{"id":1359,"date":"2018-05-17T15:34:40","date_gmt":"2018-05-17T15:34:40","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/hcde-1\/?page_id=1359"},"modified":"2026-07-02T19:32:55","modified_gmt":"2026-07-02T19:32:55","slug":"2026-27-plan-year","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/hcde\/2026-27-plan-year\/","title":{"rendered":"2026-2027 Plan Year"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jwtm68ol-66673eace4dab0dbfbf13f8e3d7346fa\">\n.avia-section.av-jwtm68ol-66673eace4dab0dbfbf13f8e3d7346fa{\nbackground-color:#ffffff;\nbackground-image:url(https:\/\/ffbenefits.ffga.com\/hcde\/wp-content\/uploads\/sites\/2789\/2018\/04\/Desk.jpg);\nbackground-repeat:no-repeat;\nbackground-position:0% 0%;\nbackground-attachment:fixed;\n}\n.avia-section.av-jwtm68ol-66673eace4dab0dbfbf13f8e3d7346fa .av-extra-border-element .av-extra-border-inner{\nbackground-color:#ffffff;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-jwtm68ol-66673eace4dab0dbfbf13f8e3d7346fa main_color avia-section-large avia-no-border-styling  avia-builder-el-0  el_before_av_one_half  avia-builder-el-first  avia-full-stretch avia-bg-style-fixed container_wrap sidebar_right'  data-section-bg-repeat='stretch'><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-1359'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-8xj4f-b86f7ce7f8912b533f4d47c581afdc3c av_one_half  avia-builder-el-1  el_before_av_one_half  avia-builder-el-first  first flex_column_div  '     ><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lvxm-38bcc276552b1a57a600e4d46f0e26ab\">\n@keyframes av_boxShadowEffect_av-lvxm-38bcc276552b1a57a600e4d46f0e26ab-column {\n0%   { box-shadow:  0 0 0 0 #a5a5a5; opacity: 1; }\n100% { box-shadow:  0 0 10px 0 #a5a5a5; opacity: 1; }\n}\n.flex_column.av-lvxm-38bcc276552b1a57a600e4d46f0e26ab{\nbox-shadow: 0 0 10px 0 #a5a5a5;\nborder-width:1px;\nborder-color:#c8e9ed;\nborder-style:solid;\nborder-radius:0px 0px 0px 0px;\npadding:20px 20px 20px 20px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-lvxm-38bcc276552b1a57a600e4d46f0e26ab av_one_half  avia-builder-el-2  el_after_av_one_half  avia-builder-el-last  flex_column_div av-animated-generic right-to-left shadow-not-animated  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l30c2m8v-8bbfa57a565025c7879091282b95fd91\">\n#top .av-special-heading.av-l30c2m8v-8bbfa57a565025c7879091282b95fd91{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-l30c2m8v-8bbfa57a565025c7879091282b95fd91 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-l30c2m8v-8bbfa57a565025c7879091282b95fd91 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-l30c2m8v-8bbfa57a565025c7879091282b95fd91 av-special-heading-h1 blockquote modern-quote modern-centered  avia-builder-el-3  el_before_av_textblock  avia-builder-el-first  av-linked-heading'><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >2026-2027 Plan Year Benefits<\/h1><div class='av-subheading av-subheading_below'><p>Benefits Effective:<br \/>\nSeptember 1, 2026 &#8211; August 31, 2027<\/p>\n<\/div><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-49e0-75ece53b4afd48ac94d58a4883966210 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: center\">This website includes a brief overview of your benefit options and acts as a reference guide for your insurance plans. You can refer to it any time you have questions about benefits, claims, etc. Take full advantage of this resource to become familiar with benefit offerings and prepare for open enrollment.