{"id":3568,"date":"2019-07-03T21:18:35","date_gmt":"2019-07-03T21:18:35","guid":{"rendered":"https:\/\/ffbenefits.ffga.com\/stpetershealth\/accidental-death-dismemberment\/"},"modified":"2025-02-24T15:00:34","modified_gmt":"2025-02-24T15:00:34","slug":"accidental-death-dismemberment","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/stpetershealth\/accidental-death-dismemberment\/","title":{"rendered":"Accidental Death &#038; Dismemberment"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-nbt8a0-c21cca150267ad693ab4ff7317097770\">\n.flex_column.av-nbt8a0-c21cca150267ad693ab4ff7317097770{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-nbt8a0-c21cca150267ad693ab4ff7317097770 av_one_full  avia-builder-el-0  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m6y914-e2d2db2bf84665dd178286e10a89b4a8\">\n.avia-image-container.av-m6y914-e2d2db2bf84665dd178286e10a89b4a8 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-m6y914-e2d2db2bf84665dd178286e10a89b4a8 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-m6y914-e2d2db2bf84665dd178286e10a89b4a8 av-styling- avia_animated_image av-animated-when-visible-95 right-to-left avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-2646 avia-img-lazy-loading-not-2646 avia_image ' src=\"\/wp-content\/uploads\/sites\/1808\/2019\/07\/ADD-1030x139.png\" alt='Accidental Death and Dismemberment' title='ADD'  height=\"139\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"\/wp-content\/uploads\/sites\/1808\/2019\/07\/ADD-1030x139.png 1030w, \/wp-content\/uploads\/sites\/1808\/2019\/07\/ADD-300x40.png 300w, \/wp-content\/uploads\/sites\/1808\/2019\/07\/ADD-768x103.png 768w, \/wp-content\/uploads\/sites\/1808\/2019\/07\/ADD.png 1500w, \/wp-content\/uploads\/sites\/1808\/2019\/07\/ADD-705x95.png 705w, \/wp-content\/uploads\/sites\/1808\/2019\/07\/ADD-450x61.png 450w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k7x8k8-a4d3be7928e4b4c67902687dee2b9416\">\n.flex_column.av-k7x8k8-a4d3be7928e4b4c67902687dee2b9416{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-k7x8k8-a4d3be7928e4b4c67902687dee2b9416 av_three_fifth  avia-builder-el-2  el_after_av_one_full  el_before_av_two_fifth  first flex_column_div av-zero-column-padding column-top-margin'     ><section  class='av_textblock_section av-iyd5co-7da8d4945cfe658c7ee9ec398204e30b'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Why Accidental Death &amp; Dismemberment?<\/h3>\n<p>A common misconception is that Accidental Death and Dismemberment insurance, or AD&amp;D, is the same as life insurance. But that\u2019s not the case. The difference is that AD&amp;D insurance covers you in the event you were to die due to an accident. It would also pay a benefit if you were severely injured due to an accident.<\/p>\n<p><strong>Highlights<\/strong><\/p>\n<ul>\n<li>Full cost of coverage is paid for your employer through payroll deduction and will begin the first month following 30 days of employment, if you are actively employed at that time<\/li>\n<li>Affordable premiums<\/li>\n<li>Age-banded, which means your age plays a role in the amount of coverage you will receive<\/li>\n<\/ul>\n<\/div><\/section><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-eenl54-e4273db9a4eff7587958417df362c38d\">\n.flex_column.av-eenl54-e4273db9a4eff7587958417df362c38d{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-eenl54-e4273db9a4eff7587958417df362c38d av_two_fifth  avia-builder-el-4  el_after_av_three_fifth  el_before_av_heading  flex_column_div av-zero-column-padding column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-bx2hqw-e09cc858bf0d9c664f6bdeae44981183\">\n.iconbox.av-bx2hqw-e09cc858bf0d9c664f6bdeae44981183 .iconbox_icon{\nbackground-color:#c42032;\n}\n<\/style>\n<article  class='iconbox iconbox_top av-bx2hqw-e09cc858bf0d9c664f6bdeae44981183  avia-builder-el-5  el_before_av_iconlist  avia-builder-el-first  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue854' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" ><a href='http:\/\/www.metlife.com' title='BCBS of Montana' target=\"_blank\" rel=\"noopener noreferrer\">BCBS of Montana<\/a><\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p class=\"p1\">800.447.7828<\/p>\n<p><a href=\"http:\/\/www.bcbsmt.com\">www.bcbsmt.com<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f\">\n#top .avia-icon-list-container.av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f .iconlist_icon{\ncolor:#ffffff;\nbackground-color:#c42032;\n}\n<\/style>\n<div  class='avia-icon-list-container av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f  avia-builder-el-6  el_after_av_icon_box  avia-builder-el-last '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f avia-iconlist-animate'>\n<li><div class='iconlist_icon av-8k9pv-f6940bddfb226c05bfb7502480a4953a avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue81f' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >AD&amp;D PLAN INFORMATION<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p><a href=\"https:\/\/ffbenefits.ffga.com\/wp-content\/uploads\/sites\/1808\/2025\/02\/Vol-ADD-Highlighter-All-Classes.pdf\">Accidental Death and Dismemberment Highlights<\/a><\/p>\n<p><a href=\"https:\/\/ffbenefits.ffga.com\/wp-content\/uploads\/sites\/1808\/2025\/02\/Vol-ADD-Rate-Grid-12-Pay.pdf\">Accidental Death and Dismemberment Rates<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jynjy6jj-6c698d1ffb470721c97f751501ba0772\">\n#top .av-special-heading.av-jynjy6jj-6c698d1ffb470721c97f751501ba0772{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-jynjy6jj-6c698d1ffb470721c97f751501ba0772 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-jynjy6jj-6c698d1ffb470721c97f751501ba0772 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-jynjy6jj-6c698d1ffb470721c97f751501ba0772 av-special-heading-h3  avia-builder-el-7  el_after_av_two_fifth  el_before_av_video '><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >AD&amp;D VIDEO<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/p>\n<div  class='avia-video av-jv8ozkwj-4e5d29890bae77523a3e2b1cb45067e8 avia-video-16-9 av-no-preview-image avia-video-load-always av-lazyload-immediate av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  data-original_url='https:\/\/ffga.wistia.com\/medias\/a1d396h4uw'><script type='text\/html' class='av-video-tmpl'><div class='avia-iframe-wrap'><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" title=\"AD&amp;D Only Video\" src=\"https:\/\/fast.wistia.net\/embed\/iframe\/a1d396h4uw?dnt=1#?secret=yfLN4YeC3S\" data-secret=\"yfLN4YeC3S\" frameborder=\"0\" scrolling=\"no\" width=\"640\" height=\"360\"><\/iframe><\/div><\/script><div class='av-click-to-play-overlay'><div class=\"avia_playpause_icon\"><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":118,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3568","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/stpetershealth\/wp-json\/wp\/v2\/pages\/3568","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/stpetershealth\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/stpetershealth\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/stpetershealth\/wp-json\/wp\/v2\/users\/118"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/stpetershealth\/wp-json\/wp\/v2\/comments?post=3568"}],"version-history":[{"count":3,"href":"https:\/\/ffbenefits.ffga.com\/stpetershealth\/wp-json\/wp\/v2\/pages\/3568\/revisions"}],"predecessor-version":[{"id":3605,"href":"https:\/\/ffbenefits.ffga.com\/stpetershealth\/wp-json\/wp\/v2\/pages\/3568\/revisions\/3605"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/stpetershealth\/wp-json\/wp\/v2\/media?parent=3568"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}