{"id":1612,"date":"2018-05-19T03:00:38","date_gmt":"2018-05-19T03:00:38","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/hayscisd\/?page_id=1612"},"modified":"2026-01-16T15:45:34","modified_gmt":"2026-01-16T15:45:34","slug":"retirement-plans-tcg","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/hayscisd\/retirement-plans-tcg\/","title":{"rendered":"Retirement Plans &#8211; TCG"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-gh0ews-45486ee6d25fe1fe88e5d5149465ddf6\">\n.flex_column.av-gh0ews-45486ee6d25fe1fe88e5d5149465ddf6{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-gh0ews-45486ee6d25fe1fe88e5d5149465ddf6 av_one_full  avia-builder-el-0  el_before_av_two_third  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-dkkjz0-9095c501a8106286aa071afc6695852f\">\n.avia-image-container.av-dkkjz0-9095c501a8106286aa071afc6695852f img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-dkkjz0-9095c501a8106286aa071afc6695852f .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-dkkjz0-9095c501a8106286aa071afc6695852f av-styling- avia_animated_image av-animated-when-visible-95 right-to-left avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-2122 avia-img-lazy-loading-not-2122 avia_image ' src=\"\/wp-content\/uploads\/sites\/1599\/2019\/05\/VolRetirementPlans-1030x139.png\" alt='Voluntary Retirement Plans' title='VolRetirementPlans'  height=\"139\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"\/wp-content\/uploads\/sites\/1599\/2019\/05\/VolRetirementPlans-1030x139.png 1030w, \/wp-content\/uploads\/sites\/1599\/2019\/05\/VolRetirementPlans-300x41.png 300w, \/wp-content\/uploads\/sites\/1599\/2019\/05\/VolRetirementPlans-768x104.png 768w, \/wp-content\/uploads\/sites\/1599\/2019\/05\/VolRetirementPlans-1500x203.png 1500w, \/wp-content\/uploads\/sites\/1599\/2019\/05\/VolRetirementPlans-705x95.png 705w, \/wp-content\/uploads\/sites\/1599\/2019\/05\/VolRetirementPlans-450x61.png 450w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-bvi4gc-a53c90690598d36be2a64adf9b2c18c6\">\n.flex_column.av-bvi4gc-a53c90690598d36be2a64adf9b2c18c6{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-bvi4gc-a53c90690598d36be2a64adf9b2c18c6 av_two_third  avia-builder-el-2  el_after_av_one_full  el_before_av_one_third  first flex_column_div av-zero-column-padding column-top-margin'     ><div  class='tabcontainer av-bkmj8c-4cd9062e639433b8ffd5279ebb01f99a top_tab  avia-builder-el-3  avia-builder-el-no-sibling ' role='tablist'>\n<section class='av_tab_section av_tab_section av-1zo71o-5b2c6d951e7da5965cd52b29cecd077c'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='tab active_tab' role='tab' tabindex='0' data-fake-id='#tab-id-1' aria-controls='tab-id-1-content'  itemprop=\"headline\" >403(b) Retirement Plan<\/div><div id='tab-id-1-content' class='tab_content active_tab_content' aria-hidden=\"false\"><div class='tab_inner_content invers-color'  itemprop=\"text\" ><p>Research shows that Americans are living well past retirement years. Are you saving enough to be able to enjoy those years? A 403(b) plan can help you get there.<\/p>\n<p>It\u2019s an IRS-approved retirement plan that allows you to set aside money on an after-tax basis for your retirement. Contributions are conveniently made through payroll deduction, so money is moved from your paycheck into the account automatically. Plus, your employer may even match your contributions based on how much you put into the plan. Now is the time to take full advantage of this opportunity to maximize your retirement savings!<\/p>\n<p><strong>Contribution Limits<\/strong><\/p>\n<ul>\n<li>2025: $23,500<\/li>\n<li>2026: $24,500<\/li>\n<li>Participants aged 50 and older at any time during the calendar year are permitted to contribute an additional $8,000.<\/li>\n<\/ul>\n<p><em>All investing involves risk. Past performance is not a guarantee of future returns.<\/em><\/p>\n<\/div><\/div><\/section>\n<section class='av_tab_section av_tab_section av-27h6sc-f636a50fe5d8bcb42bfea8e6acb6e94f'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='tab' role='tab' tabindex='0' data-fake-id='#tab-id-2' aria-controls='tab-id-2-content'  itemprop=\"headline\" >457(b) Retirement Plan<\/div><div id='tab-id-2-content' class='tab_content' aria-hidden=\"true\"><div class='tab_inner_content invers-color'  itemprop=\"text\" ><p>The 457(b) plan is an employer-sponsored voluntary retirement savings plan that allows you to save money for retirement on a tax-deferred basis.\u00a0The plan contains most of the same features of the 403(b) plan, but is different in one unique way. Distributions from a 457(b) Deferred Compensation Plan are not subject to the 10 percent excise tax for early withdrawal.