{"id":4589,"date":"2026-06-23T22:19:24","date_gmt":"2026-06-23T22:19:24","guid":{"rendered":"https:\/\/ffbenefits.ffga.com\/garland-2\/?page_id=4589"},"modified":"2026-07-08T04:24:57","modified_gmt":"2026-07-08T04:24:57","slug":"2026-2027-plan-year","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/garlandisd\/2026-2027-plan-year\/","title":{"rendered":"2026-2027 Plan Year"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mpfv47tm-c014ee75aa3dea36dc9403f3acc9b668\">\n.avia-section.av-mpfv47tm-c014ee75aa3dea36dc9403f3acc9b668{\nbackground-color:#092947;\nbackground-image:unset;\n}\n.avia-section.av-mpfv47tm-c014ee75aa3dea36dc9403f3acc9b668 .av-extra-border-element .av-extra-border-inner{\nbackground-color:#092947;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-mpfv47tm-c014ee75aa3dea36dc9403f3acc9b668 main_color avia-section-default avia-no-border-styling  avia-builder-el-0  el_before_av_heading  avia-builder-el-first  avia-bg-style-scroll av-arrow-down-section container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-4589'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-2ksafx-1dce256216d4fbe249d7a1d88706f714 av_one_full  avia-builder-el-1  el_before_av_one_third  avia-builder-el-first  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-h1yb1-bbdd74804e92a0e7b55fc0f5fbcbec38\">\n#top .av-special-heading.av-h1yb1-bbdd74804e92a0e7b55fc0f5fbcbec38{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-h1yb1-bbdd74804e92a0e7b55fc0f5fbcbec38 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-h1yb1-bbdd74804e92a0e7b55fc0f5fbcbec38 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-h1yb1-bbdd74804e92a0e7b55fc0f5fbcbec38 .av-subheading{\nfont-size:15px;\n}\nbody .av-special-heading.av-h1yb1-bbdd74804e92a0e7b55fc0f5fbcbec38 .av-special-heading-tag .heading-wrap:before{\nborder-color:#ffffff;\n}\nbody .av-special-heading.av-h1yb1-bbdd74804e92a0e7b55fc0f5fbcbec38 .av-special-heading-tag .heading-wrap:after{\nborder-color:#ffffff;\n}\n<\/style>\n<div  class='av-special-heading av-h1yb1-bbdd74804e92a0e7b55fc0f5fbcbec38 av-special-heading-h1 custom-color-heading  avia-builder-el-2  el_before_av_textblock  avia-builder-el-first '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >2026-2027 Plan Year<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mpfyhzi6-68ae7009a372e94bcb8b33625503fca4\">\n#top .av_textblock_section.av-mpfyhzi6-68ae7009a372e94bcb8b33625503fca4 .avia_textblock{\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-mpfyhzi6-68ae7009a372e94bcb8b33625503fca4 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p><strong>Benefits effective September 1, 2026 through August 31, 2027<\/strong><\/p>\n<p>This website includes a brief overview of your benefit options and acts as a reference guide for your insurance plans. You can refer to it any time you have questions about benefits, claims, etc. Take full advantage of this resource to become familiar with benefit offerings and prepare for open enrollment.<\/p>\n<p>View benefits booklet below for more details.<\/p>\n<\/div><\/section><\/p><\/div><div  class='flex_column av-985txp-4ec18ba3d953799b6eab0d96cac3977e av_one_third  avia-builder-el-4  el_after_av_one_full  avia-builder-el-last  first flex_column_div  column-top-margin'     ><div  class='avia-button-wrap avia-button-center  avia-builder-el-5  avia-builder-el-no-sibling '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-7ws5m5-c70fa4340d395627574b0fbba92f5011\">\n#top #wrap_all .avia-button.av-7ws5m5-c70fa4340d395627574b0fbba92f5011:hover{\ncolor:white;\ntransition:all 0.4s ease-in-out;\n}\n#top #wrap_all .avia-button.av-7ws5m5-c70fa4340d395627574b0fbba92f5011:hover .avia-svg-icon svg:first-child{\nfill:white;\nstroke:white;\n}\n<\/style>\n<a href='https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-content\/uploads\/sites\/15\/2026\/06\/Notice-1-2026-2027.pdf' class='avia-color-theme-color