{"id":2222,"date":"2019-05-28T14:40:51","date_gmt":"2019-05-28T14:40:51","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/garlandisd\/?page_id=2222"},"modified":"2020-01-31T20:05:06","modified_gmt":"2020-01-31T20:05:06","slug":"disability-2019-20","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/garlandisd\/disability-2019-20\/","title":{"rendered":"Disability 2019\/20"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-q2cwka-9403c09b53839067a3145cb7e3e55cc8\">\n.flex_column.av-q2cwka-9403c09b53839067a3145cb7e3e55cc8{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-q2cwka-9403c09b53839067a3145cb7e3e55cc8 av_one_full  avia-builder-el-0  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-nzpd0q-eb09602ab047df9d80c63ce12fb63e77\">\n.avia-image-container.av-nzpd0q-eb09602ab047df9d80c63ce12fb63e77 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-nzpd0q-eb09602ab047df9d80c63ce12fb63e77 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-nzpd0q-eb09602ab047df9d80c63ce12fb63e77 av-styling- avia_animated_image av-animated-when-visible-95 right-to-left avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-1037 avia-img-lazy-loading-not-1037 avia_image ' src=\"\/wp-content\/uploads\/sites\/15\/2018\/04\/DisabilityBanner-1500x202.png\" alt='Disability' title='DisabilityBanner'  height=\"202\" width=\"1500\"  itemprop=\"thumbnailUrl\" srcset=\"\/wp-content\/uploads\/sites\/15\/2018\/04\/DisabilityBanner.png 1500w, \/wp-content\/uploads\/sites\/15\/2018\/04\/DisabilityBanner-300x40.png 300w, \/wp-content\/uploads\/sites\/15\/2018\/04\/DisabilityBanner-768x103.png 768w, \/wp-content\/uploads\/sites\/15\/2018\/04\/DisabilityBanner-1030x139.png 1030w, \/wp-content\/uploads\/sites\/15\/2018\/04\/DisabilityBanner-705x95.png 705w, \/wp-content\/uploads\/sites\/15\/2018\/04\/DisabilityBanner-450x61.png 450w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mnegpm-3224a7663c5dbdd6474373cd3c1c335d\">\n.flex_column.av-mnegpm-3224a7663c5dbdd6474373cd3c1c335d{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-mnegpm-3224a7663c5dbdd6474373cd3c1c335d av_three_fifth  avia-builder-el-2  el_after_av_one_full  el_before_av_two_fifth  first flex_column_div av-zero-column-padding column-top-margin'     ><section  class='av_textblock_section av-20w51m-2a9a5c4118bf83cc904e56ae36bd38d1'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Why Disability Insurance?<\/h3>\n<p>Have you ever wondered what would happen to your income if you had an accidental injury, sickness, or pregnancy? That is why you need disability coverage, it replaces a portion of district income for the period of time you are unable to work due to those reasons.<\/p>\n<p>You are able to choose the <strong><em>benefit amount<\/em><\/strong> which is the amount of your income to replace, and the<strong><em> waiting period <\/em><\/strong>that you begin receiving payments. You are also able to choose the <strong><em>maximum benefit period<\/em><\/strong> which is how long the money will continue should you find yourself disable for a longer time frame.<\/p>\n<p>How do you decide if you need disability insurance?<\/p>\n<p><strong>Consider these questions when making your decision:<\/strong><\/p>\n<ul>\n<li>How much district leave do you have?<\/li>\n<li>Do you have savings?<\/li>\n<li>Do you have other income you can rely on, such as from your spouse or from child support?<\/li>\n<li>How close are you to retirement?<\/li>\n<li>Could you go on Social Security Disability or take a Disability Retirement?<\/li>\n<li>What are your other sources of income?<\/li>\n<\/ul>\n<\/div><\/section><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1y2bx6-23764f3cabaf668356c411405c7b271d\">\n.flex_column.av-1y2bx6-23764f3cabaf668356c411405c7b271d{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-1y2bx6-23764f3cabaf668356c411405c7b271d av_two_fifth  avia-builder-el-4  el_after_av_three_fifth  el_before_av_hr  flex_column_div av-zero-column-padding column-top-margin'     ><article  class='iconbox iconbox_top av-hjydsq-dc94fb42607e395ff6d161f92084b2b0  avia-builder-el-5  el_before_av_textblock  avia-builder-el-first  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue854' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" ><a href='http:\/\/www.ameritas.com' title='The