{"id":4573,"date":"2026-05-21T20:50:21","date_gmt":"2026-05-21T20:50:21","guid":{"rendered":"https:\/\/ffbenefits.ffga.com\/garland-2\/?page_id=4573"},"modified":"2026-10-05T14:44:44","modified_gmt":"2026-10-05T14:44:44","slug":"2025-2026-plan-year","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/garlandisd\/2025-2026-plan-year\/","title":{"rendered":"2025-2026 Plan Year"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mpfv47tm-c90c0f6ff2930c9646ce9212573b1d38\">\n.avia-section.av-mpfv47tm-c90c0f6ff2930c9646ce9212573b1d38{\nbackground-color:#9f2943;\nbackground-image:unset;\n}\n.avia-section.av-mpfv47tm-c90c0f6ff2930c9646ce9212573b1d38 .av-extra-border-element .av-extra-border-inner{\nbackground-color:#9f2943;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-mpfv47tm-c90c0f6ff2930c9646ce9212573b1d38 main_color avia-section-default avia-no-border-styling  avia-builder-el-0  el_before_av_one_third  avia-builder-el-first  avia-bg-style-scroll av-arrow-down-section container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-4573'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-2ksafx-1dce256216d4fbe249d7a1d88706f714 av_one_full  avia-builder-el-1  avia-builder-el-no-sibling  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mpfzk6s0-4e66dd12e172a11b6e657f8726325e43\">\n#top .av-special-heading.av-mpfzk6s0-4e66dd12e172a11b6e657f8726325e43{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-mpfzk6s0-4e66dd12e172a11b6e657f8726325e43 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-mpfzk6s0-4e66dd12e172a11b6e657f8726325e43 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-mpfzk6s0-4e66dd12e172a11b6e657f8726325e43 .av-subheading{\nfont-size:15px;\n}\nbody .av-special-heading.av-mpfzk6s0-4e66dd12e172a11b6e657f8726325e43 .av-special-heading-tag .heading-wrap:before{\nborder-color:#ffffff;\n}\nbody .av-special-heading.av-mpfzk6s0-4e66dd12e172a11b6e657f8726325e43 .av-special-heading-tag .heading-wrap:after{\nborder-color:#ffffff;\n}\n<\/style>\n<div  class='av-special-heading av-mpfzk6s0-4e66dd12e172a11b6e657f8726325e43 av-special-heading-h1 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-2  el_before_av_textblock  avia-builder-el-first '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >2025-2026 Plan Year<\/h1><div class='av_custom_color av-subheading av-subheading_below'><p>Benefits effective September 1, 2025 through August 31, 2026<\/p>\n<\/div><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mpfyhzi6-68ae7009a372e94bcb8b33625503fca4\">\n#top .av_textblock_section.av-mpfyhzi6-68ae7009a372e94bcb8b33625503fca4 .avia_textblock{\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-mpfyhzi6-68ae7009a372e94bcb8b33625503fca4 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p style=\"text-align: center;\">This website includes a brief overview of your benefit options and acts as a reference guide for your insurance plans. You can refer to it any time you have questions about benefits, claims, etc. Take full advantage of this resource to become familiar with benefit offerings and prepare for open enrollment.<\/p>\n<p style=\"text-align: center;\">The 2025-2026 Plan Year Enrollment has ended.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-muvbuc68-dd3f687adec7530e4954c8c509513e44\">\n#top .hr.av-muvbuc68-dd3f687adec7530e4954c8c509513e44{\nmargin-top:30px;\nmargin-bottom:30px;\n}\n.hr.av-muvbuc68-dd3f687adec7530e4954c8c509513e44 .hr-inner{\nwidth:100%;\nborder-color:#ffffff;\nmax-width:45%;\n}\n.hr.av-muvbuc68-dd3f687adec7530e4954c8c509513e44 .av-seperator-icon{\ncolor:#ffffff;\n}\n.hr.av-muvbuc68-dd3f687adec7530e4954c8c509513e44 .av-seperator-icon.avia-svg-icon svg:first-child{\nfill:#ffffff;\nstroke:#ffffff;\n}\n<\/style>\n<div  class='hr av-muvbuc68-dd3f687adec7530e4954c8c509513e44 hr-custom  avia-builder-el-4  el_after_av_textblock  el_before_av_heading  hr-center hr-icon-yes'><span class='hr-inner inner-border-av-border-fat'><span class=\"hr-inner-style\"><\/span><\/span><span class='av-seperator-icon avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='star' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"32\" viewBox=\"0 