{"id":4119,"date":"2025-06-18T17:48:12","date_gmt":"2025-06-18T17:48:12","guid":{"rendered":"https:\/\/ffbenefits.ffga.com\/garlandisd\/?page_id=4119"},"modified":"2025-12-05T16:44:20","modified_gmt":"2025-12-05T16:44:20","slug":"group-term-life-insurance-2025-2026","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/garlandisd\/group-term-life-insurance-2025-2026\/","title":{"rendered":"Group Term Life Insurance 2025-2026"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lsh7k5-8821b4753a5cf47614ae70173ef75058\">\n.flex_column.av-lsh7k5-8821b4753a5cf47614ae70173ef75058{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-lsh7k5-8821b4753a5cf47614ae70173ef75058 av_one_full  avia-builder-el-0  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kckn1h-685bb58e4778c7db03523b061c1b77aa\">\n.avia-image-container.av-kckn1h-685bb58e4778c7db03523b061c1b77aa img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-kckn1h-685bb58e4778c7db03523b061c1b77aa .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-kckn1h-685bb58e4778c7db03523b061c1b77aa av-styling- avia_animated_image av-animated-when-visible-95 right-to-left avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-1590 avia-img-lazy-loading-not-1590 avia_image ' src=\"\/wp-content\/uploads\/sites\/15\/2018\/05\/LifeBanner-1500x202.png\" alt='Life Insurance' title='LifeBanner'  height=\"202\" width=\"1500\"  itemprop=\"thumbnailUrl\" srcset=\"\/wp-content\/uploads\/sites\/15\/2018\/05\/LifeBanner.png 1500w, \/wp-content\/uploads\/sites\/15\/2018\/05\/LifeBanner-300x40.png 300w, \/wp-content\/uploads\/sites\/15\/2018\/05\/LifeBanner-768x103.png 768w, \/wp-content\/uploads\/sites\/15\/2018\/05\/LifeBanner-1030x139.png 1030w, \/wp-content\/uploads\/sites\/15\/2018\/05\/LifeBanner-705x95.png 705w, \/wp-content\/uploads\/sites\/15\/2018\/05\/LifeBanner-450x61.png 450w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-js5gzp-5b909507363427fdb6070475d2627dd2\">\n.flex_column.av-js5gzp-5b909507363427fdb6070475d2627dd2{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-js5gzp-5b909507363427fdb6070475d2627dd2 av_three_fifth  avia-builder-el-2  el_after_av_one_full  el_before_av_two_fifth  first flex_column_div av-zero-column-padding column-top-margin'     ><section  class='av_textblock_section av-hqsftx-c16663d8f569b7537dc3aed2cb03621c'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Group Term Life Insurance<\/h3>\n<p>New and newly eligible employees can enroll in coverage for self and spouse\/children without health evidence up to the maximum coverage level during their new\/newly eligible enrollment period. All future enrollments require a statement of health. Voluntary life insurance is term life coverage you can purchase in addition to the basic life plan provided by your employer. It will cover you for a specific period of time while you are employed. The rates are age banded and increase every 5 years. It&#8217;s a group plan, premiums are typically lower, so it&#8217;s more affordable to gain the peace of mind that life insurance provides.<\/p>\n<ul>\n<li>Employee Group Term Life coverage:\n<ul>\n<li>Can elect coverage in $10,000 increments not to exceed an amount equal to <strong>4X base pay or maximum $250,000 (whichever is less).<\/strong><\/li>\n<li>Can elect coverage in $10,000 increments over 4X base pay (maximum $1,000,000) by completing Statement of Health paperwork.<\/li>\n<\/ul>\n<\/li>\n<li>Spouse Group Term Life coverage:\n<ul>\n<li>Must elect Employee Group Term Life to elect spouse coverage.<\/li>\n<li>Employee can choose coverage for spouse in $10,000 increments up to $50,000.<\/li>\n<\/ul>\n<\/li>\n<li>Child Group Term Life coverage:\n<ul>\n<li>Must elect Employee Group Term Life to elect coverage for children.<\/li>\n<li>Employee can choose coverage for children in flat $5,000 or $10,000 coverage amounts. One policy covers all eligible dependent children.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div><\/section><br \/>\n<div  class='hr av-flc5qt-4bbcda80a79b87b755765bb4b93019de hr-default  avia-builder-el-4  el_after_av_textblock  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-eh699x-12528aa5cd1646e61b90794b7b7b2365\">\n.flex_column.av-eh699x-12528aa5cd1646e61b90794b7b7b2365{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-eh699x-12528aa5cd1646e61b90794b7b7b2365 av_two_fifth  avia-builder-el-5  el_after_av_three_fifth  avia-builder-el-last  flex_column_div av-zero-column-padding column-top-margin'     ><p><article  class='iconbox iconbox_top av-19yx2t-85bf5f2da5d925aa5aac7bcacece3a0d  avia-builder-el-6  el_before_av_icon_box  avia-builder-el-first  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><a href='http:\/\/www.unum.com\/lifebalance' title='UNUM' target=\"_blank\" rel=\"noopener noreferrer\" class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue854' data-av_iconfont='entypo-fontello'><\/a><h3 class='iconbox_content_title '  itemprop=\"headline\" ><a href='http:\/\/www.unum.com\/lifebalance' title='UNUM' target=\"_blank\" rel=\"noopener noreferrer\">UNUM<\/a><\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p>Policy # 982755<\/p>\n<p>(800) 854-1446<\/p>\n<p><a href=\"http:\/\/www.unum.com\/lifebalance\" target=\"_blank\" rel=\"noopener\">www.unum.com\/lifebalance<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n<article  class='iconbox iconbox_top av-m01m18rr-7a72dacda817316f50304432c7ba384a  avia-builder-el-7  el_after_av_icon_box  el_before_av_textblock  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue812' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" ><a href='https:\/\/ffbenefits.ffga.com\/garlandisd\/eligibility-for-benefits\/' title='Eligibility for Benefits'  >Eligibility for Benefits<\/a><\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n<section  class='av_textblock_section av-ak2qmd-31c67a18090ade138003208cc4369874'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Group Term Life Plan Information<\/h3>\n<ul>\n<li><span class=\"Apple-converted-space\"> Term Life Insurance Plan Summary<\/span><\/li>\n<li>Certificate of Insurance<\/li>\n<\/ul>\n<\/div><\/section><\/p><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":12,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4119","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/4119","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/comments?post=4119"}],"version-history":[{"count":3,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/4119\/revisions"}],"predecessor-version":[{"id":4439,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/4119\/revisions\/4439"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/media?parent=4119"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}