{"id":4596,"date":"2026-06-23T22:18:20","date_gmt":"2026-06-23T22:18:20","guid":{"rendered":"https:\/\/ffbenefits.ffga.com\/garland-2\/?page_id=4596"},"modified":"2026-09-25T16:09:54","modified_gmt":"2026-09-25T16:09:54","slug":"district-paid-group-life-add-2026-2027","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/garlandisd\/2026-2027-plan-year\/district-paid-group-life-add-2026-2027\/","title":{"rendered":"District Paid Group Life &#038; AD&#038;D 2026-2027"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mu5otdqs-fe3c51b4c833af0431ce05101aa45f9f\">\n.avia-section.av-mu5otdqs-fe3c51b4c833af0431ce05101aa45f9f{\nbackground-color:#9f2943;\nbackground-image:unset;\n}\n.avia-section.av-mu5otdqs-fe3c51b4c833af0431ce05101aa45f9f .av-extra-border-element .av-extra-border-inner{\nbackground-color:#9f2943;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-mu5otdqs-fe3c51b4c833af0431ce05101aa45f9f main_color avia-section-default avia-no-border-styling  avia-builder-el-0  el_before_av_three_fifth  avia-builder-el-first  avia-bg-style-scroll av-arrow-down-section container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-4596'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mrbh5t5k-9eb20d21a6d3b14244e20db500852b1d\">\n#top .av-special-heading.av-mrbh5t5k-9eb20d21a6d3b14244e20db500852b1d{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-mrbh5t5k-9eb20d21a6d3b14244e20db500852b1d .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-mrbh5t5k-9eb20d21a6d3b14244e20db500852b1d .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-mrbh5t5k-9eb20d21a6d3b14244e20db500852b1d .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-mrbh5t5k-9eb20d21a6d3b14244e20db500852b1d av-special-heading-h1 custom-color-heading  avia-builder-el-1  avia-builder-el-no-sibling '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >District Paid Group Life <span class='special_amp'>&amp;<\/span> AD&amp;D<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<\/div><\/div><\/main><!-- close content main element --><\/div><div class='av-extra-border-element border-extra-arrow-down'><div class='av-extra-border-outer'><div class='av-extra-border-inner'><\/div><\/div><\/div><\/div><div id='after_section_1'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-4596'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-uk0asz-c46050e1de2f973fccad2784fbb28275\">\n.flex_column.av-uk0asz-c46050e1de2f973fccad2784fbb28275{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-uk0asz-c46050e1de2f973fccad2784fbb28275 av_three_fifth  avia-builder-el-2  el_after_av_section  el_before_av_two_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-tdct0z-b05c1decd6b0addf7492dcbe1d57465b '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2>Group Life &amp; AD&amp;D Insurance &#8211; District Paid<\/h2>\n<p>The District provides to all benefits eligible employees and eligible TRS retiree re-hires $15,000 in group life insurance and $15,000 in group accidental death and dismemberment insurance.\u00a0 The full cost of this coverage is paid for by the District and will begin the first of the month following your actively-at-work-date.<\/p>\n<p>A claim for death benefits must be submitted no later than 30 days after the date of death.\u00a0 Benefits will be paid to the deceased employee\u2019s beneficiary or beneficiaries.\u00a0 Many people choose to name their children as beneficiary.\u00a0 Although it is simple to name your adult child as beneficiary, naming your minor child is more problematic.\u00a0 In most cases, a minor child must have a guardian appointed to manage any payments, and in some cases a trust will be required to receive the payments.\u00a0 The District suggests that employees seek legal counsel in determining their beneficiary designation.\u00a0 Beneficiary designations may be changed at any time.<\/p>\n<p>A claim for accidental dismemberment benefits must be submitted no later than 12 months after the date of loss.\u00a0 Dismemberment benefits will be paid to the employee.<\/p>\n<p>Life Insurance benefits may be assigned to a funeral home for payment of burial or other funeral services.<\/p>\n<p>If your group Life Insurance ceases, you may be able to convert your life insurance to an individual policy.\u00a0 You must apply for conversion within 31 days of the date your coverage ceases.\u00a0 Accidental death and dismemberment insurance is not convertible to an individual policy.