{"id":4593,"date":"2026-06-23T22:18:20","date_gmt":"2026-06-23T22:18:20","guid":{"rendered":"https:\/\/ffbenefits.ffga.com\/garland-2\/?page_id=4593"},"modified":"2026-09-22T16:53:26","modified_gmt":"2026-09-22T16:53:26","slug":"critical-illness-2026-2027","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/garlandisd\/2026-2027-plan-year\/critical-illness-2026-2027\/","title":{"rendered":"Critical Illness 2026-2027"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mu5nmlo6-8e9e84c6ffe11c5b310f3465f09c6636\">\n.avia-section.av-mu5nmlo6-8e9e84c6ffe11c5b310f3465f09c6636{\nbackground-color:#9f2943;\nbackground-image:unset;\n}\n.avia-section.av-mu5nmlo6-8e9e84c6ffe11c5b310f3465f09c6636 .av-extra-border-element .av-extra-border-inner{\nbackground-color:#9f2943;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-mu5nmlo6-8e9e84c6ffe11c5b310f3465f09c6636 main_color avia-section-default avia-no-border-styling  avia-builder-el-0  el_before_av_one_half  avia-builder-el-first  avia-bg-style-scroll av-arrow-down-section container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-4593'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mrbh0fe2-dff3ba12c4f07a42ba8014b7d0162010\">\n#top .av-special-heading.av-mrbh0fe2-dff3ba12c4f07a42ba8014b7d0162010{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-mrbh0fe2-dff3ba12c4f07a42ba8014b7d0162010 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-mrbh0fe2-dff3ba12c4f07a42ba8014b7d0162010 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-mrbh0fe2-dff3ba12c4f07a42ba8014b7d0162010 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-mrbh0fe2-dff3ba12c4f07a42ba8014b7d0162010 av-special-heading-h1 custom-color-heading  avia-builder-el-1  avia-builder-el-no-sibling '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Critical Illness Insurance<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<\/div><\/div><\/main><!-- close content main element --><\/div><div class='av-extra-border-element border-extra-arrow-down'><div class='av-extra-border-outer'><div class='av-extra-border-inner'><\/div><\/div><\/div><\/div><div id='after_section_1'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-4593'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-myh4ke-3104e3cbb992b02d74443a64bc8b5bd3\">\n.flex_column.av-myh4ke-3104e3cbb992b02d74443a64bc8b5bd3{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-myh4ke-3104e3cbb992b02d74443a64bc8b5bd3 av_one_half  avia-builder-el-2  el_after_av_section  el_before_av_one_half  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-kzyz3y-792bdfca1b2dff76c92b0d1d272323c1 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2>Why Critical Illness Insurance?<\/h2>\n<p>Critical illness insurance offers you financial protection when you need it the most with cash benefits paid directly to you. Benefits are provided in a lump sum at the time a covered diagnosis occurs, so there is flexibility in how you can use it. Whether for medical expenses or the cost of daily living, the decision is yours to use the benefits in a way that best fits your needs so you can focus on your recovery.<\/p>\n<p>Supplementing your major medical with critical illness insurance helps you pay for your care so you can focus on getting well.<\/p>\n<p><!-- Row 2 --><\/p>\n<table><!-- Row 1 --><\/p>\n<tbody>\n<tr>\n<td><strong>Critical illness insurance may cover:<\/strong><\/td>\n<td><strong>In addition, this policy may cover:<\/strong><\/td>\n<\/tr>\n<tr>\n<td>\n<ul>\n<li>Severe burns<\/li>\n<li>Coma<\/li>\n<li>Paralysis<\/li>\n<li>Heart attack<\/li>\n<li>Permanent damage from a stroke<\/li>\n<li>Bypass surgery<\/li>\n<li>Kidney failure<\/li>\n<li>Major organ transplant<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li>Alzheimers<\/li>\n<li>Parkinsons<\/li>\n<li>ALS<\/li>\n<li>MS<\/li>\n<li>CF<\/li>\n<li>Down Syndrome<\/li>\n<li>Spina Bifida<\/li>\n<li>and others<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>See the Critical Illness certificate for more details.