Why Hospital Indemnity Insurance?

Hospital stays are costly. If you or a family member find yourself in the hospital due to a sudden accident or illness, you may struggle financially, even if you have a good medical plan. With a hospital indemnity plan, you can rest assured those extra expenses won’t be a financial burden.

Unlike medical plans, there are no deductibles to meet with a hospital indemnity plan. As soon as you incur a qualified event, you can file a claim and start receiving benefits.

The plan pays a lump sum benefit in a previously specified amount. The money can be used for medical costs, insurance deductibles, groceries, transportation, childcare – the choice is up to you!

NEW! Mesquite ISD will provide low plan $500 admission benefit for all eligible employees.  You will have the option to “Buy up” to the High plan for richer benefits and a $50 Wellness benefit (pays once per plan year for covered preventive tests).  Wellness benefit is not available on the district paid option.  See plan summary for more details.