Why Disability Insurance?

Have you ever wondered what would happen to your income if you had an accidental injury, sickness, or pregnancy? That is why you need disability coverage. It replaces a portion of income for the period of time you are unable to work due to those reasons.

You are able to choose the benefit amount which is the amount of your income to replace, and the waiting period that you begin receiving payments.

How do you decide if you need disability insurance?

Consider these questions when making your decision:

  • How much employer leave do you have?
  • Do you have savings?
  • Do you have other income you can rely on, such as from your spouse or from child support?
  • How close are you to retirement?
  • Could you go on Social Security Disability or take a Disability Retirement?
  • What are your other sources of income?

How to Enroll

Enrollment Call Center

Our Enrollment Call Center is a telephone-operated system that will connect you with a First Financial representative to discuss your disability coverage.

Call (855) 765-4473, ext. 2, to be connected to your local First Financial branch office. You may also call Doug Banks directly at (281) 272-7694 or Nick Sullenger at (281) 272-7645.

Hours of operation are 8 a.m. to 5 p.m. (local time) Monday through Friday. There is an option to leave a voice message for a representative to call you back. Phone calls will be returned as soon as possible the same day or the next business day if it is after hours.

View Current Coverage

Follow these log-in steps below:

  1. Visit FFenroll and login: Your login is your Employee ID or Social Security Number (no dashes)
  2. Enter your PIN (first login only): Your PIN is the last four digits of your social and the last two digits of your birth year (six digits total)
  3. New PIN: The first time you login you will be required to change your PIN. Please make note of your new PIN because you will use the new PIN from this point forward.
  4. After logging in, you will arrive at the welcome screen. Your current benefits and premium deductions will be listed on this screen.

DISABILITY INSURANCE VIDEO