<\/p>\n<p>If you are age 70 or older on your effective date of insurance , the amounts of your Basic Life and Accidental Death and Dismemberment Insurance on and after the age 70 will be determined by applying the appropriate percentage from the following table to the amount of your insurance in effect on the day before your 70<sup>th<\/sup>\u00a0birthday:<\/p>\n<\/div><\/section><br \/>\n<div  class='avia-table av-qnr7tv-e28fc2fb3d3b653a2875633f6ab6b9d8 main_color avia-pricing-table-container avia_pricing_default  avia-builder-el-4  el_after_av_textblock  el_before_av_textblock  avia-table-1'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Table\" ><div class=\"pricing-table-wrap\"><ul class='pricing-table '><li class='avia-heading-row'><div class='first-table-item'>AGE OF EMPLOYEE<\/div><span class='pricing-extra'><\/span><\/li><li class=''>70<\/li><li class=''>75<\/li><\/ul><\/div><div class=\"pricing-table-wrap\"><ul class='pricing-table '><li class='avia-heading-row'><div class='first-table-item'>PERCENTAGE<\/div><span class='pricing-extra'><\/span><\/li><li class=''>65%<\/li><li class=''>50%<\/li><\/ul><\/div><\/div><br \/>\n<section  class='av_textblock_section av-amnbqb-8e5da940abeb5fa67dc6fa5a11279de0 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><em>The above is intended to be a summary of some of the components of your group life benefits.\u00a0 Please refer to the Group Life Insurance summary plan description booklet for full plan provisions.<\/em><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9fgr83-af0ed99a85abf390c9c6ea47111e140a\">\n.flex_column.av-9fgr83-af0ed99a85abf390c9c6ea47111e140a{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-9fgr83-af0ed99a85abf390c9c6ea47111e140a av_two_fifth  avia-builder-el-6  el_after_av_three_fifth  el_before_av_section  avia-builder-el-last  flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-muh4wtjy-b9222dd8541f946cbbbf0a416e7b1822\">\n.av_font_icon.av-muh4wtjy-b9222dd8541f946cbbbf0a416e7b1822{\ncolor:#9f2943;\nborder-color:#9f2943;\n}\n.avia-svg-icon.av-muh4wtjy-b9222dd8541f946cbbbf0a416e7b1822 svg:first-child{\nstroke:#9f2943;\nfill:#9f2943;\n}\n.av_font_icon.av-muh4wtjy-b9222dd8541f946cbbbf0a416e7b1822 .av-icon-char{\nfont-size:25px;\nwidth:25px;\n}\n<\/style>\n<span  class='av_font_icon av-muh4wtjy-b9222dd8541f946cbbbf0a416e7b1822 avia_animate_when_visible av-icon-style-border avia-icon-pos-center avia-svg-icon avia-font-svg_entypo-fontello avia-icon-animate'><span class='av-icon-char' data-av_svg_icon='phone' data-av_iconset='svg_entypo-fontello' ><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"26\" height=\"32\" viewBox=\"0 0 26 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-1' aria-describedby='av-svg-desc-1' role=\"graphics-symbol\" aria-hidden=\"true\">\n<title id='av-svg-title-1'>Phone<\/title>\n<desc id='av-svg-desc-1'>Phone<\/desc>\n<path d=\"M14.752 17.92q5.184-5.184 3.776-6.592l-0.256-0.256q-0.96-0.96-1.312-1.536t-0.128-1.728 1.568-2.816q0.64-0.768 1.184-1.248t1.12-0.512 0.96-0.032 0.928 0.416 0.768 0.576 0.832 0.8 0.672 0.704q1.536 1.536-0.192 6.208t-6.528 9.408q-4.8 4.8-9.44 6.56t-6.176 0.224q-0.064-0.064-0.736-0.704t-0.8-0.8-0.576-0.768-0.416-0.992 0.064-0.96 0.48-1.12 1.216-1.184q1.344-1.088 2.24-1.504t1.728-0.064 1.12 0.576 1.248 1.184q1.408 1.408 6.656-3.84z\"><\/path>\n<\/svg><\/span><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-muh4x0ql-a9410bcd482490cb6e229d7d763bfb70\">\n#top .hr.hr-invisible.av-muh4x0ql-a9410bcd482490cb6e229d7d763bfb70{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-muh4x0ql-a9410bcd482490cb6e229d7d763bfb70 hr-invisible  avia-builder-el-8  el_after_av_font_icon  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-24zar-c7f76018e008dadcf0cd5310ca098fad '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"text-align: center;\">UNUM<\/h3>\n<p style=\"text-align: center;\">Policy # 982755<\/p>\n<p style=\"text-align: center;\"><a href=\"http:\/\/www.unum.com\/lifebalance\" target=\"_blank\" rel=\"noopener\">www.unum.com\/lifebalance<\/a><\/p>\n<\/div><\/section><\/p><\/div><\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-muh5pi6l-c32d9e65cc2e5e0b87cdb83881739a9d\">\n.avia-section.av-muh5pi6l-c32d9e65cc2e5e0b87cdb83881739a9d{\nbackground-color:#edf0f2;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_2'  class='avia-section av-muh5pi6l-c32d9e65cc2e5e0b87cdb83881739a9d