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jwtmxk6x-448ed3c9bf6a7ae24e4f0b0ad35ff0f6\">\n#top .hr.av-jwtmxk6x-448ed3c9bf6a7ae24e4f0b0ad35ff0f6{\nmargin-top:30px;\nmargin-bottom:30px;\n}\n.hr.av-jwtmxk6x-448ed3c9bf6a7ae24e4f0b0ad35ff0f6 .hr-inner{\nwidth:45%;\nborder-color:#c42133;\nmax-width:45%;\n}\n.hr.av-jwtmxk6x-448ed3c9bf6a7ae24e4f0b0ad35ff0f6 .av-seperator-icon{\ncolor:#c42133;\n}\n.hr.av-jwtmxk6x-448ed3c9bf6a7ae24e4f0b0ad35ff0f6 .av-seperator-icon.avia-svg-icon svg:first-child{\nfill:#c42133;\nstroke:#c42133;\n}\n<\/style>\n<div  class='hr av-jwtmxk6x-448ed3c9bf6a7ae24e4f0b0ad35ff0f6 hr-custom  avia-builder-el-5  el_after_av_textblock  el_before_av_textblock  hr-center hr-icon-yes'><span class='hr-inner inner-border-av-border-fat'><span class=\"hr-inner-style\"><\/span><\/span><span class='av-seperator-icon avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue898' data-av_iconfont='entypo-fontello' ><\/span><span class='hr-inner inner-border-av-border-fat'><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-jv8qxuzd-49e0118fe38367c3eeeb35e1589f9124 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><div class=\"span7 offset-mini3\">\n<div id=\"groupcontact\">\n<div class=\"clearfix left0 bottom10 box-nh grad\">\n<div class=\"row-fluid\">\n<div class=\"span5 offset1 bottom10\">\n<h3 style=\"text-align: center\">Benefits Office Contact Information &#8211;<br \/>\nHarris County Department of Education<\/h3>\n<div><\/div>\n<\/div>\n<div>\n<div>\n<div style=\"text-align: center\">\n<p>Candy Sosa, Benefits Specialist<br \/>\nmcsosa@hcde-texas.org<br \/>\nPhone: (713) 696-0780<\/p>\n<p>Benefits@hcde-texas.org<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jwtmxk6x-2-a54a4854d7149814e99a22ead63cf179\">\n#top .hr.hr-invisible.av-jwtmxk6x-2-a54a4854d7149814e99a22ead63cf179{\nheight:25px;\n}\n<\/style>\n<div  class='hr av-jwtmxk6x-2-a54a4854d7149814e99a22ead63cf179 hr-invisible  avia-builder-el-7  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-jv8qxuzd-1-268fe7a73fd8d6128f62f8d948756445 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><div>\n<div class=\"span7 offset-mini3\">\n<div id=\"groupcontact\">\n<div class=\"clearfix left0 bottom10 box-nh grad\">\n<div class=\"row-fluid\">\n<div class=\"span5 offset1 bottom10\">\n<h3 style=\"text-align: center\">2026 &#8211; 2027 Benefits Booklet<\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/section><br \/>\n<div  class='avia-buttonrow-wrap av-jwv6dekw-8917a5ff8df71a0080a5bbd8221f00cb avia-buttonrow-center  avia-builder-el-9  el_after_av_textblock  avia-builder-el-last '>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-42kqgv-fc6360e4b9d75cbfe3bfb6f85e3d8d73\">\n#top #wrap_all .avia-button.av-42kqgv-fc6360e4b9d75cbfe3bfb6f85e3d8d73{\nmargin-bottom:5px;\nmargin-right:3px;\nmargin-left:3px;\n}\n<\/style>\n<a href='https:\/\/ffbenefits.ffga.com\/hcde\/wp-content\/uploads\/sites\/2789\/2026\/06\/HCDE-Benefit-Booklet-26-27-1.pdf'  class='avia-button av-42kqgv-fc6360e4b9d75cbfe3bfb6f85e3d8d73 avia-icon_select-yes-left-icon avia-size-small avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"BENEFITS BOOK\"><span class='avia_button_icon avia_button_icon_left avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue84e' data-av_iconfont='entypo-fontello' ><\/span><span class='avia_iconbox_title' >BENEFITS BOOK<\/span><\/a>\n<\/div><\/p><\/div><\/div><\/div><\/main><!-- close content main element --><\/div><div class='av-extra-border-element border-extra-diagonal  diagonal-box-shadow'><div class='av-extra-border-outer'><div class='av-extra-border-inner'><\/div><\/div><\/div><\/div><div id='after_section_1'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-1359'><div class='entry-content-wrapper clearfix'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2yvjun-4a4eccdb7b959982805c47dd947f8b51\">\n.flex_column.av-2yvjun-4a4eccdb7b959982805c47dd947f8b51{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-2yvjun-4a4eccdb7b959982805c47dd947f8b51 av_one_half  avia-builder-el-10  el_after_av_section  el_before_av_one_half  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-66ise7-b24b3b11e6a1d715656b02099b927960\">\n#top .av-special-heading.av-66ise7-b24b3b11e6a1d715656b02099b927960{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-66ise7-b24b3b11e6a1d715656b02099b927960 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-66ise7-b24b3b11e6a1d715656b02099b927960 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-66ise7-b24b3b11e6a1d715656b02099b927960 av-special-heading-h3  avia-builder-el-11  el_before_av_textblock  avia-builder-el-first  av-linked-heading'><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >What is Open Enrollment?