{"id":3568,"date":"2019-07-03T21:18:35","date_gmt":"2019-07-03T21:18:35","guid":{"rendered":"https:\/\/ffbenefits.ffga.com\/stpetershealth\/accidental-death-dismemberment\/"},"modified":"2026-10-12T19:49:40","modified_gmt":"2026-10-12T19:49:40","slug":"accidental-death-dismemberment","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/stpetershealth\/accidental-death-dismemberment\/","title":{"rendered":"Accidental Death &#038; Dismemberment"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mv5ny6bs-f70094e5a3524253b63adac8b09287ab\">\n.avia-section.av-mv5ny6bs-f70094e5a3524253b63adac8b09287ab{\nbackground-color:#76b153;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-mv5ny6bs-f70094e5a3524253b63adac8b09287ab main_color avia-section-default avia-no-border-styling  avia-builder-el-0  el_before_av_three_fifth  avia-builder-el-first  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-3568'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mv5nzdo3-6fc20b048c9b3772806e58721b294983\">\n#top .av-special-heading.av-mv5nzdo3-6fc20b048c9b3772806e58721b294983{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-mv5nzdo3-6fc20b048c9b3772806e58721b294983 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-mv5nzdo3-6fc20b048c9b3772806e58721b294983 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-mv5nzdo3-6fc20b048c9b3772806e58721b294983 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-mv5nzdo3-6fc20b048c9b3772806e58721b294983 av-special-heading-h1 custom-color-heading  avia-builder-el-1  avia-builder-el-no-sibling '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Accidental Death <span class='special_amp'>&amp;<\/span> Dismemberment<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><div id='after_section_1'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-3568'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k7x8k8-a4d3be7928e4b4c67902687dee2b9416\">\n.flex_column.av-k7x8k8-a4d3be7928e4b4c67902687dee2b9416{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-k7x8k8-a4d3be7928e4b4c67902687dee2b9416 av_three_fifth  avia-builder-el-2  el_after_av_section  el_before_av_two_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-iyd5co-43283e157d8c03098a0e9a8e76caa06c '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2>Why Accidental Death &amp; Dismemberment?<\/h2>\n<p>A common misconception is that Accidental Death and Dismemberment insurance, or AD&amp;D, is the same as life insurance. But that\u2019s not the case. The difference is that AD&amp;D insurance covers you in the event you were to die due to an accident. It would also pay a benefit if you were severely injured due to an accident.<\/p>\n<h3><strong>Highlights<\/strong><\/h3>\n<ul>\n<li>Full cost of coverage is paid for your employer through payroll deduction and will begin the first month following 30 days of employment, if you are actively employed at that time<\/li>\n<li>Affordable premiums<\/li>\n<li>Age-banded, which means your age plays a role in the amount of coverage you will receive<\/li>\n<\/ul>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-eenl54-e4273db9a4eff7587958417df362c38d\">\n.flex_column.av-eenl54-e4273db9a4eff7587958417df362c38d{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-eenl54-e4273db9a4eff7587958417df362c38d av_two_fifth  avia-builder-el-4  el_after_av_three_fifth  el_before_av_heading  flex_column_div av-zero-column-padding  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-bx2hqw-dff56bc41cb8d805cb6d30bdc5f801d6\">\n.iconbox.av-bx2hqw-dff56bc41cb8d805cb6d30bdc5f801d6 .iconbox_icon{\nbackground-color:#33a8d5;\n}\n<\/style>\n<article  class='iconbox iconbox_top av-bx2hqw-dff56bc41cb8d805cb6d30bdc5f801d6  avia-builder-el-5  el_before_av_iconlist  avia-builder-el-first  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\" aria-label=\"Icon: BCBS of Montana\"><div class='iconbox_icon heading-color avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='phone' data-av_iconset='svg_entypo-fontello' ><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"26\" height=\"32\" viewBox=\"0 0 26 