{"id":1359,"date":"2018-05-17T15:34:40","date_gmt":"2018-05-17T15:34:40","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/stpetershealth-2\/?page_id=1359"},"modified":"2025-09-23T19:50:58","modified_gmt":"2025-09-23T19:50:58","slug":"2025-plan-year","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/stpetershealth-2\/","title":{"rendered":"2025 Plan Year"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jwtm68ol-da3afc11e3d160248b73348b5e50c028\">\n.avia-section.av-jwtm68ol-da3afc11e3d160248b73348b5e50c028{\nbackground-color:#ffffff;\nbackground-image:url(\/wp-content\/uploads\/sites\/2635\/2018\/04\/Desk.jpg);\nbackground-repeat:no-repeat;\nbackground-position:0% 0%;\nbackground-attachment:fixed;\n}\n.avia-section.av-jwtm68ol-da3afc11e3d160248b73348b5e50c028 .av-extra-border-element .av-extra-border-inner{\nbackground-color:#ffffff;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-jwtm68ol-da3afc11e3d160248b73348b5e50c028 main_color avia-section-large avia-no-border-styling  avia-builder-el-0  el_before_av_one_half  avia-builder-el-first  avia-full-stretch avia-bg-style-fixed container_wrap sidebar_right'  data-section-bg-repeat='stretch'><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-1359'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-djau-47ff5213fa0299586108d961226db668\">\n.flex_column.av-djau-47ff5213fa0299586108d961226db668{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-djau-47ff5213fa0299586108d961226db668 av_one_half  avia-builder-el-1  el_before_av_one_half  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lvxm-6a56f553cdacfe35f21d50961a9f8cb5\">\n@-webkit-keyframes av_boxShadowEffect_av-lvxm-6a56f553cdacfe35f21d50961a9f8cb5-column {\n0%   { box-shadow:  0 0 0 0 #a5a5a5; opacity: 1; }\n100% { box-shadow:  0 0 10px 0 #a5a5a5; opacity: 1; }\n}\n@keyframes av_boxShadowEffect_av-lvxm-6a56f553cdacfe35f21d50961a9f8cb5-column {\n0%   { box-shadow:  0 0 0 0 #a5a5a5; opacity: 1; }\n100% { box-shadow:  0 0 10px 0 #a5a5a5; opacity: 1; }\n}\n.flex_column.av-lvxm-6a56f553cdacfe35f21d50961a9f8cb5{\nbox-shadow: 0 0 10px 0 #a5a5a5;\nborder-width:1px;\nborder-color:#c8e9ed;\nborder-style:solid;\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:20px 20px 20px 20px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div class='flex_column av-lvxm-6a56f553cdacfe35f21d50961a9f8cb5 av_one_half  avia-builder-el-2  el_after_av_one_half  avia-builder-el-last  flex_column_div av-animated-generic right-to-left shadow-not-animated '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ktsseb40-ee38f5166790350f569fa427dd3c104f\">\n#top .av-special-heading.av-ktsseb40-ee38f5166790350f569fa427dd3c104f{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-ktsseb40-ee38f5166790350f569fa427dd3c104f .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-ktsseb40-ee38f5166790350f569fa427dd3c104f .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-ktsseb40-ee38f5166790350f569fa427dd3c104f av-special-heading-h1 blockquote modern-quote modern-centered  avia-builder-el-3  el_before_av_textblock  avia-builder-el-first  av-linked-heading'><h1 class='av-special-heading-tag'  itemprop=\"headline\"  >2025 Plan Year Benefits<\/h1><div class='av-subheading av-subheading_below'><p>Benefits Effective:<br \/>January 1, 2025 &#8211; December 31, 2025<\/p>\n<\/div><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-49e0-75ece53b4afd48ac94d58a4883966210'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: center;\">This website includes a brief overview of your benefit options and acts as a reference guide for your insurance plans. You can refer to it any time you have questions about benefits, claims, etc. Take full advantage of this resource to become familiar with benefit offerings and prepare for open enrollment.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jwtmxk6x-d4a1362441c3160ba80f06914a2865f9\">\n#top .hr.av-jwtmxk6x-d4a1362441c3160ba80f06914a2865f9{\nmargin-top:30px;\nmargin-bottom:30px;\n}\n.hr.av-jwtmxk6x-d4a1362441c3160ba80f06914a2865f9 .hr-inner{\nwidth:45%;\nborder-color:#76b153;\nmax-width:45%;\n}\n.hr.av-jwtmxk6x-d4a1362441c3160ba80f06914a2865f9 .av-seperator-icon{\ncolor:#33a8d5;\n}\n<\/style>\n<div  class='hr av-jwtmxk6x-d4a1362441c3160ba80f06914a2865f9 hr-custom  avia-builder-el-5  el_after_av_textblock  el_before_av_textblock  hr-center hr-icon-yes'><span class='hr-inner inner-border-av-border-fat'><span class=\"hr-inner-style\"><\/span><\/span><span class='av-seperator-icon' aria-hidden='true' data-av_icon='\ue898' data-av_iconfont='entypo-fontello'><\/span><span class='hr-inner