{"id":4602,"date":"2026-06-23T22:18:21","date_gmt":"2026-06-23T22:18:21","guid":{"rendered":"https:\/\/ffbenefits.ffga.com\/garland-2\/?page_id=4602"},"modified":"2026-09-22T21:48:39","modified_gmt":"2026-09-22T21:48:39","slug":"hospital-indemnity-insurance-2026-2027","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/garlandisd\/2026-2027-plan-year\/hospital-indemnity-insurance-2026-2027\/","title":{"rendered":"Hospital Indemnity 2026-2027"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mu5nshq5-a49a69681fb5812e000c7b4f0c87284c\">\n.avia-section.av-mu5nshq5-a49a69681fb5812e000c7b4f0c87284c{\nbackground-color:#9f2943;\nbackground-image:unset;\n}\n.avia-section.av-mu5nshq5-a49a69681fb5812e000c7b4f0c87284c .av-extra-border-element .av-extra-border-inner{\nbackground-color:#9f2943;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-mu5nshq5-a49a69681fb5812e000c7b4f0c87284c main_color avia-section-default avia-no-border-styling  avia-builder-el-0  el_before_av_three_fifth  avia-builder-el-first  avia-bg-style-scroll av-arrow-down-section container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-4602'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mrbh1nkj-e77bbf0d0e7aa363fcf8abae527011dd\">\n#top .av-special-heading.av-mrbh1nkj-e77bbf0d0e7aa363fcf8abae527011dd{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-mrbh1nkj-e77bbf0d0e7aa363fcf8abae527011dd .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-mrbh1nkj-e77bbf0d0e7aa363fcf8abae527011dd .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-mrbh1nkj-e77bbf0d0e7aa363fcf8abae527011dd .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-mrbh1nkj-e77bbf0d0e7aa363fcf8abae527011dd av-special-heading-h1 custom-color-heading  avia-builder-el-1  avia-builder-el-no-sibling '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Hospital Indemnity<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<\/div><\/div><\/main><!-- close content main element --><\/div><div class='av-extra-border-element border-extra-arrow-down'><div class='av-extra-border-outer'><div class='av-extra-border-inner'><\/div><\/div><\/div><\/div><div id='after_section_1'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-4602'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kz9gwu-47127a8dac57989d24c101c6cc7fd47a\">\n.flex_column.av-kz9gwu-47127a8dac57989d24c101c6cc7fd47a{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-kz9gwu-47127a8dac57989d24c101c6cc7fd47a av_three_fifth  avia-builder-el-2  el_after_av_section  el_before_av_two_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-jfp30u-7d0dda28b6fe2f621ea06692a9c65970 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2>Why Hospital Indemnity Insurance?<\/h2>\n<p>Hospital stays are costly. If you or a family member find yourself in the hospital due to a sudden accident or illness, you may struggle financially, even if you have a good medical plan. With a hospital indemnity plan, you can rest assured those extra expenses won\u2019t be a financial burden.<\/p>\n<p>Unlike medical plans, there are no deductibles to meet with a hospital indemnity plan. As soon as you incur a qualified event, you can file a claim and start receiving benefits.<\/p>\n<p>The plan pays a lump sum benefit in a previously specified amount. The money can be used for medical costs, insurance deductibles, groceries, transportation, childcare \u2013 the choice is up to you!