0 28 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-1' aria-describedby='av-svg-desc-1' role=\"graphics-symbol\">\n<title id='av-svg-title-1'>Star<\/title>\n<desc id='av-svg-desc-1'>Star<\/desc>\n<path d=\"M14.080 1.92l3.84 10.752h10.24l-8.384 6.272 3.008 11.136-8.704-6.656-8.704 6.656 3.008-11.136-8.384-6.272h10.24z\"><\/path>\n<\/svg><\/span><span class='hr-inner inner-border-av-border-fat'><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mpfzghhn-7a7c0e1ba7da6f4242b407cd4e9fa848\">\n#top .av-special-heading.av-mpfzghhn-7a7c0e1ba7da6f4242b407cd4e9fa848{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-mpfzghhn-7a7c0e1ba7da6f4242b407cd4e9fa848 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-mpfzghhn-7a7c0e1ba7da6f4242b407cd4e9fa848 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-mpfzghhn-7a7c0e1ba7da6f4242b407cd4e9fa848 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-mpfzghhn-7a7c0e1ba7da6f4242b407cd4e9fa848 av-special-heading-h3 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-5  el_after_av_hr  el_before_av_buttonrow '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >View 2025-2026 Plan Year Benefits<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-muvc2lqi-f05b13dca03db467025822b53b42f588\">\n.avia-buttonrow-wrap.av-muvc2lqi-f05b13dca03db467025822b53b42f588 .avia-button{\nfont-size:16px;\n}\n<\/style>\n<div  class='avia-buttonrow-wrap av-muvc2lqi-f05b13dca03db467025822b53b42f588 avia-buttonrow-center  avia-builder-el-6  el_after_av_heading  avia-builder-el-last '>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-muvc1i7i-ed27d9bcb8d99654a4f361d46be513ef\">\n#top #wrap_all .avia-button.av-muvc1i7i-ed27d9bcb8d99654a4f361d46be513ef{\nbackground-color:#ffffff;\nborder-color:#ffffff;\ncolor:#9f2943;\ntransition:all 0.4s ease-in-out;\nmargin-bottom:5px;\nmargin-right:3px;\nmargin-left:3px;\n}\n#top #wrap_all .avia-button.av-muvc1i7i-ed27d9bcb8d99654a4f361d46be513ef .avia-svg-icon svg:first-child{\nfill:#9f2943;\nstroke:#9f2943;\n}\n<\/style>\n<a href='https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-content\/uploads\/sites\/2819\/2026\/03\/Garland-ISD-2025-2026-Benefit-Booklet.pdf'  class='avia-button av-muvc1i7i-ed27d9bcb8d99654a4f361d46be513ef avia-icon_select-yes-left-icon avia-size-small'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"ENGLISH BENEFITS BOOKLET\"><span class='avia_button_icon avia_button_icon_left avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='book-open' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"32\" viewBox=\"0 0 29 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-2' aria-describedby='av-svg-desc-2' role=\"graphics-symbol\">\n<title id='av-svg-title-2'>Book-open<\/title>\n<desc id='av-svg-desc-2'>Book-open<\/desc>\n<path d=\"M10.88 19.584v2.176l-6.4-2.56v-2.176zM10.88 12.928v2.176l-6.4-2.56v-2.176zM28.096 1.856q0.704 0.384 0.704 1.344v20.48q0 1.088-1.024 1.472l-12.736 5.12q-0.256 0.064-0.32 0.064t-0.16 0.032-0.16 0.032-0.16-0.032-0.16-0.032l-0.32-0.064-12.736-5.12q-1.024-0.384-1.024-1.472v-20.48q0-0.96 0.704-1.344 0.704-0.512 1.472-0.192l12.224 4.928 12.224-4.928q0.768-0.32 1.472 0.192zM12.8 27.072v-17.92l-10.24-4.096v17.92zM26.24 22.976v-17.92l-10.24 4.096v17.92zM24.32 17.024v2.176l-6.4 2.56v-2.176zM24.32 10.368v2.176l-6.4 2.56v-2.176z\"><\/path>\n<\/svg><\/span><span class='avia_iconbox_title' >ENGLISH BENEFITS BOOKLET<\/span><\/a>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-muvc1u6v-98aa138a9633b98ff4617e9bf22697e0\">\n#top #wrap_all .avia-button.av-muvc1u6v-98aa138a9633b98ff4617e9bf22697e0{\nbackground-color:#ffffff;\nborder-color:#ffffff;\ncolor:#9f2943;\ntransition:all 0.4s ease-in-out;\nmargin-bottom:5px;\nmargin-right:3px;\nmargin-left:3px;\n}\n#top #wrap_all .avia-button.av-muvc1u6v-98aa138a9633b98ff4617e9bf22697e0 .avia-svg-icon svg:first-child{\nfill:#9f2943;\nstroke:#9f2943;\n}\n<\/style>\n<a href='https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-content\/uploads\/sites\/2819\/2025\/12\/Garland-ISD-Spanish-2025-2026-Benefit-Booklet.pdf'  