{"id":1612,"date":"2018-05-19T03:00:38","date_gmt":"2018-05-19T03:00:38","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/northwestisd-2\/?page_id=1612"},"modified":"2025-06-11T19:54:46","modified_gmt":"2025-06-11T19:54:46","slug":"retirement-plans-tcg","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/northwestisd-2\/retirement-plans-tcg\/","title":{"rendered":"Retirement Plans &#8211; TCG"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-gh0ews-45486ee6d25fe1fe88e5d5149465ddf6\">\n.flex_column.av-gh0ews-45486ee6d25fe1fe88e5d5149465ddf6{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-gh0ews-45486ee6d25fe1fe88e5d5149465ddf6 av_one_full  avia-builder-el-0  el_before_av_two_third  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-dkkjz0-c5c175c7a49e4264bc89161bad6503a6\">\n.avia-image-container.av-dkkjz0-c5c175c7a49e4264bc89161bad6503a6 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-dkkjz0-c5c175c7a49e4264bc89161bad6503a6 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-dkkjz0-c5c175c7a49e4264bc89161bad6503a6 av-styling- avia_animated_image av-animated-when-visible-95 right-to-left avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-2122 avia-img-lazy-loading-not-2122 avia_image ' src=\"\/wp-content\/uploads\/sites\/2470\/2019\/05\/VolRetirementPlans-1030x139.png\" alt='Voluntary Retirement Plans' title='VolRetirementPlans'  height=\"139\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"\/wp-content\/uploads\/sites\/2470\/2019\/05\/VolRetirementPlans-1030x139.png 1030w, \/wp-content\/uploads\/sites\/2470\/2019\/05\/VolRetirementPlans-300x41.png 300w, \/wp-content\/uploads\/sites\/2470\/2019\/05\/VolRetirementPlans-768x104.png 768w, \/wp-content\/uploads\/sites\/2470\/2019\/05\/VolRetirementPlans-1500x203.png 1500w, \/wp-content\/uploads\/sites\/2470\/2019\/05\/VolRetirementPlans-705x95.png 705w, \/wp-content\/uploads\/sites\/2470\/2019\/05\/VolRetirementPlans-450x61.png 450w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-bvi4gc-a53c90690598d36be2a64adf9b2c18c6\">\n.flex_column.av-bvi4gc-a53c90690598d36be2a64adf9b2c18c6{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-bvi4gc-a53c90690598d36be2a64adf9b2c18c6 av_two_third  avia-builder-el-2  el_after_av_one_full  el_before_av_one_third  first flex_column_div av-zero-column-padding column-top-margin'     ><div  class='tabcontainer av-bkmj8c-4cd9062e639433b8ffd5279ebb01f99a top_tab  avia-builder-el-3  avia-builder-el-no-sibling ' role='tablist'>\n<section class='av_tab_section av_tab_section av-46bzho-034e8a141c9dc0c90e316b00a611b303'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='tab active_tab' role='tab' tabindex='0' data-fake-id='#tab-id-1' aria-controls='tab-id-1-content'  itemprop=\"headline\" >403(b) Retirement Plan<\/div><div id='tab-id-1-content' class='tab_content active_tab_content' aria-hidden=\"false\"><div class='tab_inner_content invers-color'  itemprop=\"text\" ><p>Research shows that people are Americans are living well past retirement years. Are you saving enough to be able to enjoy those years? A 403(b) plan can help you get there.<\/p>\n<p>It\u2019s an IRS-approved retirement plan that allows you to set aside money on an after-tax basis for your retirement. Contributions are conveniently made through payroll deduction, so money is moved from your paycheck into the account automatically. Plus, you employer may even match your contributions based on how much you put into the plan. Now is the time to take full advantage of this opportunity to maximize your retirement savings!<\/p>\n<p><strong>Contribution Limits<\/strong><\/p>\n<ul>\n<li><strong>2024<\/strong>:\u00a0$23,000<\/li>\n<li><strong>2025<\/strong>: $23,500<\/li>\n<li>Participants aged 50 and older at any time during the calendar year are permitted to contribute an additional $7,500.<\/li>\n<\/ul>\n<\/div><\/div><\/section>\n<section class='av_tab_section av_tab_section av-368h30-2171116ab4eeabdbffb8f62c4aed5e25'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='tab' role='tab' tabindex='0' data-fake-id='#tab-id-2' aria-controls='tab-id-2-content'  itemprop=\"headline\" >457(b) Retirement Plan<\/div><div id='tab-id-2-content' class='tab_content' aria-hidden=\"true\"><div class='tab_inner_content invers-color'  itemprop=\"text\" ><p>The 457(b) plan is an employer-sponsored voluntary retirement savings plan that allows you to save money for retirement on a tax-deferred basis.\u00a0The plan contains most of the same features of the 403(b) plan, but is different in one unique way. Distributions from a 457(b) Deferred Compensation Plan are not subject to the 10 percent excise tax for early withdrawal.