{"id":1036,"date":"2018-04-18T22:22:40","date_gmt":"2018-04-18T22:22:40","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/garlandisd\/?page_id=1036"},"modified":"2018-12-17T19:03:45","modified_gmt":"2018-12-17T19:03:45","slug":"disability","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/garlandisd\/disability\/","title":{"rendered":"Disability"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_full-15d750bd1b332b34c6e70b077ebbccdf\">\n.flex_column.av-av_one_full-15d750bd1b332b34c6e70b077ebbccdf{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-av_one_full-15d750bd1b332b34c6e70b077ebbccdf av_one_full  avia-builder-el-0  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_image-3d6521a1052a103e479e4cc34d13f3c5\">\n.avia-image-container.av-av_image-3d6521a1052a103e479e4cc34d13f3c5 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-av_image-3d6521a1052a103e479e4cc34d13f3c5 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-av_image-3d6521a1052a103e479e4cc34d13f3c5 av-styling- avia_animated_image av-animated-when-visible-95 right-to-left avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-1037 avia-img-lazy-loading-not-1037 avia_image ' src=\"\/wp-content\/uploads\/sites\/15\/2018\/04\/DisabilityBanner-1500x202.png\" alt='Disability' title='DisabilityBanner'  height=\"202\" width=\"1500\"  itemprop=\"thumbnailUrl\" srcset=\"\/wp-content\/uploads\/sites\/15\/2018\/04\/DisabilityBanner.png 1500w, \/wp-content\/uploads\/sites\/15\/2018\/04\/DisabilityBanner-300x40.png 300w, \/wp-content\/uploads\/sites\/15\/2018\/04\/DisabilityBanner-768x103.png 768w, \/wp-content\/uploads\/sites\/15\/2018\/04\/DisabilityBanner-1030x139.png 1030w, \/wp-content\/uploads\/sites\/15\/2018\/04\/DisabilityBanner-705x95.png 705w, \/wp-content\/uploads\/sites\/15\/2018\/04\/DisabilityBanner-450x61.png 450w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_three_fifth-15d750bd1b332b34c6e70b077ebbccdf\">\n.flex_column.av-av_three_fifth-15d750bd1b332b34c6e70b077ebbccdf{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-av_three_fifth-15d750bd1b332b34c6e70b077ebbccdf av_three_fifth  avia-builder-el-2  el_after_av_one_full  el_before_av_two_fifth  first flex_column_div av-zero-column-padding column-top-margin'     ><section  class='av_textblock_section av-av_textblock-2de302bf1aa3cf4c9157dbe6f50ac7eb'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Why Disability Insurance?<\/h3>\n<p>Have you ever wondered what would happen to your income if you had an accidental injury, sickness, or pregnancy? That is why you need disability coverage, it replaces a portion of district income for the period of time you are unable to work due to those reasons.<\/p>\n<p>You are able to choose the <strong><em>benefit amount<\/em><\/strong> which is the amount of your income to replace, and the<strong><em> waiting period <\/em><\/strong>that you begin receiving payments. You are also able to choose the <strong><em>maximum benefit period<\/em><\/strong> which is how long the money will continue should you find yourself disable for a longer time frame.<\/p>\n<p>How do you decide if you need disability insurance?<\/p>\n<p><strong>Consider these questions when making your decision:<\/strong><\/p>\n<ul>\n<li>How much district leave do you have?<\/li>\n<li>Do you have savings?<\/li>\n<li>Do you have other income you can rely on, such as from your spouse or from child support?<\/li>\n<li>How close are you to retirement?<\/li>\n<li>Could you go on Social Security Disability or take a Disability Retirement?<\/li>\n<li>What are your other sources of income?<\/li>\n<\/ul>\n<\/div><\/section><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_two_fifth-c8fc129dc35fd1ae2a1e410224d39ea8\">\n.flex_column.av-av_two_fifth-c8fc129dc35fd1ae2a1e410224d39ea8{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-av_two_fifth-c8fc129dc35fd1ae2a1e410224d39ea8 av_two_fifth  avia-builder-el-4  el_after_av_three_fifth  el_before_av_hr  flex_column_div av-zero-column-padding column-top-margin'     ><article  class='iconbox iconbox_top av-av_icon_box-64ce6bbb8388793188f85d4a0599431e  avia-builder-el-5  el_before_av_textblock  avia-builder-el-first  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue854' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" ><a href='http:\/\/www.ameritas.com' title='The Standard' target=\"_blank\" rel=\"noopener