{"id":2241,"date":"2019-05-28T14:55:09","date_gmt":"2019-05-28T14:55:09","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/garlandisd\/?page_id=2241"},"modified":"2020-04-03T22:05:53","modified_gmt":"2020-04-03T22:05:53","slug":"retirement-plans-2019-20","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/garlandisd\/retirement-plans-2019-20\/","title":{"rendered":"Retirement Plans 2019\/20"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m3v0nw-f3daf44d66f50e84f484c114475a40e7\">\n.flex_column.av-m3v0nw-f3daf44d66f50e84f484c114475a40e7{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-m3v0nw-f3daf44d66f50e84f484c114475a40e7 av_one_full  avia-builder-el-0  el_before_av_two_third  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k1pozg-d4ad05a6354283e1b9baafacf3e63389\">\n.avia-image-container.av-k1pozg-d4ad05a6354283e1b9baafacf3e63389 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-k1pozg-d4ad05a6354283e1b9baafacf3e63389 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-k1pozg-d4ad05a6354283e1b9baafacf3e63389 av-styling- avia_animated_image av-animated-when-visible-95 right-to-left avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-1696 avia-img-lazy-loading-not-1696 avia_image ' src=\"\/wp-content\/uploads\/sites\/15\/2018\/05\/VoluntaryRetirement-1500x202.png\" alt='Voluntary Retirement' title='VoluntaryRetirement'  height=\"202\" width=\"1500\"  itemprop=\"thumbnailUrl\" srcset=\"\/wp-content\/uploads\/sites\/15\/2018\/05\/VoluntaryRetirement.png 1500w, \/wp-content\/uploads\/sites\/15\/2018\/05\/VoluntaryRetirement-300x40.png 300w, \/wp-content\/uploads\/sites\/15\/2018\/05\/VoluntaryRetirement-768x103.png 768w, \/wp-content\/uploads\/sites\/15\/2018\/05\/VoluntaryRetirement-1030x139.png 1030w, \/wp-content\/uploads\/sites\/15\/2018\/05\/VoluntaryRetirement-705x95.png 705w, \/wp-content\/uploads\/sites\/15\/2018\/05\/VoluntaryRetirement-450x61.png 450w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-imo7ak-149a1a178dabfd7d9241556008c3bd72\">\n.flex_column.av-imo7ak-149a1a178dabfd7d9241556008c3bd72{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-imo7ak-149a1a178dabfd7d9241556008c3bd72 av_two_third  avia-builder-el-2  el_after_av_one_full  el_before_av_one_third  first flex_column_div av-zero-column-padding column-top-margin'     ><p><section  class='av_textblock_section av-k8kqitov-e02fc500b9df41eb31820af25269c380'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>COVID-19 Resources<\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/15\/2020\/04\/CARES-Act-Notice-April-2020.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">CARES Act Retirement Plan Provisions<\/a><\/p>\n<\/div><\/section><br \/>\n<div  class='hr av-av_hr-7bacd336e8c7b574fdeac16e430feaa5 hr-default  avia-builder-el-4  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-i6lpoc-d0c0968f75c2b17618354b056cef40d0'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Enrolling in a voluntary retirement savings plan today can help bring you financial stability and security when you retire. These plans can not only help bridge the income gap at retirement, but can lower your current taxes and earn you tax-free income. Saving is easy with payroll deducted contributions.<\/p>\n<\/div><\/section><br \/>\n<div  class='tabcontainer av-fjh2n0-ee9a9360546893329ffe6f1077f3d33b top_tab  avia-builder-el-6  el_after_av_textblock  el_before_av_hr ' role='tablist'>\n<section class='av_tab_section av_tab_section av-2o5z3w-b94080c2d44ec4401acf7eb338706203'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='tab active_tab' role='tab' tabindex='0' data-fake-id='#tab-id-1' aria-controls='tab-id-1-content'  itemprop=\"headline\" >403(b) Retirement Plan<\/div><div id='tab-id-1-content' class='tab_content active_tab_content' aria-hidden=\"false\"><div class='tab_inner_content invers-color'  itemprop=\"text\" ><p>A 403(b) is a retirement savings plan generally offered by public schools and other tax-exempt organizations that allows employees to make contributions on a pre-tax or Roth basis. For Texas public school employees, the Teachers Retirement System (TRS) determines vendors and products that are available for investment. Employees can open an account with any approved vendor. Contributions can be started, stopped, increased or decreased at any time, subject to payroll cutoff dates.<\/p>\n<p>TCG Administrators is the third party administrator in charge of managing plan communications and participation for the 403(b).<\/p>\n<p>Visit \u00a0<a href=\"http:\/\/tcgservices.com\/documents\/#\/299\/403b\">http:\/\/tcgservices.com\/documents\/#\/299\/403b<\/a> for details including:<\/p>\n<ul>\n<li>Approved vendor list<\/li>\n<li>Deadline dates for enrollments and changes<\/li>\n<li>Summary plan description<\/li>\n<li>Maximum contribution limits and calculator<\/li>\n<li>Online enrollment portal and account access<\/li>\n<li>Forms<\/li>\n<li>FAQ\u2019s<\/li>\n<\/ul>\n<p>Or view the flyer below for more information:<\/p>\n<div  class='avia-button-wrap av-cga5p8-f21408fe3903341bb703dd3d8ee72a2e-wrap avia-button-center  avia-builder-el-7  el_before_av_button  avia-builder-el-first '><a href='https:\/\/ffbenefits.ffga.com\/wp-content\/uploads\/sites\/15\/2018\/07\/403bGM2RAMSRegion10-403brochure.pdf' class='avia-button av-cga5p8-f21408fe3903341bb703dd3d8ee72a2e avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color' target=\"_blank\" rel=\"noopener noreferrer\"><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='\ue84e' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >RAMS Region 10 Flyer \u2013 403(b) Savings Plan<\/span><\/a><\/div>\n<p style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/sites\/15\/2018\/12\/2019-TCG-Administrators-403b-Plan-Annual-Notice-GM3.