{"id":1036,"date":"2018-04-18T22:22:40","date_gmt":"2018-04-18T22:22:40","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/ennisisd\/?page_id=1036"},"modified":"2026-01-28T20:42:08","modified_gmt":"2026-01-28T20:42:08","slug":"disability","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/ennisisd\/disability\/","title":{"rendered":"Disability"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k2p1gc-c0cc4bbe6276dc94ea97471e21b762c4\">\n.flex_column.av-k2p1gc-c0cc4bbe6276dc94ea97471e21b762c4{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-k2p1gc-c0cc4bbe6276dc94ea97471e21b762c4 av_one_full  avia-builder-el-0  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-j7wabw-a50c8a28705c02f281b063dd8f848d97\">\n.avia-image-container.av-j7wabw-a50c8a28705c02f281b063dd8f848d97 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-j7wabw-a50c8a28705c02f281b063dd8f848d97 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-j7wabw-a50c8a28705c02f281b063dd8f848d97 av-styling- avia_animated_image av-animated-when-visible-95 right-to-left avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-2034 avia-img-lazy-loading-not-2034 avia_image ' src=\"\/wp-content\/uploads\/sites\/77\/2019\/05\/Disability-1030x139.png\" alt='' title='Disability'  height=\"139\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"\/wp-content\/uploads\/sites\/77\/2019\/05\/Disability-1030x139.png 1030w, \/wp-content\/uploads\/sites\/77\/2019\/05\/Disability-300x41.png 300w, \/wp-content\/uploads\/sites\/77\/2019\/05\/Disability-768x104.png 768w, \/wp-content\/uploads\/sites\/77\/2019\/05\/Disability-1500x203.png 1500w, \/wp-content\/uploads\/sites\/77\/2019\/05\/Disability-705x95.png 705w, \/wp-content\/uploads\/sites\/77\/2019\/05\/Disability-450x61.png 450w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-gzvmmk-6e507cafdbfddaf2918273e889f39055\">\n.flex_column.av-gzvmmk-6e507cafdbfddaf2918273e889f39055{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-gzvmmk-6e507cafdbfddaf2918273e889f39055 av_three_fifth  avia-builder-el-2  el_after_av_one_full  el_before_av_two_fifth  first flex_column_div av-zero-column-padding column-top-margin'     ><section  class='av_textblock_section av-1jo1v0-f583e08bd65d61f0daded6e29e4e3a07'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Why Disability Insurance?<\/h3>\n<p>Have you ever wondered what would happen to your income if you had an accidental injury, sickness, or pregnancy? That is why you need disability coverage. It replaces a portion of income for the period of time you are unable to work due to those reasons.<\/p>\n<p>You are able to choose the <strong><em>benefit amount<\/em><\/strong> which is the amount of your income to replace, and the<strong><em> waiting period <\/em><\/strong>that you begin receiving payments.<\/p>\n<p>How do you decide if you need disability insurance?<\/p>\n<p><strong>Consider these questions when making your decision:<\/strong><\/p>\n<ul>\n<li>How much employer leave do you have?<\/li>\n<li>Do you have savings?<\/li>\n<li>Do you have other income you can rely on, such as from your spouse or from child support?<\/li>\n<li>How close are you to retirement?<\/li>\n<li>Could you go on Social Security Disability or take a Disability Retirement?<\/li>\n<li>What are your other sources of income?<\/li>\n<\/ul>\n<h3>Employee Assistance<\/h3>\n<p>There are times in life when you might need a little help coping or figuring out what to do. Take advantage of the Employee Assistance Program, which includes WorkLife Services and is available to you and your family in connection with your group disability insurance from Standard Insurance Company.<\/p>\n<\/div><\/section><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8utn8s-880d94bb17ac72aeda1134b64080bb0e\">\n.flex_column.av-8utn8s-880d94bb17ac72aeda1134b64080bb0e{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-8utn8s-880d94bb17ac72aeda1134b64080bb0e av_two_fifth  avia-builder-el-4  el_after_av_three_fifth  el_before_av_hr  flex_column_div av-zero-column-padding column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-bx2hqw-6a73b9b9a9ba5af3ae9dc3385570dee5\">\n.iconbox.av-bx2hqw-6a73b9b9a9ba5af3ae9dc3385570dee5 .iconbox_icon{\nbackground-color:#c42032;\n}\n<\/style>\n<article  class='iconbox iconbox_top av-bx2hqw-6a73b9b9a9ba5af3ae9dc3385570dee5  avia-builder-el-5  el_before_av_iconlist  avia-builder-el-first  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue854' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" ><a