{"id":1612,"date":"2018-05-19T03:00:38","date_gmt":"2018-05-19T03:00:38","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/laporteisd-2\/?page_id=1612"},"modified":"2024-03-28T19:29:20","modified_gmt":"2024-03-28T19:29:20","slug":"retirement-plans-tcg","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/laporteisd\/retirement-plans-tcg\/","title":{"rendered":"Retirement Plans &#8211; TCG"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-gh0ews-45486ee6d25fe1fe88e5d5149465ddf6\">\n.flex_column.av-gh0ews-45486ee6d25fe1fe88e5d5149465ddf6{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-gh0ews-45486ee6d25fe1fe88e5d5149465ddf6 av_one_full  avia-builder-el-0  el_before_av_two_third  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-dkkjz0-e5d3d1a2c946735f1e694cbad9dadcc4\">\n.avia-image-container.av-dkkjz0-e5d3d1a2c946735f1e694cbad9dadcc4 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-dkkjz0-e5d3d1a2c946735f1e694cbad9dadcc4 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-dkkjz0-e5d3d1a2c946735f1e694cbad9dadcc4 av-styling- avia_animated_image av-animated-when-visible-95 right-to-left avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-2122 avia-img-lazy-loading-not-2122 avia_image ' src=\"\/wp-content\/uploads\/sites\/1928\/2019\/05\/VolRetirementPlans-1030x139.png\" alt='Voluntary Retirement Plans' title='VolRetirementPlans'  height=\"139\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"\/wp-content\/uploads\/sites\/1928\/2019\/05\/VolRetirementPlans-1030x139.png 1030w, \/wp-content\/uploads\/sites\/1928\/2019\/05\/VolRetirementPlans-300x41.png 300w, \/wp-content\/uploads\/sites\/1928\/2019\/05\/VolRetirementPlans-768x104.png 768w, \/wp-content\/uploads\/sites\/1928\/2019\/05\/VolRetirementPlans-1500x203.png 1500w, \/wp-content\/uploads\/sites\/1928\/2019\/05\/VolRetirementPlans-705x95.png 705w, \/wp-content\/uploads\/sites\/1928\/2019\/05\/VolRetirementPlans-450x61.png 450w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-bvi4gc-a53c90690598d36be2a64adf9b2c18c6\">\n.flex_column.av-bvi4gc-a53c90690598d36be2a64adf9b2c18c6{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-bvi4gc-a53c90690598d36be2a64adf9b2c18c6 av_two_third  avia-builder-el-2  el_after_av_one_full  el_before_av_one_third  first flex_column_div av-zero-column-padding column-top-margin'     ><div  class='tabcontainer av-bkmj8c-4cd9062e639433b8ffd5279ebb01f99a top_tab  avia-builder-el-3  avia-builder-el-no-sibling ' role='tablist'>\n<section class='av_tab_section av_tab_section av-28l1z0-0ebb720302340d5ded0ce5a1fcc465e5'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='tab active_tab' role='tab' tabindex='0' data-fake-id='#tab-id-1' aria-controls='tab-id-1-content'  itemprop=\"headline\" >403(b) Retirement Plan<\/div><div id='tab-id-1-content' class='tab_content active_tab_content' aria-hidden=\"false\"><div class='tab_inner_content invers-color'  itemprop=\"text\" ><p>Research shows that Americans are living well past retirement years. Are you saving enough to be able to enjoy those years? A 403(b) plan can help you get there.<\/p>\n<p>It\u2019s an IRS-approved retirement plan that allows you to set aside money on an after-tax basis for your retirement. Contributions are conveniently made through payroll deduction, so money is moved from your paycheck into the account automatically. Plus, your employer may even match your contributions based on how much you put into the plan. Now is the time to take full advantage of this opportunity to maximize your retirement savings!<\/p>\n<p><strong>Contribution Limits<\/strong><\/p>\n<ul>\n<li>2023:\u00a0$22,500<\/li>\n<li>2024:\u00a0$23,000<\/li>\n<li>Participants aged 50 and older at any time during the calendar year are permitted to contribute an additional $7,500.<\/li>\n<\/ul>\n<p>You may simultaneously contribute to both 403(b) and 457(b) plans.