inner-border-av-border-fat'><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-jv8qxuzd-27fbc1b048615082f03551d6f88fc9d3'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><div class=\"span7 offset-mini3\">\n<div id=\"groupcontact\">\n<div class=\"clearfix left0 bottom10 box-nh grad\">\n<div class=\"row-fluid\">\n<div class=\"span5 offset1 bottom10\">\n<h3 style=\"text-align: center;\">Benefits Office Contact Information &#8211; St. Peter&#8217;s Health<\/h3>\n<div style=\"text-align: center;\">\n<div style=\"text-align: center;\">Desire McDougall, <a href=\"mailto:employeebenefitsandleave@sphealth.org\">employeebenefitsandleave@sphealth.org<\/a><\/div>\n<div style=\"text-align: center;\">2475 Broadway, Helena, MT 59601<\/div>\n<div style=\"text-align: center;\">Phone: (406) 457-4307<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jwtmxk6x-2-c6faba54a7b6d47e71cccd0bc18efcfc\">\n#top .hr.hr-invisible.av-jwtmxk6x-2-c6faba54a7b6d47e71cccd0bc18efcfc{\nheight:25px;\n}\n<\/style>\n<div  class='hr av-jwtmxk6x-2-c6faba54a7b6d47e71cccd0bc18efcfc hr-invisible  avia-builder-el-7  el_after_av_textblock  el_before_av_buttonrow '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<div  class='avia-buttonrow-wrap av-jwv6dekw-8917a5ff8df71a0080a5bbd8221f00cb avia-buttonrow-center  avia-builder-el-8  el_after_av_hr  avia-builder-el-last '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-42kqgv-9609081d62590d341e8cea1160d98dae\">\n#top #wrap_all .avia-button.av-42kqgv-9609081d62590d341e8cea1160d98dae{\nmargin-bottom:5px;\nmargin-right:3px;\nmargin-left:3px;\n}\n<\/style>\n<a href='\/wp-content\/uploads\/sites\/2635\/2024\/12\/St.-Peters-Health-2024-25-Benefit-Booklet-.pdf' class='avia-button av-42kqgv-9609081d62590d341e8cea1160d98dae avia-icon_select-yes-left-icon avia-size-small avia-color-theme-color' target=\"_blank\" rel=\"noopener noreferrer\"><span class='avia_button_icon avia_button_icon_left ' aria-hidden='true' data-av_icon='\ue84e' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >View Benefits Booklet<\/span><\/a><\/div><\/p><\/div><\/div><\/div><\/main><!-- close content main element --><\/div><div class='av-extra-border-element border-extra-diagonal  diagonal-box-shadow'><div class='av-extra-border-outer'><div class='av-extra-border-inner'><\/div><\/div><\/div><\/div><div id='after_section_1'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-1359'><div class='entry-content-wrapper clearfix'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2yvjun-4a4eccdb7b959982805c47dd947f8b51\">\n.flex_column.av-2yvjun-4a4eccdb7b959982805c47dd947f8b51{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-2yvjun-4a4eccdb7b959982805c47dd947f8b51 av_one_half  avia-builder-el-9  el_after_av_section  el_before_av_one_half  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-65k2e7-dfc46ce009ec2a013a7c1cccc8fd377c\">\n#top .av-special-heading.av-65k2e7-dfc46ce009ec2a013a7c1cccc8fd377c{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-65k2e7-dfc46ce009ec2a013a7c1cccc8fd377c .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-65k2e7-dfc46ce009ec2a013a7c1cccc8fd377c .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-65k2e7-dfc46ce009ec2a013a7c1cccc8fd377c av-special-heading-h3  avia-builder-el-10  el_before_av_textblock  avia-builder-el-first  av-linked-heading'><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >What is Open Enrollment?<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-jwwctttb-9832c16f21bcf6ea45b6f09550d6f487'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>The open enrollment period allows you to review, change or continue benefit elections every year. Keep in mind that benefit plan changes are only allowed throughout the plan year if it is during open enrollment or you have a qualified Section 125 event.<\/p>\n<p><em><strong>The 2025 Benefits Open Enrollment <\/strong><\/em><strong>is going to be a passive enrollment, meaning each benefit eligible employee will have to make benefit selections for the 2025 plan year no later than November 27, 2024.\u00a0<\/strong><\/p>\n<p>During open enrollment, you can do the following:<\/p>\n<ul>\n<li><strong>Elect, change, or decline coverage<\/strong>, in addition to changing existing coverage.<\/li>\n<li><strong>Review personal information<\/strong> and <strong>verify that covered dependents are named on the plan.<\/strong> (If there are inconsistencies between your personal and\/or benefit information, you will need to notify your employer.)<\/li>\n<li><strong>Confirm that the correct dependents are selected<\/strong> in order to be covered for every benefit including medical, dental, vision, etc.