Why Life and AD&D?

Life is precious. We take steps to insure our cars and homes, but tend to fall short when it comes to insuring ourselves. A life insurance policy, combined with accidental death and dismemberment coverage, or AD&D, gives you comprehensive coverage so that you have peace of mind knowing your loved ones will be taken care of in the event of your death.

Highlights

• The District provides a $20,000 group life/AD&D insurance policy for all full-time, part-time employees actively working 18.75 hours or more per week and working retirees.  The full cost of this coverage is paid for by the District.
• Offers protection in the event you should die due to either natural causes or an accident.
• Benefits will be paid to the beneficiaries declared on your application.
• Covers a specific term for a predetermined benefit amount.
• Coverage would cease should employment end. However, you may be able to convert your plan to an individual policy within a certain number of days within you leaving employment.