<\/p>\n<\/div><\/section><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-dqx97i-167cd8560c07d79773f15ec896e93ff7\">\n.flex_column.av-dqx97i-167cd8560c07d79773f15ec896e93ff7{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-dqx97i-167cd8560c07d79773f15ec896e93ff7 av_one_half  avia-builder-el-4  el_after_av_one_half  el_before_av_section  avia-builder-el-last  flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mucw0f9u-cf830ebfd798d146969d46ee4ffb5eae\">\n.av_font_icon.av-mucw0f9u-cf830ebfd798d146969d46ee4ffb5eae{\ncolor:#9f2943;\nborder-color:#9f2943;\n}\n.avia-svg-icon.av-mucw0f9u-cf830ebfd798d146969d46ee4ffb5eae svg:first-child{\nstroke:#9f2943;\nfill:#9f2943;\n}\n.av_font_icon.av-mucw0f9u-cf830ebfd798d146969d46ee4ffb5eae .av-icon-char{\nfont-size:25px;\nwidth:25px;\n}\n<\/style>\n<span  class='av_font_icon av-mucw0f9u-cf830ebfd798d146969d46ee4ffb5eae avia_animate_when_visible av-icon-style-border avia-icon-pos-center avia-svg-icon avia-font-svg_entypo-fontello avia-icon-animate'><span class='av-icon-char' data-av_svg_icon='phone' data-av_iconset='svg_entypo-fontello' ><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"26\" height=\"32\" viewBox=\"0 0 26 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-1' aria-describedby='av-svg-desc-1' role=\"graphics-symbol\" aria-hidden=\"true\">\n<title id='av-svg-title-1'>Phone<\/title>\n<desc id='av-svg-desc-1'>Phone<\/desc>\n<path d=\"M14.752 17.92q5.184-5.184 3.776-6.592l-0.256-0.256q-0.96-0.96-1.312-1.536t-0.128-1.728 1.568-2.816q0.64-0.768 1.184-1.248t1.12-0.512 0.96-0.032 0.928 0.416 0.768 0.576 0.832 0.8 0.672 0.704q1.536 1.536-0.192 6.208t-6.528 9.408q-4.8 4.8-9.44 6.56t-6.176 0.224q-0.064-0.064-0.736-0.704t-0.8-0.8-0.576-0.768-0.416-0.992 0.064-0.96 0.48-1.12 1.216-1.184q1.344-1.088 2.24-1.504t1.728-0.064 1.12 0.576 1.248 1.184q1.408 1.408 6.656-3.84z\"><\/path>\n<\/svg><\/span><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6fgkoh-5d7a78fe1c9b874714393922d60fe117\">\n#top .hr.hr-invisible.av-6fgkoh-5d7a78fe1c9b874714393922d60fe117{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-6fgkoh-5d7a78fe1c9b874714393922d60fe117 hr-invisible  avia-builder-el-6  el_after_av_font_icon  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-mucw131c-1fe6bdc189eda5e4ff8a3e82accacbf7 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"text-align: center;\">Cigna<\/h3>\n<p style=\"text-align: center;\">(800) 754-3207<\/p>\n<p style=\"text-align: center;\"><a href=\"http:\/\/www.mycigna.com\" target=\"_blank\" rel=\"noopener\">www.mycigna.com<\/a><\/p>\n<\/div><\/section><\/p><\/div>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mucwtab8-04ea4b48f13fad0207f8a0ad91ee7338\">\n.avia-section.av-mucwtab8-04ea4b48f13fad0207f8a0ad91ee7338{\nbackground-color:#edf0f2;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_2'  class='avia-section av-mucwtab8-04ea4b48f13fad0207f8a0ad91ee7338 main_color avia-section-default avia-no-border-styling  avia-builder-el-8  el_after_av_one_half  avia-builder-el-last  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-4593'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-4hckhd-a66ad4b893c3779ffb363686fcf7d380 av_one_half  avia-builder-el-9  el_before_av_one_half  avia-builder-el-first  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mucws3im-fcc2f413a46d782b81e9a16be1319791\">\n.av_font_icon.av-mucws3im-fcc2f413a46d782b81e9a16be1319791{\ncolor:#9f2943;\nborder-color:#9f2943;\n}\n.avia-svg-icon.av-mucws3im-fcc2f413a46d782b81e9a16be1319791 svg:first-child{\nstroke:#9f2943;\nfill:#9f2943;\n}\n.av_font_icon.av-mucws3im-fcc2f413a46d782b81e9a16be1319791 .av-icon-char{\nfont-size:25px;\nwidth:25px;\n}\n<\/style>\n<span  class='av_font_icon av-mucws3im-fcc2f413a46d782b81e9a16be1319791 avia_animate_when_visible av-icon-style-border avia-icon-pos-center avia-svg-icon avia-font-svg_entypo-fontello avia-icon-animate'><span class='av-icon-char' data-av_svg_icon='info' data-av_iconset='svg_entypo-fontello' ><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"32\" viewBox=\"0 0 15 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-2' aria-describedby='av-svg-desc-2' role=\"graphics-symbol\" aria-hidden=\"true\">\n<title id='av-svg-title-2'>Info<\/title>\n<desc id='av-svg-desc-2'>Info<\/desc>\n<path d=\"M11.264 0q1.536 0 2.368 0.864t0.832 2.208q0 1.6-1.248 2.816t-3.040 1.216q-1.536 0-2.368-0.832t-0.768-2.304q0-1.472 1.12-2.72t3.104-1.248zM4.672 32q-3.2 0-1.728-5.696l1.92-8.128q0.448-1.792 0-1.792-0.384 0-1.728 0.576t-2.304 