{"id":3540,"date":"2018-05-19T03:24:49","date_gmt":"2018-05-19T03:24:49","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/desotoisd-2\/health-savings-accounts\/"},"modified":"2025-05-16T19:46:27","modified_gmt":"2025-05-16T19:46:27","slug":"health-savings-accounts","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/desotoisd-2\/health-savings-accounts\/","title":{"rendered":"Health Savings Accounts"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-15uwsid-9c9ed689071b015fac9ba4631090c4ac\">\n.flex_column.av-15uwsid-9c9ed689071b015fac9ba4631090c4ac{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-15uwsid-9c9ed689071b015fac9ba4631090c4ac av_one_full  avia-builder-el-0  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-14pcy79-2f147b37c58da7d30290422af57a26ae\">\n.avia-image-container.av-14pcy79-2f147b37c58da7d30290422af57a26ae img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-14pcy79-2f147b37c58da7d30290422af57a26ae .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-14pcy79-2f147b37c58da7d30290422af57a26ae av-styling- avia_animated_image av-animated-when-visible-95 right-to-left avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-3542 avia-img-lazy-loading-not-3542 avia_image ' src=\"\/wp-content\/uploads\/sites\/2424\/2022\/04\/HSA.png\" alt='' title='HSA'  height=\"845\" width=\"6250\"  itemprop=\"thumbnailUrl\" srcset=\"\/wp-content\/uploads\/sites\/2424\/2022\/04\/HSA.png 6250w, \/wp-content\/uploads\/sites\/2424\/2022\/04\/HSA-300x41.png 300w, \/wp-content\/uploads\/sites\/2424\/2022\/04\/HSA-1030x139.png 1030w, \/wp-content\/uploads\/sites\/2424\/2022\/04\/HSA-768x104.png 768w, \/wp-content\/uploads\/sites\/2424\/2022\/04\/HSA-1536x208.png 1536w, \/wp-content\/uploads\/sites\/2424\/2022\/04\/HSA-2048x277.png 2048w, \/wp-content\/uploads\/sites\/2424\/2022\/04\/HSA-1500x203.png 1500w, \/wp-content\/uploads\/sites\/2424\/2022\/04\/HSA-705x95.png 705w\" sizes=\"(max-width: 6250px) 100vw, 6250px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-12ju3it-736f45c4fa698c3fae195611733e4b41\">\n.flex_column.av-12ju3it-736f45c4fa698c3fae195611733e4b41{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-12ju3it-736f45c4fa698c3fae195611733e4b41 av_three_fifth  avia-builder-el-2  el_after_av_one_full  el_before_av_two_fifth  first flex_column_div av-zero-column-padding column-top-margin'     ><section  class='av_textblock_section av-11947ol-d7e937bf232bff7fa8e5c3e608b10a3f'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>What is a Health Savings Account (HSA)?<\/h3>\n<div class=\"page\" title=\"Page 1\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p>Health Savings Account (HSA) enables you to save for and conveniently pay for qualified healthcare expenses, while you earn tax-free interest and pay no monthly service fees.<\/p>\n<p>Opening a Health Savings Account provides both immediate and long term benefits. The money in your HSA is always yours, even if you change jobs, switch your health plan, become unemployed or retire. Your unused HSA balance rolls over from year to year. And best of all, HSAs have tax-free deposits, tax-free earnings and tax-free withdrawals. And after age 65, you can withdraw funds from your HSA penalty-free for any purpose.*<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"page\" title=\"Page 1\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<h3>EECU HSA Benefits<\/h3>\n<ul>\n<li>Save money tax-free for healthcare expenses \u2013 contributions are not subject to federal income taxes and can be made by you, your employer or a third party*<\/li>\n<li>No monthly service fee \u2013 so you can save more and earn more<\/li>\n<li>Earn competitive dividends on your entire balance \u2013 compounded daily and paid monthly from deposit to withdrawal.<\/li>\n<li>Conveniently pay for qualified healthcare expenses \u2013 with a free, no annual fee EECU HSA Debit Mastercard\u00ae or via EECU\u2019s free online bill pay. (HSA checks are also available upon request, for a nominal fee**)<\/li>\n<li>Free online, mobile and branch access \u2013 allows you to actively manage your account however you prefer<\/li>\n<li>Comprehensive service and support \u2013 to assist you in optimizing your healthcare saving and spending<\/li>\n<li>Federally insured \u2013 to at least $250,000 by NCUA<\/li>\n<\/ul>\n<div class=\"page\" title=\"Page 1\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p><em>*Contributions, investment earnings, and distributions are tax free for federal tax purposes if used to pay for qualified medical expenses, and may or may not be subject to state taxation. A list of Eligible Medical Expenses can be found in IRS Publication 502,http:\/\/www.irs.gov\/pub\/irs-pdf\/p502.pdf. As described in IRS publication969, http:\/\/www.irs.gov\/pub\/irs-pdf\/p969.pdf, over-the-counter medications (when prescribed by a doctor) are considered Eligible Medical Expenses for HSA purposes. For more information consult a tax adviser or your state department of revenue.<\/em><\/p>\n<div class=\"page\" title=\"Page 1\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p><em>**Call 817-882-0800 or stop by a branch to order HSA Checks: book of 100 costs $26.95.