<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-jwwctttb-91a694997ca225f41ab35fbb7745f86c '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>The open enrollment period allows you to review, change or continue benefit elections every year. Keep in mind that benefit plan changes are only allowed throughout the plan year if it is during open enrollment or you have a qualified Section 125 event. During open enrollment, you can do the following:<\/p>\n<ul>\n<li><strong>Elect or decline coverage<\/strong>, in addition to changing existing coverage.<\/li>\n<li><strong>Review personal information<\/strong> and <strong>verify that covered dependents are named on the plan.<\/strong> (If there are inconsistencies between your personal and\/or benefit information, you will need to notify your employer.)<\/li>\n<li><strong>Confirm that the correct dependents are selected<\/strong> in order to be covered for every benefit including medical, dental, vision, etc.<\/li>\n<\/ul>\n<\/div><\/section><br \/>\n<div  class='avia-icon-list-container av-jwv7hg3g-139916978bff8a9ed035e209af6ab07d  avia-builder-el-13  el_after_av_textblock  el_before_av_video '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-jwv7hg3g-139916978bff8a9ed035e209af6ab07d avia-iconlist-animate'>\n<li><div class='iconlist_icon av-49r80v-4a60d798f6f267c859b1c392a3e1fe88 avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue85b' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Icon: Enrollment Schedule\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Enrollment Schedule<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>Your FFGA Account Manager will be on-site during this year&#8217;s enrollment. Click <a href=\"https:\/\/ffbenefits.ffga.com\/hcde\/wp-content\/uploads\/sites\/2789\/2026\/05\/On-Site-Schedule.jpg\"><span style=\"text-decoration: underline\">here<\/span> <\/a>to view the schedule!<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><br \/>\n<div  class='avia-video av-jv8ozkwj-c3d80526e7c02c0c37becb64fd863c31 avia-video-16-9 av-no-preview-image avia-video-load-always av-lazyload-immediate av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  data-original_url='https:\/\/ffga.wistia.com\/medias\/nv1rj5w5gz'><script src=\"https:\/\/fast.wistia.com\/embed\/nv1rj5w5gz.js\" async type=\"module\"><\/script><script src=\"https:\/\/fast.wistia.com\/player.js\" async><\/script><style>\n  wistia-player[media-id='nv1rj5w5gz']:not(:defined) {\n    background: center \/ contain no-repeat\n      url('https:\/\/fast.wistia.com\/embed\/medias\/nv1rj5w5gz\/swatch');\n    display: block;\n    filter: blur(5px);\n    padding-top: 56.25%;\n  }\n<\/style><wistia-player media-id=\"nv1rj5w5gz\"><\/wistia-player><\/div><\/p><\/div><\/p>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4jevgf-e8c5032f3c09adbc5f1d3c91dc4a4d3b\">\n.flex_column.av-4jevgf-e8c5032f3c09adbc5f1d3c91dc4a4d3b{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-4jevgf-e8c5032f3c09adbc5f1d3c91dc4a4d3b av_one_half  avia-builder-el-15  el_after_av_one_half  el_before_av_one_full  flex_column_div av-zero-column-padding  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jvbg6pky-6fe25d1534f5306f82fe94a255242118\">\n#top .avia-icon-list-container.av-jvbg6pky-6fe25d1534f5306f82fe94a255242118 .iconlist_icon{\nbackground-color:#c42032;\n}\n<\/style>\n<div  class='avia-icon-list-container av-jvbg6pky-6fe25d1534f5306f82fe94a255242118  avia-builder-el-16  avia-builder-el-no-sibling '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-jvbg6pky-6fe25d1534f5306f82fe94a255242118 avia-iconlist-animate'>\n<li><div class='iconlist_icon av-2frr1r-44709f98c80d3ba5e43751db1348b07d avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue862' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Icon: Open Enrollment\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Open Enrollment<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>Open enrollment is from Monday, July 6, 2026 through Friday, July 24, 2026. Elections are effective for the plan year beginning Sept. 1, 2026.