{"id":1603,"date":"2018-05-19T02:43:10","date_gmt":"2018-05-19T02:43:10","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/garlandisd\/?page_id=1603"},"modified":"2018-12-17T19:07:01","modified_gmt":"2018-12-17T19:07:01","slug":"group-life-add-insurance","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/garlandisd\/group-life-add-insurance\/","title":{"rendered":"District Paid Group Life &#038; AD&#038;D"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_full-15d750bd1b332b34c6e70b077ebbccdf\">\n.flex_column.av-av_one_full-15d750bd1b332b34c6e70b077ebbccdf{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-av_one_full-15d750bd1b332b34c6e70b077ebbccdf av_one_full  avia-builder-el-0  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_image-264c63f44f6510cde764037732ccbcde\">\n.avia-image-container.av-av_image-264c63f44f6510cde764037732ccbcde img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-av_image-264c63f44f6510cde764037732ccbcde .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-av_image-264c63f44f6510cde764037732ccbcde av-styling- avia_animated_image av-animated-when-visible-95 right-to-left avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-1590 avia-img-lazy-loading-not-1590 avia_image ' src=\"\/wp-content\/uploads\/sites\/15\/2018\/05\/LifeBanner-1500x202.png\" alt='Life Insurance' title='LifeBanner'  height=\"202\" width=\"1500\"  itemprop=\"thumbnailUrl\" srcset=\"\/wp-content\/uploads\/sites\/15\/2018\/05\/LifeBanner.png 1500w, \/wp-content\/uploads\/sites\/15\/2018\/05\/LifeBanner-300x40.png 300w, \/wp-content\/uploads\/sites\/15\/2018\/05\/LifeBanner-768x103.png 768w, \/wp-content\/uploads\/sites\/15\/2018\/05\/LifeBanner-1030x139.png 1030w, \/wp-content\/uploads\/sites\/15\/2018\/05\/LifeBanner-705x95.png 705w, \/wp-content\/uploads\/sites\/15\/2018\/05\/LifeBanner-450x61.png 450w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_three_fifth-15d750bd1b332b34c6e70b077ebbccdf\">\n.flex_column.av-av_three_fifth-15d750bd1b332b34c6e70b077ebbccdf{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-av_three_fifth-15d750bd1b332b34c6e70b077ebbccdf av_three_fifth  avia-builder-el-2  el_after_av_one_full  el_before_av_two_fifth  first flex_column_div av-zero-column-padding column-top-margin'     ><section  class='av_textblock_section av-av_textblock-2de302bf1aa3cf4c9157dbe6f50ac7eb'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Group Life &amp; AD&amp;D Insurance &#8211; District Paid<\/h3>\n<p>The District provides to all benefits eligible employees and eligible TRS retiree re-hires $15,000 in group life insurance and $15,000 in group accidental death and dismemberment insurance.\u00a0 The full cost of this coverage is paid for by the District and will begin the first of the month following 30 days of employment, assuming you are actively at work on that date.<\/p>\n<p>A claim for death benefits must be submitted no later than 30 days after the date of death.\u00a0 Benefits will be paid to the deceased employee\u2019s beneficiary or beneficiaries.\u00a0 Many people choose to name their children as beneficiary.\u00a0 Although it is simple to name your adult child as beneficiary, naming your minor child is more problematic.\u00a0 In most cases, a minor child must have a guardian appointed to manage any payments, and in some cases a trust will be required to receive the payments.\u00a0 The District suggests that employees seek legal counsel in determining their beneficiary designation.\u00a0 Beneficiary designations may be changed at any time.<\/p>\n<p>A claim for accidental dismemberment benefits must be submitted no later than 12 months after the date of loss.\u00a0 Dismemberment benefits will be paid to the employee.<\/p>\n<p>Life Insurance benefits may be assigned to a funeral home for payment of burial or other funeral services.<\/p>\n<p>If your group Life Insurance ceases, you may be able to convert your life insurance to an individual policy.\u00a0 You must apply for conversion within 31 days of the date your coverage ceases.\u00a0 Accidental death and dismemberment insurance is not convertible to an individual policy.<\/p>\n<p>If you are age 70 or older on your effective date of insurance , the amounts of your Basic Life and Accidental Death and Dismemberment Insurance on and after the age 70 will be determined by applying the appropriate percentage from the following table to the amount of your insurance in effect on the day before your 70<sup>th<\/sup>\u00a0birthday:<\/p>\n<\/div><\/section><br \/>\n<div  class='avia-table av-av_table-5e8dca6f6373d6df8320a18f615115f7 main_color avia-pricing-table-container avia_pricing_default  avia-builder-el-4  el_after_av_textblock  el_before_av_textblock  avia-table-1'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Table\" ><div class=\"pricing-table-wrap\"><ul class='pricing-table '><li class='avia-heading-row'><div class='first-table-item'>AGE OF EMPLOYEE<\/div><span class='pricing-extra'><\/span><\/li><li class=''>70<\/li><li class=''>75<\/li><\/ul><\/div><div class=\"pricing-table-wrap\"><ul class='pricing-table '><li class='avia-heading-row'><div class='first-table-item'>PERCENTAGE<\/div><span class='pricing-extra'><\/span><\/li><li class=''>67%<\/li><li class=''>50%<\/li><\/ul><\/div><\/div><br \/>\n<section  class='av_textblock_section av-av_textblock-2de302bf1aa3cf4c9157dbe6f50ac7eb'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><em>The above is intended to be a summary of some of the components of your group life benefits.