{"id":2469,"date":"2019-06-14T19:27:46","date_gmt":"2019-06-14T19:27:46","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/lubbockcooperisd\/?page_id=2469"},"modified":"2025-11-03T19:15:48","modified_gmt":"2025-11-03T19:15:48","slug":"health-savings-account","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/lubbockcooperisd\/health-savings-account\/","title":{"rendered":"Health Savings Account"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ch18e-b9af348520d02cb29b02e3942157f882\">\n.flex_column.av-ch18e-b9af348520d02cb29b02e3942157f882{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-ch18e-b9af348520d02cb29b02e3942157f882 av_one_full  avia-builder-el-0  el_before_av_two_third  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-36imgm-47e4d732cbe1823b5d246e345902e01a\">\n.avia-image-container.av-36imgm-47e4d732cbe1823b5d246e345902e01a img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-36imgm-47e4d732cbe1823b5d246e345902e01a .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-36imgm-47e4d732cbe1823b5d246e345902e01a av-styling- avia_animated_image av-animated-when-visible-95 right-to-left avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-2470 avia-img-lazy-loading-not-2470 avia_image ' src=\"\/wp-content\/uploads\/sites\/1078\/2019\/06\/HSA-1500x203.png\" alt='Health Savings Accounts' title='HSA'  height=\"203\" width=\"1500\"  itemprop=\"thumbnailUrl\" srcset=\"\/wp-content\/uploads\/sites\/1078\/2019\/06\/HSA-1500x203.png 1500w, \/wp-content\/uploads\/sites\/1078\/2019\/06\/HSA-300x41.png 300w, \/wp-content\/uploads\/sites\/1078\/2019\/06\/HSA-768x104.png 768w, \/wp-content\/uploads\/sites\/1078\/2019\/06\/HSA-1030x139.png 1030w, \/wp-content\/uploads\/sites\/1078\/2019\/06\/HSA-705x95.png 705w, \/wp-content\/uploads\/sites\/1078\/2019\/06\/HSA-450x61.png 450w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-30og3q-950a97bd82e0be44fcf18f0cf2762d04\">\n.flex_column.av-30og3q-950a97bd82e0be44fcf18f0cf2762d04{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-30og3q-950a97bd82e0be44fcf18f0cf2762d04 av_two_third  avia-builder-el-2  el_after_av_one_full  el_before_av_one_third  first flex_column_div av-zero-column-padding column-top-margin'     ><section  class='av_textblock_section av-jwwhd98j-428c22374a500638632b1903ca53605f'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>What is a Health Savings Account (HSA)?<\/h3>\n<p>A Health Savings Account (HSA) is a great way to help you control your healthcare costs. It works in conjunction with a qualified High Deductible Health Plan (HDHP) to combine tax-free savings earmarked for qualified medical expenses.<\/p>\n<p>An HSA allows you to set aside money to pay for higher deductibles associated with a lower monthly premium HDHP. The money you save in monthly insurance premiums is reserved for eligible medical expenses you incur in the future.<\/p>\n<p>Eligible expenses include things like co-pays and deductibles, prescriptions, vision expenses, dental care, therapy and medical supplies.<\/p>\n<p><strong>Highlights<\/strong><\/p>\n<ul>\n<li>Balances roll over from year to year and earn interest along the way.<\/li>\n<li>Portable \u2013 you keep it even after you leave employment.<\/li>\n<li>Tax advantages \u2013 invest money in mutual funds to grow your tax savings for either future healthcare costs or retirement.<\/li>\n<li>Pay for expenses with a benefits debit card that gives you immediate access to your money at the time of purchase.<\/li>\n<li>Expenses also can be reimbursed through our online portal, online bill pay directly to your provider or submitting a distribution request form.<\/li>\n<li>Receipts are not required for reimbursement, but be sure to save them for tax purposes.<\/li>\n<\/ul>\n<p><strong>HSA Benefits Card<\/strong><\/p>\n<p>The benefits card is available to all employees who participate in a Health Savings Account (HSA). The benefits card gives you immediate access to your money at the point of purchase. Cards are available for participating employees, their spouse and eligible dependents who are at least 18 years old. Funds are not loaded upfront; they become available as contributions are made to your account. Remember to keep records and\/or receipts that show HSA distributions were used to either pay for or reimburse qualified medical expenses.