class='avia-button av-muvc1u6v-98aa138a9633b98ff4617e9bf22697e0 avia-icon_select-yes-left-icon avia-size-small'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"SPANISH BENEFITS BOOKLET\"><span class='avia_button_icon avia_button_icon_left avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='book-open' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"32\" viewBox=\"0 0 29 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-3' aria-describedby='av-svg-desc-3' role=\"graphics-symbol\">\n<title id='av-svg-title-3'>Book-open<\/title>\n<desc id='av-svg-desc-3'>Book-open<\/desc>\n<path d=\"M10.88 19.584v2.176l-6.4-2.56v-2.176zM10.88 12.928v2.176l-6.4-2.56v-2.176zM28.096 1.856q0.704 0.384 0.704 1.344v20.48q0 1.088-1.024 1.472l-12.736 5.12q-0.256 0.064-0.32 0.064t-0.16 0.032-0.16 0.032-0.16-0.032-0.16-0.032l-0.32-0.064-12.736-5.12q-1.024-0.384-1.024-1.472v-20.48q0-0.96 0.704-1.344 0.704-0.512 1.472-0.192l12.224 4.928 12.224-4.928q0.768-0.32 1.472 0.192zM12.8 27.072v-17.92l-10.24-4.096v17.92zM26.24 22.976v-17.92l-10.24 4.096v17.92zM24.32 17.024v2.176l-6.4 2.56v-2.176zM24.32 10.368v2.176l-6.4 2.56v-2.176z\"><\/path>\n<\/svg><\/span><span class='avia_iconbox_title' >SPANISH BENEFITS BOOKLET<\/span><\/a>\n<\/div><\/p><\/div>\n<\/div><\/div><\/main><!-- close content main element --><\/div><div class='av-extra-border-element border-extra-arrow-down'><div class='av-extra-border-outer'><div class='av-extra-border-inner'><\/div><\/div><\/div><\/div><div id='after_section_1'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-4573'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-fr1c2l-bc4c4adb4fd97fe1629b341e7829f999 av_one_third  avia-builder-el-7  el_after_av_section  el_before_av_one_third  avia-builder-el-first  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-eg8g7h-bb17c9fe12f809f8d72169a20e7ceff7\">\n.av_font_icon.av-eg8g7h-bb17c9fe12f809f8d72169a20e7ceff7{\ncolor:#9f2943;\nborder-color:#9f2943;\n}\n.avia-svg-icon.av-eg8g7h-bb17c9fe12f809f8d72169a20e7ceff7 svg:first-child{\nstroke:#9f2943;\nfill:#9f2943;\n}\n.av_font_icon.av-eg8g7h-bb17c9fe12f809f8d72169a20e7ceff7 .av-icon-char{\nfont-size:60px;\n}\n<\/style>\n<span  class='av_font_icon av-eg8g7h-bb17c9fe12f809f8d72169a20e7ceff7 avia_animate_when_visible av-icon-style- avia-icon-pos-center avia-svg-icon avia-font-svg_entypo-fontello avia-icon-animate'><span class='av-icon-char' data-av_svg_icon='calendar' data-av_iconset='svg_entypo-fontello' ><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"32\" viewBox=\"0 0 29 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-4' aria-describedby='av-svg-desc-4' role=\"graphics-symbol\" aria-hidden=\"true\">\n<title id='av-svg-title-4'>Calendar<\/title>\n<desc id='av-svg-desc-4'>Calendar<\/desc>\n<path d=\"M25.6 4.8q1.344 0 2.272 0.928t0.928 2.272v19.2q0 1.28-0.928 2.24t-2.272 0.96h-22.4q-1.28 0-2.24-0.96t-0.96-2.24v-19.2q0-1.344 0.96-2.272t2.24-0.928h1.472v3.2h5.12v-3.2h9.28v3.2h5.12v-3.2h1.408zM25.6 27.2v-12.8h-22.4v12.8h22.4zM8.32 1.6v5.44h-2.24v-5.44h2.24zM22.72 1.6v5.44h-2.24v-5.44h2.24z\"><\/path>\n<\/svg><\/span><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-cxg54d-030feea495b7cd68c3a7ce816a1047d4\">\n#top .hr.hr-invisible.av-cxg54d-030feea495b7cd68c3a7ce816a1047d4{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-cxg54d-030feea495b7cd68c3a7ce816a1047d4 hr-invisible  avia-builder-el-9  el_after_av_font_icon  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-b9vam5-99be2350dfc309673bf5d9ea493952ea '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: center;\"><strong>Congratulations on your position with Garland ISD.<\/strong><\/p>\n<p style=\"text-align: center;\">You have 31 days from your actively-at-work date to make benefit elections. Click here to see more information.