{"id":4119,"date":"2025-06-18T17:48:12","date_gmt":"2025-06-18T17:48:12","guid":{"rendered":"https:\/\/ffbenefits.ffga.com\/garland-2\/?page_id=4119"},"modified":"2026-07-08T15:30:14","modified_gmt":"2026-07-08T15:30:14","slug":"group-term-life-insurance-2025-2026","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/garlandisd\/group-term-life-insurance-2025-2026\/","title":{"rendered":"Group Term Life Insurance 2025-2026"},"content":{"rendered":"<div  class='flex_column av-av_one_full-2d22dc0500e159f2b39fe7a147caf14c av_one_full  avia-builder-el-0  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mrc8hyms-82f64861f8b0119abfa5a78a74e2b571\">\n#top .av-special-heading.av-mrc8hyms-82f64861f8b0119abfa5a78a74e2b571{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-mrc8hyms-82f64861f8b0119abfa5a78a74e2b571 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-mrc8hyms-82f64861f8b0119abfa5a78a74e2b571 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-mrc8hyms-82f64861f8b0119abfa5a78a74e2b571 av-special-heading-h1  avia-builder-el-1  avia-builder-el-no-sibling '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Group Term Life Insurance<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-js5gzp-5b909507363427fdb6070475d2627dd2\">\n.flex_column.av-js5gzp-5b909507363427fdb6070475d2627dd2{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-js5gzp-5b909507363427fdb6070475d2627dd2 av_three_fifth  avia-builder-el-2  el_after_av_one_full  el_before_av_two_fifth  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-hqsftx-c16663d8f569b7537dc3aed2cb03621c '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Group Term Life Insurance<\/h3>\n<p>New and newly eligible employees can enroll in coverage for self and spouse\/children without health evidence up to the maximum coverage level during their new\/newly eligible enrollment period. All future enrollments require a statement of health. Voluntary life insurance is term life coverage you can purchase in addition to the basic life plan provided by your employer. It will cover you for a specific period of time while you are employed. The rates are age banded and increase every 5 years. It&#8217;s a group plan, premiums are typically lower, so it&#8217;s more affordable to gain the peace of mind that life insurance provides.<\/p>\n<ul>\n<li>Employee Group Term Life coverage:\n<ul>\n<li>Can elect coverage in $10,000 increments not to exceed an amount equal to <strong>4X base pay or maximum $250,000 (whichever is less).<\/strong><\/li>\n<li>Can elect coverage in $10,000 increments over 4X base pay (maximum $1,000,000) by completing Statement of Health paperwork.<\/li>\n<\/ul>\n<\/li>\n<li>Spouse Group Term Life coverage:\n<ul>\n<li>Must elect Employee Group Term Life to elect spouse coverage.<\/li>\n<li>Employee can choose coverage for spouse in $10,000 increments up to $50,000.<\/li>\n<\/ul>\n<\/li>\n<li>Child Group Term Life coverage:\n<ul>\n<li>Must elect Employee Group Term Life to elect coverage for children.<\/li>\n<li>Employee can choose coverage for children in flat $5,000 or $10,000 coverage amounts. One policy covers all eligible dependent children.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div><\/section><br \/>\n<div  class='hr av-flc5qt-4bbcda80a79b87b755765bb4b93019de hr-default  avia-builder-el-4  el_after_av_textblock  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div><\/p>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-eh699x-12528aa5cd1646e61b90794b7b7b2365\">\n.flex_column.av-eh699x-12528aa5cd1646e61b90794b7b7b2365{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-eh699x-12528aa5cd1646e61b90794b7b7b2365 av_two_fifth  avia-builder-el-5  el_after_av_three_fifth  avia-builder-el-last  flex_column_div av-zero-column-padding  column-top-margin'     ><p><article  class='iconbox iconbox_top av-19yx2t-20bb540a4ec6861f377d947351e78609  avia-builder-el-6  el_before_av_icon_box  avia-builder-el-first  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\" aria-label=\"Icon: UNUM\"><a href='http:\/\/www.unum.com\/lifebalance' title='UNUM' aria-label='UNUM'  target=\"_blank\"  rel=\"noopener noreferrer\" class='iconbox_icon heading-color avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='phone' data-av_iconset='svg_entypo-fontello' ><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"26\" height=\"32\" viewBox=\"0 0 26 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-1' aria-describedby='av-svg-desc-1' role=\"graphics-symbol\">\n<title id='av-svg-title-1'>UNUM<\/title>\n<desc id='av-svg-desc-1'>UNUM<\/desc>\n<path d=\"M14.752 17.92q5.184-5.184 3.776-6.592l-0.256-0.256q-0.96-0.96-1.312-1.536t-0.128-1.728 1.568-2.816q0.64-0.768 1.184-1.248t1.12-0.512 0.96-0.032 0.928 0.416 0.768 0.576 0.832 0.8 0.672 0.704q1.536 1.536-0.192 6.208t-6.528 9.408q-4.8 4.8-9.44 6.56t-6.176 0.224q-0.064-0.064-0.736-0.704t-0.8-0.8-0.576-0.768-0.416-0.992 0.064-0.96 0.48-1.12 1.216-1.184q1.344-1.088 2.24-1.504t1.728-0.064 1.12 0.576 1.248 1.184q1.408 1.408 6.656-3.84z\"><\/path>\n<\/svg><\/a><h3 class='iconbox_content_title '  itemprop=\"headline\" ><a href='http:\/\/www.unum.com\/lifebalance' title='UNUM'  target=\"_blank\"  rel=\"noopener noreferrer\">UNUM<\/a><\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p>Policy # 982755<\/p>\n<p>(800) 854-1446<\/p>\n<p><a href=\"http:\/\/www.unum.com\/lifebalance\" target=\"_blank\" rel=\"noopener\">www.unum.com\/lifebalance<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n<article  class='iconbox iconbox_top av-m01m18rr-7a72dacda817316f50304432c7ba384a  avia-builder-el-7  el_after_av_icon_box  el_before_av_textblock  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\" aria-label=\"Icon: Eligibility for Benefits\"><div class='iconbox_icon heading-color avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue812' data-av_iconfont='entypo-fontello' title=\"Eligibility for Benefits\" desc=\"Eligibility for Benefits\" ><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" ><a href='https:\/\/ffbenefits.ffga.com\/garlandisd\/eligibility-for-benefits\/' title='Eligibility for Benefits'  >Eligibility for Benefits<\/a><\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n<section  class='av_textblock_section av-ak2qmd-31c67a18090ade138003208cc4369874 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Group Term Life Plan Information<\/h3>\n<p><a href=\"\/wp-content\/uploads\/sites\/2819\/2025\/09\/Term-Life-and-ADD-flyer-Employees-working-20-hours.pdf\" target=\"_blank\" rel=\"noopener\">Rates &#038; Summary<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2819\/2026\/01\/Garland-Unum-Basic-Life-Certificate.pdf\" target=\"_blank\" rel=\"noopener\">Voluntary Term Life Certificate\u00a0<\/a><\/p>\n<\/div><\/section><\/p><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":12,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4119","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/4119","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/comments?post=4119"}],"version-history":[{"count":0,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/4119\/revisions"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/media?parent=4119"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}