noreferrer\">The Standard<\/a><\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p class=\"p1\">(888) 937-4783<\/p>\n<p><a href=\"http:\/\/www.standard.com\" target=\"_blank\" rel=\"noopener\">http:\/\/www.standard.com<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n<section  class='av_textblock_section av-av_textblock-2de302bf1aa3cf4c9157dbe6f50ac7eb'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Disability Plan Information<\/h3>\n<\/div><\/section><br \/>\n<div  class='avia-button-wrap av-av_button-2c7cb0668c7301232afec7f59192ccbf-wrap avia-button-center  avia-builder-el-7  el_after_av_textblock  el_before_av_button '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_button-2c7cb0668c7301232afec7f59192ccbf\">\n#top #wrap_all .avia-button.av-av_button-2c7cb0668c7301232afec7f59192ccbf{\nbackground-color:#2d5c88;\nborder-color:#2d5c88;\ncolor:#ffffff;\n-webkit-transition:all 0.4s ease-in-out;\n-moz-transition:all 0.4s ease-in-out;\n-ms-transition:all 0.4s ease-in-out;\n-o-transition:all 0.4s ease-in-out;\ntransition:all 0.4s ease-in-out;\n}\n<\/style>\n<a href='https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-content\/uploads\/sites\/15\/2018\/04\/GarlandDisabilityBrochure-2017.pdf'  class='avia-button av-av_button-2c7cb0668c7301232afec7f59192ccbf avia-icon_select-yes-left-icon avia-size-small avia-position-center'  target=\"_blank\"  rel=\"noopener noreferrer\" ><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='\ue84e' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >Disability Brochure &amp; Rates 2017 - English<\/span><\/a><\/div><br \/>\n<div  class='avia-button-wrap av-av_button-00d05a69cb1192bbdc2a5fde9e9fcc2e-wrap avia-button-center  avia-builder-el-8  el_after_av_button  el_before_av_button '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_button-00d05a69cb1192bbdc2a5fde9e9fcc2e\">\n#top #wrap_all .avia-button.av-av_button-00d05a69cb1192bbdc2a5fde9e9fcc2e{\nbackground-color:#2d5c88;\nborder-color:#2d5c88;\ncolor:#ffffff;\n-webkit-transition:all 0.4s ease-in-out;\n-moz-transition:all 0.4s ease-in-out;\n-ms-transition:all 0.4s ease-in-out;\n-o-transition:all 0.4s ease-in-out;\ntransition:all 0.4s ease-in-out;\n}\n<\/style>\n<a href='https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-content\/uploads\/sites\/15\/2018\/04\/Disability-Garland-Spanish2017.pdf'  class='avia-button av-av_button-00d05a69cb1192bbdc2a5fde9e9fcc2e avia-icon_select-yes-left-icon avia-size-small avia-position-center'  target=\"_blank\"  rel=\"noopener noreferrer\" ><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='\ue84e' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >Disability Brochure &amp; Rates 2017 - Spanish<\/span><\/a><\/div><br \/>\n<div  class='avia-button-wrap av-av_button-9cafa2f05b5dd626cbc155effaf205bd-wrap avia-button-center  avia-builder-el-9  el_after_av_button  el_before_av_button '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_button-9cafa2f05b5dd626cbc155effaf205bd\">\n#top #wrap_all .avia-button.av-av_button-9cafa2f05b5dd626cbc155effaf205bd{\nbackground-color:#2d5c88;\nborder-color:#2d5c88;\ncolor:#ffffff;\n-webkit-transition:all 0.4s ease-in-out;\n-moz-transition:all 0.4s ease-in-out;\n-ms-transition:all 0.4s ease-in-out;\n-o-transition:all 0.4s ease-in-out;\ntransition:all 0.4s ease-in-out;\n}\n<\/style>\n<a href='https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-content\/uploads\/sites\/15\/2018\/04\/Standard-Maternity-Frequently-Asked-Questions.pdf'  class='avia-button av-av_button-9cafa2f05b5dd626cbc155effaf205bd avia-icon_select-yes-left-icon avia-size-small avia-position-center'  target=\"_blank\"  rel=\"noopener noreferrer\" ><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='\ue81d' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >Maternity Guidelines FAQ<\/span><\/a><\/div><br \/>\n<div  class='avia-button-wrap av-av_button-60e6f0b876902028b7cdd281bd8fe4b8-wrap avia-button-center  avia-builder-el-10  el_after_av_button  el_before_av_button '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_button-60e6f0b876902028b7cdd281bd8fe4b8\">\n#top #wrap_all .avia-button.av-av_button-60e6f0b876902028b7cdd281bd8fe4b8{\nbackground-color:#2d5c88;\nborder-color:#2d5c88;\ncolor:#ffffff;\n-webkit-transition:all 0.4s ease-in-out;\n-moz-transition:all 0.4s ease-in-out;\n-ms-transition:all 