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">2019 TCG Administrators 403(b) Plan Annual Notice GM3<\/a><\/p>\n<p style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/sites\/15\/2018\/12\/2019-TCG-Administrators-403b-Plan-Annual-Notice-in-Spanish-v1.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">2019 TCG Administrators 403(b) Plan Annual Notice in Spanish<\/a><\/p>\n<\/div><\/div><\/section>\n<section class='av_tab_section av_tab_section av-bgr0bg-3180c389dae2a8808e59633ebf89acc0'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='tab' role='tab' tabindex='0' data-fake-id='#tab-id-2' aria-controls='tab-id-2-content'  itemprop=\"headline\" >457(b) Retirement Plan<\/div><div id='tab-id-2-content' class='tab_content' aria-hidden=\"true\"><div class='tab_inner_content invers-color'  itemprop=\"text\" ><p>457(B) RETIREMENT PLAN<\/p>\n<p>The 457(b) retirement savings plan allows employees to make contributions on a pre-tax basis. This plan gives employees access to high quality, low cost mutual funds and a variety of professionally managed portfolios. Contributions can be started, stopped, increased or decreased at any time, subject to payroll cutoff dates.<\/p>\n<p>TCG Administrators is the third party administrator in charge of communications and participation for the 457(b).<\/p>\n<p>Visit <a href=\"http:\/\/tcgservices.com\/documents\/#\/299\/457b\">http:\/\/tcgservices.com\/documents\/#\/299\/457b<\/a> for details including:<\/p>\n<ul>\n<li>Investment performance<\/li>\n<li>Deadline dates for enrollments and changes<\/li>\n<li>Summary plan description<\/li>\n<li>Maximum contribution amount and 3-year catch up form<\/li>\n<li>Online enrollment portal and account access<\/li>\n<li>Forms<\/li>\n<li>FAQ\u2019s<\/li>\n<\/ul>\n<p>Or view the flyer below for more information:<\/p>\n<p><div  class='avia-button-wrap av-9hlx8s-9a40ee74d1fca576bb8c194c26c40276-wrap avia-button-center  avia-builder-el-8  el_after_av_button  el_before_av_button '><a href='https:\/\/ffbenefits.ffga.com\/wp-content\/uploads\/sites\/15\/2018\/07\/457GM2RAMSRegion10_457brochure.pdf' class='avia-button av-9hlx8s-9a40ee74d1fca576bb8c194c26c40276 avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color' target=\"_blank\" rel=\"noopener noreferrer\"><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='\ue84e' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >RAMS Region 10 Flyer \u2013 457(b) Savings Plan<\/span><\/a><\/div><br \/>\n<div  class='avia-button-wrap av-867lrw-3b221b157ce072e810521c41dce91e15-wrap avia-button-center  avia-builder-el-9  el_after_av_button  avia-builder-el-last '><a href='https:\/\/ffbenefits.ffga.com\/wp-content\/uploads\/sites\/15\/2018\/07\/457bNEWUSERPlanEnrollment.pdf' class='avia-button av-867lrw-3b221b157ce072e810521c41dce91e15 avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color' target=\"_blank\" rel=\"noopener noreferrer\"><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='\ue84e' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >457(b) New User Plan Enrollment Instructions<\/span><\/a><\/div><\/p>\n<p style=\"text-align: left;\">\n<\/div><\/div><\/section>\n<\/div><br \/>\n<div  class='hr av-6azc58-0b92ed4a8c1b4de663ddfa280623b471 hr-default  avia-builder-el-10  el_after_av_tab_container  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4wpx98-093b4976d20caabbd4ea32177f9ccdf2\">\n.flex_column.av-4wpx98-093b4976d20caabbd4ea32177f9ccdf2{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-4wpx98-093b4976d20caabbd4ea32177f9ccdf2 av_one_third  avia-builder-el-11  el_after_av_two_third  avia-builder-el-last  flex_column_div av-zero-column-padding column-top-margin'     ><article  class='iconbox iconbox_top av-266wcs-bd6de5b7b4b7ee978f083cf39542ffde  avia-builder-el-12  avia-builder-el-no-sibling  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue854' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" ><a href='http:\/\/tcgservices.com' title='TCG Administrators'  >TCG Administrators<\/a><\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p>(800) 943-9179<\/p>\n<p><a href=\"http:\/\/www.tcgservices.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">www.tcgservices.com<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":10,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2241","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/2241","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/comments?post=2241"}],"version-history":[{"count":4,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/2241\/revisions"}],"predecessor-version":[{"id":2561,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/2241\/revisions\/2561"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/media?parent=2241"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}