<\/p>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-c4brv2-58898f4ce1cd4aed80b20b4f34161335\">\n.flex_column.av-c4brv2-58898f4ce1cd4aed80b20b4f34161335{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-c4brv2-58898f4ce1cd4aed80b20b4f34161335 av_two_fifth  avia-builder-el-4  el_after_av_three_fifth  el_before_av_section  avia-builder-el-last  flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mud7grz1-8662a029b4272d39f0f777c04a2ce33d\">\n.av_font_icon.av-mud7grz1-8662a029b4272d39f0f777c04a2ce33d{\ncolor:#9f2943;\nborder-color:#9f2943;\n}\n.avia-svg-icon.av-mud7grz1-8662a029b4272d39f0f777c04a2ce33d svg:first-child{\nstroke:#9f2943;\nfill:#9f2943;\n}\n.av_font_icon.av-mud7grz1-8662a029b4272d39f0f777c04a2ce33d .av-icon-char{\nfont-size:25px;\nwidth:25px;\n}\n<\/style>\n<span  class='av_font_icon av-mud7grz1-8662a029b4272d39f0f777c04a2ce33d avia_animate_when_visible av-icon-style-border avia-icon-pos-center avia-svg-icon avia-font-svg_entypo-fontello avia-icon-animate'><span class='av-icon-char' data-av_svg_icon='phone' data-av_iconset='svg_entypo-fontello' ><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"26\" height=\"32\" viewBox=\"0 0 26 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-1' aria-describedby='av-svg-desc-1' role=\"graphics-symbol\" aria-hidden=\"true\">\n<title id='av-svg-title-1'>Phone<\/title>\n<desc id='av-svg-desc-1'>Phone<\/desc>\n<path d=\"M14.752 17.92q5.184-5.184 3.776-6.592l-0.256-0.256q-0.96-0.96-1.312-1.536t-0.128-1.728 1.568-2.816q0.64-0.768 1.184-1.248t1.12-0.512 0.96-0.032 0.928 0.416 0.768 0.576 0.832 0.8 0.672 0.704q1.536 1.536-0.192 6.208t-6.528 9.408q-4.8 4.8-9.44 6.56t-6.176 0.224q-0.064-0.064-0.736-0.704t-0.8-0.8-0.576-0.768-0.416-0.992 0.064-0.96 0.48-1.12 1.216-1.184q1.344-1.088 2.24-1.504t1.728-0.064 1.12 0.576 1.248 1.184q1.408 1.408 6.656-3.84z\"><\/path>\n<\/svg><\/span><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mud7e6uq-20ddf366f0da7f273a3821f8f4d35532\">\n#top .hr.hr-invisible.av-mud7e6uq-20ddf366f0da7f273a3821f8f4d35532{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-mud7e6uq-20ddf366f0da7f273a3821f8f4d35532 hr-invisible  avia-builder-el-6  el_after_av_font_icon  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-mud7g2r5-3cae5723b4edd6b24e57249f9dbd5f09 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"text-align: center;\">Cigna<\/h3>\n<p style=\"text-align: center;\">(800) 754-3207<\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/my.cigna.com\/web\/public\/guest\" target=\"_blank\" rel=\"noopener\">www.mycigna.com<\/a><\/p>\n<\/div><\/section><\/p><\/div><\/p>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mud7fa4n-acd2ea515e485a54d06a5c870551f420\">\n.avia-section.av-mud7fa4n-acd2ea515e485a54d06a5c870551f420{\nbackground-color:#edf0f2;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_2'  class='avia-section av-mud7fa4n-acd2ea515e485a54d06a5c870551f420 main_color avia-section-default avia-no-border-styling  avia-builder-el-8  el_after_av_two_fifth  avia-builder-el-last  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-4602'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-5ilg3e-e61db1c56319734ae3c827a42662b798 av_one_half  avia-builder-el-9  el_before_av_one_half  avia-builder-el-first  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mud7dms2-5244b8eb9c8c1301138eb1cd956e3250\">\n.av_font_icon.av-mud7dms2-5244b8eb9c8c1301138eb1cd956e3250{\ncolor:#9f2943;\nborder-color:#9f2943;\n}\n.avia-svg-icon.av-mud7dms2-5244b8eb9c8c1301138eb1cd956e3250 svg:first-child{\nstroke:#9f2943;\nfill:#9f2943;\n}\n.av_font_icon.av-mud7dms2-5244b8eb9c8c1301138eb1cd956e3250 .av-icon-char{\nfont-size:25px;\nwidth:25px;\n}\n<\/style>\n<span  class='av_font_icon av-mud7dms2-5244b8eb9c8c1301138eb1cd956e3250 avia_animate_when_visible av-icon-style-border avia-icon-pos-center avia-svg-icon avia-font-svg_entypo-fontello avia-icon-animate'><span class='av-icon-char' data-av_svg_icon='info' data-av_iconset='svg_entypo-fontello' ><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"32\" viewBox=\"0 0 15 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-2' aria-describedby='av-svg-desc-2' role=\"graphics-symbol\" aria-hidden=\"true\">\n<title id='av-svg-title-2'>Info<\/title>\n<desc id='av-svg-desc-2'>Info<\/desc>\n<path d=\"M11.264 0q1.536 0 2.368 0.864t0.832 2.208q0 1.6-1.248 2.816t-3.040 1.216q-1.536 0-2.368-0.832t-0.768-2.304q0-1.472 1.12-2.72t3.104-1.248zM4.672 32q-3.2 0-1.728-5.696l1.92-8.128q0.448-1.792 0-1.792-0.384 0-1.728 0.576t-2.304 1.216l-0.832-1.408q2.88-2.496 6.048-4.032t4.832-1.536q2.496 