{"id":1576,"date":"2018-05-18T23:05:47","date_gmt":"2018-05-18T23:05:47","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/hcde-1\/?page_id=1576"},"modified":"2026-05-27T21:06:35","modified_gmt":"2026-05-27T21:06:35","slug":"accident","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/hcde\/accident\/","title":{"rendered":"Accident"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-nbt8a0-c21cca150267ad693ab4ff7317097770\">\n.flex_column.av-nbt8a0-c21cca150267ad693ab4ff7317097770{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-nbt8a0-c21cca150267ad693ab4ff7317097770 av_one_full  avia-builder-el-0  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m6y914-bef9df5d456f9d5bae6f25c3eb6b9c57\">\n.avia-image-container.av-m6y914-bef9df5d456f9d5bae6f25c3eb6b9c57 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-m6y914-bef9df5d456f9d5bae6f25c3eb6b9c57 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-m6y914-bef9df5d456f9d5bae6f25c3eb6b9c57 av-styling- avia_animated_image av-animated-when-visible-95 right-to-left avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-2053 avia-img-lazy-loading-not-2053 avia_image ' src=\"https:\/\/ffbenefits.ffga.com\/hcde\/wp-content\/uploads\/sites\/2789\/2019\/05\/Accident-1030x139.png\" alt='Accident Insurance' title='Accident'  height=\"139\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/ffbenefits.ffga.com\/hcde\/wp-content\/uploads\/sites\/2789\/2019\/05\/Accident-1030x139.png 1030w, https:\/\/ffbenefits.ffga.com\/hcde\/wp-content\/uploads\/sites\/2789\/2019\/05\/Accident-300x41.png 300w, https:\/\/ffbenefits.ffga.com\/hcde\/wp-content\/uploads\/sites\/2789\/2019\/05\/Accident-768x104.png 768w, https:\/\/ffbenefits.ffga.com\/hcde\/wp-content\/uploads\/sites\/2789\/2019\/05\/Accident-1500x203.png 1500w, https:\/\/ffbenefits.ffga.com\/hcde\/wp-content\/uploads\/sites\/2789\/2019\/05\/Accident-705x95.png 705w, https:\/\/ffbenefits.ffga.com\/hcde\/wp-content\/uploads\/sites\/2789\/2019\/05\/Accident-450x61.png 450w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k7x8k8-a4d3be7928e4b4c67902687dee2b9416\">\n.flex_column.av-k7x8k8-a4d3be7928e4b4c67902687dee2b9416{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-k7x8k8-a4d3be7928e4b4c67902687dee2b9416 av_three_fifth  avia-builder-el-2  el_after_av_one_full  el_before_av_two_fifth  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-iyd5co-43283e157d8c03098a0e9a8e76caa06c '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Why Accident Insurance?<\/h3>\n<p>The costs associated with an injury can add up. Between hospital visits, exams and treatment, out-of-pocket costs could put you in a financial hardship. An accident plan pays benefits directly to you so you can determine where to spend the money. It\u2019s comforting to know that an accident insurance policy can be there through all stages of your care, from initial treatment to follow-up care.<\/p>\n<p>Accident coverage is available to you through payroll deduction and may\u00a0provide a benefit for costs associated with:<\/p>\n<ul>\n<li>Concussions<\/li>\n<li>Lacerations<\/li>\n<li>Broken teeth<\/li>\n<li>Emergency room visits<\/li>\n<li>Ambulance, ground or air<\/li>\n<li>Intensive care unit<\/li>\n<\/ul>\n<\/div><\/section><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-eenl54-e4273db9a4eff7587958417df362c38d\">\n.flex_column.av-eenl54-e4273db9a4eff7587958417df362c38d{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-eenl54-e4273db9a4eff7587958417df362c38d av_two_fifth  avia-builder-el-4  el_after_av_three_fifth  el_before_av_hr  flex_column_div av-zero-column-padding  