avia-font-color-theme-color avia-button avia-button-fullwidth av-7ws5m5-c70fa4340d395627574b0fbba92f5011 avia-icon_select-yes-left-icon avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"Notice 1\"><span class='avia_button_icon avia_button_icon_left avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='megaphone' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"32\" viewBox=\"0 0 28 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-1' aria-describedby='av-svg-desc-1' role=\"graphics-symbol\">\n<title id='av-svg-title-1'>Megaphone<\/title>\n<desc id='av-svg-desc-1'>Megaphone<\/desc>\n<path d=\"M25.344 11.2q1.856 4.416 2.144 8.256t-1.248 4.48q-0.896 0.384-1.952-0.096t-2.080-1.28-3.168-1.312-4.768-0.256q-0.896 0.128-1.344 0.608t-0.192 1.184q0.704 1.792 1.472 3.456 0.128 0.32 0.768 0.704t0.768 0.64q0.448 1.088-0.704 1.472-1.6 0.704-3.264 1.28-0.96 0.32-1.728-1.344-1.024-2.432-1.856-4.224-0.192-0.384-1.088-0.544t-1.472-0.992q-0.96 0.32-1.216 0.448-1.088 0.384-2.368-0.384t-1.728-1.92q-0.544-1.024-0.16-2.528t1.376-1.952q4.032-1.664 6.816-3.456t3.968-3.296 1.888-2.944 0.8-2.496 0.48-1.888 1.152-1.152q1.536-0.64 4.16 2.24t4.544 7.296zM24.448 20.8q0.256-0.128 0.32-1.216t-0.352-3.136-1.312-4.096q-0.896-2.112-2.144-3.936t-2.144-2.688-1.152-0.736-0.32 1.344 0.32 3.36 1.28 4.256 2.176 3.808 2.176 2.432 1.152 0.608z\"><\/path>\n<\/svg><\/span><span class='avia_iconbox_title' >Notice 1<\/span><span class='avia_button_background avia-button avia-button-fullwidth avia-color-theme-color-highlight'><\/span><\/a><\/div><\/div>\n<\/div><\/div><\/main><!-- close content main element --><\/div><div class='av-extra-border-element border-extra-arrow-down'><div class='av-extra-border-outer'><div class='av-extra-border-inner'><\/div><\/div><\/div><\/div><div id='after_section_1'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-4589'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mrb5l7v6-31f41c9ee8ed367fa9cbdce305fd27ec\">\n#top .av-special-heading.av-mrb5l7v6-31f41c9ee8ed367fa9cbdce305fd27ec{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-mrb5l7v6-31f41c9ee8ed367fa9cbdce305fd27ec .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-mrb5l7v6-31f41c9ee8ed367fa9cbdce305fd27ec .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-mrb5l7v6-31f41c9ee8ed367fa9cbdce305fd27ec av-special-heading-h1 blockquote elegant-quote elegant-centered  avia-builder-el-6  el_after_av_section  el_before_av_one_half  avia-builder-el-first '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  ><span class=\"heading-wrap\">View 2026-2027 Plan Year Benefits<\/span><\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<div  class='flex_column av-7lsa2l-4fc6ecb7b914ae55d6970183d35349ef av_one_half  avia-builder-el-7  el_after_av_heading  el_before_av_one_half  first flex_column_div  '     ><div  class='avia-button-wrap avia-button-center  avia-builder-el-8  avia-builder-el-no-sibling '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-58p80d-55eb734a43b2f851ab0034ec1856c870\">\n#top #wrap_all .avia-button.av-58p80d-55eb734a43b2f851ab0034ec1856c870:hover{\ncolor:white;\ntransition:all 0.4s ease-in-out;\n}\n#top #wrap_all .avia-button.av-58p80d-55eb734a43b2f851ab0034ec1856c870:hover .avia-svg-icon svg:first-child{\nfill:white;\nstroke:white;\n}\n<\/style>\n<a href='https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-content\/uploads\/sites\/2819\/2026\/07\/Garland-ISD-2026-Benefit-Booklet.pdf' class='avia-color-theme-color avia-font-color-theme-color avia-button avia-button-fullwidth av-58p80d-55eb734a43b2f851ab0034ec1856c870 avia-icon_select-yes-left-icon avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"English Benefits Booklet\"><span class='avia_button_icon avia_button_icon_left avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='book-open' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"32\" viewBox=\"0 