Why Hospital Indemnity Insurance?

Hospital stays are costly. If you or a family member find yourself in the hospital due to a sudden accident or illness, you may struggle financially, even if you have a good medical plan. With a hospital indemnity plan, you can rest assured those extra expenses won’t be a financial burden.

Unlike medical plans, there are no deductibles to meet with a hospital indemnity plan. As soon as you incur a qualified event, you can file a claim and start receiving benefits.

The plan pays a lump sum benefit in a previously specified amount. The money can be used for medical costs, insurance deductibles, groceries, transportation, childcare – the choice is up to you!

What Do I Need to File a Hospital Indemnity Insurance Claim?

• If applicable provide accident details (who was involved, where, when, diagnosis, etc.)
• Supporting documentation, such “UB04” (hospital bill), “HCFA1500” medical records, after visit summary and discharge summary or an itemized bill, including patient’s name, diagnosis and dates of service
• Completed and signed “Authorization to Release Information” Form
• “Attending Physician’s Statement”, completed and signed by the attending physician

What Do I Need to File a Hospital Indemnity Health Screening Claim?

• Screening Test Type
• Supporting documentation, including provider, patient’s name, date of test(s) and exam performed