1.216l-0.832-1.408q2.88-2.496 6.048-4.032t4.832-1.536q2.496 0 1.152 5.184l-2.24 8.512q-0.512 2.048 0.192 2.048 1.408 0 3.776-1.92l0.96 1.28q-2.688 2.752-5.6 4.224t-4.448 1.472z\"><\/path>\n<\/svg><\/span><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mucw0opi-54a0ea6226c372dfdd0fef2148a77d8e\">\n#top .hr.hr-invisible.av-mucw0opi-54a0ea6226c372dfdd0fef2148a77d8e{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-mucw0opi-54a0ea6226c372dfdd0fef2148a77d8e hr-invisible  avia-builder-el-11  el_after_av_font_icon  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-mucwtvh4-cd8c9ec869a45cf1b331f277921d4ad8 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"text-align: center;\">Plan Information<\/h3>\n<p style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/sites\/2819\/2025\/09\/Benefit-Summary_Critical-Illness-C1.pdf\" target=\"_blank\" rel=\"noopener\">Benefit Summary &amp; Rates \u2013 Semi-Monthly<\/a><\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-content\/uploads\/sites\/2819\/2026\/08\/Benefit-Summary_Garland-ISD_VCI_c1_Monthly.pdf\" target=\"_blank\" rel=\"noopener\">Benefit Summary &amp; Rates \u2013 Monthly<\/a><\/p>\n<p style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/sites\/2819\/2025\/09\/Benefit-Template-Guide-AI-CI-1.pdf\" target=\"_blank\" rel=\"noopener\">Benefit Guide<\/a><\/p>\n<p style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/sites\/2819\/2025\/09\/Cigna-Critical-Illness-Highlights.pdf\" target=\"_blank\" rel=\"noopener\">Benefit Highlights<\/a><\/p>\n<p style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/sites\/2819\/2025\/09\/Cigna-Healthcare-Supplemental-Health-Solutions-1.pdf\" target=\"_blank\" rel=\"noopener\">Supplemental Health Solutions<\/a><\/p>\n<p style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/sites\/2819\/2025\/09\/SHS-AICI-Customer-Flyer-Garland-ISD-1.pdf\" target=\"_blank\" rel=\"noopener\">Customer Flyer<\/a><\/p>\n<p style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/sites\/2819\/2025\/09\/SHS-MyCigna-Critical-Illness-Wellness-Incentive-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">Wellness Incentive Flyer<\/a><\/p>\n<h3 style=\"text-align: center;\">Claim Information<\/h3>\n<p style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/sites\/2819\/2025\/09\/Cigna-Healthcare-Supplemental-How-to-file-a-claim-1.pdf\" target=\"_blank\" rel=\"noopener\">How to file a claim<\/a><\/p>\n<h3 style=\"text-align: center;\">Stay Connected<\/h3>\n<p style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/sites\/2819\/2025\/09\/SHS-myCigna-Customer-Flyer-1.pdf\" target=\"_blank\" rel=\"noopener\">App and Website Flyer<\/a><\/p>\n<\/div><\/section><\/p><\/div><div  class='flex_column av-1xcgdd-e8a02c8ab61231b436f7a720793b980f av_one_half  avia-builder-el-13  el_after_av_one_half  avia-builder-el-last  flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2hgfmu-9ebe3b51a5fd5c99c452627785b1c12e\">\n#top .av-special-heading.av-2hgfmu-9ebe3b51a5fd5c99c452627785b1c12e{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-2hgfmu-9ebe3b51a5fd5c99c452627785b1c12e .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-2hgfmu-9ebe3b51a5fd5c99c452627785b1c12e .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-2hgfmu-9ebe3b51a5fd5c99c452627785b1c12e av-special-heading-h3  avia-builder-el-14  el_before_av_codeblock  avia-builder-el-first '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >CRITICAL ILLNESS INSURANCE VIDEO<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<\/p><\/div><\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='after_section_2'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-4593'><div class='entry-content-wrapper clearfix'>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":4589,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4593","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/4593","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/comments?post=4593"}],"version-history":[{"count":0,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/4593\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/4589"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/media?parent=4593"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}