<\/p>\n<\/div><\/div><\/section>\n<section class='av_tab_section av_tab_section av-a3by4-3242f63f323dc04ad7ffa22cf565b90f'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='tab' role='tab' tabindex='0' data-fake-id='#tab-id-2' aria-controls='tab-id-2-content'  itemprop=\"headline\" >457(b) Retirement Plan<\/div><div id='tab-id-2-content' class='tab_content' aria-hidden=\"true\"><div class='tab_inner_content invers-color'  itemprop=\"text\" ><p>The 457(b) plan is an employer-sponsored voluntary retirement savings plan that allows you to save money for retirement on a tax-deferred basis. The plan contains most of the same features of the 403(b) plan, but is different in one unique way. Unlike 403(b) plans, early withdrawals from a 457(b) account are not subject to a 10 percent early withdrawal tax upon separating from the employer.<\/p>\n<p>Your employer offers a 457(b) retirement plan as a way to help you save for life beyond your prime working years. Opening a plan can help you build savings with the convenience of contributing directly from your salary on pre-tax or after-tax (Roth) basis. You have the ability to start, stop, increase or decrease contributions any time.<\/p>\n<p>Enrolling in a 457(b) savings plan can help bring financial stability and security for life upon retirement. You can lower your current taxes or earn tax-free income, bridge your retirement income gap, and get closer financial independence.<\/p>\n<h3><strong>Enroll and create your 457(b) account now!<\/strong><\/h3>\n<ol>\n<li>Start at <a href=\"http:\/\/www.tcgservices.com\/enroll\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>www.tcgservices.com\/enroll<\/strong><\/a>.<\/li>\n<li>Search for &lt;<strong>Insert Group Name&gt; <\/strong>and choose the <strong>457(b) Savings Plan<\/strong>.<\/li>\n<li>Follow the steps on screen to select your salary contribution and investment options. Don\u2019t forget to designate an account beneficiary. <strong>Note:<\/strong><em> If you\u2019re unsure about which investment option to select or how much you should save, schedule a meeting with a Retirement Plan Specialist at <a href=\"http:\/\/www.tcgservices.com\/telewealth\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>www.tcgservices.com\/telewealth<\/strong><\/a>.<\/em><\/li>\n<li>Continue until you get a confirmation notice, and you\u2019re done!<\/li>\n<\/ol>\n<p><strong>Contribution Limits<\/strong><\/p>\n<ul>\n<li>2023:\u00a0$22,500<\/li>\n<li>2024:\u00a0$23,000<\/li>\n<li>Participants aged 50 and older at any time during the calendar year are permitted to contribute an additional $7,500.<\/li>\n<\/ul>\n<p>You may simultaneously contribute to both 403(b) and 457(b) plans.<\/p>\n<h6><\/h6>\n<p style=\"text-align: left\">\n<\/div><\/div><\/section>\n<\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3o2u30-07621c8c9607fa127bebd6765d26e3f0\">\n.flex_column.av-3o2u30-07621c8c9607fa127bebd6765d26e3f0{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-3o2u30-07621c8c9607fa127bebd6765d26e3f0 av_one_third  avia-builder-el-4  el_after_av_two_third  avia-builder-el-last  flex_column_div av-zero-column-padding column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2r24vg-3cc13d9f691fa0555d9108bcceccb772\">\n.iconbox.av-2r24vg-3cc13d9f691fa0555d9108bcceccb772 .iconbox_icon{\nbackground-color:#c42032;\n}\n<\/style>\n<article  class='iconbox iconbox_top av-2r24vg-3cc13d9f691fa0555d9108bcceccb772  avia-builder-el-5  el_before_av_iconlist  avia-builder-el-first  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue854' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" ><a href='http:\/\/tcgservices.com' title='TCG Administrators'  >TCG Administrators<\/a><\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p>(800) 943-9179<\/p>\n<p><a href=\"http:\/\/www.tcgservices.com\/\" target=\"_blank\" rel=\"noopener\">www.tcgservices.com<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n<div  