Standard' target=\"_blank\" rel=\"noopener noreferrer\">The Standard<\/a><\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p class=\"p1\">(888) 937-4783<\/p>\n<p><a href=\"http:\/\/www.standard.com\" target=\"_blank\" rel=\"noopener noreferrer\">http:\/\/www.standard.com<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n<section  class='av_textblock_section av-fzgchm-1e3b97047ea9b0a051fb72e7dffb6edc'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Disability Plan Information<\/h3>\n<\/div><\/section><br \/>\n<div  class='avia-button-wrap av-dv5nbe-30e45764d074703247a2edcb74778145-wrap avia-button-center  avia-builder-el-7  el_after_av_textblock  el_before_av_button '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-dv5nbe-30e45764d074703247a2edcb74778145\">\n#top #wrap_all .avia-button.av-dv5nbe-30e45764d074703247a2edcb74778145{\nbackground-color:#2d5c88;\nborder-color:#2d5c88;\ncolor:#ffffff;\n-webkit-transition:all 0.4s ease-in-out;\n-moz-transition:all 0.4s ease-in-out;\n-ms-transition:all 0.4s ease-in-out;\n-o-transition:all 0.4s ease-in-out;\ntransition:all 0.4s ease-in-out;\n}\n<\/style>\n<a href='https:\/\/ffbenefits.ffga.com\/wp-content\/uploads\/sites\/15\/2019\/05\/Standard-Brochure-2019-MS-14494-647949_0519.pdf' class='avia-button av-dv5nbe-30e45764d074703247a2edcb74778145 avia-icon_select-yes-left-icon avia-size-small avia-position-center' target=\"_blank\" rel=\"noopener noreferrer\"><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='\ue84e' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >Disability Brochure & Rates 2019 - English<\/span><\/a><\/div><br \/>\n<div  class='avia-button-wrap av-alt3ze-a2175b9647af874b418843845961ad36-wrap avia-button-center  avia-builder-el-8  el_after_av_button  el_before_av_button '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-alt3ze-a2175b9647af874b418843845961ad36\">\n#top #wrap_all .avia-button.av-alt3ze-a2175b9647af874b418843845961ad36{\nbackground-color:#2d5c88;\nborder-color:#2d5c88;\ncolor:#ffffff;\n-webkit-transition:all 0.4s ease-in-out;\n-moz-transition:all 0.4s ease-in-out;\n-ms-transition:all 0.4s ease-in-out;\n-o-transition:all 0.4s ease-in-out;\ntransition:all 0.4s ease-in-out;\n}\n<\/style>\n<a href='https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-content\/uploads\/sites\/15\/2018\/04\/Standard-Maternity-Frequently-Asked-Questions.pdf'  class='avia-button av-alt3ze-a2175b9647af874b418843845961ad36 avia-icon_select-yes-left-icon avia-size-small avia-position-center'  target=\"_blank\"  rel=\"noopener noreferrer\" ><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='\ue81d' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >Maternity Guidelines FAQ<\/span><\/a><\/div><br \/>\n<div  class='avia-button-wrap av-9kyt2i-ba064ca90e4b0d7b52d960be37b4f4f8-wrap avia-button-center  avia-builder-el-9  el_after_av_button  el_before_av_button '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9kyt2i-ba064ca90e4b0d7b52d960be37b4f4f8\">\n#top #wrap_all .avia-button.av-9kyt2i-ba064ca90e4b0d7b52d960be37b4f4f8{\nbackground-color:#2d5c88;\nborder-color:#2d5c88;\ncolor:#ffffff;\n-webkit-transition:all 0.4s ease-in-out;\n-moz-transition:all 0.4s ease-in-out;\n-ms-transition:all 0.4s ease-in-out;\n-o-transition:all 0.4s ease-in-out;\ntransition:all 0.4s ease-in-out;\n}\n<\/style>\n<a href='http:\/\/players.brightcove.net\/1079186452001\/41lsPukaRe_default\/index.html?videoId=4770548918001' class='avia-button av-9kyt2i-ba064ca90e4b0d7b52d960be37b4f4f8 avia-icon_select-yes-left-icon avia-size-small avia-position-center' target=\"_blank\" rel=\"noopener noreferrer\"><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='\ue80d' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >The Standard Disability Video<\/span><\/a><\/div><br \/>\n<div  class='avia-button-wrap av-7w2dlm-5fbb54f17e79f39fa457fbd74883ea3a-wrap avia-button-center  avia-builder-el-10  el_after_av_button  el_before_av_button '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-7w2dlm-5fbb54f17e79f39fa457fbd74883ea3a\">\n#top #wrap_all .avia-button.av-7w2dlm-5fbb54f17e79f39fa457fbd74883ea3a{\nbackground-color:#2d5c88;\nborder-color:#2d5c88;\ncolor:#ffffff;\n-webkit-transition:all 0.4s ease-in-out;\n-moz-transition:all 0.4s ease-in-out;\n-ms-transition:all 0.4s ease-in-out;\n-o-transition:all 0.4s