{"id":1612,"date":"2018-05-19T03:00:38","date_gmt":"2018-05-19T03:00:38","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/garlandisd\/?page_id=1612"},"modified":"2018-12-17T19:10:11","modified_gmt":"2018-12-17T19:10:11","slug":"retirement-plans","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/garlandisd\/retirement-plans\/","title":{"rendered":"Retirement Plans"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_full-15d750bd1b332b34c6e70b077ebbccdf\">\n.flex_column.av-av_one_full-15d750bd1b332b34c6e70b077ebbccdf{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-av_one_full-15d750bd1b332b34c6e70b077ebbccdf av_one_full  avia-builder-el-0  el_before_av_two_third  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_image-16048b2352716d67bc1cc4212ab45daf\">\n.avia-image-container.av-av_image-16048b2352716d67bc1cc4212ab45daf img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-av_image-16048b2352716d67bc1cc4212ab45daf .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-av_image-16048b2352716d67bc1cc4212ab45daf av-styling- avia_animated_image av-animated-when-visible-95 right-to-left avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-1696 avia-img-lazy-loading-not-1696 avia_image ' src=\"\/wp-content\/uploads\/sites\/15\/2018\/05\/VoluntaryRetirement-1500x202.png\" alt='Voluntary Retirement' title='VoluntaryRetirement'  height=\"202\" width=\"1500\"  itemprop=\"thumbnailUrl\" srcset=\"\/wp-content\/uploads\/sites\/15\/2018\/05\/VoluntaryRetirement.png 1500w, \/wp-content\/uploads\/sites\/15\/2018\/05\/VoluntaryRetirement-300x40.png 300w, \/wp-content\/uploads\/sites\/15\/2018\/05\/VoluntaryRetirement-768x103.png 768w, \/wp-content\/uploads\/sites\/15\/2018\/05\/VoluntaryRetirement-1030x139.png 1030w, \/wp-content\/uploads\/sites\/15\/2018\/05\/VoluntaryRetirement-705x95.png 705w, \/wp-content\/uploads\/sites\/15\/2018\/05\/VoluntaryRetirement-450x61.png 450w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_two_third-15d750bd1b332b34c6e70b077ebbccdf\">\n.flex_column.av-av_two_third-15d750bd1b332b34c6e70b077ebbccdf{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-av_two_third-15d750bd1b332b34c6e70b077ebbccdf av_two_third  avia-builder-el-2  el_after_av_one_full  el_before_av_one_third  first flex_column_div av-zero-column-padding column-top-margin'     ><p><div  class='tabcontainer av-av_tab_container-0bacd910096d11a3cec6dfb538798966 top_tab  avia-builder-el-3  el_before_av_hr  avia-builder-el-first ' role='tablist'>\n<section class='av_tab_section av_tab_section av-av_tab-d29f7884c20126ccf9f460cafed54aad'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='tab active_tab' role='tab' tabindex='0' data-fake-id='#tab-id-1' aria-controls='tab-id-1-content'  itemprop=\"headline\" >403(b) Retirement Plan<\/div><div id='tab-id-1-content' class='tab_content active_tab_content' aria-hidden=\"false\"><div class='tab_inner_content invers-color'  itemprop=\"text\" ><p>A 403(b) is a retirement savings plan generally offered by public schools and other tax-exempt organizations that allows employees to make contributions on a pretax basis. Most plans allow you to start, stop, increase or decrease contributions at any time. The employer determines the investment providers and employees must open an account with one of those providers to contribute.<\/p>\n<p>TCG Administrators (formerly JEM Resource Partners) is the plan administrator; you can elect salary deductions at:<\/p>\n<h4>TCG Retirement<\/h4>\n<p>(800) 943-9179<\/p>\n<p><a href=\"http:\/\/www.tcgservices.com\" target=\"_blank\" rel=\"noopener\">www.tcgservices.com<\/a><\/p>\n<\/div><\/div><\/section>\n<section class='av_tab_section av_tab_section av-av_tab-c0d43b4a0921cf12b5ee6940f114f887'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='tab' role='tab' tabindex='0' data-fake-id='#tab-id-2' aria-controls='tab-id-2-content'  itemprop=\"headline\" >457(b) Retirement Plan<\/div><div id='tab-id-2-content' class='tab_content' aria-hidden=\"true\"><div class='tab_inner_content invers-color'  itemprop=\"text\" ><p>The 457 plan is a district-sponsored voluntary retirement savings plan that allows an employee to save money for retirement on a tax-deferred basis. Your district has chosen to offer the TCG 457 Plan which has low-cost investment options. The TCG 457 Plan has investment options that do not contain any surrender charges or penalties upon distribution. Remember that all investing involves risk.<\/p>\n<p>The plan contains most of the same features of the 403(b) plan, but is different in one unique way. Distributions from the 457 Deferred Compensation Plan are not subject to the 10% excise tax for early withdrawal. In 2018, you can contribute 100% of your includible compensation up to $18,500, whichever is less. If you are age 50 or older, you can contribute up to an additional $6,000 for a total of $24,500.<\/p>\n<p>See a Benefits Advisor for more information, or call TCG Administrators at 800.943.9179, or log onto the <a href=\"http:\/\/www.tcgservices.com\" target=\"_blank\" rel=\"noopener\">www.tcgservices.com<\/a> to enroll in the TCG 457 Plan. Enroll on the benefit website at open enrollment or at <a href=\"http:\/\/www.tcgservices.com\" target=\"_blank\" rel=\"noopener\">www.tcgservices.com<\/a> all year, login and select your employer, register using plan password as gccisd, and follow through the steps and information to enroll in your investment and salary reduction.<\/p>\n<\/div><\/div><\/section>\n<\/div><br \/>\n<div  class='hr av-av_hr-0ff602b3e980a3377077ff3c1c834df6 hr-default  avia-builder-el-4  el_after_av_tab_container  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_third-c8fc129dc35fd1ae2a1e410224d39ea8\">\n.flex_column.av-av_one_third-c8fc129dc35fd1ae2a1e410224d39ea8{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-av_one_third-c8fc129dc35fd1ae2a1e410224d39ea8 av_one_third  avia-builder-el-5  el_after_av_two_third  avia-builder-el-last  flex_column_div av-zero-column-padding column-top-margin'     ><article  class='iconbox iconbox_top av-av_icon_box-e40123ee988462e778af5fed6ded0ce5  avia-builder-el-6  avia-builder-el-no-sibling  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue854' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" ><a href='http:\/\/tcgservices.com' title='TCG Administrators'  >TCG Administrators<\/a><\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p>(800) 943-9179<\/p>\n<p><a href=\"http:\/\/www.tcgservices.com\/\" target=\"_blank\" rel=\"noopener\">www.tcgservices.com<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1612","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/1612","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/comments?post=1612"}],"version-history":[{"count":14,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/1612\/revisions"}],"predecessor-version":[{"id":2147,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/1612\/revisions\/2147"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/media?parent=1612"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}