bb0e\">\n.flex_column.av-8utn8s-880d94bb17ac72aeda1134b64080bb0e{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-8utn8s-880d94bb17ac72aeda1134b64080bb0e av_two_fifth  avia-builder-el-4  el_after_av_three_fifth  el_before_av_hr  flex_column_div av-zero-column-padding column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-77sqbw-71058a870685cb6139b73a66328ea569\">\n.iconbox.av-77sqbw-71058a870685cb6139b73a66328ea569 .iconbox_icon{\nbackground-color:#91723f;\n}\n<\/style>\n<article  class='iconbox iconbox_top av-77sqbw-71058a870685cb6139b73a66328ea569  avia-builder-el-5  el_before_av_iconlist  avia-builder-el-first  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue854' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" ><a href='http:\/\/www.ameritas.com' title='The Standard' target=\"_blank\" rel=\"noopener noreferrer\">The Standard<\/a><\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p class=\"p1\">(855) 757-4717<\/p>\n<p><a href=\"https:\/\/www.standard.com\/\" target=\"_blank\" rel=\"noopener\">www.standard.com<\/a><\/p>\n<p>Group Policy #172998<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jv9m4793-e304a2032ef4889f95d5ad06267f7cfa\">\n#top .avia-icon-list-container.av-jv9m4793-e304a2032ef4889f95d5ad06267f7cfa .iconlist_icon{\ncolor:#ffffff;\nbackground-color:#91723f;\n}\n<\/style>\n<div  class='avia-icon-list-container av-jv9m4793-e304a2032ef4889f95d5ad06267f7cfa  avia-builder-el-6  el_after_av_icon_box  avia-builder-el-last '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-jv9m4793-e304a2032ef4889f95d5ad06267f7cfa avia-iconlist-animate'>\n<li><div class='iconlist_icon av-2i0c18-06156f60e3dab868e45f663cf37066e3 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue81f' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >DISABILITY PLAN INFORMATION<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p><a href=\"\/wp-content\/uploads\/sites\/2424\/2024\/08\/2024-172998_LTD-Summary.pdf\" target=\"_blank\" rel=\"noopener\">The Standard Disability Plan<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2424\/2024\/08\/2024-EAP-Employee-Flyer-3-Face-to-Face-Visits.pdf\" target=\"_blank\" rel=\"noopener\">The Standard Employee Assistance Program<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-2555ng-4b6a5bb3f1222ce61380b29756fa9d88 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue84d' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Claim Forms<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p><a href=\"\/wp-content\/uploads\/sites\/2424\/2024\/07\/The-Standard-Your-Choice_Educator-Claim-Packet_ADA-Compliant.pdf\" target=\"_blank\" rel=\"noopener\">The Standard-Educator Claim Packet<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/p><\/div><div  class='hr av-dy8858-1a407cf3b10a1684b07933f6a1cb8231 hr-default  avia-builder-el-7  el_after_av_two_fifth  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1036","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/desotoisd-2\/wp-json\/wp\/v2\/pages\/1036","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/desotoisd-2\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/desotoisd-2\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/desotoisd-2\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/desotoisd-2\/wp-json\/wp\/v2\/comments?post=1036"}],"version-history":[{"count":40,"href":"https:\/\/ffbenefits.ffga.com\/desotoisd-2\/wp-json\/wp\/v2\/pages\/1036\/revisions"}],"predecessor-version":[{"id":3907,"href":"https:\/\/ffbenefits.ffga.com\/desotoisd-2\/wp-json\/wp\/v2\/pages\/1036\/revisions\/3907"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/desotoisd-2\/wp-json\/wp\/v2\/media?parent=1036"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}