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-660ldx-2b80b2f569722f3ca6e79fd34efe1279\">\n#top .av-special-heading.av-660ldx-2b80b2f569722f3ca6e79fd34efe1279{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-660ldx-2b80b2f569722f3ca6e79fd34efe1279 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-660ldx-2b80b2f569722f3ca6e79fd34efe1279 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-660ldx-2b80b2f569722f3ca6e79fd34efe1279 av-special-heading-h3  avia-builder-el-4  el_after_av_textblock  el_before_av_video  av-linked-heading'><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >HSA VIDEO<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<div  class='avia-video av-jynixzhk-94665ef71c885b64d535a6b4687ff3c1 avia-video-16-9 av-no-preview-image avia-video-load-always av-lazyload-immediate av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  data-original_url='https:\/\/ffga.wistia.com\/medias\/8nrv7pntfo'><script type='text\/html' class='av-video-tmpl'><div class='avia-iframe-wrap'><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" title=\"Health Savings Accounts Video\" src=\"https:\/\/fast.wistia.net\/embed\/iframe\/8nrv7pntfo?dnt=1#?secret=5JrCftTrye\" data-secret=\"5JrCftTrye\" frameborder=\"0\" scrolling=\"no\" width=\"960\" height=\"540\"><\/iframe><\/div><\/script><div class='av-click-to-play-overlay'><div class=\"avia_playpause_icon\"><\/div><\/div><\/div><\/p><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-228kau-06588fb366cec783251f40671dea760a\">\n.flex_column.av-228kau-06588fb366cec783251f40671dea760a{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-228kau-06588fb366cec783251f40671dea760a av_one_third  avia-builder-el-6  el_after_av_two_third  el_before_av_one_half  flex_column_div av-zero-column-padding column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-71lqm-8d80e0efd5c0b5456bec38684f7cba46\">\n.iconbox.av-71lqm-8d80e0efd5c0b5456bec38684f7cba46 .iconbox_icon{\nbackground-color:#c42032;\n}\n<\/style>\n<article  class='iconbox iconbox_top av-71lqm-8d80e0efd5c0b5456bec38684f7cba46  avia-builder-el-7  el_before_av_iconlist  avia-builder-el-first  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue854' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" > HSA Bank<\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p><a href=\"https:\/\/www.hsabank.com\/HSABank\/Home-Page.html\" target=\"_blank\" rel=\"noopener\">www.hsabank.com<\/a><\/p>\n<p>Ph: 800-357-6246<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jv9m4793-99a383823ad31739fb1ad03a98668832\">\n#top .avia-icon-list-container.av-jv9m4793-99a383823ad31739fb1ad03a98668832 .iconlist_icon{\nbackground-color:#c42032;\n}\n<\/style>\n<div  class='avia-icon-list-container av-jv9m4793-99a383823ad31739fb1ad03a98668832  avia-builder-el-8  el_after_av_icon_box  avia-builder-el-last '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-jv9m4793-99a383823ad31739fb1ad03a98668832 avia-iconlist-animate'>\n<li><div class='iconlist_icon av-7xmz39-da4aa15a54e95cb43f6a3a757e6cee29 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue81f' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >HSA PLAN INFORMATION<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p><a href=\"\/wp-content\/uploads\/sites\/1078\/2025\/11\/HSA_Invest_021425-2.pdf\" target=\"_blank\" rel=\"noopener\">HSA Invest<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/1078\/2025\/11\/HSA_Overview_2025_2026_Limits_051325.pdf\" target=\"_blank\" rel=\"noopener\">HSA Overview 2025 &#8211; 2026 Limits<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ahnimt-7b784c5b1590d35d488670df37afcc40\">\n.flex_column.av-ahnimt-7b784c5b1590d35d488670df37afcc40{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-ahnimt-7b784c5b1590d35d488670df37afcc40 av_one_half  avia-builder-el-9  el_after_av_one_third  el_before_av_one_half  first flex_column_div av-zero-column-padding column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-11jpqw5-22b59a51ba34a0ca518ecbfad1827254\">\n#top .av-special-heading.av-11jpqw5-22b59a51ba34a0ca518ecbfad1827254{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-11jpqw5-22b59a51ba34a0ca518ecbfad1827254 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-11jpqw5-22b59a51ba34a0ca518ecbfad1827254 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-11jpqw5-22b59a51ba34a0ca518ecbfad1827254 av-special-heading-h5  avia-builder-el-10  el_before_av_table  avia-builder-el-first  av-linked-heading'><h5 class='av-special-heading-tag'  itemprop=\"headline\"  >Minimum Health Insurance Plan Deductible  Amounts for the Qualifying HDHP<\/h5><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<div  class='avia-table av-10a8fzp-82a5a32da72b8bd760ae003db5e516e5 main_color avia-pricing-table-container avia_pricing_default  avia-builder-el-11  el_after_av_heading  