TRS Plans
TRS Plan Information
Plans administered by BCBSTX (medical) & EXPRESS SCRIPTS (pharmacy)
TRS-ActiveCare Primary
- Lowest cost plan.
- Statewide provider network with in-network benefits. No out-of-network benefits.
- Will be able to apply for out-of-state coverage for dependent college students.
- A Primary Care Physician (PCP) is required. Each covered person must choose a PCP. Certain specialists such as a gynecologist or pediatrician can be chosen as PCP. Claims may be denied if a covered person does not use their PCP. Must obtain a PCP referral for specialty care.
- Copays for doctor visits and generic prescriptions before deductible.
- After deductible, insurance pays 70% of covered charges and participant pays 30% co-insurance.
- Includes zero cost generic preventive medications.
- Includes telemedicine through Teledoc and RediMed for $0 co-pay per visit.
- $50 co-pay for urgent care.
TRS-ActiveCare HD
- Premiums are higher than the Primary plan.
- Nationwide network with in-network and out-of-network benefits.
- No requirement for PCP or referrals.
- No copays. Participant must meet medical and pharmacy deductible before plan pays.
- New individual deductible for coverage tiers that include spouse and/or children.
- After deductible, insurance pays 70% of covered charges and participant pays 30% co-insurance.
- Includes zero cost generic preventive medications.
- Includes telemedicine through Teledoc and RediMed for $30 co-pay per visit.
- Compatible with Health Savings Accounts (HSA’s).
TRS-ActiveCare Primary+ (PrimaryPlus)
- Premiums are higher than the HD plan.
- Statewide provider network with in-network benefits. No out-of-network benefits.
- Can apply for out-of-state coverage for dependent college students.
- A Primary Care Physician (PCP) is required. Each covered person must choose a PCP. Certain specialists such as a gynecologist or pediatrician can be chosen as PCP. Claims may be denied if a covered person does not use their PCP. Must obtain a PCP referral for specialty care.
- Copays for doctor visits and generic prescriptions before deductible.
- After deductible, insurance pays 80% of covered charges and participant pays 20% co-insurance.
- Lowest deductibles and out-of-pocket maximums of all BCBSTX plan options.
- Includes telemedicine through Teledoc and RediMed for $0 co-pay.
- $50 copay for urgent care.
TRS-ActiveCare 2 – plan is closed to new participants
- Highest cost plan.
- Nationwide network with in-network and out-of-network benefits.
- No requirement for PCP or referrals.
- No copays. Participant must meet medical and pharmacy deductible before plan pays.
- After deductible, insurance pays 80% of covered charges and participant pays 20% co-insurance.
- Includes telemedicine through Teledoc and RediMed for $0 co-pay.
TRS Plan Resources
Visit the following websites for:
- Plan Comparisons and Plan Details
- Doctor & Hospital Searches
- Tools & Resources
Keene ISD 24-25 Medical Rates 12 pay
Blue Cross Blue Shield Website for TRS-ActiveCare
ID Cards
BCBSTX (medical)
- BCBSTX for ActiveCare Website
- Call BCBSTX:
1-866-355-5999
EXPRESS SCRIPTS (pharmacy)
- www.express-scripts.com/trsactivecare
- 1.844.367.6108
Stay Connected
Use the app to find providers, access coverage information, and view your member ID card. Text BCBSTXAPP to 33633.