0 29 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-2' aria-describedby='av-svg-desc-2' role=\"graphics-symbol\">\n<title id='av-svg-title-2'>Book-open<\/title>\n<desc id='av-svg-desc-2'>Book-open<\/desc>\n<path d=\"M10.88 19.584v2.176l-6.4-2.56v-2.176zM10.88 12.928v2.176l-6.4-2.56v-2.176zM28.096 1.856q0.704 0.384 0.704 1.344v20.48q0 1.088-1.024 1.472l-12.736 5.12q-0.256 0.064-0.32 0.064t-0.16 0.032-0.16 0.032-0.16-0.032-0.16-0.032l-0.32-0.064-12.736-5.12q-1.024-0.384-1.024-1.472v-20.48q0-0.96 0.704-1.344 0.704-0.512 1.472-0.192l12.224 4.928 12.224-4.928q0.768-0.32 1.472 0.192zM12.8 27.072v-17.92l-10.24-4.096v17.92zM26.24 22.976v-17.92l-10.24 4.096v17.92zM24.32 17.024v2.176l-6.4 2.56v-2.176zM24.32 10.368v2.176l-6.4 2.56v-2.176z\"><\/path>\n<\/svg><\/span><span class='avia_iconbox_title' >English Benefits Booklet<\/span><span class='avia_button_background avia-button avia-button-fullwidth avia-color-theme-color-highlight'><\/span><\/a><\/div><\/div><div  class='flex_column av-4pufa5-20dff311aa3dbeb255a60ba7906aa554 av_one_half  avia-builder-el-9  el_after_av_one_half  el_before_av_submenu  avia-builder-el-last  flex_column_div  '     ><div  class='avia-button-wrap avia-button-center  avia-builder-el-10  avia-builder-el-no-sibling '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2msb1p-da3ebc54d268028a902a9ff012682b00\">\n#top #wrap_all .avia-button.av-2msb1p-da3ebc54d268028a902a9ff012682b00:hover{\ncolor:white;\ntransition:all 0.4s ease-in-out;\n}\n#top #wrap_all .avia-button.av-2msb1p-da3ebc54d268028a902a9ff012682b00:hover .avia-svg-icon svg:first-child{\nfill:white;\nstroke:white;\n}\n<\/style>\n<a href='https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-content\/uploads\/sites\/2819\/2026\/07\/Garland-ISD-Spanish-2026-2027-Benefit-Booklet-.pdf' class='avia-color-theme-color avia-font-color-theme-color avia-button avia-button-fullwidth av-2msb1p-da3ebc54d268028a902a9ff012682b00 avia-icon_select-yes-left-icon avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"Spanish Benefits Booklet\"><span class='avia_button_icon avia_button_icon_left avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='book-open' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"32\" viewBox=\"0 0 29 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-3' aria-describedby='av-svg-desc-3' role=\"graphics-symbol\">\n<title id='av-svg-title-3'>Book-open<\/title>\n<desc id='av-svg-desc-3'>Book-open<\/desc>\n<path d=\"M10.88 19.584v2.176l-6.4-2.56v-2.176zM10.88 12.928v2.176l-6.4-2.56v-2.176zM28.096 1.856q0.704 0.384 0.704 1.344v20.48q0 1.088-1.024 1.472l-12.736 5.12q-0.256 0.064-0.32 0.064t-0.16 0.032-0.16 0.032-0.16-0.032-0.16-0.032l-0.32-0.064-12.736-5.12q-1.024-0.384-1.024-1.472v-20.48q0-0.96 0.704-1.344 0.704-0.512 1.472-0.192l12.224 4.928 12.224-4.928q0.768-0.32 1.472 0.192zM12.8 27.072v-17.92l-10.24-4.096v17.92zM26.24 22.976v-17.92l-10.24 4.096v17.92zM24.32 17.024v2.176l-6.4 2.56v-2.176zM24.32 10.368v2.176l-6.4 2.56v-2.176z\"><\/path>\n<\/svg><\/span><span class='avia_iconbox_title' >Spanish Benefits Booklet<\/span><span class='avia_button_background avia-button avia-button-fullwidth avia-color-theme-color-highlight'><\/span><\/a><\/div><\/div><\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div class='clear'><\/div><div id='sub_menu1'  class='av-submenu-container av-mrb5ju4a-c98b79ffff24794e3799c47e7c495878 main_color av-switch-768  avia-builder-el-11  el_after_av_one_half  el_before_av_button_big  av-sticky-submenu submenu-not-first container_wrap sidebar_right' style='z-index:301' ><div class='container av-menu-mobile-active av-submenu-pos-center'><a href=\"#\" class=\"mobile_menu_toggle\"><span class='avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='list' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"32\" viewBox=\"0 0 22 