column-top-margin'     ><style type=\"text\/css\" 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width=\"29\" height=\"32\" viewBox=\"0 0 29 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-1' aria-describedby='av-svg-desc-1' role=\"graphics-symbol\" aria-hidden=\"true\">\n<title id='av-svg-title-1'>Info-circled<\/title>\n<desc id='av-svg-desc-1'>Info-circled<\/desc>\n<path d=\"M14.528 1.28q6.080-0.064 10.432 4.16t4.48 10.304q0.064 6.080-4.192 10.464t-10.336 4.512q-6.080 0.064-10.464-4.192t-4.448-10.336q-0.128-6.080 4.16-10.464t10.368-4.448zM16.192 6.144q-1.344 0-2.080 0.768t-0.736 1.6q-0.064 0.896 0.48 1.408t1.568 0.512q1.216 0 1.952-0.704t0.736-1.728q0-1.856-1.92-1.856zM12.352 25.152q0.96 0 2.688-0.832t3.392-2.496l-0.576-0.768q-1.536 1.152-2.304 1.152-0.448 0-0.128-1.216l1.344-5.12q0.832-3.072-0.704-3.072-0.96 0-2.848 0.928t-3.68 2.4l0.512 0.832q1.664-1.088 2.368-1.088 0.384 0 0 1.088l-1.152 4.864q-0.832 3.328 1.088 3.328z\"><\/path>\n<\/svg><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Icon: MetLife\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >MetLife<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p class=\"p1\">(800) 438-6388<\/p>\n<p><a href=\"https:\/\/www.metlife.com\/\">www.metlife.com<\/a><\/p>\n<p><em><strong>Group #158199<\/strong><\/em><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-23zdfs-29738e336a6b0f67aa4111b4390279a4 avia-font-svg_entypo-fontello avia-svg-icon avia-font-svg_entypo-fontello'><span class='av-icon-char' data-av_svg_icon='flag' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"32\" viewBox=\"0 0 29 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-2' aria-describedby='av-svg-desc-2' role=\"graphics-symbol\" aria-hidden=\"true\">\n<title id='av-svg-title-2'>Flag<\/title>\n<desc id='av-svg-desc-2'>Flag<\/desc>\n<path d=\"M27.968 7.488q0.448-0.192 0.704 0.032t0 0.608q-3.072 4.416-5.248 6.816t-3.52 2.88-2.336 0.064-1.92-1.184-2.016-1.28-2.976 0.128-4.448 2.752l2.88 11.264h-3.2l-5.888-23.040 2.944-1.088q2.88-2.112 4.864-2.752t3.136-0.096 2.048 1.632 1.984 2.272 2.528 1.984 4.128 0.64 6.336-1.632z\"><\/path>\n<\/svg><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Icon: Resources\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Resources<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p><a href=\"http:\/\/ffbenefits.ffga.com\/hcde\/wp-content\/uploads\/sites\/2789\/2026\/05\/What-is-Accident-Insurance-Metlife.pdf\" target=\"_blank\" rel=\"noopener\">What is Accident Insurance?<\/a><\/p>\n<p><a href=\"http:\/\/ffbenefits.ffga.com\/hcde\/wp-content\/uploads\/sites\/2789\/2026\/05\/Metlife-Accident-Product-Overview-24-hour-coverage.pdf\" target=\"_blank\" rel=\"noopener\">Accident Overview \u2013 24 hour coverage<\/a><\/p>\n<p><a href=\"http:\/\/ffbenefits.ffga.com\/hcde\/wp-content\/uploads\/sites\/2789\/2026\/05\/HCDE-Accident-Insurance-Booklet.pdf\" target=\"_blank\" rel=\"noopener\">Accident Insurance Booklet<\/a><\/p>\n<p><a href=\"http:\/\/ffbenefits.ffga.com\/hcde\/wp-content\/uploads\/sites\/2789\/2026\/05\/Metlife-Kids-Sports-Flyer-for-Accident-Plans.pdf\" target=\"_blank\" rel=\"noopener\">Kids Sports Flyer for Accident Plans<\/a><\/p>\n<p><a href=\"https:\/\/players.brightcove.net\/64298592001\/default_default\/index.html?videoId=5825457191001\" target=\"_blank\" rel=\"noopener\">MetLife Accident Video<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mox6kls3-a20820a48ccdccde62773a4922875464\">\n#top .hr.hr-invisible.av-mox6kls3-a20820a48ccdccde62773a4922875464{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-mox6kls3-a20820a48ccdccde62773a4922875464 