href='https:\/\/www.standard.com' title='The Standard' target=\"_blank\" rel=\"noopener noreferrer\">The Standard<\/a><\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p>(855) 757-4717<\/p>\n<p><a href=\"https:\/\/www.standard.com\" target=\"_blank\" rel=\"noopener\">www.standard.com<\/a><\/p>\n<p>Policy #163193<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f\">\n#top .avia-icon-list-container.av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f .iconlist_icon{\ncolor:#ffffff;\nbackground-color:#c42032;\n}\n<\/style>\n<div  class='avia-icon-list-container av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f  avia-builder-el-6  el_after_av_icon_box  avia-builder-el-last '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f avia-iconlist-animate'>\n<li><div class='iconlist_icon av-4kz8j0-01b663abb9ab7651e3188da02ec11833 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue81f' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >DISABILITY PLAN INFORMATION<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p><a href=\"\/wp-content\/uploads\/sites\/77\/2019\/10\/Disability-The-Standard-LTD-Highlights.pdf\" target=\"_blank\" rel=\"noopener\">Benefit Highlights Summary &amp; Rates<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/77\/2022\/05\/ENNIS-ISD-DISABILITY-PLANS-EXPL.pdf\" target=\"_blank\" rel=\"noopener\">Understanding your Disability Enrollment<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/77\/2024\/07\/DIsability-Workplace-Possibilities-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">Workplace Possibilities<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/77\/2025\/07\/CertificateThe-Standard-Disability.pdf\" target=\"_blank\" rel=\"noopener\">Plan Certificate<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-3lcnos-d8458dd863030f0b39e9a7be6cfe3db5 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue84b' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >DISABILITY CLAIM FORMS <\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p><a href=\"\/wp-content\/uploads\/sites\/77\/2019\/10\/Disability-The-Standard-Disability-Claim-Form.pdf\" target=\"_blank\" rel=\"noopener\">The Standard Disability Claim Form<\/a><\/p>\n<p>Completed Claims can be returned via Fax or Mail to the following:<\/p>\n<p><strong>Email:<\/strong>\u00a0\u00a0\u00a0<a href=\"mailto:ccltdsupport@standard.com\">ccltdsupport@standard.com<\/a><\/p>\n<p><strong><u>Fax:<\/u><\/strong>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 (971) 321-8400<\/p>\n<p><strong><u>Mail:<\/u><\/strong>\u00a0\u00a0\u00a0\u00a0\u00a0Standard Insurance Company, STD Claims Department,<\/p>\n<p>PO Box 2800, Portland, OR 97208<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-lyyljimd-6be340c7f9135f46767915046c02c289 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue81f' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Employee Assistance Program<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p><a href=\"\/wp-content\/uploads\/sites\/77\/2024\/07\/EAP-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">EAP Flyer<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/77\/2024\/07\/EAP-Health-Management.pdf\" target=\"_blank\" rel=\"noopener\">EAP Health Management<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/77\/2024\/07\/EAP-Overview.pdf\" target=\"_blank\" rel=\"noopener\">EAP Overview<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/p><\/div><div  class='hr av-dy8858-1a407cf3b10a1684b07933f6a1cb8231 hr-default  avia-builder-el-7  el_after_av_two_fifth  el_before_av_heading '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1x1g3w-38cc49e3cb0cbd7e2fbb9b4ff650e3fc\">\n#top .av-special-heading.av-1x1g3w-38cc49e3cb0cbd7e2fbb9b4ff650e3fc{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-1x1g3w-38cc49e3cb0cbd7e2fbb9b4ff650e3fc .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-1x1g3w-38cc49e3cb0cbd7e2fbb9b4ff650e3fc .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-1x1g3w-38cc49e3cb0cbd7e2fbb9b4ff650e3fc av-special-heading-h3  avia-builder-el-8  el_after_av_hr  el_before_av_video  av-linked-heading'><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >DISABILITY INSURANCE VIDEO<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<div  class='avia-video av-jv8ozkwj-bc3c592e1188f860b128b38db6384a2e avia-video-16-9 av-no-preview-image avia-video-load-always av-lazyload-immediate av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  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