{"id":3402,"date":"2023-06-13T19:13:28","date_gmt":"2023-06-13T19:13:28","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/garlandisd\/?page_id=3402"},"modified":"2023-09-21T19:26:48","modified_gmt":"2023-09-21T19:26:48","slug":"retirement-plans-2023-2024","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/garlandisd\/retirement-plans-2023-2024\/","title":{"rendered":"Retirement Plans 2023-2024"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m3v0nw-f3daf44d66f50e84f484c114475a40e7\">\n.flex_column.av-m3v0nw-f3daf44d66f50e84f484c114475a40e7{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-m3v0nw-f3daf44d66f50e84f484c114475a40e7 av_one_full  avia-builder-el-0  el_before_av_two_third  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k1pozg-d4ad05a6354283e1b9baafacf3e63389\">\n.avia-image-container.av-k1pozg-d4ad05a6354283e1b9baafacf3e63389 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-k1pozg-d4ad05a6354283e1b9baafacf3e63389 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-k1pozg-d4ad05a6354283e1b9baafacf3e63389 av-styling- avia_animated_image av-animated-when-visible-95 right-to-left avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-1696 avia-img-lazy-loading-not-1696 avia_image ' src=\"\/wp-content\/uploads\/sites\/15\/2018\/05\/VoluntaryRetirement-1500x202.png\" alt='Voluntary Retirement' title='VoluntaryRetirement'  height=\"202\" width=\"1500\"  itemprop=\"thumbnailUrl\" srcset=\"\/wp-content\/uploads\/sites\/15\/2018\/05\/VoluntaryRetirement.png 1500w, \/wp-content\/uploads\/sites\/15\/2018\/05\/VoluntaryRetirement-300x40.png 300w, \/wp-content\/uploads\/sites\/15\/2018\/05\/VoluntaryRetirement-768x103.png 768w, \/wp-content\/uploads\/sites\/15\/2018\/05\/VoluntaryRetirement-1030x139.png 1030w, \/wp-content\/uploads\/sites\/15\/2018\/05\/VoluntaryRetirement-705x95.png 705w, \/wp-content\/uploads\/sites\/15\/2018\/05\/VoluntaryRetirement-450x61.png 450w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-imo7ak-149a1a178dabfd7d9241556008c3bd72\">\n.flex_column.av-imo7ak-149a1a178dabfd7d9241556008c3bd72{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-imo7ak-149a1a178dabfd7d9241556008c3bd72 av_two_third  avia-builder-el-2  el_after_av_one_full  el_before_av_one_third  first flex_column_div av-zero-column-padding column-top-margin'     ><p><div  class='hr av-2ixky9-e128706fc58259376a6b1ed505235399 hr-default  avia-builder-el-3  el_before_av_textblock  avia-builder-el-first '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-i6lpoc-3f00d3026628f4df8e379e0b5cf0b7f4'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>VOLUNTARY RETIREMENT PLANS<\/p>\n<p>Saving additional dollars for retirement today can help bring you financial stability and security when you retire. Contributing to a 403(b), 457(b), or both, can help bridge the income gap at retirement, reduce current taxes and earn you tax-free income.<\/p>\n<p>Did you know that you have many choices when it comes to where you invest your dollars? <strong>Garland ISD does not sponsor or endorse any investment company or salesperson.<\/strong> Just because a sales person contacts you representing an investment company that is available to Garland ISD employees doesn\u2019t mean they\u2019re the best fit for you.<\/p>\n<p>Garland ISD has contracted with TCG Advisors to administer 403(b) and 457(b) plans for the district. TCG is also affiliated with Region10 Retirement Asset Management (RAMS).\u00a0\u00a0 TCG\u2019s responsibilities as third-party administrator include providing district employees with free, unbiased information about all of the retirement plan and investment options available as well as:<\/p>\n<ul>\n<li style=\"list-style-type: none\">\n<ul>\n<li>Retirement planning basics\n<ul>\n<li>How much money will I need to live comfortably?<\/li>\n<li>How much do I need to save to get there?