main_color avia-section-default avia-no-border-styling  avia-builder-el-10  el_after_av_two_fifth  avia-builder-el-last  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-4596'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-av_one_half-2d22dc0500e159f2b39fe7a147caf14c av_one_half  avia-builder-el-11  el_before_av_one_half  avia-builder-el-first  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_font_icon-001e5dae279ade5788b694d617b0cdbb\">\n.av_font_icon.av-av_font_icon-001e5dae279ade5788b694d617b0cdbb{\ncolor:#9f2943;\nborder-color:#9f2943;\n}\n.avia-svg-icon.av-av_font_icon-001e5dae279ade5788b694d617b0cdbb svg:first-child{\nstroke:#9f2943;\nfill:#9f2943;\n}\n.av_font_icon.av-av_font_icon-001e5dae279ade5788b694d617b0cdbb .av-icon-char{\nfont-size:25px;\nwidth:25px;\n}\n<\/style>\n<span  class='av_font_icon av-av_font_icon-001e5dae279ade5788b694d617b0cdbb avia_animate_when_visible av-icon-style-border avia-icon-pos-center avia-svg-icon avia-font-svg_entypo-fontello avia-icon-animate'><span class='av-icon-char' data-av_svg_icon='info' data-av_iconset='svg_entypo-fontello' ><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"32\" viewBox=\"0 0 15 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-2' aria-describedby='av-svg-desc-2' role=\"graphics-symbol\" aria-hidden=\"true\">\n<title id='av-svg-title-2'>Info<\/title>\n<desc id='av-svg-desc-2'>Info<\/desc>\n<path d=\"M11.264 0q1.536 0 2.368 0.864t0.832 2.208q0 1.6-1.248 2.816t-3.040 1.216q-1.536 0-2.368-0.832t-0.768-2.304q0-1.472 1.12-2.72t3.104-1.248zM4.672 32q-3.2 0-1.728-5.696l1.92-8.128q0.448-1.792 0-1.792-0.384 0-1.728 0.576t-2.304 1.216l-0.832-1.408q2.88-2.496 6.048-4.032t4.832-1.536q2.496 0 1.152 5.184l-2.24 8.512q-0.512 2.048 0.192 2.048 1.408 0 3.776-1.92l0.96 1.28q-2.688 2.752-5.6 4.224t-4.448 1.472z\"><\/path>\n<\/svg><\/span><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_hr-02349c1beab2949c090bc0e85b87d63d\">\n#top .hr.hr-invisible.av-av_hr-02349c1beab2949c090bc0e85b87d63d{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-av_hr-02349c1beab2949c090bc0e85b87d63d hr-invisible  avia-builder-el-13  el_after_av_font_icon  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-av_textblock-027aa0d5e2565f1df3ffea92ee1b3453 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"text-align: center;\">Group Life &amp; AD&amp;D Plan Information<\/h3>\n<p style=\"text-align: center;\"><a href=\"https:\/\/ffbenefits.ffga.com\/wp-content\/uploads\/sites\/2819\/2025\/09\/Term-Life-and-ADD-flyer-Employees-working-20-hours.pdf\" target=\"_blank\" rel=\"noopener\">Rates and Summary\u00a0<\/a><\/p>\n<p style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/sites\/2819\/2026\/01\/Garland-Unum-Basic-Life-Certificate.pdf\" target=\"_blank\" rel=\"noopener\">District Paid Basic Life Certificate<\/a><\/p>\n<\/div><\/section><\/p><\/div><div  class='flex_column av-av_one_half-3b0d446bf9e6f7db91541aa567be4cdf av_one_half  avia-builder-el-15  el_after_av_one_half  avia-builder-el-last  flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-muh57nfu-18286f5aed7d122bd4054890e918b91a\">\n#top .av-special-heading.av-muh57nfu-18286f5aed7d122bd4054890e918b91a{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-muh57nfu-18286f5aed7d122bd4054890e918b91a .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-muh57nfu-18286f5aed7d122bd4054890e918b91a .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-muh57nfu-18286f5aed7d122bd4054890e918b91a av-special-heading-h3  avia-builder-el-16  el_before_av_codeblock  avia-builder-el-first '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Life AD&amp;D &#8211; Video<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<\/p><\/div><\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='after_section_2'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-4596'><div class='entry-content-wrapper clearfix'><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":4589,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4596","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/4596","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/comments?post=4596"}],"version-history":[{"count":0,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/4596\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/4589"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/media?parent=4596"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}