{"id":2758,"date":"2021-06-25T19:09:41","date_gmt":"2021-06-25T19:09:41","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/elpasoisd-2-2\/?page_id=2758"},"modified":"2023-10-06T16:53:20","modified_gmt":"2023-10-06T16:53:20","slug":"disability","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/elpasoisd-2\/disability\/","title":{"rendered":"Disability"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k2p1gc-c0cc4bbe6276dc94ea97471e21b762c4\">\n.flex_column.av-k2p1gc-c0cc4bbe6276dc94ea97471e21b762c4{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-k2p1gc-c0cc4bbe6276dc94ea97471e21b762c4 av_one_full  avia-builder-el-0  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-j7wabw-e3f5a49be8be44c1e7d0784e3533eacc\">\n.avia-image-container.av-j7wabw-e3f5a49be8be44c1e7d0784e3533eacc img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-j7wabw-e3f5a49be8be44c1e7d0784e3533eacc .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-j7wabw-e3f5a49be8be44c1e7d0784e3533eacc av-styling- avia_animated_image av-animated-when-visible-95 right-to-left avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-2034 avia-img-lazy-loading-not-2034 avia_image ' src=\"\/wp-content\/uploads\/sites\/2614\/2019\/05\/Disability-1030x139.png\" alt='' title='Disability'  height=\"139\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"\/wp-content\/uploads\/sites\/2614\/2019\/05\/Disability-1030x139.png 1030w, \/wp-content\/uploads\/sites\/2614\/2019\/05\/Disability-300x41.png 300w, \/wp-content\/uploads\/sites\/2614\/2019\/05\/Disability-768x104.png 768w, \/wp-content\/uploads\/sites\/2614\/2019\/05\/Disability-1500x203.png 1500w, \/wp-content\/uploads\/sites\/2614\/2019\/05\/Disability-705x95.png 705w, \/wp-content\/uploads\/sites\/2614\/2019\/05\/Disability-450x61.png 450w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-gzvmmk-6e507cafdbfddaf2918273e889f39055\">\n.flex_column.av-gzvmmk-6e507cafdbfddaf2918273e889f39055{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-gzvmmk-6e507cafdbfddaf2918273e889f39055 av_three_fifth  avia-builder-el-2  el_after_av_one_full  el_before_av_two_fifth  first flex_column_div av-zero-column-padding column-top-margin'     ><section  class='av_textblock_section av-1jo1v0-f583e08bd65d61f0daded6e29e4e3a07'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Why Disability Insurance?<\/h3>\n<p>Have you ever wondered what would happen to your income if you had an accidental injury, sickness, or pregnancy? That is why you need disability coverage. It replaces a portion of income for the period of time you are unable to work due to those reasons.<\/p>\n<p>You are able to choose the <strong><em>benefit amount<\/em><\/strong> which is the amount of your income to replace, and the<strong><em> waiting period <\/em><\/strong>that you begin receiving payments.<\/p>\n<p>How do you decide if you need disability insurance?<\/p>\n<p><strong>Consider these questions when making your decision:<\/strong><\/p>\n<ul>\n<li>How much employer leave do you have?<\/li>\n<li>Do you have savings?<\/li>\n<li>Do you have other income you can rely on, such as from your spouse or from child support?<\/li>\n<li>How close are you to retirement?<\/li>\n<li>Could you go on Social Security Disability or take a Disability Retirement?<\/li>\n<li>What are your other sources of income?<\/li>\n<\/ul>\n<\/div><\/section><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8utn8s-880d94bb17ac72aeda1134b64080bb0e\">\n.flex_column.av-8utn8s-880d94bb17ac72aeda1134b64080bb0e{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-8utn8s-880d94bb17ac72aeda1134b64080bb0e av_two_fifth  avia-builder-el-4  el_after_av_three_fifth  el_before_av_hr  flex_column_div av-zero-column-padding column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-77sqbw-ce99534dc6794caa44702350bddb0deb\">\n.iconbox.av-77sqbw-ce99534dc6794caa44702350bddb0deb .iconbox_icon{\nbackground-color:#c42032;\n}\n<\/style>\n<article  class='iconbox iconbox_top av-77sqbw-ce99534dc6794caa44702350bddb0deb  avia-builder-el-5  el_before_av_icon_box  avia-builder-el-first  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue854' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" >UNUM<\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p class=\"p1\">\u00a0(866) 679-3054<\/p>\n<p><a href=\"https:\/\/www.unum.com\/\" target=\"_blank\" rel=\"noopener\">https:\/\/www.unum.com\/<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-77sqbw-2-a79c6615ae8125d32d71bdcb9112140f\">\n.iconbox.av-77sqbw-2-a79c6615ae8125d32d71bdcb9112140f .iconbox_icon{\nbackground-color:#c42032;\n}\n<\/style>\n<article  class='iconbox iconbox_top av-77sqbw-2-a79c6615ae8125d32d71bdcb9112140f  avia-builder-el-6  el_after_av_icon_box  avia-builder-el-last  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue81f' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" >Disability Plan Information<\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p><a href=\"\/wp-content\/uploads\/sites\/2614\/2022\/06\/El-Paso-ISD-Telephonic-Claims-Brochure-2.pdf\" target=\"_blank\" rel=\"noopener\">El Paso ISD &#8211; Telephonic Claims Brochure<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2614\/2023\/10\/714931-El-Paso-ISD-Ed-Sel-Dis-Highlight-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">El Paso ISD Ed Sel Dis Highlight Sheet<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2614\/2022\/08\/How-to-file-a-claim-employee-flyer.pdf\" target=\"_blank\" rel=\"noopener\">How to file a claim employee flyer<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2614\/2022\/08\/SP_How-to-file-a-claim-employee-flyer.pdf\" target=\"_blank\" rel=\"noopener\">SP_How to file a claim employee flyer<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2614\/2023\/10\/714931-El-Paso-ISD-Educator-Select-Rate-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">El Paso ISD Educator Select Rate Sheet<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><\/p><\/div><div  class='hr av-dy8858-1a407cf3b10a1684b07933f6a1cb8231 hr-default  avia-builder-el-7  el_after_av_two_fifth  el_before_av_heading '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-20mxxi-94cf449ba04d93958f22abd99b6ebb6f\">\n#top .av-special-heading.av-20mxxi-94cf449ba04d93958f22abd99b6ebb6f{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-20mxxi-94cf449ba04d93958f22abd99b6ebb6f .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-20mxxi-94cf449ba04d93958f22abd99b6ebb6f .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-20mxxi-94cf449ba04d93958f22abd99b6ebb6f av-special-heading-h3  avia-builder-el-8  el_after_av_hr  el_before_av_video '><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >LONG TERM DISABILITY VIDEO<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<div  class='avia-video av-kwas76hf-0b7ac9192058ad87ee67bb56f2210e24 avia-video-16-9 av-no-preview-image avia-video-load-always av-lazyload-immediate av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  data-original_url='https:\/\/ffga.wistia.com\/medias\/b48amd149e'><script type='text\/html' class='av-video-tmpl'><div class='avia-iframe-wrap'><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" title=\"Long-Term Disability Video\" src=\"https:\/\/fast.wistia.net\/embed\/iframe\/b48amd149e?dnt=1#?secret=bOul1gZfhl\" data-secret=\"bOul1gZfhl\" frameborder=\"0\" scrolling=\"no\" width=\"640\" height=\"360\"><\/iframe><\/div><\/script><div class='av-click-to-play-overlay'><div class=\"avia_playpause_icon\"><\/div><\/div><\/div>\n<div  class='avia-video av-kwas76hf-1-facd5157155ce4f8b966b4a50e7b30f3 avia-video-16-9 av-no-preview-image avia-video-load-always av-lazyload-immediate av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  data-original_url='https:\/\/ffga.wistia.com\/medias\/oan3ur1cbe'><script type='text\/html' class='av-video-tmpl'><div class='avia-iframe-wrap'><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" title=\"(espanol) Long-Term Disability Video\" src=\"https:\/\/fast.wistia.net\/embed\/iframe\/oan3ur1cbe?dnt=1#?secret=A1MuV1D35C\" data-secret=\"A1MuV1D35C\" frameborder=\"0\" scrolling=\"no\" width=\"640\" height=\"360\"><\/iframe><\/div><\/script><div class='av-click-to-play-overlay'><div class=\"avia_playpause_icon\"><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2758","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/elpasoisd-2\/wp-json\/wp\/v2\/pages\/2758","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/elpasoisd-2\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/elpasoisd-2\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/elpasoisd-2\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/elpasoisd-2\/wp-json\/wp\/v2\/comments?post=2758"}],"version-history":[{"count":31,"href":"https:\/\/ffbenefits.ffga.com\/elpasoisd-2\/wp-json\/wp\/v2\/pages\/2758\/revisions"}],"predecessor-version":[{"id":3700,"href":"https:\/\/ffbenefits.ffga.com\/elpasoisd-2\/wp-json\/wp\/v2\/pages\/2758\/revisions\/3700"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/elpasoisd-2\/wp-json\/wp\/v2\/media?parent=2758"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}