<\/p>\n<\/div><\/section><\/p><\/div><div  class='flex_column av-8veq59-21fd05dee68b4af7dd34c7e943267ce4 av_one_third  avia-builder-el-11  el_after_av_one_third  el_before_av_one_third  flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-81n1wd-083dd674103dc7dd23089aadb355c14a\">\n.av_font_icon.av-81n1wd-083dd674103dc7dd23089aadb355c14a{\ncolor:#9f2943;\nborder-color:#9f2943;\n}\n.avia-svg-icon.av-81n1wd-083dd674103dc7dd23089aadb355c14a svg:first-child{\nstroke:#9f2943;\nfill:#9f2943;\n}\n.av_font_icon.av-81n1wd-083dd674103dc7dd23089aadb355c14a .av-icon-char{\nfont-size:60px;\nline-height:60px;\n}\n<\/style>\n<span  class='av_font_icon av-81n1wd-083dd674103dc7dd23089aadb355c14a avia_animate_when_visible av-icon-style- avia-icon-pos-center avia-iconfont avia-font-entypo-fontello avia-icon-animate'><span class='av-icon-char' data-av_icon='\ue812' data-av_iconfont='entypo-fontello' aria-hidden=\"true\" ><\/span><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-259b1-817c022bfc7172cf43c194f7c197d604\">\n#top .hr.hr-invisible.av-259b1-817c022bfc7172cf43c194f7c197d604{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-259b1-817c022bfc7172cf43c194f7c197d604 hr-invisible  avia-builder-el-13  el_after_av_font_icon  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-3kdd9p-e4c386c9f7275488df60810dd32f3080 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: center;\">Are you eligible for benefits? Find out here!<\/p>\n<\/div><\/section><\/p><\/div><div  class='flex_column av-1zyz4t-e629aa4466da42659f1cd943615bac2d av_one_third  avia-builder-el-15  el_after_av_one_third  el_before_av_section  avia-builder-el-last  flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-muvcue3o-c66f1041ec8e02164f23f9666a43f159\">\n.av_font_icon.av-muvcue3o-c66f1041ec8e02164f23f9666a43f159{\ncolor:#9f2943;\nborder-color:#9f2943;\n}\n.avia-svg-icon.av-muvcue3o-c66f1041ec8e02164f23f9666a43f159 svg:first-child{\nstroke:#9f2943;\nfill:#9f2943;\n}\n.av_font_icon.av-muvcue3o-c66f1041ec8e02164f23f9666a43f159 .av-icon-char{\nfont-size:60px;\nline-height:60px;\n}\n<\/style>\n<span  class='av_font_icon av-muvcue3o-c66f1041ec8e02164f23f9666a43f159 avia_animate_when_visible av-icon-style- avia-icon-pos-center avia-iconfont avia-font-entypo-fontello avia-icon-animate'><span class='av-icon-char' data-av_icon='\ue891' data-av_iconfont='entypo-fontello' aria-hidden=\"true\" ><\/span><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-muvcumvv-2471920dd43a8f6555a8b82f01cad6d7\">\n#top .hr.hr-invisible.av-muvcumvv-2471920dd43a8f6555a8b82f01cad6d7{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-muvcumvv-2471920dd43a8f6555a8b82f01cad6d7 hr-invisible  avia-builder-el-17  el_after_av_font_icon  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-muvcwta5-f10248b8745144cb5716f3fd826ff235 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: center;\">Changes to pre-tax deducted benefits are allowed during the plan year within 31 days of a qualifying life event. Click here for details.<\/p>\n<\/div><\/section><\/p><\/div><\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mpfybaw5-d34feee3c237972d6620791d2103257b\">\n.avia-section.av-mpfybaw5-d34feee3c237972d6620791d2103257b{\nbackground-color:#edf0f2;\nbackground-image:unset;\n}\n.avia-section.av-mpfybaw5-d34feee3c237972d6620791d2103257b .av-extra-border-element .av-extra-border-inner{\nbackground-color:#edf0f2;\n}\n<\/style>\n<div id='av_section_2'  class='avia-section av-mpfybaw5-d34feee3c237972d6620791d2103257b main_color avia-section-default avia-no-border-styling  avia-builder-el-19  el_after_av_one_third  avia-builder-el-last  avia-bg-style-scroll av-arrow-down-section container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-4573'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-9epky9-86a2c9b0dc8c0bef80f57fc3b0163515 av_one_half  avia-builder-el-20  el_before_av_one_half  avia-builder-el-first  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mpfxzckj-695df7f0130a10ac97bb402bcdee1b3e\">\n#top .av-special-heading.av-mpfxzckj-695df7f0130a10ac97bb402bcdee1b3e{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-mpfxzckj-695df7f0130a10ac97bb402bcdee1b3e .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-mpfxzckj-695df7f0130a10ac97bb402bcdee1b3e .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-mpfxzckj-695df7f0130a10ac97bb402bcdee1b3e av-special-heading-h3  avia-builder-el-21  el_before_av_textblock  avia-builder-el-first '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >What is Open Enrollment?