ease-in-out;\ntransition:all 0.4s ease-in-out;\n}\n<\/style>\n<a href='https:\/\/ffbenefits.ffga.com\/wp-content\/uploads\/sites\/15\/2019\/05\/2019-DI-Certificate.pdf' class='avia-button av-7w2dlm-5fbb54f17e79f39fa457fbd74883ea3a avia-icon_select-yes-left-icon avia-size-small avia-position-center' target=\"_blank\" rel=\"noopener noreferrer\"><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='\ue850' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >Certificate<\/span><\/a><\/div><br \/>\n<div  class='avia-button-wrap av-5h8iqi-8b812d029edc53790c3b59d1b777ee4b-wrap avia-button-center  avia-builder-el-11  el_after_av_button  el_before_av_button '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5h8iqi-8b812d029edc53790c3b59d1b777ee4b\">\n#top #wrap_all .avia-button.av-5h8iqi-8b812d029edc53790c3b59d1b777ee4b{\nbackground-color:#2d5c88;\nborder-color:#2d5c88;\ncolor:#ffffff;\n-webkit-transition:all 0.4s ease-in-out;\n-moz-transition:all 0.4s ease-in-out;\n-ms-transition:all 0.4s ease-in-out;\n-o-transition:all 0.4s ease-in-out;\ntransition:all 0.4s ease-in-out;\n}\n<\/style>\n<a href='https:\/\/www.standard.com\/eforms\/11268_647949.pdf' class='avia-button av-5h8iqi-8b812d029edc53790c3b59d1b777ee4b avia-icon_select-yes-left-icon avia-size-small avia-position-center' target=\"_blank\" rel=\"noopener noreferrer\"><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='\ue8d1' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >The Standard Claim Packet - English<\/span><\/a><\/div><br \/>\n<div  class='avia-button-wrap av-4ei9u2-5051f048ff2fc07a700bb88fb2bbfb88-wrap avia-button-center  avia-builder-el-12  el_after_av_button  el_before_av_button '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4ei9u2-5051f048ff2fc07a700bb88fb2bbfb88\">\n#top #wrap_all .avia-button.av-4ei9u2-5051f048ff2fc07a700bb88fb2bbfb88{\nbackground-color:#2d5c88;\nborder-color:#2d5c88;\ncolor:#ffffff;\n-webkit-transition:all 0.4s ease-in-out;\n-moz-transition:all 0.4s ease-in-out;\n-ms-transition:all 0.4s ease-in-out;\n-o-transition:all 0.4s ease-in-out;\ntransition:all 0.4s ease-in-out;\n}\n<\/style>\n<a href='https:\/\/www.standard.com\/eforms\/11268_647949spu.pdf' class='avia-button av-4ei9u2-5051f048ff2fc07a700bb88fb2bbfb88 avia-icon_select-yes-left-icon avia-size-small avia-position-center' target=\"_blank\" rel=\"noopener noreferrer\"><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='\ue8d1' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >The Standard Claim Packet - Spanish<\/span><\/a><\/div><br \/>\n<div  class='avia-button-wrap av-4ei9u2-b02a8b79db0bdfa1de761f3e54c624f0-wrap avia-button-center  avia-builder-el-13  el_after_av_button  avia-builder-el-last '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4ei9u2-b02a8b79db0bdfa1de761f3e54c624f0\">\n#top #wrap_all .avia-button.av-4ei9u2-b02a8b79db0bdfa1de761f3e54c624f0{\nbackground-color:#2d5c88;\nborder-color:#2d5c88;\ncolor:#ffffff;\n-webkit-transition:all 0.4s ease-in-out;\n-moz-transition:all 0.4s ease-in-out;\n-ms-transition:all 0.4s ease-in-out;\n-o-transition:all 0.4s ease-in-out;\ntransition:all 0.4s ease-in-out;\n}\n<\/style>\n<a href='https:\/\/ffbenefits.ffga.com\/wp-content\/uploads\/sites\/15\/2019\/06\/ACC-vs-CI-vs-DIS-table.pdf' class='avia-button av-4ei9u2-b02a8b79db0bdfa1de761f3e54c624f0 avia-icon_select-yes-left-icon avia-size-small avia-position-center' target=\"_blank\" rel=\"noopener noreferrer\"><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='\ue8c9' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >Accident vs Critical Illness vs Disability<\/span><\/a><\/div><\/p><\/div><div  class='hr av-2v269m-5305759d0d5155db7834bc00bb1c27f1 hr-default  avia-builder-el-14  el_after_av_two_fifth  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":10,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2222","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/2222","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/comments?post=2222"}],"version-history":[{"count":7,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/2222\/revisions"}],"predecessor-version":[{"id":2350,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/2222\/revisions\/2350"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/media?parent=2222"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}