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-396zrj-30dc6ebae5838d1fba8f618d910bc5ac avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue863' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Icon: New Employees\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >New Employees<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>You have 31 days from your actively-at-work date to make benefit elections.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-42t3e7-2cb6280954adbeaec7209b01cbfdc035 avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue83e' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Icon: Mid-year Changes\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Mid-year Changes<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>You may add or cancel coverage during the plan year if you have a change in family status. You must notify the benefits department within 31 days of the change.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-2skkjz-a029cdcfb25beedad8581c495b14f053 avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue828' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Icon: Eligibility\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Eligibility<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>Eligible employees must be actively at work on the plan effective date for new benefits to be effective.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2l8q3j-4eec18cc7292270a3b758cff2812327a\">\n.flex_column.av-2l8q3j-4eec18cc7292270a3b758cff2812327a{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-2l8q3j-4eec18cc7292270a3b758cff2812327a av_one_full  avia-builder-el-17  el_after_av_one_half  el_before_av_one_half  first flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3rxpvz-341b2c94755735efd4e91d561795ebcc\">\n#top .av-special-heading.av-3rxpvz-341b2c94755735efd4e91d561795ebcc{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-3rxpvz-341b2c94755735efd4e91d561795ebcc .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-3rxpvz-341b2c94755735efd4e91d561795ebcc .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-3rxpvz-341b2c94755735efd4e91d561795ebcc av-special-heading-h3  avia-builder-el-18  el_before_av_textblock  avia-builder-el-first  av-linked-heading'><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Section 125 Plan Information and Rules<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-jvbf48yk-76aa49d8d59c59f3035815fa06c45cad '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p class=\"p1\">A Section 125 Plan provides a tax-saving way to pay for eligible medical or dependent care expenses. The funds are automatically deducted from your paycheck on a pre-tax basis.<\/p>\n<h5 class=\"p2\">Here\u2019s How It Works<\/h5>\n<p class=\"p1\">A Section 125 Plan reduces your taxes and increases your spendable income by allowing you to deduct the cost of eligible benefits from your earnings before tax. Plus, the plan is available to you at no cost, and you\u2019re already eligible &#8211; all you have to do is enroll.<\/p>\n<p class=\"p1\">The savings you may experience with a Section 125 Plan are outlined in the example below. For instance, you could potentially take home about $70 more each month if you participated in your employer\u2019s Section 125 Plan \u2013 that\u2019s a savings of $840 a year!<\/p>\n<p>You cannot change your benefit elections for the plan year unless the benefits office receives notification in writing within 31 days of the status change.\u00a0If the benefits office is not notified within 31 days of the status change, no benefit change can be made until the next annual open enrollment.