<\/li>\n<\/ul>\n<\/div><\/section><br \/>\n<div  class='avia-video av-jv8ozkwj-c3d80526e7c02c0c37becb64fd863c31 avia-video-16-9 av-no-preview-image avia-video-load-always av-lazyload-immediate av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  data-original_url='https:\/\/ffga.wistia.com\/medias\/nv1rj5w5gz'><script type='text\/html' class='av-video-tmpl'><div class='avia-iframe-wrap'><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" title=\"What is Open Enrollment? Video\" src=\"https:\/\/fast.wistia.net\/embed\/iframe\/nv1rj5w5gz?dnt=1#?secret=obVM1VwEDU\" data-secret=\"obVM1VwEDU\" frameborder=\"0\" scrolling=\"no\" width=\"640\" height=\"360\"><\/iframe><\/div><\/script><div class='av-click-to-play-overlay'><div class=\"avia_playpause_icon\"><\/div><\/div><\/div><\/p><\/div><\/p>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4jevgf-e8c5032f3c09adbc5f1d3c91dc4a4d3b\">\n.flex_column.av-4jevgf-e8c5032f3c09adbc5f1d3c91dc4a4d3b{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-4jevgf-e8c5032f3c09adbc5f1d3c91dc4a4d3b av_one_half  avia-builder-el-13  el_after_av_one_half  el_before_av_one_full  flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jvbg6pky-ab08a5ba2c10f4e725151b766c22f4bf\">\n#top .avia-icon-list-container.av-jvbg6pky-ab08a5ba2c10f4e725151b766c22f4bf .iconlist_icon{\nbackground-color:#33a8d5;\n}\n<\/style>\n<div  class='avia-icon-list-container av-jvbg6pky-ab08a5ba2c10f4e725151b766c22f4bf  avia-builder-el-14  avia-builder-el-no-sibling '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-jvbg6pky-ab08a5ba2c10f4e725151b766c22f4bf avia-iconlist-animate'><li><div class='iconlist_icon av-2frr1r-983c2c1a917f2337dc503f50ffb699b6 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue862' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Open Enrollment<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>Open enrollment will take place online and onsite November 1- 27, 2024.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li><li><div class='iconlist_icon av-396zrj-c44afda30af2e1115f8573ccb0078c72 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue863' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >New Employees<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>You have 31 days from your actively-at-work date to make benefit elections.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li><li><div class='iconlist_icon av-42t3e7-0704d905baeab02d0d09c7e61340f6a2 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue83e' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Mid-year Changes<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>You may add or cancel coverage during the plan year if you have a change in family status. You must notify the benefits department within 31 days of the change.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li><li><div class='iconlist_icon av-26pj7z-c25ad27bef0cdcb66d55b652b96e6de5 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue828' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Eligibility<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>Eligible employees must be actively at work on the plan effective date for new benefits to be effective.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li><\/ul><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2l8q3j-4eec18cc7292270a3b758cff2812327a\">\n.flex_column.av-2l8q3j-4eec18cc7292270a3b758cff2812327a{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-2l8q3j-4eec18cc7292270a3b758cff2812327a av_one_full  avia-builder-el-15  el_after_av_one_half  el_before_av_one_half  first flex_column_div av-zero-column-padding column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4irq4f-d6d3e24af4d7e6ef654a7b6c49ea1131\">\n#top .av-special-heading.av-4irq4f-d6d3e24af4d7e6ef654a7b6c49ea1131{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-4irq4f-d6d3e24af4d7e6ef654a7b6c49ea1131 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-4irq4f-d6d3e24af4d7e6ef654a7b6c49ea1131 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-4irq4f-d6d3e24af4d7e6ef654a7b6c49ea1131 av-special-heading-h3  avia-builder-el-16  el_before_av_textblock  avia-builder-el-first  av-linked-heading'><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >Section 125 Plan Information and Rules<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-jvbf48yk-5694088a48580f80aa267e24b1baa62f'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p class=\"p1\">A Section 125 Plan provides a tax-saving way to pay for eligible medical or dependent care expenses. The funds are automatically deducted from your paycheck on a pre-tax basis.