<\/li>\n<li>How can I make retirement planning easier?<\/li>\n<\/ul>\n<\/li>\n<li>Features of 403(b) and 457(b) plans<\/li>\n<li>Investment options available under each plan<\/li>\n<li>Tax benefits of Traditional vs. Roth contributions<\/li>\n<li>TRS and Social Security pension benefits including the Windfall Elimination Provision<\/li>\n<li>How to enroll in a 403(b) or 457(b) and enrollment assistance<\/li>\n<li>Assistance with rollovers and distributions including signatures on paperwork<\/li>\n<li>One-on-one education and consultations<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div><\/section><br \/>\n<div  class='hr av-6azc58-0b92ed4a8c1b4de663ddfa280623b471 hr-default  avia-builder-el-5  el_after_av_textblock  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4wpx98-093b4976d20caabbd4ea32177f9ccdf2\">\n.flex_column.av-4wpx98-093b4976d20caabbd4ea32177f9ccdf2{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-4wpx98-093b4976d20caabbd4ea32177f9ccdf2 av_one_third  avia-builder-el-6  el_after_av_two_third  avia-builder-el-last  flex_column_div av-zero-column-padding column-top-margin'     ><p><article  class='iconbox iconbox_top av-266wcs-bd6de5b7b4b7ee978f083cf39542ffde  avia-builder-el-7  el_before_av_textblock  avia-builder-el-first  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue854' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" ><a href='http:\/\/tcgservices.com' title='TCG Administrators'  >TCG Administrators<\/a><\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p>(800) 943-9179<\/p>\n<p><a href=\"http:\/\/www.tcgservices.com\/\" target=\"_blank\" rel=\"noopener\">www.tcgservices.com<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n<section  class='av_textblock_section av-lkbmpgq1-26c29a648da429fd6075fdd137e58f21'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>For more information:<\/p>\n<ul>\n<li>Visit the <a href=\"https:\/\/tcgservices.com\/documents\/#\/search-forms\/garisd\">TCG website for Garland ISD<\/a>\u00a0 or go to the <a href=\"https:\/\/tcgservices.journey.io\/p\/c911e6\/welcome-15cda806\">TCG Administrators\/Region 10 RAMS Retirement Portal<\/a><\/li>\n<li>Contact Kevin Hull, Retirement Plan Specialist with TCG Advisors<\/li>\n<\/ul>\n<p style=\"text-align: left\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Phone: 512-600-5364<\/p>\n<p style=\"text-align: left\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Email: <a href=\"mailto:khull@tcgservices.com\">khull@tcgservices.com<\/a><\/p>\n<ul>\n<li>Para informaci\u00f3n en Espa\u00f1ol y un Especialista de Retiro que hable Espa\u00f1ol, visitar <a href=\"https:\/\/tcgservices.com\/espanol\">https:\/\/tcgservices.com\/espanol<\/a>.<\/li>\n<\/ul>\n<\/div><\/section><br \/>\n<div  class='avia-button-wrap av-lkbmqzvt-2c5beb8efe9a28fd87a2c041beda5279-wrap avia-button-center  avia-builder-el-9  el_after_av_textblock  avia-builder-el-last '><a href='https:\/\/tcgservices.com\/khull\/' class='avia-button av-lkbmqzvt-2c5beb8efe9a28fd87a2c041beda5279 avia-icon_select-yes-left-icon avia-size-small avia-position-center avia-color-theme-color' target=\"_blank\" rel=\"noopener noreferrer\"><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='\ue835' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >Schedule an Appointment<\/span><\/a><\/div><\/p><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3402","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/3402","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/comments?post=3402"}],"version-history":[{"count":4,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/3402\/revisions"}],"predecessor-version":[{"id":3677,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/3402\/revisions\/3677"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/media?parent=3402"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}