<\/p>\n<p>IRS specified changes in family status include:<\/p>\n<ul>\n<li>Change in legal married status<\/li>\n<li>Change in number of dependents<\/li>\n<li>Termination or commencement of employment<\/li>\n<li>Dependent satisfies or ceases to satisfy dependent eligibility requirements<\/li>\n<li>Change in residence or worksite that affects eligibility for coverage<\/li>\n<\/ul>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2am4y7-163c682d45228a172b88eec81fe4a1d2\">\n#top .av-special-heading.av-2am4y7-163c682d45228a172b88eec81fe4a1d2{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-2am4y7-163c682d45228a172b88eec81fe4a1d2 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-2am4y7-163c682d45228a172b88eec81fe4a1d2 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-2am4y7-163c682d45228a172b88eec81fe4a1d2 av-special-heading-h3  avia-builder-el-20  el_after_av_textblock  avia-builder-el-last  av-linked-heading'><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Section 125 Sample Paycheck<sup>*<\/sup><\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/p><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-26w9gzj-02f6961f652ad4a03440f214fe1b5000\">\n.flex_column.av-26w9gzj-02f6961f652ad4a03440f214fe1b5000{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-26w9gzj-02f6961f652ad4a03440f214fe1b5000 av_one_half  avia-builder-el-21  el_after_av_one_full  el_before_av_one_half  first flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-21heaov-4cacecf2d0951ee4ef2c5bf1c0de47b0\">\n#top .av-special-heading.av-21heaov-4cacecf2d0951ee4ef2c5bf1c0de47b0{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-21heaov-4cacecf2d0951ee4ef2c5bf1c0de47b0 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-21heaov-4cacecf2d0951ee4ef2c5bf1c0de47b0 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-21heaov-4cacecf2d0951ee4ef2c5bf1c0de47b0 av-special-heading-h4 blockquote modern-quote  avia-builder-el-22  el_before_av_table  avia-builder-el-first  av-linked-heading'><h4 class='av-special-heading-tag '  itemprop=\"headline\"  >WITHOUT S125<\/h4><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<div class='avia-data-table-wrap av-1zod4a7-18f3aef96e7101a4d58880d9a9147466 avia_responsive_table avia-table-1'><table  class='avia-table avia-data-table avia_pricing_default  avia-builder-el-23  el_after_av_heading  avia-builder-el-last '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Table\" ><tbody><tr class=''><th class='avia-desc-col'>Monthly Salary<\/th><td class=''>$2,000<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Medical Deductions<\/th><td class=''>-N\/A<\/td><\/tr><tr class=''><th class='avia-desc-col'>Taxable Gross Income<\/th><td class=''>$2,000<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Taxes (Fed\/State @ 20%)<\/th><td class=''>-$400<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Estimated FICA (7.65%)<\/th><td class=''>-$153<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Medical Deductions<\/th><td class=''>-$250<\/td><\/tr><tr class='avia-pricing-row'><th class='avia-desc-col'>Take Home Pay<\/th><td class=''>$1,197<\/td><\/tr><\/tbody><\/table><\/div><style type='text\/css'>.avia-table-1 td:nth-of-type(1):before { content: 'Monthly Salary'; } <\/style><\/p><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-14ipj5r-4c874dcf15e28c0b94d4f08ba12a74dd\">\n.flex_column.av-14ipj5r-4c874dcf15e28c0b94d4f08ba12a74dd{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-14ipj5r-4c874dcf15e28c0b94d4f08ba12a74dd av_one_half  avia-builder-el-24  el_after_av_one_half  el_before_av_notification  flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-110ps4f-c1d16c679b62b99b354f6e6cdae16687\">\n#top .av-special-heading.av-110ps4f-c1d16c679b62b99b354f6e6cdae16687{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-110ps4f-c1d16c679b62b99b354f6e6cdae16687 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-110ps4f-c1d16c679b62b99b354f6e6cdae16687 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-110ps4f-c1d16c679b62b99b354f6e6cdae16687 