<\/p>\n<h5 class=\"p2\">Here\u2019s How It Works<\/h5>\n<p class=\"p1\">A Section 125 Plan reduces your taxes and increases your spendable income by allowing you to deduct the cost of eligible benefits from your earnings before tax. Plus, the plan is available to you at no cost, and you\u2019re already eligible &#8211; all you have to do is enroll.<\/p>\n<p class=\"p1\">The savings you may experience with a Section 125 Plan are outlined in the example below. For instance, you could potentially take home about $70 more each month if you participated in your employer\u2019s Section 125 Plan \u2013 that\u2019s a savings of $840 a year!<\/p>\n<p>You cannot change your benefit elections for the plan year unless the benefits office receives notification in writing within 31 days of the status change.\u00a0If the benefits office is not notified within 31 days of the status change, no benefit change can be made until the next annual open enrollment.<\/p>\n<p>IRS specified changes in family status include:<\/p>\n<ul>\n<li>Change in legal married status<\/li>\n<li>Change in number of dependents<\/li>\n<li>Termination or commencement of employment<\/li>\n<li>Dependent satisfies or ceases to satisfy dependent eligibility requirements<\/li>\n<li>Change in residence or worksite that affects eligibility for coverage<\/li>\n<\/ul>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2pbbvj-ef6e8b26befaf499f3067614343b3066\">\n#top .av-special-heading.av-2pbbvj-ef6e8b26befaf499f3067614343b3066{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-2pbbvj-ef6e8b26befaf499f3067614343b3066 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-2pbbvj-ef6e8b26befaf499f3067614343b3066 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-2pbbvj-ef6e8b26befaf499f3067614343b3066 av-special-heading-h3  avia-builder-el-18  el_after_av_textblock  avia-builder-el-last  av-linked-heading'><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >Section 125 Sample Paycheck<sup>*<\/sup><\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/p><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-26w9gzj-02f6961f652ad4a03440f214fe1b5000\">\n.flex_column.av-26w9gzj-02f6961f652ad4a03440f214fe1b5000{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-26w9gzj-02f6961f652ad4a03440f214fe1b5000 av_one_half  avia-builder-el-19  el_after_av_one_full  el_before_av_one_half  first flex_column_div av-zero-column-padding column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-21heaov-fdffc6541d2988fb24594f6abe2ddaf4\">\n#top .av-special-heading.av-21heaov-fdffc6541d2988fb24594f6abe2ddaf4{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-21heaov-fdffc6541d2988fb24594f6abe2ddaf4 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-21heaov-fdffc6541d2988fb24594f6abe2ddaf4 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-21heaov-fdffc6541d2988fb24594f6abe2ddaf4 av-special-heading-h4 blockquote modern-quote  avia-builder-el-20  el_before_av_table  avia-builder-el-first '><h4 class='av-special-heading-tag'  itemprop=\"headline\"  >WITHOUT S125<\/h4><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<div class='avia-data-table-wrap av-24kgplb-a6ee4e40ac9ef51e483c82ef133aec7f avia_responsive_table avia-table-1'><table  class='avia-table avia-data-table avia_pricing_default  avia-builder-el-21  el_after_av_heading  avia-builder-el-last '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Table\" ><tbody><tr class=''><th class='avia-desc-col'>Monthly Salary<\/th><td class=''>$2,000<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Medical Deductions<\/th><td class=''>&#8211; N\/A<\/td><\/tr><tr class=''><th class='avia-desc-col'>Taxable Gross Income<\/th><td class=''>$2,000<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Taxes (Fed\/State @ 20%)<\/th><td class=''>-$400<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Estimated FICA (7.65%)<\/th><td class=''>-$153<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Medical Deductions<\/th><td class=''>-$250<\/td><\/tr><tr class='avia-pricing-row'><th class='avia-desc-col'>Take Home Pay<\/th><td class=''>$1,197<\/td><\/tr><\/tbody><\/table><\/div><style type='text\/css'>.avia-table-1 td:nth-of-type(1):before { content: 'Monthly Salary'; } <\/style><\/p><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-14ipj5r-4c874dcf15e28c0b94d4f08ba12a74dd\">\n.flex_column.av-14ipj5r-4c874dcf15e28c0b94d4f08ba12a74dd{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-14ipj5r-4c874dcf15e28c0b94d4f08ba12a74dd av_one_half  avia-builder-el-22  