{"id":2968,"date":"2021-06-24T18:55:07","date_gmt":"2021-06-24T18:55:07","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/garlandisd\/?page_id=2968"},"modified":"2021-06-29T22:36:32","modified_gmt":"2021-06-29T22:36:32","slug":"disability-2021-2022","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/garlandisd\/disability-2021-2022\/","title":{"rendered":"Disability 2021-2022"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-q2cwka-9403c09b53839067a3145cb7e3e55cc8\">\n.flex_column.av-q2cwka-9403c09b53839067a3145cb7e3e55cc8{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-q2cwka-9403c09b53839067a3145cb7e3e55cc8 av_one_full  avia-builder-el-0  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-nzpd0q-eb09602ab047df9d80c63ce12fb63e77\">\n.avia-image-container.av-nzpd0q-eb09602ab047df9d80c63ce12fb63e77 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-nzpd0q-eb09602ab047df9d80c63ce12fb63e77 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-nzpd0q-eb09602ab047df9d80c63ce12fb63e77 av-styling- avia_animated_image av-animated-when-visible-95 right-to-left avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-1037 avia-img-lazy-loading-not-1037 avia_image ' src=\"\/wp-content\/uploads\/sites\/15\/2018\/04\/DisabilityBanner-1500x202.png\" alt='Disability' title='DisabilityBanner'  height=\"202\" width=\"1500\"  itemprop=\"thumbnailUrl\" srcset=\"\/wp-content\/uploads\/sites\/15\/2018\/04\/DisabilityBanner.png 1500w, \/wp-content\/uploads\/sites\/15\/2018\/04\/DisabilityBanner-300x40.png 300w, \/wp-content\/uploads\/sites\/15\/2018\/04\/DisabilityBanner-768x103.png 768w, \/wp-content\/uploads\/sites\/15\/2018\/04\/DisabilityBanner-1030x139.png 1030w, \/wp-content\/uploads\/sites\/15\/2018\/04\/DisabilityBanner-705x95.png 705w, \/wp-content\/uploads\/sites\/15\/2018\/04\/DisabilityBanner-450x61.png 450w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mnegpm-3224a7663c5dbdd6474373cd3c1c335d\">\n.flex_column.av-mnegpm-3224a7663c5dbdd6474373cd3c1c335d{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-mnegpm-3224a7663c5dbdd6474373cd3c1c335d av_three_fifth  avia-builder-el-2  el_after_av_one_full  el_before_av_two_fifth  first flex_column_div av-zero-column-padding column-top-margin'     ><section  class='av_textblock_section av-20w51m-926c0cc50d38ce5f9d3d735c9b014033'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Why Disability Insurance?<\/h3>\n<p>Have you ever wondered what would happen to your income if you had an accidental injury, sickness, or pregnancy? That is why you need disability coverage. It replaces a portion of district income for the period of time you are unable to work due to those reasons.<\/p>\n<p>You are able to choose the <strong><em>benefit amount,<\/em><\/strong> which is the amount of your income to replace, and the<strong><em> waiting period <\/em><\/strong>that you begin receiving payments. You are also able to choose the <strong><em>maximum benefit period<\/em><\/strong> which is how long the money will continue should you find yourself disable for a longer time frame.<\/p>\n<p>How do you decide if you need disability insurance?<\/p>\n<p><strong>Consider these questions when making your decision:<\/strong><\/p>\n<ul>\n<li>How much district leave do you have?<\/li>\n<li>Do you have savings?<\/li>\n<li>Do you have other income you can rely on, such as from your spouse or from child support?<\/li>\n<li>How close are you to retirement?<\/li>\n<li>Could you go on Social Security Disability or take a Disability Retirement?<\/li>\n<li>What are your other sources of income?<\/li>\n<\/ul>\n<\/div><\/section><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1y2bx6-23764f3cabaf668356c411405c7b271d\">\n.flex_column.av-1y2bx6-23764f3cabaf668356c411405c7b271d{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-1y2bx6-23764f3cabaf668356c411405c7b271d av_two_fifth  avia-builder-el-4  el_after_av_three_fifth  el_before_av_hr  flex_column_div av-zero-column-padding column-top-margin'     ><article  class='iconbox iconbox_top av-hjydsq-bafbcdb88afe05dc05f9ca202677b302  avia-builder-el-5  el_before_av_textblock  avia-builder-el-first  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue854' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" ><a href='https:\/\/americanfidelity.com' title='American Fidelity Assurance Company' target=\"_blank\" rel=\"noopener noreferrer\">American Fidelity Assurance Company<\/a><\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p class=\"p1\"><strong>(800) 662-1113<\/strong><\/p>\n<p><a href=\"https:\/\/americanfidelity.com\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/americanfidelity.com<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n<section  class='av_textblock_section av-fzgchm-d3a0c4660f145750a83607ac0aa1cbe1'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Disability Plan Information<\/h3>\n<ul>\n<li><a href=\"\/wp-content\/uploads\/sites\/15\/2020\/07\/SB-33111FF-0620-Rev.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Plan Highlights<\/a><\/li>\n<li><a href=\"\/wp-content\/uploads\/sites\/15\/2020\/07\/AFA-SB-30163-0417-Manage-Your-Account-_File-a-Claim-AFES.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">How to File a Claim<\/a><\/li>\n<li><a href=\"\/wp-content\/uploads\/sites\/15\/2020\/07\/AFA-SB-26222-1219_AF_Mobile_Card.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">AF Mobile App<\/a><\/li>\n<li><a href=\"\/wp-content\/uploads\/sites\/15\/2020\/07\/bn-658-Disability-Claim-Form.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Disability Claim Form<\/a><\/li>\n<li><a href=\"\/wp-content\/uploads\/sites\/15\/2020\/07\/bn-731-Phy-Expense-Form.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Physicians Expense Benefit<\/a><\/li>\n<li><a href=\"\/wp-content\/uploads\/sites\/15\/2020\/07\/bn-688-Routine-Preg-Form.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Routine Pregnancy Claim Filing Instructions<\/a><\/li>\n<\/ul>\n<h3>Sample Plan Certificate<\/h3>\n<p><em>Below is a sample AFA disability plan certificate. Please ignore the percent of coverage and waiting period listed in the sample document. Plan participants will receive customized certificates from AFA after enrollment. The plan information contained in the sample, however, is the same across all coverage options.<\/em><\/p>\n<ul>\n<li><a href=\"\/wp-content\/uploads\/sites\/15\/2020\/08\/Sample-Garland-G120-354-014608-1.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Sample Disability Plan Certificate<\/a><\/li>\n<\/ul>\n<\/div><\/section><\/p><\/div><div  class='hr av-2v269m-5305759d0d5155db7834bc00bb1c27f1 hr-default  avia-builder-el-7  el_after_av_two_fifth  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2968","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/2968","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/comments?post=2968"}],"version-history":[{"count":2,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/2968\/revisions"}],"predecessor-version":[{"id":3066,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/2968\/revisions\/3066"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/media?parent=2968"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}