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-4' aria-describedby='av-svg-desc-4' role=\"graphics-symbol\" aria-hidden=\"true\">\n<title id='av-svg-title-4'>List<\/title>\n<desc id='av-svg-desc-4'>List<\/desc>\n<path d=\"M3.2 20.8q0.64 0 1.12 0.48t0.48 1.12-0.48 1.12-1.12 0.48h-1.6q-0.64 0-1.12-0.48t-0.48-1.12 0.448-1.12 1.152-0.48h1.6zM3.2 14.4q0.64 0 1.12 0.48t0.48 1.12-0.48 1.12-1.12 0.48h-1.6q-0.64 0-1.12-0.48t-0.48-1.12 0.448-1.12 1.152-0.48h1.6zM3.2 8q0.64 0 1.12 0.48t0.48 1.12-0.48 1.12-1.12 0.48h-1.6q-0.64 0-1.12-0.48t-0.48-1.12 0.448-1.12 1.152-0.48h1.6zM9.6 11.2q-0.64 0-1.12-0.48t-0.48-1.12 0.48-1.12 1.12-0.48h11.2q0.704 0 1.152 0.48t0.448 1.12-0.48 1.12-1.12 0.48h-11.2zM20.8 14.4q0.704 0 1.152 0.48t0.448 1.12-0.48 1.12-1.12 0.48h-11.2q-0.64 0-1.12-0.48t-0.48-1.12 0.48-1.12 1.12-0.48h11.2zM20.8 20.8q0.704 0 1.152 0.48t0.448 1.12-0.48 1.12-1.12 0.48h-11.2q-0.64 0-1.12-0.48t-0.48-1.12 0.48-1.12 1.12-0.48h11.2z\"><\/path>\n<\/svg><\/span><span class=\"av-current-placeholder\">Menu<\/span><\/a><ul id=\"menu-2026-2027-plan-year-benefits\" class=\"av-subnav-menu\" role=\"menu\"><li role=\"menuitem\" id=\"menu-item-4643\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-1\"><a href=\"https:\/\/ffbenefits.ffga.com\/garlandisd\/medical-2026-2027\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Medical<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-4642\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-2\"><a href=\"https:\/\/ffbenefits.ffga.com\/garlandisd\/medical-transport-2026-2027\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Medical Transport<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-4640\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-3\"><a href=\"https:\/\/ffbenefits.ffga.com\/garlandisd\/telehealth-2026-2027\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Telehealth<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-4637\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-4\"><a href=\"https:\/\/ffbenefits.ffga.com\/garlandisd\/employee-assistance-program-2026-2027\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Employee Assistance Program<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-4650\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-5\"><a href=\"https:\/\/ffbenefits.ffga.com\/garlandisd\/financial-wellness-2026-2027\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Financial Wellness<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-4673\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-6\"><a href=\"https:\/\/ffbenefits.ffga.com\/garlandisd\/dental-2026-2027\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Dental<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-4638\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-7\"><a href=\"https:\/\/ffbenefits.ffga.com\/garlandisd\/vision-2026-2027\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Vision<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-4674\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-8\"><a href=\"https:\/\/ffbenefits.ffga.com\/garlandisd\/disability-2026-2027\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Disability<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-4675\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-9\"><a href=\"https:\/\/ffbenefits.ffga.com\/garlandisd\/accident-2026-2027\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Accident<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-4676\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-10\"><a href=\"https:\/\/ffbenefits.ffga.com\/garlandisd\/cancer-2026-2027\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Cancer<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-4677\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-11\"><a href=\"https:\/\/ffbenefits.ffga.com\/garlandisd\/critical-illness-2026-2027\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Critical