el_after_av_one_half  el_before_av_notification  flex_column_div av-zero-column-padding column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-110ps4f-c1d16c679b62b99b354f6e6cdae16687\">\n#top .av-special-heading.av-110ps4f-c1d16c679b62b99b354f6e6cdae16687{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-110ps4f-c1d16c679b62b99b354f6e6cdae16687 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-110ps4f-c1d16c679b62b99b354f6e6cdae16687 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-110ps4f-c1d16c679b62b99b354f6e6cdae16687 av-special-heading-h4 blockquote modern-quote  avia-builder-el-23  el_before_av_table  avia-builder-el-first '><h4 class='av-special-heading-tag'  itemprop=\"headline\"  >WITH S125<\/h4><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<div class='avia-data-table-wrap av-132f8tb-13aefe6ba0b6fedb949b1ba4602b39ce avia_responsive_table avia-table-2'><table  class='avia-table avia-data-table avia_pricing_default  avia-builder-el-24  el_after_av_heading  avia-builder-el-last '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Table\" ><tbody><tr class=''><th class='avia-desc-col'>Monthly Salary<\/th><td class=''>$2,000<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Medical Deductions<\/th><td class=''>-$250<\/td><\/tr><tr class=''><th class='avia-desc-col'>Taxable Gross Income<\/th><td class=''>$1,750<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Taxes (Fed\/State @ 20%)<\/th><td class=''>-$350<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Estimated FICA (7.65%)<\/th><td class=''>-$133<\/td><\/tr><tr class=''><th class='avia-desc-col'>Less Medical Deductions<\/th><td class=''>&#8211; N\/A<\/td><\/tr><tr class='avia-pricing-row'><th class='avia-desc-col'>Take Home Pay<\/th><td class=''>$1,267<\/td><\/tr><\/tbody><\/table><\/div><style type='text\/css'>.avia-table-2 td:nth-of-type(1):before { content: 'Monthly Salary'; } <\/style><\/p><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jwv74zxw-10b9ade40abd5fd868314c13ed5f69ba\">\n.avia_message_box.av-jwv74zxw-10b9ade40abd5fd868314c13ed5f69ba{\nbackground-color:#33a8d5;\ncolor:#ffffff;\n}\n<\/style>\n<div id='avia-messagebox-' class='avia_message_box av_notification av-jwv74zxw-10b9ade40abd5fd868314c13ed5f69ba avia-color-custom avia-size-large avia-icon_select-yes avia-border-  avia-builder-el-25  el_after_av_one_half  el_before_av_textblock ' ><div class=\"avia_message_box_content\"><span class='avia_message_box_icon' aria-hidden='true' data-av_icon='\ue83f' data-av_iconfont='entypo-fontello'><\/span><p>You could save $70 per month in taxes by paying for your benefits on a pre-tax basis!<\/p>\n<\/div><\/div>\n<section  class='av_textblock_section av-jx23aisn-a55e871d9be38d983b0c2910ddf68b36'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: center;\"><em>*The figures in the sample paycheck above are for illustrative purposes only.<\/em><\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2bakkv-b4dfbb6cd9235ff42843c71394aaa590\">\n.flex_column.av-2bakkv-b4dfbb6cd9235ff42843c71394aaa590{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-2bakkv-b4dfbb6cd9235ff42843c71394aaa590 av_one_full  avia-builder-el-27  el_after_av_textblock  avia-builder-el-last  first flex_column_div av-zero-column-padding column-top-margin'     ><section  class='av_textblock_section av-jwv4e9es-765c4a8e49e8cd44f9a57e4567ca5c59'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><em class=\"ADAgray\">This site contains a summary of the benefits offered by your employer. If there is a conflict between the terms of this outline of benefits and the actual contracts, the terms of the contracts will prevail.<\/em><\/p>\n<\/div><\/section><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1359","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/stpetershealth-2\/wp-json\/wp\/v2\/pages\/1359","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/stpetershealth-2\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/stpetershealth-2\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/stpetershealth-2\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/stpetershealth-2\/wp-json\/wp\/v2\/comments?post=1359"}],"version-history":[{"count":106,"href":"https:\/\/ffbenefits.ffga.com\/stpetershealth-2\/wp-json\/wp\/v2\/pages\/1359\/revisions"}],"predecessor-version":[{"id":3635,"href":"https:\/\/ffbenefits.ffga.com\/stpetershealth-2\/wp-json\/wp\/v2\/pages\/1359\/revisions\/3635"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/stpetershealth-2\/wp-json\/wp\/v2\/media?parent=1359"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}