{"id":1036,"date":"2018-04-18T22:22:40","date_gmt":"2018-04-18T22:22:40","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/jeffersonparish\/?page_id=1036"},"modified":"2026-03-27T16:06:53","modified_gmt":"2026-03-27T16:06:53","slug":"disability","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/jeffersonparish\/disability\/","title":{"rendered":"Disability"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k2p1gc-c0cc4bbe6276dc94ea97471e21b762c4\">\n.flex_column.av-k2p1gc-c0cc4bbe6276dc94ea97471e21b762c4{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-k2p1gc-c0cc4bbe6276dc94ea97471e21b762c4 av_one_full  avia-builder-el-0  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-j7wabw-a470473312bb2d678b53ab93bfa943e3\">\n.avia-image-container.av-j7wabw-a470473312bb2d678b53ab93bfa943e3 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-j7wabw-a470473312bb2d678b53ab93bfa943e3 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-j7wabw-a470473312bb2d678b53ab93bfa943e3 av-styling- avia_animated_image av-animated-when-visible-95 right-to-left avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-2034 avia-img-lazy-loading-not-2034 avia_image ' src=\"https:\/\/ffbenefits.ffga.com\/jeffersonparish\/wp-content\/uploads\/sites\/2407\/2019\/05\/Disability-1030x139.png\" alt='' title='Disability'  height=\"139\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/ffbenefits.ffga.com\/jeffersonparish\/wp-content\/uploads\/sites\/2407\/2019\/05\/Disability-1030x139.png 1030w, https:\/\/ffbenefits.ffga.com\/jeffersonparish\/wp-content\/uploads\/sites\/2407\/2019\/05\/Disability-300x41.png 300w, https:\/\/ffbenefits.ffga.com\/jeffersonparish\/wp-content\/uploads\/sites\/2407\/2019\/05\/Disability-768x104.png 768w, https:\/\/ffbenefits.ffga.com\/jeffersonparish\/wp-content\/uploads\/sites\/2407\/2019\/05\/Disability-1500x203.png 1500w, https:\/\/ffbenefits.ffga.com\/jeffersonparish\/wp-content\/uploads\/sites\/2407\/2019\/05\/Disability-705x95.png 705w, https:\/\/ffbenefits.ffga.com\/jeffersonparish\/wp-content\/uploads\/sites\/2407\/2019\/05\/Disability-450x61.png 450w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-gzvmmk-6e507cafdbfddaf2918273e889f39055\">\n.flex_column.av-gzvmmk-6e507cafdbfddaf2918273e889f39055{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-gzvmmk-6e507cafdbfddaf2918273e889f39055 av_three_fifth  avia-builder-el-2  el_after_av_one_full  el_before_av_two_fifth  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-1jo1v0-f0eda87413f4f34f0ff8a75d2448fe14 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Why Disability Insurance?<\/h3>\n<p>Have you ever wondered what would happen to your income if you had an accidental injury, sickness, or pregnancy? That is why you need disability coverage. It replaces a portion of income for the period of time you are unable to work due to those reasons.<\/p>\n<p>You are able to choose the <strong><em>benefit amount<\/em><\/strong> which is the amount of your income to replace, and the<strong><em> waiting period <\/em><\/strong>that you begin receiving payments.<\/p>\n<p>How do you decide if you need disability insurance?<\/p>\n<p><strong>Consider these questions when making your decision:<\/strong><\/p>\n<ul>\n<li>How much employer leave do you have?<\/li>\n<li>Do you have savings?<\/li>\n<li>Do you have other income you can rely on, such as from your spouse or from child support?<\/li>\n<li>How close are you to retirement?<\/li>\n<li>Could you go on Social Security Disability or take a Disability Retirement?<\/li>\n<li>What are your other sources of income?