Illness<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-4646\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-12\"><a href=\"https:\/\/ffbenefits.ffga.com\/garlandisd\/hospital-indemnity-insurance-2026-2027\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Hospital Indemnity Insurance<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-4645\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-13\"><a href=\"https:\/\/ffbenefits.ffga.com\/garlandisd\/identity-theft-protection-2026-2027\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Identity Theft Protection<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-4644\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-14\"><a href=\"https:\/\/ffbenefits.ffga.com\/garlandisd\/legal-2026-2027\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Legal<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-4678\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-15\"><a href=\"https:\/\/ffbenefits.ffga.com\/garlandisd\/district-paid-group-life-add-2026-2027\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">District Paid Group Life &#038; AD&#038;D<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-4648\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-16\"><a href=\"https:\/\/ffbenefits.ffga.com\/garlandisd\/group-term-life-insurance-2026-2027\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Group Term Life Insurance<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-4639\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-17\"><a href=\"https:\/\/ffbenefits.ffga.com\/garlandisd\/texas-life-insurance-2026-2027\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Texas Life Insurance<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-4647\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-18\"><a href=\"https:\/\/ffbenefits.ffga.com\/garlandisd\/health-savings-accounts-2026-2027\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Health Savings Accounts<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-4649\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-19\"><a href=\"https:\/\/ffbenefits.ffga.com\/garlandisd\/flexible-spending-accounts-2026-2027\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Flexible Spending Accounts<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-4641\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-20\"><a href=\"https:\/\/ffbenefits.ffga.com\/garlandisd\/retirement-plans-2026-2027\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Retirement Plans<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-4679\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-21\"><a href=\"https:\/\/ffbenefits.ffga.com\/garlandisd\/clever-rx-2026-2027\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">Clever RX<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<\/ul><\/div><\/div><div class='sticky_placeholder'><\/div><\/p>\n<div  class='avia-button-wrap avia-button-center  avia-builder-el-12  el_after_av_submenu  el_before_av_section '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mrb9vk16-def59bdcfeb352763baf0acdf0f0e280\">\n#top #wrap_all .avia-button.av-mrb9vk16-def59bdcfeb352763baf0acdf0f0e280{\nbackground-color:#9f2943;\nborder-color:#9f2943;\ntransition:all 0.4s ease-in-out;\n}\n#top #wrap_all .avia-button.av-mrb9vk16-def59bdcfeb352763baf0acdf0f0e280:hover{\ncolor:white;\ntransition:all 0.4s ease-in-out;\n}\n#top #wrap_all .avia-button.av-mrb9vk16-def59bdcfeb352763baf0acdf0f0e280:hover .avia-svg-icon svg:first-child{\nfill:white;\nstroke:white;\n}\n<\/style>\n<a href='https:\/\/ffbenefits.ffga.com\/garlandisd\/view-coverage-enroll\/' class='avia-font-color-theme-color avia-button avia-button-fullwidth av-mrb9vk16-def59bdcfeb352763baf0acdf0f0e280 avia-icon_select-yes-left-icon avia-color-custom'   aria-label=\"View