{"id":4092,"date":"2025-06-18T17:48:30","date_gmt":"2025-06-18T17:48:30","guid":{"rendered":"https:\/\/ffbenefits.ffga.com\/garlandisd\/?page_id=4092"},"modified":"2026-03-12T14:58:12","modified_gmt":"2026-03-12T14:58:12","slug":"district-paid-group-life-add-2025-2026","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/garlandisd\/district-paid-group-life-add-2025-2026\/","title":{"rendered":"District Paid Group Life &#038; AD&#038;D 2025-2026"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-yf3l5f-fdc7e9c827573c21de40bf6a0bbb1026\">\n.flex_column.av-yf3l5f-fdc7e9c827573c21de40bf6a0bbb1026{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-yf3l5f-fdc7e9c827573c21de40bf6a0bbb1026 av_one_full  avia-builder-el-0  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-wdpher-1478a874106a6cc777f4b05e459e4271\">\n.avia-image-container.av-wdpher-1478a874106a6cc777f4b05e459e4271 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-wdpher-1478a874106a6cc777f4b05e459e4271 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-wdpher-1478a874106a6cc777f4b05e459e4271 av-styling- avia_animated_image av-animated-when-visible-95 right-to-left avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-1590 avia-img-lazy-loading-not-1590 avia_image ' src=\"\/wp-content\/uploads\/sites\/15\/2018\/05\/LifeBanner-1500x202.png\" alt='Life Insurance' title='LifeBanner'  height=\"202\" width=\"1500\"  itemprop=\"thumbnailUrl\" srcset=\"\/wp-content\/uploads\/sites\/15\/2018\/05\/LifeBanner.png 1500w, \/wp-content\/uploads\/sites\/15\/2018\/05\/LifeBanner-300x40.png 300w, \/wp-content\/uploads\/sites\/15\/2018\/05\/LifeBanner-768x103.png 768w, \/wp-content\/uploads\/sites\/15\/2018\/05\/LifeBanner-1030x139.png 1030w, \/wp-content\/uploads\/sites\/15\/2018\/05\/LifeBanner-705x95.png 705w, \/wp-content\/uploads\/sites\/15\/2018\/05\/LifeBanner-450x61.png 450w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-uk0asz-c46050e1de2f973fccad2784fbb28275\">\n.flex_column.av-uk0asz-c46050e1de2f973fccad2784fbb28275{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-uk0asz-c46050e1de2f973fccad2784fbb28275 av_three_fifth  avia-builder-el-2  el_after_av_one_full  el_before_av_two_fifth  first flex_column_div av-zero-column-padding column-top-margin'     ><section  class='av_textblock_section av-tdct0z-d45ee55127612bfc4897e78b42476de5'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Group Life &amp; AD&amp;D Insurance &#8211; District Paid<\/h3>\n<p>The District provides to all benefits eligible employees and eligible TRS retiree re-hires $15,000 in group life insurance and $15,000 in group accidental death and dismemberment insurance.\u00a0 The full cost of this coverage is paid for by the District and will begin the first of the month following your actively-at-work-date.<\/p>\n<p>A claim for death benefits must be submitted no later than 30 days after the date of death.\u00a0 Benefits will be paid to the deceased employee\u2019s beneficiary or beneficiaries.\u00a0 Many people choose to name their children as beneficiary.\u00a0 Although it is simple to name your adult child as beneficiary, naming your minor child is more problematic.\u00a0 In most cases, a minor child must have a guardian appointed to manage any payments, and in some cases a trust will be required to receive the payments.\u00a0 The District suggests that employees seek legal counsel in determining their beneficiary designation.\u00a0 Beneficiary designations may be changed at any time.<\/p>\n<p>A claim for accidental dismemberment benefits must be submitted no later than 12 months after the date of loss.\u00a0 Dismemberment benefits will be paid to the employee.<\/p>\n<p>Life Insurance benefits may be assigned to a funeral home for payment of burial or other funeral services.<\/p>\n<p>If your group Life Insurance ceases, you may be able to convert your life insurance to an individual policy.\u00a0 You must apply for conversion within 31 days of the date your coverage ceases.\u00a0 Accidental death and dismemberment insurance is not convertible to an individual policy.