{"id":1036,"date":"2018-04-18T22:22:40","date_gmt":"2018-04-18T22:22:40","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/shermanisd-2\/?page_id=1036"},"modified":"2023-05-12T16:51:46","modified_gmt":"2023-05-12T16:51:46","slug":"disability","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/shermanisd-2\/disability\/","title":{"rendered":"Disability"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k2p1gc-c0cc4bbe6276dc94ea97471e21b762c4\">\n.flex_column.av-k2p1gc-c0cc4bbe6276dc94ea97471e21b762c4{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-k2p1gc-c0cc4bbe6276dc94ea97471e21b762c4 av_one_full  avia-builder-el-0  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-j7wabw-eaefbccd5b77d936c2762a8397fdc11d\">\n.avia-image-container.av-j7wabw-eaefbccd5b77d936c2762a8397fdc11d img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-j7wabw-eaefbccd5b77d936c2762a8397fdc11d .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-j7wabw-eaefbccd5b77d936c2762a8397fdc11d av-styling- avia_animated_image av-animated-when-visible-95 right-to-left avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-2034 avia-img-lazy-loading-not-2034 avia_image ' src=\"\/wp-content\/uploads\/sites\/2364\/2019\/05\/Disability-1030x139.png\" alt='' title='Disability'  height=\"139\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"\/wp-content\/uploads\/sites\/2364\/2019\/05\/Disability-1030x139.png 1030w, \/wp-content\/uploads\/sites\/2364\/2019\/05\/Disability-300x41.png 300w, \/wp-content\/uploads\/sites\/2364\/2019\/05\/Disability-768x104.png 768w, \/wp-content\/uploads\/sites\/2364\/2019\/05\/Disability-1500x203.png 1500w, \/wp-content\/uploads\/sites\/2364\/2019\/05\/Disability-705x95.png 705w, \/wp-content\/uploads\/sites\/2364\/2019\/05\/Disability-450x61.png 450w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-gzvmmk-6e507cafdbfddaf2918273e889f39055\">\n.flex_column.av-gzvmmk-6e507cafdbfddaf2918273e889f39055{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-gzvmmk-6e507cafdbfddaf2918273e889f39055 av_three_fifth  avia-builder-el-2  el_after_av_one_full  el_before_av_two_fifth  first flex_column_div av-zero-column-padding column-top-margin'     ><section  class='av_textblock_section av-1jo1v0-f0eda87413f4f34f0ff8a75d2448fe14'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Why Disability Insurance?<\/h3>\n<p>Have you ever wondered what would happen to your income if you had an accidental injury, sickness, or pregnancy? That is why you need disability coverage, it replaces a portion of income for the period of time you are unable to work due to those reasons.<\/p>\n<p>You are able to choose the <strong><em>benefit amount<\/em><\/strong> which is the amount of your income to replace, and the<strong><em> waiting period <\/em><\/strong>that you begin receiving payments.<\/p>\n<p>How do you decide if you need disability insurance?<\/p>\n<p><strong>Consider these questions when making your decision:<\/strong><\/p>\n<ul>\n<li>How much employer leave do you have?<\/li>\n<li>Do you have savings?<\/li>\n<li>Do you have other income you can rely on, such as from your spouse or from child support?<\/li>\n<li>How close are you to retirement?<\/li>\n<li>Could you go on Social Security Disability or take a Disability Retirement?<\/li>\n<li>What are your other sources of income?<\/li>\n<\/ul>\n<\/div><\/section><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8utn8s-880d94bb17ac72aeda1134b64080bb0e\">\n.flex_column.av-8utn8s-880d94bb17ac72aeda1134b64080bb0e{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-8utn8s-880d94bb17ac72aeda1134b64080bb0e av_two_fifth  avia-builder-el-4  el_after_av_three_fifth  el_before_av_hr  flex_column_div av-zero-column-padding column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-bx2hqw-f585a41c00c6512f69720d44dea78d97\">\n.iconbox.av-bx2hqw-f585a41c00c6512f69720d44dea78d97 .iconbox_icon{\nbackground-color:#c42032;\n}\n<\/style>\n<article  class='iconbox iconbox_top av-bx2hqw-f585a41c00c6512f69720d44dea78d97  avia-builder-el-5  el_before_av_iconlist  avia-builder-el-first  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue854' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" ><a href='http:\/\/www.standard.com' title='The Standard ' target=\"_blank\" rel=\"noopener noreferrer\">The Standard <\/a><\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><div class=\"span7 font15 wraptext\"><\/div>\n<div class=\"span7\">\n<div>(855) 757- 4717<\/div>\n<div><a href=\"http:\/\/www.standard.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">www.standard.com<\/a><\/p>\n<\/div>\n<\/div>\n<div>Group Number: 752173<\/div>\n<div class=\"span7\"><\/div>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f\">\n#top .avia-icon-list-container.av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f .iconlist_icon{\ncolor:#ffffff;\nbackground-color:#c42032;\n}\n<\/style>\n<div  class='avia-icon-list-container av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f  avia-builder-el-6  el_after_av_icon_box  avia-builder-el-last '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f avia-iconlist-animate'>\n<li><div class='iconlist_icon av-310pdo-291f810329c31485fcb3e7c9193d3d89 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue81f' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >DISABILITY PLAN INFORMATION<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p><a href=\"\/wp-content\/uploads\/sites\/2364\/2019\/11\/Standard-Disability-Brochure-2.