Coverage + Enroll\"><span class='avia_button_icon avia_button_icon_left avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue835' data-av_iconfont='entypo-fontello' ><\/span><span class='avia_iconbox_title' >View Coverage + Enroll<\/span><span class='avia_button_background avia-button avia-button-fullwidth avia-color-theme-color-highlight'><\/span><\/a><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mpfybaw5-d34feee3c237972d6620791d2103257b\">\n.avia-section.av-mpfybaw5-d34feee3c237972d6620791d2103257b{\nbackground-color:#edf0f2;\nbackground-image:unset;\n}\n.avia-section.av-mpfybaw5-d34feee3c237972d6620791d2103257b .av-extra-border-element .av-extra-border-inner{\nbackground-color:#edf0f2;\n}\n<\/style>\n<div id='av_section_2'  class='avia-section av-mpfybaw5-d34feee3c237972d6620791d2103257b main_color avia-section-default avia-no-border-styling  avia-builder-el-13  el_after_av_button_big  avia-builder-el-last  avia-bg-style-scroll av-arrow-down-section container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-4589'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-9epky9-86a2c9b0dc8c0bef80f57fc3b0163515 av_one_half  avia-builder-el-14  el_before_av_one_half  avia-builder-el-first  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mpfxzckj-695df7f0130a10ac97bb402bcdee1b3e\">\n#top .av-special-heading.av-mpfxzckj-695df7f0130a10ac97bb402bcdee1b3e{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-mpfxzckj-695df7f0130a10ac97bb402bcdee1b3e .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-mpfxzckj-695df7f0130a10ac97bb402bcdee1b3e .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-mpfxzckj-695df7f0130a10ac97bb402bcdee1b3e av-special-heading-h3  avia-builder-el-15  el_before_av_textblock  avia-builder-el-first '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >What is Open Enrollment?<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-mpfxxs1j-ab16c0092dfc72d5e9acd576a22e2854 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>The open enrollment period allows you to review, change or continue benefit elections every year. Keep in mind that benefit plan changes are only allowed throughout the plan year if it is during open enrollment or you have a qualified Section 125 event. During open enrollment, you can do the following:<\/p>\n<ul>\n<li><strong>Elect or decline coverage<\/strong>, in addition to changing existing coverage.<\/li>\n<li><strong>Review personal information<\/strong> and <strong>verify that covered dependents are named on the plan.<\/strong> (If there are inconsistencies between your personal and\/or benefit information, you will need to notify your employer.)<\/li>\n<li><strong>Confirm that the correct dependents are selected<\/strong> in order to be covered for every benefit including medical, dental, vision, etc.<\/li>\n<\/ul>\n<\/div><\/section><br \/>\n<\/p><\/div><div  class='flex_column av-6tmvy9-90dc42271dc46534cd376629bbf0d829 av_one_half  avia-builder-el-18  el_after_av_one_half  avia-builder-el-last  flex_column_div  '     ><p><div  class='avia-builder-widget-area clearfix  avia-builder-el-19  el_before_av_heading  avia-builder-el-first '><section id=\"nav_menu-8\" class=\"widget clearfix widget_nav_menu\"><h3 class=\"widgettitle\">Federal Notices<\/h3><div class=\"menu-federal-notices-container\"><ul id=\"menu-federal-notices\" class=\"menu\"><li id=\"menu-item-1222\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-1222\"><a href=\"https:\/\/ffbenefits.ffga.com\/garland-2\/wp-content\/uploads\/sites\/2819\/2018\/05\/ACA-Notice.pdf\">ACA Health Insurance Marketplace Notice<\/a><\/li>\n<li id=\"menu-item-1223\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-1223\"><a href=\"https:\/\/ffbenefits.ffga.com\/garland-2\/wp-content\/uploads\/sites\/2819\/2018\/05\/ACA-Notice-Spanish.pdf\">ACA Aviso de Mercado del Seguro de