<\/p>\n<h3><strong>Enroll and create your 457(b) account now!<\/strong><\/h3>\n<ol>\n<li>Start at\u00a0<a href=\"http:\/\/www.tcgservices.com\/enroll\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>www.tcgservices.com\/enroll<\/strong><\/a>.<\/li>\n<li>Search for\u00a0<strong>Hays Consolidated ISD <\/strong>and choose the\u00a0<strong>457(b) Savings Plan<\/strong>.<\/li>\n<li>Follow the steps on screen to select your salary contribution and investment options. Don\u2019t forget to designate an account beneficiary.\u00a0<strong>Note:<\/strong><em>\u00a0If you\u2019re unsure about which investment option to select or how much you should save, schedule a meeting with a Retirement Plan Specialist at\u00a0<a href=\"http:\/\/www.tcgservices.com\/telewealth\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>www.tcgservices.com\/telewealth<\/strong><\/a>.<\/em><\/li>\n<li>Continue until you get a confirmation notice, and you\u2019re done!<\/li>\n<\/ol>\n<p><strong>Contribution Limits<\/strong><\/p>\n<ul>\n<li>2025: $23,500<\/li>\n<li>2026: $24,500<\/li>\n<li>Participants aged 50 and older at any time during the calendar year are permitted to contribute an additional $8,000.<\/li>\n<\/ul>\n<p><em>All investing involves risk. Past performance is not a guarantee of future returns.<\/em><\/p>\n<h6><\/h6>\n<p style=\"text-align: left;\">\n<\/div><\/div><\/section>\n<\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3o2u30-07621c8c9607fa127bebd6765d26e3f0\">\n.flex_column.av-3o2u30-07621c8c9607fa127bebd6765d26e3f0{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-3o2u30-07621c8c9607fa127bebd6765d26e3f0 av_one_third  avia-builder-el-4  el_after_av_two_third  avia-builder-el-last  flex_column_div av-zero-column-padding column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2r24vg-dcb12ea3e96d66b9f1a68392d2d56532\">\n.iconbox.av-2r24vg-dcb12ea3e96d66b9f1a68392d2d56532 .iconbox_icon{\nbackground-color:#c42032;\n}\n<\/style>\n<article  class='iconbox iconbox_top av-2r24vg-dcb12ea3e96d66b9f1a68392d2d56532  avia-builder-el-5  el_before_av_iconlist  avia-builder-el-first  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue854' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" ><a href='http:\/\/tcgservices.com' title='TCG'  >TCG<\/a><\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p>800-943-9179<\/p>\n<p><a href=\"http:\/\/www.tcgservices.com\" target=\"_blank\" rel=\"noopener\">www.tcgservices.com<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n<div  class='avia-icon-list-container av-lr0qqsi9-61890eeb0340054fefdc7301bbd0009e  avia-builder-el-6  el_after_av_icon_box  avia-builder-el-last '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-lr0qqsi9-61890eeb0340054fefdc7301bbd0009e avia-iconlist-animate'>\n<li><div class='iconlist_icon av-lr0qq1kp-db5266976e4dedb1264a38d35c8d6894 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue81f' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >FFInvest Plan Information<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p><a href=\"https:\/\/ffbenefits.ffga.com\/wp-content\/uploads\/sites\/29\/2023\/07\/TCG-HUB-FFGA-457-Product-Sheet.pdf\" target=\"_blank\" rel=\"noopener\">TCG HUB FFGA 457 Product Sheet<\/a><\/p>\n<p><a href=\"https:\/\/tcgservices.com\/documents\/#\/search-forms\" target=\"_blank\" rel=\"noopener noreferrer\">Plan Information (search for employer)<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/1599\/2025\/11\/TCG-Appointments-1.pdf\" target=\"_blank\" rel=\"noopener\">Schedule a Phone Appointment<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/1599\/2025\/12\/Trust-and-Will-Estate-Planning.pdf\" target=\"_blank\" rel=\"noopener\">Trust and Will Estate Planning<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/p><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1612","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/hayscisd\/wp-json\/wp\/v2\/pages\/1612","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/hayscisd\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/hayscisd\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/hayscisd\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/hayscisd\/wp-json\/wp\/v2\/comments?post=1612"}],"version-history":[{"count":42,"href":"https:\/\/ffbenefits.ffga.com\/hayscisd\/wp-json\/wp\/v2\/pages\/1612\/revisions"}],"predecessor-version":[{"id":3765,"href":"https:\/\/ffbenefits.ffga.com\/hayscisd\/wp-json\/wp\/v2\/pages\/1612\/revisions\/3765"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/hayscisd\/wp-json\/wp\/v2\/media?parent=1612"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}