class='avia-icon-list-container av-lublbdmk-12e36eb2e7f95a025bad9597a610c0b6  avia-builder-el-6  el_after_av_icon_box  avia-builder-el-last '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-lublbdmk-12e36eb2e7f95a025bad9597a610c0b6 avia-iconlist-animate'>\n<li><div class='iconlist_icon av-lubl7rha-c1b1f3a630b5fb17b3c5f14301e3b4b7 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue81f' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >457(b) Retirement Savings Plan Information<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p><a href=\"\/wp-content\/uploads\/sites\/1928\/2024\/03\/457b-Plan-Brochure.pdf\">457(b) Plan Brochure<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/1928\/2024\/03\/457b-Portfolio-Summary.pdf\">457(b) Portfolio Summary<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/1928\/2024\/03\/457b-New-User-Plan-Enrollment-Instructions.pdf\">457(b) New User Plan Enrollment Instructions<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/1928\/2024\/03\/457b-Existing-Plan-Enrollment-Instructions.pdf\">457(b) Existing Plan Enrollment Instructions<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/1928\/2024\/03\/457b-Summary-Plan-Description.pdf\">457(b) Summary Plan Description<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-lubkx2od-7f2e804082636abc141471ef67efd871 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue81f' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >403(b) Retirement Savings Plan<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p><a href=\"\/wp-content\/uploads\/sites\/1928\/2024\/03\/GM2-RAMS-Region-10-403b-May-2016-brochure.pdf\">403(b) Retirement Plan Brochure<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/1928\/2024\/03\/TCG-HUB-Accessing-Approved-Vendor-List-Feb-2022-GM1.pdf\">TCG HUB &#8211; Accessing Approved Vendor List<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/1928\/2024\/03\/GM3-403b-Plan-Enrollment-Inst.-for-www.tcgbenefits.com-NEW-EXISTING-USERS2.pdf\">403(b) Plan Enrollment Instructions<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/1928\/2024\/03\/TCG-403b-Annual-Plan-Notice-2022-GM1-SPN.pdf\">TCG 403(b) Annual Plan Notice <\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/1928\/2024\/03\/TCG-HUB-Accessing-SPD-Feb-2022-GM2.pdf\">TCG HUB &#8211; Accessing SPD &#8211; 403(b)<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/1928\/2024\/03\/TCG-403b-Annual-Plan-Notice-Spanish.pdf\">TCG 403(b) Recordatorio Anual del Plan <\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-lublb9mq-1b7df3d2ab87d127e487725ff2a8fe8d avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue81f' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >FICA Alternative Savings Plan Information<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p><a href=\"\/wp-content\/uploads\/sites\/1928\/2024\/03\/FICA-Alternative-Plan-Information.pdf\">FICA Alternative Plan Information<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/p><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1612","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/laporteisd\/wp-json\/wp\/v2\/pages\/1612","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/laporteisd\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/laporteisd\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/laporteisd\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/laporteisd\/wp-json\/wp\/v2\/comments?post=1612"}],"version-history":[{"count":34,"href":"https:\/\/ffbenefits.ffga.com\/laporteisd\/wp-json\/wp\/v2\/pages\/1612\/revisions"}],"predecessor-version":[{"id":3492,"href":"https:\/\/ffbenefits.ffga.com\/laporteisd\/wp-json\/wp\/v2\/pages\/1612\/revisions\/3492"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/laporteisd\/wp-json\/wp\/v2\/media?parent=1612"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}