{"id":3270,"date":"2018-04-10T23:42:57","date_gmt":"2018-04-10T23:42:57","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/lexingtonisd\/medical-2\/"},"modified":"2021-08-27T18:50:49","modified_gmt":"2021-08-27T18:50:49","slug":"medical-with-stamp","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/lexingtonisd\/medical-with-stamp\/","title":{"rendered":"Medical &#8211; STAMP"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-wyiu-9252d288cb7a1ad993aed15c5afffaa9\">\n.flex_column.av-wyiu-9252d288cb7a1ad993aed15c5afffaa9{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-wyiu-9252d288cb7a1ad993aed15c5afffaa9 av_one_full  avia-builder-el-0  el_before_av_one_full  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jv8srw4g-1008a503e0fcce26e2bf5c0ee61ed0db\">\n.avia-image-container.av-jv8srw4g-1008a503e0fcce26e2bf5c0ee61ed0db img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-jv8srw4g-1008a503e0fcce26e2bf5c0ee61ed0db .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-jv8srw4g-1008a503e0fcce26e2bf5c0ee61ed0db av-styling- avia_animated_image av-animated-when-visible-95 left-to-right avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-2980 avia-img-lazy-loading-not-2980 avia_image ' src=\"\/wp-content\/uploads\/sites\/396\/2019\/10\/MedicalBanner-1500x202.png\" alt='' title='MedicalBanner'  height=\"202\" width=\"1500\"  itemprop=\"thumbnailUrl\" srcset=\"\/wp-content\/uploads\/sites\/396\/2019\/10\/MedicalBanner.png 1500w, \/wp-content\/uploads\/sites\/396\/2019\/10\/MedicalBanner-300x40.png 300w, \/wp-content\/uploads\/sites\/396\/2019\/10\/MedicalBanner-768x103.png 768w, \/wp-content\/uploads\/sites\/396\/2019\/10\/MedicalBanner-1030x139.png 1030w, \/wp-content\/uploads\/sites\/396\/2019\/10\/MedicalBanner-705x95.png 705w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3j6wel-bfd177cdb56c9a0716cfa5d400db413d\">\n.flex_column.av-3j6wel-bfd177cdb56c9a0716cfa5d400db413d{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-3j6wel-bfd177cdb56c9a0716cfa5d400db413d av_one_full  avia-builder-el-2  el_after_av_one_full  el_before_av_two_third  first flex_column_div av-zero-column-padding column-top-margin'     ><section  class='av_textblock_section av-dd8hi-944f943ca305c6d971bac0065d0c5fd3'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Plan Options:<\/h3>\n<p>As a District of Innovation, Lexington ISD is choosing to be flexible with the medical coverage offered to employees. That is why you are being given alternative health solutions for the upcoming plan year. Alongside the 4 TRS medical plans, you now have the option to choose from the\u00a0<b>State of Texas Teachers Alternative Medical Plan (STAMP)<span class=\"Apple-converted-space\">\u00a0<\/span><\/b><\/p>\n<p><em>Review below plans for details.<\/em><\/p>\n<\/div><\/section><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3xz7q-d6f7a137dd21eec4b3f402f808f8fe86\">\n.flex_column.av-3xz7q-d6f7a137dd21eec4b3f402f808f8fe86{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-3xz7q-d6f7a137dd21eec4b3f402f808f8fe86 av_two_third  avia-builder-el-4  el_after_av_one_full  el_before_av_one_third  first flex_column_div av-zero-column-padding column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_heading-93b55ccdc41e94927b0250f01da57d55\">\n#top .av-special-heading.av-av_heading-93b55ccdc41e94927b0250f01da57d55{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-av_heading-93b55ccdc41e94927b0250f01da57d55 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-av_heading-93b55ccdc41e94927b0250f01da57d55 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-av_heading-93b55ccdc41e94927b0250f01da57d55 av-special-heading-h3  avia-builder-el-5  el_before_av_textblock  avia-builder-el-first  av-linked-heading'><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >State of Texas Teachers Alternative Medical Plan (STAMP)<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-dd8hi-944f943ca305c6d971bac0065d0c5fd3'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2><strong>STAMP PLAN INFORMATION<\/strong><\/h2>\n<h5><strong><em>Plans administered by GPA (medical) &amp; Southern Script (pharmacy)<\/em><\/strong><\/h5>\n<h4><strong>STAMP Primary<\/strong><\/h4>\n<ul>\n<li>Lowest cost plan<\/li>\n<li>National Plan<\/li>\n<li>No requirement for PCP or referrals<\/li>\n<li>Preventive Care covered at 100%<\/li>\n<li>Copays for doctor visits and generic prescriptions before deductible<\/li>\n<li>Includes telemedicine for $0 co-pay per visit<\/li>\n<li>Specialty Drugs are not covered on this plan<\/li>\n<\/ul>\n<h4><strong>STAMP HD<\/strong><\/h4>\n<ul>\n<li>Premiums are higher than the Primary plan<\/li>\n<li>National plan<\/li>\n<li>No requirement for PCP or referrals<\/li>\n<li>Preventive Care covered at 100%<\/li>\n<li>No copays. Participant must meet medical and pharmacy deductible before plan pays.