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-1' aria-describedby='av-svg-desc-1' role=\"graphics-symbol\">\n<title id='av-svg-title-1'>BCBS of Montana<\/title>\n<desc id='av-svg-desc-1'>BCBS of Montana<\/desc>\n<path d=\"M14.752 17.92q5.184-5.184 3.776-6.592l-0.256-0.256q-0.96-0.96-1.312-1.536t-0.128-1.728 1.568-2.816q0.64-0.768 1.184-1.248t1.12-0.512 0.96-0.032 0.928 0.416 0.768 0.576 0.832 0.8 0.672 0.704q1.536 1.536-0.192 6.208t-6.528 9.408q-4.8 4.8-9.44 6.56t-6.176 0.224q-0.064-0.064-0.736-0.704t-0.8-0.8-0.576-0.768-0.416-0.992 0.064-0.96 0.48-1.12 1.216-1.184q1.344-1.088 2.24-1.504t1.728-0.064 1.12 0.576 1.248 1.184q1.408 1.408 6.656-3.84z\"><\/path>\n<\/svg><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" ><a href='http:\/\/www.metlife.com' title='BCBS of Montana'  target=\"_blank\"  rel=\"noopener noreferrer\" >BCBS of Montana<\/a><\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p class=\"p1\">800.447.7828<\/p>\n<p><a href=\"http:\/\/www.bcbsmt.com\">www.bcbsmt.com<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jv9m4793-e6584469fee910d2bae8eeff2ae2affa\">\n#top .avia-icon-list-container.av-jv9m4793-e6584469fee910d2bae8eeff2ae2affa .iconlist_icon{\ncolor:#ffffff;\nbackground-color:#33a8d5;\n}\n#top .avia-icon-list-container.av-jv9m4793-e6584469fee910d2bae8eeff2ae2affa .iconlist_icon svg:first-child{\nstroke:#ffffff;\nfill:#ffffff;\n}\n<\/style>\n<div  class='avia-icon-list-container av-jv9m4793-e6584469fee910d2bae8eeff2ae2affa  avia-builder-el-6  el_after_av_icon_box  avia-builder-el-last '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-jv9m4793-e6584469fee910d2bae8eeff2ae2affa avia-iconlist-animate'>\n<li><div class='iconlist_icon av-8k9pv-e1145e4c1155de4a29bc2ede61d7e5e1 avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue81f' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Icon: AD&amp;D PLAN INFORMATION\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >AD&amp;D PLAN INFORMATION<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p><a href=\"https:\/\/ffbenefits.ffga.com\/wp-content\/uploads\/sites\/1808\/2025\/02\/Vol-ADD-Highlighter-All-Classes.pdf\">Accidental Death and Dismemberment Highlights<\/a><\/p>\n<p><a href=\"https:\/\/ffbenefits.ffga.com\/wp-content\/uploads\/sites\/1808\/2025\/02\/Vol-ADD-Rate-Grid-12-Pay.pdf\">Accidental Death and Dismemberment Rates<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jynjy6jj-6c698d1ffb470721c97f751501ba0772\">\n#top .av-special-heading.av-jynjy6jj-6c698d1ffb470721c97f751501ba0772{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-jynjy6jj-6c698d1ffb470721c97f751501ba0772 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-jynjy6jj-6c698d1ffb470721c97f751501ba0772 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-jynjy6jj-6c698d1ffb470721c97f751501ba0772 av-special-heading-h3  avia-builder-el-7  el_after_av_two_fifth  el_before_av_video '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >AD&amp;D VIDEO<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/p>\n<div  class='avia-video av-jv8ozkwj-4e5d29890bae77523a3e2b1cb45067e8 avia-video-16-9 av-no-preview-image avia-video-load-always av-lazyload-immediate av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  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media-id=\"a1d396h4uw\"><\/wistia-player><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":118,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3568","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/stpetershealth\/wp-json\/wp\/v2\/pages\/3568","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/stpetershealth\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/stpetershealth\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/stpetershealth\/wp-json\/wp\/v2\/users\/118"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/stpetershealth\/wp-json\/wp\/v2\/comments?post=3568"}],"version-history":[{"count":0,"href":"https:\/\/ffbenefits.ffga.com\/stpetershealth\/wp-json\/wp\/v2\/pages\/3568\/revisions"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/stpetershealth\/wp-json\/wp\/v2\/media?parent=3568"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}