Why Disability Insurance?
Have you ever wondered what would happen to your income if you had an accidental injury, sickness, or pregnancy? That is why you need disability coverage. It replaces a portion of income for the period of time you are unable to work due to those reasons.
Short Term Disablity is provided by your employer and pays 66 2/3% of your monthly income before taxes starting on the 7th consecutive working day that you miss (as long as the full claim is approved and meets requirements by AFA).
Benefits period is up to 180 days.