<\/li>\n<li>Includes telemedicine at no charge<\/li>\n<li>Compatible with Health Savings Accounts (HSAs)<\/li>\n<li>Specialty Drugs are not covered on this plan.<\/li>\n<\/ul>\n<h4><strong>STAMP Primary+ (PrimaryPlus)<\/strong><\/h4>\n<ul>\n<li>Premiums are higher than the HD plan.<\/li>\n<li>National Plan<\/li>\n<li>No requirement for PCP or referrals<\/li>\n<li>Preventive Care covered at 100%<\/li>\n<li>Lowest Deductible option<\/li>\n<li>Copays for doctor visits and generic prescriptions before deductible.<\/li>\n<li>Includes telemedicine for $0 co-pay<\/li>\n<li>Specialty Drugs are not covered on this plan<\/li>\n<\/ul>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-7gp7jq-99eea2d8802b48fce25eb4cd5de2a970\">\n.flex_column.av-7gp7jq-99eea2d8802b48fce25eb4cd5de2a970{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-7gp7jq-99eea2d8802b48fce25eb4cd5de2a970 av_one_third  avia-builder-el-7  el_after_av_two_third  el_before_av_one_full  flex_column_div av-zero-column-padding column-top-margin'     ><section  class='av_textblock_section av-krp80byy-be54d2ac47b60e78b40e7bcd0b2eacc6'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2>STAMP RESOURCES &amp; INFORMATION<\/h2>\n<p>A better healthcare experience built to deliver exceptional member support.<\/p>\n<ul>\n<li><a href=\"\/wp-content\/uploads\/sites\/396\/2021\/07\/Lexington-ISD-STAMP-Brochure-9-1-21.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Lexington ISD STAMP Brochure<\/a><\/li>\n<li><a href=\"\/wp-content\/uploads\/sites\/396\/2021\/07\/Lexington-ISD-STAMP-Plan.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Lexington ISD STAMP Plan &amp; TRS Comparison<\/a><\/li>\n<li><a href=\"https:\/\/ffbenefits.ffga.com\/wp-content\/uploads\/sites\/463\/2021\/07\/STAMP-Member-Flyer.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">STAMP Member Flyer<\/a><\/li>\n<li><a href=\"https:\/\/www.multiplan.com\/webcenter\/portal\/ProviderSearch?SiteId=84523\" target=\"_blank\" rel=\"noopener noreferrer\">Find a Provider<\/a><\/li>\n<\/ul>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-55e8l2-fb6660d69a1ce0fa78270468b872223a\">\n.flex_column.av-55e8l2-fb6660d69a1ce0fa78270468b872223a{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-55e8l2-fb6660d69a1ce0fa78270468b872223a av_one_full  avia-builder-el-9  el_after_av_one_third  el_before_av_one_full  first flex_column_div av-zero-column-padding column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-krgxbmu7-a4fdb6ba47ae2e67c4fa1e8242bea720\">\n.avia-video.av-krgxbmu7-a4fdb6ba47ae2e67c4fa1e8242bea720{\nbackground-image:url(\/wp-content\/uploads\/sites\/396\/2021\/08\/Screen-Shot-2021-08-27-at-10.41.38-AM.png);\n}\n<\/style>\n<div  class='avia-video av-krgxbmu7-a4fdb6ba47ae2e67c4fa1e8242bea720 avia-video-16-9 av-preview-image avia-video-lightbox av-lazyload-video-embed avia-video-standard-html'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  data-original_url='https:\/\/elap.showpad.com\/share\/2KiUOqTi4h6z5jYRQRzlN'><script type='text\/html' class='av-video-tmpl'><a href='https:\/\/elap.showpad.com\/share\/2KiUOqTi4h6z5jYRQRzlN' rel='lightbox' class='mfp-iframe lightbox-link'><\/a><\/script><div class=\"av-click-to-play-overlay play-lightbox\"><div class=\"avia_playpause_icon\"><\/div><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3wr5na-ddbc45b0380692bc1618962e7325e621\">\n.flex_column.av-3wr5na-ddbc45b0380692bc1618962e7325e621{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-3wr5na-ddbc45b0380692bc1618962e7325e621 av_one_full  avia-builder-el-11  el_after_av_one_full  el_before_av_two_third  first flex_column_div