av-special-heading-h4 blockquote modern-quote  avia-builder-el-25  el_before_av_table  avia-builder-el-first '><h4 class='av-special-heading-tag '  itemprop=\"headline\"  >WITH S125<\/h4><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<div class='avia-data-table-wrap av-132f8tb-0ae7e4a7785fd2feaefd2c8a2067bb1b avia_responsive_table avia-table-2'><table  class='avia-table avia-data-table avia_pricing_default  avia-builder-el-26  el_after_av_heading  avia-builder-el-last '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Table\" ><tbody><tr class=''><th class='avia-desc-col'>Monthly Salary<\/th><td class=''>$2,000<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Medical Deductions<\/th><td class=''>-$250<\/td><\/tr><tr class=''><th class='avia-desc-col'>Taxable Gross Income<\/th><td class=''>$1,750<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Taxes (Fed\/State @ 20%)<\/th><td class=''>-$350<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Estimated FICA (7.65%)<\/th><td class=''>-$133<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Medical Deductions<\/th><td class=''>&#8211; N\/A<\/td><\/tr><tr class='avia-pricing-row'><th class='avia-desc-col'>Take Home Pay<\/th><td class=''>$1,267<\/td><\/tr><\/tbody><\/table><\/div><style type='text\/css'>.avia-table-2 td:nth-of-type(1):before { content: 'Monthly Salary'; } <\/style><\/p><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jwv74zxw-1035887c1930db53c93481437aebcc4b\">\n.avia_message_box.av-jwv74zxw-1035887c1930db53c93481437aebcc4b{\nbackground-color:#c42032;\ncolor:#ffffff;\n}\n.avia_message_box.av-jwv74zxw-1035887c1930db53c93481437aebcc4b .avia_message_box_icon.avia-svg-icon svg:first-child{\nfill:#ffffff;\nstroke:#ffffff;\n}\n<\/style>\n<div id='avia-messagebox-' class='avia_message_box av_notification av-jwv74zxw-1035887c1930db53c93481437aebcc4b avia-color-custom avia-size-large avia-icon_select-yes avia-border-  avia-builder-el-27  el_after_av_one_half  el_before_av_textblock ' ><div class=\"avia_message_box_content\"><span class='avia_message_box_icon avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue83f' data-av_iconfont='entypo-fontello' ><\/span><p>You could save $70 per month in taxes by paying for your benefits on a pre-tax basis!<\/p>\n<\/div><\/div>\n<section  class='av_textblock_section av-jx23aisn-9dcefae9c0733b70e95cd0f617c0ab71 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: center\"><em>*The figures in the sample paycheck above are for illustrative purposes only.<\/em><\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2bakkv-b4dfbb6cd9235ff42843c71394aaa590\">\n.flex_column.av-2bakkv-b4dfbb6cd9235ff42843c71394aaa590{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-2bakkv-b4dfbb6cd9235ff42843c71394aaa590 av_one_full  avia-builder-el-29  el_after_av_textblock  avia-builder-el-last  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-jwv4e9es-765c4a8e49e8cd44f9a57e4567ca5c59 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><em class=\"ADAgray\">This site contains a summary of the benefits offered by your employer. If there is a conflict between the terms of this outline of benefits and the actual contracts, the terms of the contracts will prevail.<\/em><\/p>\n<\/div><\/section><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1359","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/hcde\/wp-json\/wp\/v2\/pages\/1359","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/hcde\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/hcde\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/hcde\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/hcde\/wp-json\/wp\/v2\/comments?post=1359"}],"version-history":[{"count":0,"href":"https:\/\/ffbenefits.ffga.com\/hcde\/wp-json\/wp\/v2\/pages\/1359\/revisions"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/hcde\/wp-json\/wp\/v2\/media?parent=1359"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}