{"id":3199,"date":"2018-04-18T22:22:40","date_gmt":"2018-04-18T22:22:40","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/harlingencisd-2\/disability-2\/"},"modified":"2024-09-26T18:40:50","modified_gmt":"2024-09-26T18:40:50","slug":"disability","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/harlingencisd-2\/disability\/","title":{"rendered":"Disability"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k2p1gc-c0cc4bbe6276dc94ea97471e21b762c4\">\n.flex_column.av-k2p1gc-c0cc4bbe6276dc94ea97471e21b762c4{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-k2p1gc-c0cc4bbe6276dc94ea97471e21b762c4 av_one_full  avia-builder-el-0  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-j7wabw-783f7a006e8bfa50f948e79a13c4f090\">\n.avia-image-container.av-j7wabw-783f7a006e8bfa50f948e79a13c4f090 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-j7wabw-783f7a006e8bfa50f948e79a13c4f090 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-j7wabw-783f7a006e8bfa50f948e79a13c4f090 av-styling- avia_animated_image av-animated-when-visible-95 right-to-left avia-align-left  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-2034 avia-img-lazy-loading-not-2034 avia_image ' src=\"\/wp-content\/uploads\/sites\/2630\/2019\/05\/Disability-1500x203.png\" alt='' title='Disability'  height=\"203\" width=\"1500\"  itemprop=\"thumbnailUrl\" srcset=\"\/wp-content\/uploads\/sites\/2630\/2019\/05\/Disability-1500x203.png 1500w, \/wp-content\/uploads\/sites\/2630\/2019\/05\/Disability-300x41.png 300w, \/wp-content\/uploads\/sites\/2630\/2019\/05\/Disability-768x104.png 768w, \/wp-content\/uploads\/sites\/2630\/2019\/05\/Disability-1030x139.png 1030w, \/wp-content\/uploads\/sites\/2630\/2019\/05\/Disability-705x95.png 705w, \/wp-content\/uploads\/sites\/2630\/2019\/05\/Disability-450x61.png 450w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-gzvmmk-6e507cafdbfddaf2918273e889f39055\">\n.flex_column.av-gzvmmk-6e507cafdbfddaf2918273e889f39055{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-gzvmmk-6e507cafdbfddaf2918273e889f39055 av_three_fifth  avia-builder-el-2  el_after_av_one_full  el_before_av_two_fifth  first flex_column_div av-zero-column-padding column-top-margin'     ><section  class='av_textblock_section av-1jo1v0-f0eda87413f4f34f0ff8a75d2448fe14'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Why Disability Insurance?<\/h3>\n<p>Have you ever wondered what would happen to your income if you had an accidental injury, sickness, or pregnancy? That is why you need disability coverage. It replaces a portion of income for the period of time you are unable to work due to those reasons.<\/p>\n<p>You are able to choose the <strong><em>benefit amount<\/em><\/strong> which is the amount of your income to replace, and the<strong><em> waiting period <\/em><\/strong>that you begin receiving payments.<\/p>\n<p>How do you decide if you need disability insurance?<\/p>\n<p><strong>Consider these questions when making your decision:<\/strong><\/p>\n<ul>\n<li>How much employer leave do you have?<\/li>\n<li>Do you have savings?<\/li>\n<li>Do you have other income you can rely on, such as from your spouse or from child support?<\/li>\n<li>How close are you to retirement?<\/li>\n<li>Could you go on Social Security Disability or take a Disability Retirement?<\/li>\n<li>What are your other sources of income?<\/li>\n<\/ul>\n<\/div><\/section><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8utn8s-880d94bb17ac72aeda1134b64080bb0e\">\n.flex_column.av-8utn8s-880d94bb17ac72aeda1134b64080bb0e{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-8utn8s-880d94bb17ac72aeda1134b64080bb0e av_two_fifth  avia-builder-el-4  el_after_av_three_fifth  el_before_av_hr  flex_column_div av-zero-column-padding column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f\">\n#top .avia-icon-list-container.av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f .iconlist_icon{\ncolor:#ffffff;\nbackground-color:#c42032;\n}\n<\/style>\n<div  class='avia-icon-list-container av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f  avia-builder-el-5  avia-builder-el-no-sibling '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f avia-iconlist-animate'>\n<li><div class='iconlist_icon av-gpnr0-3875645a9419ae8f26b557959f5ff299 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue840' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" ><a href='http:\/\/americanfidelity.com\/' title='Disability Carrier Contact' target=\"_blank\" rel=\"noopener noreferrer\">Disability Carrier Contact<\/a><\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><div>American Fidelity<\/div>\n<div>(800) 654-8489<\/div>\n<div><a href=\"http:\/\/americanfidelity.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">http:\/\/americanfidelity.com\/<\/a><\/div>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-3n7krj-a2a69e6ef5e546d65887e754e57cfbe1 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue81e' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >DISABILITY PLAN INFORMATION<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p><a href=\"\/wp-content\/uploads\/sites\/2630\/2024\/09\/American-Fidelity-Disability-Rates-Brouchure2024.pdf\">American Fidelity Disability Brouchure<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-4hkmy4-e67ef8b41b95fc90a38ac47c4f8794fc avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue84b' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Claim Forms<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p><a href=\"https:\/\/americanfidelity.com\/claims\/claim-forms\/\" target=\"_blank\" rel=\"noopener noreferrer\">Disability Claim Forms<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/div><div  class='hr av-dy8858-1a407cf3b10a1684b07933f6a1cb8231 hr-default  avia-builder-el-6  el_after_av_two_fifth  el_before_av_one_half '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5l48y4-e250f580fb8844bcc5070759f2760256\">\n.flex_column.av-5l48y4-e250f580fb8844bcc5070759f2760256{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-5l48y4-e250f580fb8844bcc5070759f2760256 av_one_half  avia-builder-el-7  el_after_av_hr  el_before_av_one_half  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kfh7inow-c88b11f6daf7c71aa7a20e3f9e2e520c\">\n.iconbox.av-kfh7inow-c88b11f6daf7c71aa7a20e3f9e2e520c .iconbox_icon{\nbackground-color:#b02b2c;\n}\n<\/style>\n<article  class='iconbox iconbox_top av-kfh7inow-c88b11f6daf7c71aa7a20e3f9e2e520c  avia-builder-el-8  avia-builder-el-no-sibling  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue854' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" >How to Enroll<\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p><strong>Enrollment Call Center<\/strong><\/p>\n<p>Our Enrollment Call Center is a telephone-operated system that will connect you with a First Financial representative to discuss your disability coverage.<\/p>\n<p>Call (855) 765-4473, ext. 2, to be connected to your local First Financial branch office. You may also call Doug Banks directly at (281) 272-7694 or Nick Sullenger at (281) 272-7645.<\/p>\n<p>Hours of operation are 8 a.m. to 5 p.m. (local time) Monday through Friday. There is an option to leave a voice message for a representative to call you back. Phone calls will be returned as soon as possible the same day or the next business day if it is after hours.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-46c6rg-4b233c3f8a4c5304c370d649ea60eb4a\">\n.flex_column.av-46c6rg-4b233c3f8a4c5304c370d649ea60eb4a{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-46c6rg-4b233c3f8a4c5304c370d649ea60eb4a av_one_half  avia-builder-el-9  el_after_av_one_half  el_before_av_hr  flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kfh7inow-4-d95afb6e9f06d151e4c48c6c2f38947f\">\n.iconbox.av-kfh7inow-4-d95afb6e9f06d151e4c48c6c2f38947f .iconbox_icon{\nbackground-color:#b02b2c;\n}\n<\/style>\n<article  class='iconbox iconbox_top av-kfh7inow-4-d95afb6e9f06d151e4c48c6c2f38947f  avia-builder-el-10  avia-builder-el-no-sibling  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue86c' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" >View Current Coverage<\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p><strong>Follow these log-in steps below:<\/strong><\/p>\n<ol>\n<li>Visit <a href=\"https:\/\/ffga.benselect.com\/Enroll\/login.aspx?ReturnUrl=%2fenroll\">FFenroll and login<\/a>: Your login is your Employee ID or Social Security Number (no dashes)<\/li>\n<li>Enter your PIN (first login only): Your PIN is the last four digits of your social and the last two digits of your birth year (six digits total)<\/li>\n<li>New PIN: The first time you login you will be required to change your PIN. Please make note of your new PIN because you will use the new PIN from this point forward.<\/li>\n<li>After logging in, you will arrive at the welcome screen. Your current benefits and premium deductions will be listed on this screen.<\/li>\n<\/ol>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><\/div>\n<div  class='hr av-dy8858-5-18beb9b634bd92a43ae7f121d7c976c8 hr-default  avia-builder-el-11  el_after_av_one_half  el_before_av_heading '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-34wxcf-fadc1d5b601c321d9a037bc5190cf960\">\n#top .av-special-heading.av-34wxcf-fadc1d5b601c321d9a037bc5190cf960{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-34wxcf-fadc1d5b601c321d9a037bc5190cf960 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-34wxcf-fadc1d5b601c321d9a037bc5190cf960 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-34wxcf-fadc1d5b601c321d9a037bc5190cf960 av-special-heading-h3  avia-builder-el-12  el_after_av_hr  el_before_av_video  av-linked-heading'><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >DISABILITY INSURANCE VIDEO<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<div  class='avia-video av-jv8ozkwj-bc3c592e1188f860b128b38db6384a2e avia-video-16-9 av-no-preview-image avia-video-load-always av-lazyload-immediate av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  data-original_url='https:\/\/ffga.wistia.com\/medias\/dhyh6j4x1f'><script type='text\/html' class='av-video-tmpl'><div class='avia-iframe-wrap'><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" title=\"Disability Insurance Video\" src=\"https:\/\/fast.wistia.net\/embed\/iframe\/dhyh6j4x1f?dnt=1#?secret=nda14iCIGp\" data-secret=\"nda14iCIGp\" frameborder=\"0\" scrolling=\"no\" width=\"640\" height=\"360\"><\/iframe><\/div><\/script><div class='av-click-to-play-overlay'><div class=\"avia_playpause_icon\"><\/div><\/div><\/div>\n<div  class='hr av-dy8858-3-66d1082d904f32c52d25829a6fe48e84 hr-default  avia-builder-el-14  el_after_av_video  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":12,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3199","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/harlingencisd-2\/wp-json\/wp\/v2\/pages\/3199","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/harlingencisd-2\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/harlingencisd-2\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/harlingencisd-2\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/harlingencisd-2\/wp-json\/wp\/v2\/comments?post=3199"}],"version-history":[{"count":5,"href":"https:\/\/ffbenefits.ffga.com\/harlingencisd-2\/wp-json\/wp\/v2\/pages\/3199\/revisions"}],"predecessor-version":[{"id":3533,"href":"https:\/\/ffbenefits.ffga.com\/harlingencisd-2\/wp-json\/wp\/v2\/pages\/3199\/revisions\/3533"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/harlingencisd-2\/wp-json\/wp\/v2\/media?parent=3199"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}