<\/li>\n<\/ul>\n<\/div><\/section><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8utn8s-880d94bb17ac72aeda1134b64080bb0e\">\n.flex_column.av-8utn8s-880d94bb17ac72aeda1134b64080bb0e{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-8utn8s-880d94bb17ac72aeda1134b64080bb0e av_two_fifth  avia-builder-el-4  el_after_av_three_fifth  el_before_av_hr  flex_column_div av-zero-column-padding  column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-bx2hqw-decdb2a8ce602fd56368912775ce0242\">\n.iconbox.av-bx2hqw-decdb2a8ce602fd56368912775ce0242 .iconbox_icon{\nbackground-color:#c42032;\n}\n<\/style>\n<article  class='iconbox iconbox_top av-bx2hqw-decdb2a8ce602fd56368912775ce0242  avia-builder-el-5  el_before_av_iconlist  avia-builder-el-first  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\" aria-label=\"Icon: Guardian\"><div class='iconbox_icon heading-color avia-iconfont avia-font-entypo-fontello' data-av_icon='' data-av_iconfont='entypo-fontello' title=\"Guardian\" desc=\"Guardian\" ><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" ><a href='http:\/\/www.metlife.com' title='Guardian'  target=\"_blank\"  rel=\"noopener noreferrer\" >Guardian<\/a><\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p class=\"p1\">888-600-1600<\/p>\n<p><a href=\"http:\/\/guardianlife.com\" target=\"_blank\" rel=\"noopener\">www.guardianlife.com<\/a><\/p>\n<p>Claims Service Center<\/p>\n<p>800-268-2525<\/p>\n<p><strong>Jefferson Group Plan Number:<\/strong> 082009<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f\">\n#top .avia-icon-list-container.av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f .iconlist_icon{\ncolor:#ffffff;\nbackground-color:#c42032;\n}\n#top .avia-icon-list-container.av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f .iconlist_icon svg:first-child{\nstroke:#ffffff;\nfill:#ffffff;\n}\n<\/style>\n<div  class='avia-icon-list-container av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f  avia-builder-el-6  el_after_av_icon_box  el_before_av_iconlist '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f avia-iconlist-animate'>\n<li><div class='iconlist_icon av-2paw70-f7b4ecd2a9abbbb70a24280726fb98e1 avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue81f' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Icon: DISABILITY PLAN INFORMATION\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >DISABILITY PLAN INFORMATION<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p><strong>Brochures:<\/strong><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2407\/2026\/03\/Modified_082009-STD-Summary-English_020426.pdf\" target=\"_blank\" rel=\"noopener\">Short Term Disability Brochure &#8211; English<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2407\/2026\/03\/Modified_082009-STD-Summary-Spanish_020426.pdf\" target=\"_blank\" rel=\"noopener\">Short Term Disability Brochure &#8211; Spanish<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2407\/2026\/03\/Modified_082009-LTD-Summary-Spanish_030226.pdf\" target=\"_blank\" rel=\"noopener\">Long Term Disability Brochure &#8211; Spanish<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2407\/2026\/03\/Modified_082009-LTD-Summary-English_030226.pdf\" target=\"_blank\" rel=\"noopener\">Long Term Disability Brochure &#8211; English<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mn93bjj6-bc13edd65746abebd2b5b2e7658768ef\">\n#top .avia-icon-list-container.av-mn93bjj6-bc13edd65746abebd2b5b2e7658768ef .iconlist_icon{\ncolor:#ffffff;\nbackground-color:#c42032;\n}\n#top .avia-icon-list-container.av-mn93bjj6-bc13edd65746abebd2b5b2e7658768ef .iconlist_icon svg:first-child{\nstroke:#ffffff;\nfill:#ffffff;\n}\n<\/style>\n<div  class='avia-icon-list-container av-mn93bjj6-bc13edd65746abebd2b5b2e7658768ef  avia-builder-el-7  el_after_av_iconlist  avia-builder-el-last '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-mn93bjj6-bc13edd65746abebd2b5b2e7658768ef avia-iconlist-animate'>\n<li><div class='iconlist_icon av-mn93bj30-5b097f9480a4ea5140890d064d36137c avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue81f' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Icon: DISABILITY CLAIM INFORMATION\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >DISABILITY CLAIM INFORMATION<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>Claim Submission Process<br \/>\nShort Term Disability &amp; Long-Term Disability<br \/>\nReporting a disability claim:<\/p>\n<p><strong>File