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Long Term Disability Plan Highlights<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2364\/2019\/11\/The-Standard-Long-Term-Disability-Sherman-ISD.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Long Term Disability <\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2364\/2021\/12\/SI-14494-752173-SPU_1021-spanish.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Spanish Disability Brochure<\/a><\/p>\n<div class=\"avia-name-description \"><\/div>\n<div class=\"avia-form-element \">\n<div id=\"wp-aviaTBaviaTBcontent-wrap\" class=\"wp-core-ui wp-editor-wrap tmce-active\">\n<div id=\"wp-aviaTBaviaTBcontent-editor-container\" class=\"wp-editor-container\">\n<div id=\"mceu_159\" class=\"mce-tinymce mce-container mce-panel\" role=\"application\">\n<div id=\"mceu_159-body\" class=\"mce-container-body mce-stack-layout\">\n<div id=\"mceu_160\" class=\"mce-top-part mce-container mce-stack-layout-item mce-first\">\n<div id=\"mceu_160-body\" class=\"mce-container-body\">\n<div id=\"mceu_161\" class=\"mce-toolbar-grp mce-container mce-panel mce-first mce-last\" role=\"group\">\n<div id=\"mceu_161-body\" class=\"mce-container-body mce-stack-layout\">\n<div id=\"mceu_162\" class=\"mce-container mce-toolbar mce-stack-layout-item mce-first\" role=\"toolbar\">\n<div id=\"mceu_162-body\" class=\"mce-container-body mce-flow-layout\">\n<div id=\"mceu_163\" class=\"mce-container mce-flow-layout-item mce-first mce-btn-group\" role=\"group\">\n<div id=\"mceu_163-body\">\n<div id=\"mceu_131\" class=\"mce-widget mce-btn mce-menubtn mce-fixed-width mce-listbox mce-first mce-btn-has-text\" role=\"button\" aria-labelledby=\"mceu_131\"><\/div>\n<div id=\"mceu_132\" class=\"mce-widget mce-btn\" role=\"button\" aria-label=\"Bold (Ctrl+B)\"><\/div>\n<div id=\"mceu_133\" class=\"mce-widget mce-btn\" role=\"button\" aria-label=\"Italic (Ctrl+I)\"><\/div>\n<div id=\"mceu_134\" class=\"mce-widget mce-btn\" role=\"button\" aria-label=\"Bulleted list (Shift+Alt+U)\"><\/div>\n<div id=\"mceu_135\" class=\"mce-widget mce-btn\" role=\"button\" aria-label=\"Numbered list (Shift+Alt+O)\"><\/div>\n<div id=\"mceu_136\" class=\"mce-widget mce-btn\" role=\"button\" aria-label=\"Blockquote (Shift+Alt+Q)\"><\/div>\n<div id=\"mceu_137\" class=\"mce-widget mce-btn\" role=\"button\" aria-label=\"Align left (Shift+Alt+L)\"><\/div>\n<div id=\"mceu_138\" class=\"mce-widget mce-btn\" role=\"button\" aria-label=\"Align center (Shift+Alt+C)\"><\/div>\n<div id=\"mceu_139\" class=\"mce-widget mce-btn\" role=\"button\" aria-label=\"Align right (Shift+Alt+R)\"><\/div>\n<div id=\"mceu_140\" class=\"mce-widget mce-btn\" role=\"button\" aria-label=\"Insert\/edit link (Ctrl+K)\"><\/div>\n<div id=\"mceu_141\" class=\"mce-widget mce-btn\" role=\"button\" aria-label=\"Insert Read More tag (Shift+Alt+T)\"><\/div>\n<div id=\"mceu_142\" class=\"mce-widget mce-btn\" role=\"button\" aria-label=\"Fullscreen\"><\/div>\n<div id=\"mceu_143\" class=\"mce-widget mce-btn\" role=\"button\" aria-label=\"Toolbar Toggle (Shift+Alt+Z)\"><\/div>\n<\/div>\n<\/div>\n<div id=\"mceu_164\" class=\"mce-container mce-flow-layout-item mce-last mce-btn-group\" role=\"group\">\n<div id=\"mceu_164-body\">\n<div id=\"mceu_145\" class=\"mce-widget mce-btn mce-menubtn mce-first mce-btn-has-text\" role=\"button\" aria-labelledby=\"mceu_145\"><\/div>\n<div id=\"mceu_145\" class=\"mce-widget mce-btn mce-menubtn mce-first mce-btn-has-text\" role=\"button\" aria-labelledby=\"mceu_145\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-2xf8vw-7343e611e63e01a924bed183a39b9441 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue84d' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >CLAIM FORM<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p><a href=\"\/wp-content\/uploads\/sites\/2364\/2019\/11\/Claim-Packet-Sherman-ISD.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">The Standard Disability Claim Form\u00a0<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2364\/2021\/12\/LTD-claim-form-spanish.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">The Standard Disability\u00a0 Spanish Claim Form<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/p><\/div><div  class='hr av-dy8858-1a407cf3b10a1684b07933f6a1cb8231 hr-default  avia-builder-el-7  el_after_av_two_fifth  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1036","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/shermanisd-2\/wp-json\/wp\/v2\/pages\/1036","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/shermanisd-2\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/shermanisd-2\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/shermanisd-2\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/shermanisd-2\/wp-json\/wp\/v2\/comments?post=1036"}],"version-history":[{"count":35,"href":"https:\/\/ffbenefits.ffga.com\/shermanisd-2\/wp-json\/wp\/v2\/pages\/1036\/revisions"}],"predecessor-version":[{"id":3716,"href":"https:\/\/ffbenefits.ffga.com\/shermanisd-2\/wp-json\/wp\/v2\/pages\/1036\/revisions\/3716"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/shermanisd-2\/wp-json\/wp\/v2\/media?parent=1036"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}