avia-builder-el-last  avia-table-1'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Table\" ><div class=\"pricing-table-wrap\"><ul class='pricing-table avia-desc-col'><li class='avia-heading-row empty-table-cell'><div class='first-table-item'><span class='fallback-table-val'>2025<\/span><\/div><span class='pricing-extra'><\/span><\/li><li class=''>Individual Coverage<\/li><li class=''>Family Coverage<\/li><\/ul><\/div><div class=\"pricing-table-wrap\"><ul class='pricing-table '><li class='avia-heading-row'><div class='first-table-item'>2025<\/div><span class='pricing-extra'><\/span><\/li><li class=''>$1,650<\/li><li class=''>$3,300<\/li><\/ul><\/div><div class=\"pricing-table-wrap\"><ul class='pricing-table '><li class='avia-heading-row'><div class='first-table-item'>2026<\/div><span class='pricing-extra'><\/span><\/li><li class=''>$1,700<\/li><li class=''>$3,400<\/li><\/ul><\/div><\/div><\/p><\/div><\/p>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-72rndh-4cbb96ba56fb0338b66579b7c502f900\">\n.flex_column.av-72rndh-4cbb96ba56fb0338b66579b7c502f900{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-72rndh-4cbb96ba56fb0338b66579b7c502f900 av_one_half  avia-builder-el-12  el_after_av_one_half  el_before_av_hr  flex_column_div av-zero-column-padding column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kkcsd1-0eec2ff083ee3286ff108e50a428fda3\">\n#top .av-special-heading.av-kkcsd1-0eec2ff083ee3286ff108e50a428fda3{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-kkcsd1-0eec2ff083ee3286ff108e50a428fda3 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-kkcsd1-0eec2ff083ee3286ff108e50a428fda3 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-kkcsd1-0eec2ff083ee3286ff108e50a428fda3 av-special-heading-h5  avia-builder-el-13  el_before_av_table  avia-builder-el-first  av-linked-heading'><h5 class='av-special-heading-tag'  itemprop=\"headline\"  >Annual Maximum Contribution Levels<\/h5><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<div  class='avia-table av-ix9aut-aa6a9b29d57d7843eee18194375f0501 main_color avia-pricing-table-container avia_pricing_default  avia-builder-el-14  el_after_av_heading  el_before_av_textblock  avia-table-2'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Table\" ><div class=\"pricing-table-wrap\"><ul class='pricing-table avia-desc-col'><li class='avia-heading-row empty-table-cell'><div class='first-table-item'><span class='fallback-table-val'>2025<\/span><\/div><span class='pricing-extra'><\/span><\/li><li class=''>Individual Coverage<\/li><li class=''>Family Coverage<\/li><\/ul><\/div><div class=\"pricing-table-wrap\"><ul class='pricing-table '><li class='avia-heading-row'><div class='first-table-item'>2025<\/div><span class='pricing-extra'><\/span><\/li><li class=''>$4,300<\/li><li class=''>$8,550<\/li><\/ul><\/div><div class=\"pricing-table-wrap\"><ul class='pricing-table '><li class='avia-heading-row'><div class='first-table-item'>2026<\/div><span class='pricing-extra'><\/span><\/li><li class=''>$4,400<\/li><li class=''>$8,750<\/li><\/ul><\/div><\/div><br \/>\n<section  class='av_textblock_section av-jwwhscxa-e7d6598b5bf98a7d8288002c5284dbba'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: center;\">Catch up allowed for those 55 and over &#8211; $1,000<\/p>\n<\/div><\/section><\/p><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jwwgox5v-d7318604e5d38aed8dcafd8b5673e11c\">\n#top .hr.hr-invisible.av-jwwgox5v-d7318604e5d38aed8dcafd8b5673e11c{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-jwwgox5v-d7318604e5d38aed8dcafd8b5673e11c hr-invisible  avia-builder-el-16  el_after_av_one_half  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":10,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2469","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/lubbockcooperisd\/wp-json\/wp\/v2\/pages\/2469","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/lubbockcooperisd\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/lubbockcooperisd\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/lubbockcooperisd\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/lubbockcooperisd\/wp-json\/wp\/v2\/comments?post=2469"}],"version-history":[{"count":40,"href":"https:\/\/ffbenefits.ffga.com\/lubbockcooperisd\/wp-json\/wp\/v2\/pages\/2469\/revisions"}],"predecessor-version":[{"id":3545,"href":"https:\/\/ffbenefits.ffga.com\/lubbockcooperisd\/wp-json\/wp\/v2\/pages\/2469\/revisions\/3545"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/lubbockcooperisd\/wp-json\/wp\/v2\/media?parent=2469"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}