<\/p>\n<p>If you are age 70 or older on your effective date of insurance , the amounts of your Basic Life and Accidental Death and Dismemberment Insurance on and after the age 70 will be determined by applying the appropriate percentage from the following table to the amount of your insurance in effect on the day before your 70<sup>th<\/sup>\u00a0birthday:<\/p>\n<\/div><\/section><br \/>\n<div  class='avia-table av-qnr7tv-e28fc2fb3d3b653a2875633f6ab6b9d8 main_color avia-pricing-table-container avia_pricing_default  avia-builder-el-4  el_after_av_textblock  el_before_av_textblock  avia-table-1'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Table\" ><div class=\"pricing-table-wrap\"><ul class='pricing-table '><li class='avia-heading-row'><div class='first-table-item'>AGE OF EMPLOYEE<\/div><span class='pricing-extra'><\/span><\/li><li class=''>70<\/li><li class=''>75<\/li><\/ul><\/div><div class=\"pricing-table-wrap\"><ul class='pricing-table '><li class='avia-heading-row'><div class='first-table-item'>PERCENTAGE<\/div><span class='pricing-extra'><\/span><\/li><li class=''>65%<\/li><li class=''>50%<\/li><\/ul><\/div><\/div><br \/>\n<section  class='av_textblock_section av-amnbqb-8e5da940abeb5fa67dc6fa5a11279de0'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><em>The above is intended to be a summary of some of the components of your group life benefits.\u00a0 Please refer to the Group Life Insurance summary plan description booklet for full plan provisions.<\/em><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9fgr83-af0ed99a85abf390c9c6ea47111e140a\">\n.flex_column.av-9fgr83-af0ed99a85abf390c9c6ea47111e140a{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-9fgr83-af0ed99a85abf390c9c6ea47111e140a av_two_fifth  avia-builder-el-6  el_after_av_three_fifth  avia-builder-el-last  flex_column_div av-zero-column-padding column-top-margin'     ><p><article  class='iconbox iconbox_top av-6vqac3-b440b872c0bda89cfe7c49273eee80d9  avia-builder-el-7  el_before_av_icon_box  avia-builder-el-first  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><a href='http:\/\/www.metlife.com' title='UNUM' target=\"_blank\" rel=\"noopener noreferrer\" class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue854' data-av_iconfont='entypo-fontello'><\/a><h3 class='iconbox_content_title '  itemprop=\"headline\" ><a href='http:\/\/www.metlife.com' title='UNUM' target=\"_blank\" rel=\"noopener noreferrer\">UNUM<\/a><\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p>Policy # 982755<\/p>\n<p><a href=\"http:\/\/www.unum.com\/lifebalance\" target=\"_blank\" rel=\"noopener\">www.unum.com\/lifebalance<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n<article  class='iconbox iconbox_top av-m01m3ijq-21fa0c794e137909f28ede63138924a1  avia-builder-el-8  el_after_av_icon_box  el_before_av_textblock  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue812' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" ><a href='https:\/\/ffbenefits.ffga.com\/garlandisd\/eligibility-for-benefits\/' title='Eligibility for Benefits'  >Eligibility for Benefits<\/a><\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n<section  class='av_textblock_section av-24zar-eff74b3bf07e5663c540836f05a0c804'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Group Life &amp; AD&amp;D Plan Information<\/h3>\n<p><a href=\"\/wp-content\/uploads\/sites\/15\/2025\/09\/Term-Life-and-ADD-flyer-Retired-rehired-employees.pdf\" target=\"_blank\" rel=\"noopener\">Term Life and AD&amp;D flyer &#8211; Retired rehired employees<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/15\/2025\/09\/Term-Life-and-ADD-flyer-Employees-working-10-20-hours.pdf\" target=\"_blank\" rel=\"noopener\">Term Life and AD&amp;D flyer &#8211; Employees working 10-20 hours<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/15\/2025\/09\/Term-Life-and-ADD-flyer-Employees-working-20-hours.pdf\" target=\"_blank\" rel=\"noopener\">Term Life and AD&amp;D flyer &#8211; Employees working 20+ hours<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/15\/2026\/01\/Garland-Unum-Basic-Life-Certificate.pdf\" target=\"_blank\" rel=\"noopener\">Basic Life Certificate<\/a><\/p>\n<\/div><\/section><\/p><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":12,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4092","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/4092","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/comments?post=4092"}],"version-history":[{"count":12,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/4092\/revisions"}],"predecessor-version":[{"id":4516,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/4092\/revisions\/4516"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/media?parent=4092"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}