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/section><br \/>\n<div  class='hr av-3jl0hh-5922c07437f7c3e4575b7fd1ad301df3 hr-default  avia-builder-el-4  el_after_av_textblock  el_before_av_heading '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-hqltwk-626cf6cc2c965500450c9332ee95de92\">\n#top .av-special-heading.av-hqltwk-626cf6cc2c965500450c9332ee95de92{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-hqltwk-626cf6cc2c965500450c9332ee95de92 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-hqltwk-626cf6cc2c965500450c9332ee95de92 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-hqltwk-626cf6cc2c965500450c9332ee95de92 av-special-heading-h5  avia-builder-el-5  el_after_av_hr  el_before_av_table '><h5 class='av-special-heading-tag'  itemprop=\"headline\"  >Annual Maximum Contribution Levels<\/h5><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<div  class='avia-table av-w6zi0l-15e6e028ac1d8d655e93534338df53de main_color avia-pricing-table-container avia_pricing_default  avia-builder-el-6  el_after_av_heading  el_before_av_textblock  avia-table-1'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Table\" ><div class=\"pricing-table-wrap\"><ul class='pricing-table avia-desc-col'><li class='avia-heading-row empty-table-cell'><div class='first-table-item'><span class='fallback-table-val'>2025<\/span><\/div><span class='pricing-extra'><\/span><\/li><li class=''>Individual Coverage<\/li><li class=''>Family Coverage<\/li><\/ul><\/div><div class=\"pricing-table-wrap\"><ul class='pricing-table '><li class='avia-heading-row'><div class='first-table-item'>2025<\/div><span class='pricing-extra'><\/span><\/li><li class=''>$4,300<\/li><li class=''>$8,550<\/li><\/ul><\/div><div class=\"pricing-table-wrap\"><ul class='pricing-table '><li class='avia-heading-row'><div class='first-table-item'>2026<\/div><span class='pricing-extra'><\/span><\/li><li class=''>$4,400<\/li><li class=''>$8,750<\/li><\/ul><\/div><\/div><br \/>\n<section  class='av_textblock_section av-fsruw5-b62b69d38e32ce188bba550183fc3f1e'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Catch up allowed for those 55 and over &#8211; $1,000<\/p>\n<\/div><\/section><br \/>\n<div  class='hr av-dx6il1-7694f3fad44b34feeafc83d581814161 hr-default  avia-builder-el-8  el_after_av_textblock  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-cmq291-3288ece3050862c5ada4d6dc915ea92a\">\n.flex_column.av-cmq291-3288ece3050862c5ada4d6dc915ea92a{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-cmq291-3288ece3050862c5ada4d6dc915ea92a av_two_fifth  avia-builder-el-9  el_after_av_three_fifth  avia-builder-el-last  flex_column_div av-zero-column-padding column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-acwoat-aebaa3203643a9e7010c881defbaab65\">\n.iconbox.av-acwoat-aebaa3203643a9e7010c881defbaab65 .iconbox_icon{\nbackground-color:#91723f;\n}\n<\/style>\n<article  class='iconbox iconbox_top av-acwoat-aebaa3203643a9e7010c881defbaab65  avia-builder-el-10  el_before_av_iconlist  avia-builder-el-first  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue854' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" >EECU HSA<\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p>P: (817) 882-0800<\/p>\n<p><a href=\"http:\/\/eecu.org\" target=\"_blank\" rel=\"noopener\">www.eecu.org<\/a><\/p>\n<p><strong>If your debit card is lost or stolen, call our 24-hour debit card hotline at (800) 333-9934<\/strong><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l5ci5ky0-8cfe92724f74091c8b07bbad08791349\">\n#top .avia-icon-list-container.av-l5ci5ky0-8cfe92724f74091c8b07bbad08791349 .iconlist_icon{\nbackground-color:#91723f;\n}\n<\/style>\n<div  class='avia-icon-list-container av-l5ci5ky0-8cfe92724f74091c8b07bbad08791349  avia-builder-el-11  el_after_av_icon_box  avia-builder-el-last '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-l5ci5ky0-8cfe92724f74091c8b07bbad08791349 avia-iconlist-animate'>\n<li><div class='iconlist_icon av-2j66lg-662dc371c495e4b3f5853e89f11884d2 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue81f' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >HSA Plan Information<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p><a href=\"\/wp-content\/uploads\/sites\/2424\/2022\/07\/22-EECU_HSA_FactSheet_March-2021.pdf\" target=\"_blank\" rel=\"noopener\">EECU Fact Sheet<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2424\/2022\/07\/22-EECU_HSA_ProductGuide_and_FAQ_1.2022_F.pdf\" target=\"_blank\" rel=\"noopener\">EECU HSA Product Guide<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/p><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":12,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3540","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/desotoisd-2\/wp-json\/wp\/v2\/pages\/3540","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/desotoisd-2\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/desotoisd-2\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/desotoisd-2\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/desotoisd-2\/wp-json\/wp\/v2\/comments?post=3540"}],"version-history":[{"count":13,"href":"https:\/\/ffbenefits.ffga.com\/desotoisd-2\/wp-json\/wp\/v2\/pages\/3540\/revisions"}],"predecessor-version":[{"id":3924,"href":"https:\/\/ffbenefits.ffga.com\/desotoisd-2\/wp-json\/wp\/v2\/pages\/3540\/revisions\/3924"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/desotoisd-2\/wp-json\/wp\/v2\/media?parent=3540"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}