\u00a0 Please refer to the Group Life Insurance summary plan description booklet for full plan provisions.<\/em><\/p>\n<\/div><\/section><\/p><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_two_fifth-c8fc129dc35fd1ae2a1e410224d39ea8\">\n.flex_column.av-av_two_fifth-c8fc129dc35fd1ae2a1e410224d39ea8{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-av_two_fifth-c8fc129dc35fd1ae2a1e410224d39ea8 av_two_fifth  avia-builder-el-6  el_after_av_three_fifth  avia-builder-el-last  flex_column_div av-zero-column-padding column-top-margin'     ><p><article  class='iconbox iconbox_top av-av_icon_box-109e4de2b7e4163de29ab3894ab04d31  avia-builder-el-7  el_before_av_textblock  avia-builder-el-first  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><a href='http:\/\/www.metlife.com' title='MetLife' target=\"_blank\" rel=\"noopener noreferrer\" class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue854' data-av_iconfont='entypo-fontello'><\/a><h3 class='iconbox_content_title '  itemprop=\"headline\" ><a href='http:\/\/www.metlife.com' title='MetLife' target=\"_blank\" rel=\"noopener noreferrer\">MetLife<\/a><\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p><a href=\"http:\/\/www.metlife.com\" target=\"_blank\" rel=\"noopener\">www.metlife.com<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n<section  class='av_textblock_section av-av_textblock-2de302bf1aa3cf4c9157dbe6f50ac7eb'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Group Life &amp; AD&amp;D Plan Information<\/h3>\n<\/div><\/section><br \/>\n<div  class='avia-button-wrap av-av_button-7e332eb679279688260919dfa173fc7e-wrap avia-button-center  avia-builder-el-9  el_after_av_textblock  el_before_av_button '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_button-7e332eb679279688260919dfa173fc7e\">\n#top #wrap_all .avia-button.av-av_button-7e332eb679279688260919dfa173fc7e{\nbackground-color:#2d5c88;\nborder-color:#2d5c88;\ncolor:#ffffff;\n-webkit-transition:all 0.4s ease-in-out;\n-moz-transition:all 0.4s ease-in-out;\n-ms-transition:all 0.4s ease-in-out;\n-o-transition:all 0.4s ease-in-out;\ntransition:all 0.4s ease-in-out;\n}\n<\/style>\n<a href='https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-content\/uploads\/sites\/15\/2018\/05\/Garland-ISD-Metlife-Term-Life-Certificate-.pdf'  class='avia-button av-av_button-7e332eb679279688260919dfa173fc7e avia-icon_select-yes-left-icon avia-size-small avia-position-center'  target=\"_blank\"  rel=\"noopener noreferrer\" ><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='\ue850' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >MetLife Term Life Certificate<\/span><\/a><\/div><br \/>\n<div  class='avia-button-wrap av-av_button-75d54bce594c5d77f37904fedd725a27-wrap avia-button-center  avia-builder-el-10  el_after_av_button  avia-builder-el-last '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_button-75d54bce594c5d77f37904fedd725a27\">\n#top #wrap_all .avia-button.av-av_button-75d54bce594c5d77f37904fedd725a27{\nbackground-color:#2d5c88;\nborder-color:#2d5c88;\ncolor:#ffffff;\n-webkit-transition:all 0.4s ease-in-out;\n-moz-transition:all 0.4s ease-in-out;\n-ms-transition:all 0.4s ease-in-out;\n-o-transition:all 0.4s ease-in-out;\ntransition:all 0.4s ease-in-out;\n}\n<\/style>\n<a href='https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-content\/uploads\/sites\/15\/2018\/05\/GroupBasicLifeCert-DistrictPaid.pdf'  class='avia-button av-av_button-75d54bce594c5d77f37904fedd725a27 avia-icon_select-yes-left-icon avia-size-small avia-position-center'  target=\"_blank\"  rel=\"noopener noreferrer\" ><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='\ue84e' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >MetLife Group Basic Life Certificate <\/span><\/a><\/div><\/p><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1603","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/1603","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/comments?post=1603"}],"version-history":[{"count":5,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/1603\/revisions"}],"predecessor-version":[{"id":2143,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/1603\/revisions\/2143"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/media?parent=1603"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}