0.4s ease-in-out;\n-o-transition:all 0.4s ease-in-out;\ntransition:all 0.4s ease-in-out;\n}\n<\/style>\n<a href='http:\/\/players.brightcove.net\/1079186452001\/41lsPukaRe_default\/index.html?videoId=4770548918001' class='avia-button av-av_button-60e6f0b876902028b7cdd281bd8fe4b8 avia-icon_select-yes-left-icon avia-size-small avia-position-center' target=\"_blank\" rel=\"noopener noreferrer\"><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='\ue80d' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >The Standard Disability Video<\/span><\/a><\/div><br \/>\n<div  class='avia-button-wrap av-av_button-1ecac6bf73abe3f8ae1595b8bd2a929f-wrap avia-button-center  avia-builder-el-11  el_after_av_button  el_before_av_button '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_button-1ecac6bf73abe3f8ae1595b8bd2a929f\">\n#top #wrap_all .avia-button.av-av_button-1ecac6bf73abe3f8ae1595b8bd2a929f{\nbackground-color:#2d5c88;\nborder-color:#2d5c88;\ncolor:#ffffff;\n-webkit-transition:all 0.4s ease-in-out;\n-moz-transition:all 0.4s ease-in-out;\n-ms-transition:all 0.4s ease-in-out;\n-o-transition:all 0.4s ease-in-out;\ntransition:all 0.4s ease-in-out;\n}\n<\/style>\n<a href='https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-content\/uploads\/sites\/15\/2018\/04\/TheStandardCertificate.pdf'  class='avia-button av-av_button-1ecac6bf73abe3f8ae1595b8bd2a929f avia-icon_select-yes-left-icon avia-size-small avia-position-center'  target=\"_blank\"  rel=\"noopener noreferrer\" ><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='\ue850' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >Certificate<\/span><\/a><\/div><br \/>\n<div  class='avia-button-wrap av-av_button-7fd4712299b0c32959ae3ea283970f87-wrap avia-button-center  avia-builder-el-12  el_after_av_button  el_before_av_button '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_button-7fd4712299b0c32959ae3ea283970f87\">\n#top #wrap_all .avia-button.av-av_button-7fd4712299b0c32959ae3ea283970f87{\nbackground-color:#2d5c88;\nborder-color:#2d5c88;\ncolor:#ffffff;\n-webkit-transition:all 0.4s ease-in-out;\n-moz-transition:all 0.4s ease-in-out;\n-ms-transition:all 0.4s ease-in-out;\n-o-transition:all 0.4s ease-in-out;\ntransition:all 0.4s ease-in-out;\n}\n<\/style>\n<a href='https:\/\/www.standard.com\/eforms\/11268_647949.pdf' class='avia-button av-av_button-7fd4712299b0c32959ae3ea283970f87 avia-icon_select-yes-left-icon avia-size-small avia-position-center' target=\"_blank\" rel=\"noopener noreferrer\"><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='\ue8d1' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >The Standard Claim Packet - English<\/span><\/a><\/div><br \/>\n<div  class='avia-button-wrap av-av_button-46d776035fa5a50143eae11305b2912f-wrap avia-button-center  avia-builder-el-13  el_after_av_button  avia-builder-el-last '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_button-46d776035fa5a50143eae11305b2912f\">\n#top #wrap_all .avia-button.av-av_button-46d776035fa5a50143eae11305b2912f{\nbackground-color:#2d5c88;\nborder-color:#2d5c88;\ncolor:#ffffff;\n-webkit-transition:all 0.4s ease-in-out;\n-moz-transition:all 0.4s ease-in-out;\n-ms-transition:all 0.4s ease-in-out;\n-o-transition:all 0.4s ease-in-out;\ntransition:all 0.4s ease-in-out;\n}\n<\/style>\n<a href='https:\/\/www.standard.com\/eforms\/11268_647949spu.pdf' class='avia-button av-av_button-46d776035fa5a50143eae11305b2912f avia-icon_select-yes-left-icon avia-size-small avia-position-center' target=\"_blank\" rel=\"noopener noreferrer\"><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='\ue8d1' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >The Standard Claim Packet - Spanish<\/span><\/a><\/div><\/p><\/div><div  class='hr av-av_hr-0ff602b3e980a3377077ff3c1c834df6 hr-default  avia-builder-el-14  el_after_av_two_fifth  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1036","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/1036","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/comments?post=1036"}],"version-history":[{"count":12,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/1036\/revisions"}],"predecessor-version":[{"id":2138,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/1036\/revisions\/2138"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/media?parent=1036"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}