online:<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/www.guardianlife.com\/\" target=\"_blank\" rel=\"noopener\">www.guardianlife.com<\/a><br \/>\nThis link will provide demo videos of the intake process;<br \/>\n<a href=\"https:\/\/www.guardianlife.com\/forms\/group\/short-term-disability\" target=\"_blank\" rel=\"noopener\">https:\/\/www.guardianlife.com\/forms\/group\/short-term-disability<\/a><\/li>\n<\/ul>\n<p><strong>Phone<\/strong>:<\/p>\n<ul>\n<li>1-888-889-2953. A disability intake specialist will walk you through the process,<\/li>\n<\/ul>\n<p><strong>Email:<\/strong><\/p>\n<ul>\n<li>Email a completed Claim Form to: STD: Group_STD_Claims@glic.com<\/li>\n<\/ul>\n<ol>\n<li>If a claim is filed in advance, the claim review process will begin on the anticipated date of disability.<\/li>\n<li>If an employee works in a state that provides a paid leave or disability, the employee will need to contact the state directly to file a separate claim.<\/li>\n<li>If an employee is enrolled in both STD and LTD, the claim will automatically transition from STD once that portion is exhausted and medical supports.<\/li>\n<\/ol>\n<p><strong>Short Term Claim Forms:<\/strong><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2407\/2025\/05\/Guardian-Short-Term-Disability-Claim-Form.pdf\" target=\"_blank\" rel=\"noopener\">Guardian &#8211; Short Term Disability Claim Form<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2407\/2025\/05\/Guardian-Short-Term-Disability-Claim-Form-Spanish.pdf\" target=\"_blank\" rel=\"noopener\">Guardian &#8211; Short Term Disability Claim Form &#8211; Spanish<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2407\/2025\/05\/Guardian-Short-Term-Disability-Direct-Deposit-Form.pdf\" target=\"_blank\" rel=\"noopener\">Guardian &#8211; Short Term Disability Direct Deposit Form<\/a><\/p>\n<p><strong>Long Term Claim Forms:<\/strong><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2407\/2025\/05\/Guardian-Long-Term-Disability-Claim-Form.pdf\" target=\"_blank\" rel=\"noopener\">Guardian &#8211; Long Term Disability Claim Form<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2407\/2025\/05\/Guardian-Long-Term-Disability-Claim-Form-Spanish.pdf\" target=\"_blank\" rel=\"noopener\">Guardian &#8211; Long Term Disability Claim Form &#8211; Spanish<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2407\/2025\/05\/Guardian-Continuance-of-Long-Term-Disability-Form.pdf\" target=\"_blank\" rel=\"noopener\">Guardian &#8211; Continuance of Long Term Disability Form<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2407\/2025\/05\/Guardian-Long-Term-Disability-Direct-Deposit-Form.pdf\" target=\"_blank\" rel=\"noopener\">Guardian &#8211; Long Term Disability Direct Deposit Form<\/a><\/p>\n<p><strong>Disability FAQ:<\/strong><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2407\/2025\/05\/Guardian-Short-Term-Disability-FAQ.pdf\" target=\"_blank\" rel=\"noopener\">Guardian &#8211; Short Term Disability FAQ<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2407\/2025\/05\/Guardian-Long-Term-Disability-FAQ.pdf\" target=\"_blank\" rel=\"noopener\">Guardian &#8211; Long Term Disability FAQ<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/p><\/div><div  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class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k0i7z1gu-2-6ce5a72391b9458a156b1e91cd9dab0c\">\n#top .av-special-heading.av-k0i7z1gu-2-6ce5a72391b9458a156b1e91cd9dab0c{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-k0i7z1gu-2-6ce5a72391b9458a156b1e91cd9dab0c .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-k0i7z1gu-2-6ce5a72391b9458a156b1e91cd9dab0c .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-k0i7z1gu-2-6ce5a72391b9458a156b1e91cd9dab0c av-special-heading-h3  avia-builder-el-15  el_after_av_hr  el_before_av_video '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >SHORT TERM DISABILITY INSURANCE VIDEO<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<div  class='avia-video av-jv8ozkwj-1-cb8003998a4fb81e67b894a356176c73 avia-video-16-9 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