<\/p>\n<p><strong>Contribution Limits<\/strong><\/p>\n<ul>\n<li><strong>2024<\/strong>:\u00a0$23,000<\/li>\n<li><strong>2025<\/strong>: $23,500<\/li>\n<li>Participants aged 50 and older at any time during the calendar year are permitted to contribute an additional $7,500.<\/li>\n<\/ul>\n<h6><\/h6>\n<p style=\"text-align: left;\">\n<\/div><\/div><\/section>\n<\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3o2u30-07621c8c9607fa127bebd6765d26e3f0\">\n.flex_column.av-3o2u30-07621c8c9607fa127bebd6765d26e3f0{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-3o2u30-07621c8c9607fa127bebd6765d26e3f0 av_one_third  avia-builder-el-4  el_after_av_two_third  avia-builder-el-last  flex_column_div av-zero-column-padding column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2r24vg-44f97c2ee6303430640d0fa8279f0278\">\n.iconbox.av-2r24vg-44f97c2ee6303430640d0fa8279f0278 .iconbox_icon{\nbackground-color:#c42032;\n}\n<\/style>\n<article  class='iconbox iconbox_top av-2r24vg-44f97c2ee6303430640d0fa8279f0278  avia-builder-el-5  el_before_av_iconlist  avia-builder-el-first  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue854' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" ><a href='http:\/\/tcgservices.com' title='TCG Administrators'  >TCG Administrators<\/a><\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p>(800) 943-9179<\/p>\n<p><a href=\"http:\/\/www.tcgservices.com\/\" target=\"_blank\" rel=\"noopener\">www.tcgservices.com<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jv9m4793-99a383823ad31739fb1ad03a98668832\">\n#top .avia-icon-list-container.av-jv9m4793-99a383823ad31739fb1ad03a98668832 .iconlist_icon{\nbackground-color:#c42032;\n}\n<\/style>\n<div  class='avia-icon-list-container av-jv9m4793-99a383823ad31739fb1ad03a98668832  avia-builder-el-6  el_after_av_icon_box  avia-builder-el-last '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-jv9m4793-99a383823ad31739fb1ad03a98668832 avia-iconlist-animate'>\n<li><div class='iconlist_icon av-244y30-cccddebdfd64cba921f02ea3d61c01e3 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue81f' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Plan Information<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p><a href=\"\/wp-content\/uploads\/sites\/2470\/2023\/07\/403b-Enrollment.pdf\" target=\"_blank\" rel=\"noopener\">403(b) Enrollment<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2470\/2023\/07\/457b-Enrollment-Instructions.pdf\" target=\"_blank\" rel=\"noopener\">457b Enrollment Instructions<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2470\/2023\/07\/RAMS-403b-Plan-Overview-for-Participants-2023-Spanish.pdf\" target=\"_blank\" rel=\"noopener\">RAMS &#8211; 403(b) Plan Overview for Participants Spanish<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2470\/2023\/07\/RAMS-403b-Plan-Overview-for-Participants-2023.pdf\" target=\"_blank\" rel=\"noopener\">RAMS &#8211; 403(b) Plan Overview for Participants <\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2470\/2023\/07\/RAMS-457b-Plan-Overview-for-Participants-2023.pdf\">RAMS &#8211; 457(b) Plan Overview for Participants <\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2470\/2023\/07\/RAMS-457b-Plan-Overview-for-Participants-Spanish-2023.pdf\" target=\"_blank\" rel=\"noopener\">RAMS &#8211; 457(b) Plan Overview for Participants &#8211; Spanish<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2470\/2023\/07\/RAMS-Plan-Comparison-403b-vs-457b-2023.pdf\" target=\"_blank\" rel=\"noopener\">RAMS &#8211; Plan Comparison 403(b) vs 457(b) <\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2470\/2023\/07\/TCG-HUB-TeleWealth-Meetings-Kevin-Hull.pdf\" target=\"_blank\" rel=\"noopener\">TCG HUB &#8211; TeleWealth Meetings &#8211; Kevin Hull<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/p><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1612","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/northwestisd-2\/wp-json\/wp\/v2\/pages\/1612","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/northwestisd-2\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/northwestisd-2\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/northwestisd-2\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/northwestisd-2\/wp-json\/wp\/v2\/comments?post=1612"}],"version-history":[{"count":34,"href":"https:\/\/ffbenefits.ffga.com\/northwestisd-2\/wp-json\/wp\/v2\/pages\/1612\/revisions"}],"predecessor-version":[{"id":3692,"href":"https:\/\/ffbenefits.ffga.com\/northwestisd-2\/wp-json\/wp\/v2\/pages\/1612\/revisions\/3692"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/northwestisd-2\/wp-json\/wp\/v2\/media?parent=1612"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}