<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-mpfxxs1j-ab16c0092dfc72d5e9acd576a22e2854 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>The open enrollment period allows you to review, change or continue benefit elections every year. Keep in mind that benefit plan changes are only allowed throughout the plan year if it is during open enrollment or you have a qualified Section 125 event. During open enrollment, you can do the following:<\/p>\n<ul>\n<li><strong>Elect or decline coverage<\/strong>, in addition to changing existing coverage.<\/li>\n<li><strong>Review personal information<\/strong> and <strong>verify that covered dependents are named on the plan.<\/strong> (If there are inconsistencies between your personal and\/or benefit information, you will need to notify your employer.)<\/li>\n<li><strong>Confirm that the correct dependents are selected<\/strong> in order to be covered for every benefit including medical, dental, vision, etc.<\/li>\n<\/ul>\n<\/div><\/section><br \/>\n<\/p><\/div><div  class='flex_column av-6tmvy9-90dc42271dc46534cd376629bbf0d829 av_one_half  avia-builder-el-24  el_after_av_one_half  avia-builder-el-last  flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5p3wsx-9e63ba17256b9eab275f7a0fa340beba\">\n#top .av-special-heading.av-5p3wsx-9e63ba17256b9eab275f7a0fa340beba{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-5p3wsx-9e63ba17256b9eab275f7a0fa340beba .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-5p3wsx-9e63ba17256b9eab275f7a0fa340beba .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-5p3wsx-9e63ba17256b9eab275f7a0fa340beba av-special-heading-h3  avia-builder-el-25  el_before_av_textblock  avia-builder-el-first '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Section 125 Plan Information and Rules<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-mpfxymzr-eac4d10c2f36ed22aaaf5da1bcd45661 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p class=\"p1\">A Section 125 Plan provides a tax-saving way to pay for eligible medical or dependent care expenses. The funds are automatically deducted from your paycheck on a pre-tax basis.<\/p>\n<h5 class=\"p2\">Here\u2019s How It Works<\/h5>\n<p class=\"p1\">A Section 125 Plan reduces your taxes and increases your spendable income by allowing you to deduct the cost of eligible benefits from your earnings before tax. Plus, the plan is available to you at no cost, and you\u2019re already eligible &#8211; all you have to do is enroll.<\/p>\n<p>You cannot change your benefit elections for the plan year unless the benefits office receives notification in writing within 31 days of the status change.\u00a0If the benefits office is not notified within 31 days of the status change, no benefit change can be made until the next annual open enrollment.<\/p>\n<p>IRS specified changes in family status include:<\/p>\n<ul>\n<li>Change in legal married status<\/li>\n<li>Change in number of dependents<\/li>\n<li>Termination or commencement of employment<\/li>\n<li>Dependent satisfies or ceases to satisfy dependent eligibility requirements<\/li>\n<li>Change in residence or worksite that affects eligibility for coverage<\/li>\n<\/ul>\n<\/div><\/section><\/p><\/div>\n<\/div><\/div><\/div><!-- close content main div --><\/div><div class='av-extra-border-element border-extra-arrow-down'><div class='av-extra-border-outer'><div class='av-extra-border-inner'><\/div><\/div><\/div><\/div><div id='after_section_2'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-4573'><div class='entry-content-wrapper clearfix'><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4573","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/4573","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/comments?post=4573"}],"version-history":[{"count":0,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/4573\/revisions"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/media?parent=4573"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}