hr-invisible  avia-builder-el-6  el_after_av_two_fifth  el_before_av_three_fifth '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-31wv7c-86628fa4d06b664371fc015d76933c59\">\n.flex_column.av-31wv7c-86628fa4d06b664371fc015d76933c59{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-31wv7c-86628fa4d06b664371fc015d76933c59 av_three_fifth  avia-builder-el-7  el_after_av_hr  el_before_av_hr  first flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-mox6gljk-87fc57962566d247dd89c7f9491e0ac9 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h4><strong>Links &amp; Brochures<\/strong><\/h4>\n<div  class='hr av-3nj4mk-075024fe72b0b50ffcc87ed2504d8c1e hr-default  avia-builder-el-9  avia-builder-el-no-sibling '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<p><a href=\"http:\/\/ffbenefits.ffga.com\/hcde\/wp-content\/uploads\/sites\/2789\/2026\/05\/Accident_MetLIfePlanSummary.pdf\" target=\"_blank\" rel=\"noopener\">MetLife Accident Plan Summary<\/a><\/p>\n<p><a href=\"http:\/\/ffbenefits.ffga.com\/hcde\/wp-content\/uploads\/sites\/2789\/2026\/05\/Accident-Cert-of-Coverage.pdf\" target=\"_blank\" rel=\"noopener\">MetLife Accident Certificate of Coverage<\/a><\/p>\n<p><a href=\"http:\/\/ffbenefits.ffga.com\/hcde\/wp-content\/uploads\/sites\/2789\/2026\/05\/Metlife-How-to-File-an-Accident-or-HI-Claim.pdf\" target=\"_blank\" rel=\"noopener\">How to File an Accident Claim<\/a><\/p>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mox6kr49-2e1e8f77c0090a4f332677e217123fa8\">\n#top .hr.hr-invisible.av-mox6kr49-2e1e8f77c0090a4f332677e217123fa8{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-mox6kr49-2e1e8f77c0090a4f332677e217123fa8 hr-invisible  avia-builder-el-10  el_after_av_three_fifth  el_before_av_heading '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-298ezs-c08af1a124491c69c75df0a1674d5c12\">\n#top .av-special-heading.av-298ezs-c08af1a124491c69c75df0a1674d5c12{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-298ezs-c08af1a124491c69c75df0a1674d5c12 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-298ezs-c08af1a124491c69c75df0a1674d5c12 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-298ezs-c08af1a124491c69c75df0a1674d5c12 av-special-heading-h3  avia-builder-el-11  el_after_av_hr  el_before_av_video '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >ACCIDENT INSURANCE VIDEO<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<div  class='avia-video av-jv8ozkwj-cfd6c4a74969f2999654428de691320c avia-video-16-9 av-no-preview-image avia-video-load-always av-lazyload-immediate av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  data-original_url='https:\/\/ffga.wistia.com\/medias\/vv4dsar0pe'><script src=\"https:\/\/fast.wistia.com\/embed\/vv4dsar0pe.js\" async type=\"module\"><\/script><script src=\"https:\/\/fast.wistia.com\/player.js\" 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media-id=\"vv4dsar0pe\"><\/wistia-player><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1576","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/hcde\/wp-json\/wp\/v2\/pages\/1576","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/hcde\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/hcde\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/hcde\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/hcde\/wp-json\/wp\/v2\/comments?post=1576"}],"version-history":[{"count":0,"href":"https:\/\/ffbenefits.ffga.com\/hcde\/wp-json\/wp\/v2\/pages\/1576\/revisions"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/hcde\/wp-json\/wp\/v2\/media?parent=1576"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}