0 1.152 5.184l-2.24 8.512q-0.512 2.048 0.192 2.048 1.408 0 3.776-1.92l0.96 1.28q-2.688 2.752-5.6 4.224t-4.448 1.472z\"><\/path>\n<\/svg><\/span><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-42dy22-5a07e0f27a45eb3ee92c3adf2f82169b\">\n#top .hr.hr-invisible.av-42dy22-5a07e0f27a45eb3ee92c3adf2f82169b{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-42dy22-5a07e0f27a45eb3ee92c3adf2f82169b hr-invisible  avia-builder-el-11  el_after_av_font_icon  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-9pzhpq-d8862ebad5939c40464a165ec35b723f '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"text-align: center;\">Hospital Indemnity Plan Information<\/h3>\n<p style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/sites\/2819\/2025\/09\/Benefit-Summary_Hospital-Care.pdf\" target=\"_blank\" rel=\"noopener\">Benefit Summary_Hospital Care<\/a><\/p>\n<p style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/sites\/2819\/2025\/09\/Benefit-Template-Guide-HC.pdf\" target=\"_blank\" rel=\"noopener\">Benefit Guide &#8211; Hospital Care<\/a><\/p>\n<p style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/sites\/2819\/2025\/09\/Cigna-Healthcare-Supplemental-How-to-file-a-claim-2.pdf\" target=\"_blank\" rel=\"noopener\">Cigna Healthcare Supplemental &#8211; How to file a claim<\/a><\/p>\n<p style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/sites\/2819\/2025\/09\/Cigna-Healthcare-Supplemental-Health-Solutions-2.pdf\" target=\"_blank\" rel=\"noopener\">Cigna Healthcare Supplemental Health Solutions<\/a><\/p>\n<p style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/sites\/2819\/2025\/09\/Cigna-Hospital-Care-Highlights.pdf\" target=\"_blank\" rel=\"noopener\">Cigna Hospital Care Highlights<\/a><\/p>\n<p style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/sites\/2819\/2025\/09\/SHS-HC-Customer-Flyer-Garland-ISD.pdf\" target=\"_blank\" rel=\"noopener\">Hospital Care Customer Flyer<\/a><\/p>\n<p style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/sites\/2819\/2025\/09\/SHS-myCigna-Customer-Flyer-2.pdf\" target=\"_blank\" rel=\"noopener\">MyCigna Customer Flyer<\/a><\/p>\n<p style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/sites\/2819\/2025\/09\/SHS-MyCigna-Hospital-Care-Wellness-Incentive-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">MyCigna Hospital Care Wellness Incentive Flyer<\/a><\/p>\n<\/div><\/section><\/p><\/div><div  class='flex_column av-2ydm7e-161d896266e05b9cf12054946a123fb6 av_one_half  avia-builder-el-13  el_after_av_one_half  avia-builder-el-last  flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2fnhqi-a1072ced9131675820690c9a6bc5728c\">\n#top .av-special-heading.av-2fnhqi-a1072ced9131675820690c9a6bc5728c{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-2fnhqi-a1072ced9131675820690c9a6bc5728c .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-2fnhqi-a1072ced9131675820690c9a6bc5728c .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-2fnhqi-a1072ced9131675820690c9a6bc5728c av-special-heading-h3  avia-builder-el-14  el_before_av_codeblock  avia-builder-el-first '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Hospital Indemnity Insurance Video<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<\/p><\/div><\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='after_section_2'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-4602'><div class='entry-content-wrapper clearfix'>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":4589,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4602","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/4602","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/comments?post=4602"}],"version-history":[{"count":0,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/4602\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/pages\/4589"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/garlandisd\/wp-json\/wp\/v2\/media?parent=4602"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}