Salud<\/a><\/li>\n<li id=\"menu-item-1224\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-1224\"><a target=\"_blank\" href=\"https:\/\/www.bcbstxcommunications.com\/trs\/flipbooks\/trs-admin-guide\/index.html\">COBRA general notice \u2013 Page 46 of TRS Benefits Booklet<\/a><\/li>\n<li id=\"menu-item-1225\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-1225\"><a href=\"https:\/\/www.ffga.com\/wp-content\/uploads\/cobra_general_rights_notice.pdf\">COBRA general notice &#8211; Supplemental Plans<\/a><\/li>\n<li id=\"menu-item-1226\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-1226\"><a href=\"https:\/\/ffbenefits.ffga.com\/wp-content\/uploads\/sites\/2819\/2023\/06\/HIPAA-Notice.pdf\">Garland ISD Notice of Privacy Practices<\/a><\/li>\n<li id=\"menu-item-1227\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-1227\"><a href=\"https:\/\/ffbenefits.ffga.com\/wp-content\/uploads\/sites\/2819\/2023\/05\/HIPAA-CONSENT-FORM.pdf\">HIPAA consent form<\/a><\/li>\n<\/ul><\/div><span class=\"seperator extralight-border\"><\/span><\/section><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5p3wsx-9e63ba17256b9eab275f7a0fa340beba\">\n#top .av-special-heading.av-5p3wsx-9e63ba17256b9eab275f7a0fa340beba{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-5p3wsx-9e63ba17256b9eab275f7a0fa340beba .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-5p3wsx-9e63ba17256b9eab275f7a0fa340beba .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-5p3wsx-9e63ba17256b9eab275f7a0fa340beba av-special-heading-h3  avia-builder-el-20  el_after_av_sidebar  el_before_av_textblock '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Section 125 Plan Information and Rules<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-mpfxymzr-eac4d10c2f36ed22aaaf5da1bcd45661 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p class=\"p1\">A Section 125 Plan provides a tax-saving way to pay for eligible medical or dependent care expenses. The funds are automatically deducted from your paycheck on a pre-tax basis.<\/p>\n<h5 class=\"p2\">Here\u2019s How It Works<\/h5>\n<p class=\"p1\">A Section 125 Plan reduces your taxes and increases your spendable income by allowing you to deduct the cost of eligible benefits from your earnings before tax. Plus, the plan is available to you at no cost, and you\u2019re already eligible &#8211; all you have to do is enroll.<\/p>\n<p>You cannot change your benefit elections for the plan year unless the benefits office receives notification in writing within 31 days of the status change.\u00a0If the benefits office is not notified within 31 days of the status change, no benefit change can be made until the next annual open enrollment.<\/p>\n<p>IRS specified changes in family status include:<\/p>\n<ul>\n<li>Change in legal married status<\/li>\n<li>Change in number of dependents<\/li>\n<li>Termination or commencement of employment<\/li>\n<li>Dependent satisfies or ceases to satisfy dependent eligibility requirements<\/li>\n<li>Change in residence or worksite that affects eligibility for coverage<\/li>\n<\/ul>\n<\/div><\/section><\/p><\/div>\n<\/div><\/div><\/div><!-- close content main div --><\/div><div class='av-extra-border-element border-extra-arrow-down'><div class='av-extra-border-outer'><div class='av-extra-border-inner'><\/div><\/div><\/div><\/div><div id='after_section_2'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-4589'><div class='entry-content-wrapper clearfix'>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4589","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/4589","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/comments?post=4589"}],"version-history":[{"count":0,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/4589\/revisions"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/media?parent=4589"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}