av-zero-column-padding column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2mpa06-d2b463fe83e66d533cab302e3095e7f6\">\n#top .av-special-heading.av-2mpa06-d2b463fe83e66d533cab302e3095e7f6{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-2mpa06-d2b463fe83e66d533cab302e3095e7f6 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-2mpa06-d2b463fe83e66d533cab302e3095e7f6 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-2mpa06-d2b463fe83e66d533cab302e3095e7f6 av-special-heading-h3  avia-builder-el-12  avia-builder-el-no-sibling  av-linked-heading'><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >TRS Plans<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/div><\/p>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-e8ote-e899b39894645e30ecb0a21538019451\">\n.flex_column.av-e8ote-e899b39894645e30ecb0a21538019451{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-e8ote-e899b39894645e30ecb0a21538019451 av_two_third  avia-builder-el-13  el_after_av_one_full  el_before_av_one_third  first flex_column_div av-zero-column-padding column-top-margin'     ><section  class='av_textblock_section av-kc5bosde-0e771361ac143e7236c537e5d4679585'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2>TRS Plan Information<\/h2>\n<h5><strong><em>Plans administered by BCBSTX (medical) &#038; CVS\/Caremark (pharmacy)<\/em><\/strong><\/h5>\n<h4>TRS-ActiveCare Primary<\/h4>\n<ul>\n<li>Lowest cost plan.<\/li>\n<li>Statewide provider network with in-network benefits. No out-of-network benefits.<\/li>\n<li>Will be able to apply for out-of-state coverage for dependent college students.<\/li>\n<li>A Primary Care Physician (PCP) is required. Each covered person must choose a PCP. Certain specialists such as a gynecologist or pediatrician can be chosen as PCP. Claims may be denied if a covered person does not use their PCP. Must obtain a PCP referral for specialty care.<\/li>\n<li>Copays for doctor visits and generic prescriptions before deductible.<\/li>\n<li>After deductible, insurance pays 70% of covered charges and participant pays 30% co-insurance.<\/li>\n<li>Includes zero cost generic preventive medications.<\/li>\n<li>Includes telemedicine through Teledoc and RediMed for $0 co-pay per visit.<\/li>\n<li>$50 co-pay for urgent care.<\/li>\n<\/ul>\n<h4>TRS-ActiveCare HD<\/h4>\n<ul>\n<li>Premiums are higher than the Primary plan.<\/li>\n<li>Nationwide network with in-network and out-of-network benefits.<\/li>\n<li>No requirement for PCP or referrals.<\/li>\n<li>No copays. Participant must meet medical and pharmacy deductible before plan pays.<\/li>\n<li>New individual deductible for coverage tiers that include spouse and\/or children.<\/li>\n<li>After deductible, insurance pays 70% of covered charges and participant pays 30% co-insurance.<\/li>\n<li>Includes zero cost generic preventive medications.<\/li>\n<li>Includes telemedicine through Teledoc and RediMed for $30 co-pay per visit.<\/li>\n<li>Compatible with Health Savings Accounts (HSA\u2019s).<\/li>\n<\/ul>\n<h4>TRS-ActiveCare Primary+ (PrimaryPlus)<\/h4>\n<ul>\n<li>Premiums are higher than the HD plan.<\/li>\n<li>Statewide provider network with in-network benefits. No out-of-network benefits.<\/li>\n<li>Can apply for out-of-state coverage for dependent college students.<\/li>\n<li>A Primary Care Physician (PCP) is required. Each covered person must choose a PCP. Certain specialists such as a gynecologist or pediatrician can be chosen as PCP. Claims may be denied if a covered person does not use their PCP. Must obtain a PCP referral for specialty care.<\/li>\n<li>Copays for doctor visits and generic prescriptions before deductible.<\/li>\n<li>After deductible, insurance pays 80% of covered charges and participant pays 20% co-insurance.<\/li>\n<li>Lowest deductibles and out-of-pocket maximums of all BCBSTX plan options.<\/li>\n<li>Includes telemedicine through Teledoc and RediMed for $0 co-pay.<\/li>\n<li>$50 copay for urgent care.<\/li>\n<\/ul>\n<h4>TRS-ActiveCare 2 \u2013 plan is closed to new participants<\/h4>\n<ul>\n<li>Highest cost plan.<\/li>\n<li>Nationwide network with in-network and out-of-network benefits.<\/li>\n<li>No requirement for PCP or referrals.<\/li>\n<li>No copays. Participant must meet medical and pharmacy deductible before plan pays.<\/li>\n<li>After deductible, insurance pays 80% of covered charges and participant pays 20% co-insurance.<\/li>\n<li>Includes telemedicine through Teledoc and RediMed for $0 co-pay.<\/li>\n<\/ul>\n<div  class='hr av-2tcglb-67993d8e936cbe4370fe9d5d877784ee hr-short  avia-builder-el-15  avia-builder-el-no-sibling  hr-center'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<\/div><\/section><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-xg6y-299becf32309f706753647406b3379b1\">\n.flex_column.av-xg6y-299becf32309f706753647406b3379b1{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-xg6y-299becf32309f706753647406b3379b1 av_one_third  avia-builder-el-16  el_after_av_two_third  el_before_av_one_full  flex_column_div av-zero-column-padding column-top-margin'     ><section  class='av_textblock_section av-kc5bosde-0e771361ac143e7236c537e5d4679585'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2>TRS Plan Resources<\/h2>\n<h3>Visit the following websites for:<\/h3>\n<ul>\n<li>Plan Comparisons and Plan Details<\/li>\n<li>Doctor &#038; Hospital Searches<\/li>\n<li>Tools &#038; Resources<\/li>\n<\/ul>\n<p><a href=\"https:\/\/www.trs.texas.gov\/Pages\/healthcare_activecare_new_rates_2021.aspx\" target=\"_blank\" rel=\"noopener noreferrer\">TRS Website for ActiveCare 2020-21 Changes<\/a><\/p>\n<p><a href=\"https:\/\/www.trs.texas.gov\/Pages\/trsactivecare2020transition_faq.aspx\" target=\"_blank\" rel=\"noopener noreferrer\">FAQs for 2020 TRS ActiveCare<\/a><\/p>\n<p><a href=\"https:\/\/www.bcbstx.com\/trsactivecare\" target=\"_blank\" rel=\"noopener noreferrer\">Blue Cross Blue Shield Website for TRS-ActiveCare<\/a><\/p>\n<p><a href=\"https:\/\/info.caremark.com\/trsactivecare\" target=\"_blank\" rel=\"noopener noreferrer\">CVS\/Caremark Website for TRS-ActiveCare<\/a><\/p>\n<h3><span style=\"font-size: 18.72px;\"><b>ID Cards<\/b><\/span><\/h3>\n<h5>BCBSTX (medical)<\/h5>\n<ul>\n<li><a href=\"https:\/\/www.bcbstx.com\/trsactivecare\" target=\"_blank\" rel=\"noopener noreferrer\">BCBSTX for ActiveCare Website<\/a><\/li>\n<li>Call BCBSTX:<br \/>\n1-866-355-5999<\/li>\n<\/ul>\n<h5>CAREMARK (pharmacy)<\/h5>\n<ul>\n<li><a href=\"https:\/\/fast.caremark.com\/mcontainer\/v0\/info-caremark-mobile\/index.html\" target=\"_blank\" rel=\"noopener noreferrer\">Caremark Mobile App<\/a><\/li>\n<li><a href=\"https:\/\/www.caremark.com\/trsactivecare\" target=\"_blank\" rel=\"noopener noreferrer\">Caremark Website for ActiveCare<\/a><\/li>\n<li>Call Caremark:<br \/>\n1-866-355-5999<\/li>\n<\/ul>\n<div>\n<h3><strong>Stay Connected<\/strong><\/h3>\n<p><a href=\"https:\/\/www.bcbstx.com\/trsactivecare\/tools-and-resources\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Download the BCBSTX App<\/strong><\/a><\/p>\n<p>Use the app to find providers, access coverage information, and view your member ID card.\u00a0Text BCBSTXAPP to 33633.<\/p>\n<\/div>\n<\/div><\/section><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1bnx6-dd002ad4a398088a55a6cbc95412345f\">\n.flex_column.av-1bnx6-dd002ad4a398088a55a6cbc95412345f{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-1bnx6-dd002ad4a398088a55a6cbc95412345f av_one_full  avia-builder-el-18  el_after_av_one_third  avia-builder-el-last  first flex_column_div av-zero-column-padding column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3bzjq-e0e806cd322faf1ed6a0d9c502d51e2a\">\n#top .av-special-heading.av-3bzjq-e0e806cd322faf1ed6a0d9c502d51e2a{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-3bzjq-e0e806cd322faf1ed6a0d9c502d51e2a .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-3bzjq-e0e806cd322faf1ed6a0d9c502d51e2a .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-3bzjq-e0e806cd322faf1ed6a0d9c502d51e2a av-special-heading-h3  avia-builder-el-19  el_before_av_video  avia-builder-el-first  av-linked-heading'><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >BUYING HEALTH INSURANCE<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<div  class='avia-video av-jv8ozkwj-ceb834b4ee1bd2582c9000015f45aba0 avia-video-16-9 av-no-preview-image avia-video-load-always av-lazyload-immediate av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  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