{"id":2648,"date":"2019-07-03T21:26:23","date_gmt":"2019-07-03T21:26:23","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/sttammanyparishschoolboard\/?page_id=2648"},"modified":"2025-07-16T12:50:12","modified_gmt":"2025-07-16T12:50:12","slug":"combined-life-insurance","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/sttammanyparishschoolboard\/combined-life-insurance\/","title":{"rendered":"Life \/ LTC Insurance"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-nbt8a0-c21cca150267ad693ab4ff7317097770\">\n.flex_column.av-nbt8a0-c21cca150267ad693ab4ff7317097770{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-nbt8a0-c21cca150267ad693ab4ff7317097770 av_one_full  avia-builder-el-0  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m6y914-50be519c47e6aa24b413c13bfccb9fd9\">\n.avia-image-container.av-m6y914-50be519c47e6aa24b413c13bfccb9fd9 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-m6y914-50be519c47e6aa24b413c13bfccb9fd9 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-m6y914-50be519c47e6aa24b413c13bfccb9fd9 av-styling- avia_animated_image av-animated-when-visible-95 right-to-left avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-2087 avia-img-lazy-loading-not-2087 avia_image ' src=\"\/wp-content\/uploads\/sites\/430\/2019\/05\/Life.png\" alt='Life Insurance' title='Life'  height=\"609\" width=\"4500\"  itemprop=\"thumbnailUrl\" srcset=\"\/wp-content\/uploads\/sites\/430\/2019\/05\/Life.png 4500w, \/wp-content\/uploads\/sites\/430\/2019\/05\/Life-300x41.png 300w, \/wp-content\/uploads\/sites\/430\/2019\/05\/Life-768x104.png 768w, \/wp-content\/uploads\/sites\/430\/2019\/05\/Life-1030x139.png 1030w, \/wp-content\/uploads\/sites\/430\/2019\/05\/Life-1500x203.png 1500w, \/wp-content\/uploads\/sites\/430\/2019\/05\/Life-705x95.png 705w, \/wp-content\/uploads\/sites\/430\/2019\/05\/Life-450x61.png 450w\" sizes=\"(max-width: 4500px) 100vw, 4500px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k7x8k8-a4d3be7928e4b4c67902687dee2b9416\">\n.flex_column.av-k7x8k8-a4d3be7928e4b4c67902687dee2b9416{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-k7x8k8-a4d3be7928e4b4c67902687dee2b9416 av_three_fifth  avia-builder-el-2  el_after_av_one_full  el_before_av_two_fifth  first flex_column_div av-zero-column-padding column-top-margin'     ><section  class='av_textblock_section av-iyd5co-d27a16b6424b157634908a704493c68f'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Why LifeTime Benefit Term?<\/h3>\n<p style=\"font-weight: 400\">You work hard to provide a good life for your family. However, what if something happened to you? Would your family be able to continue covering expenses you may have today like mortgage payments, childcare, credit card payments, college tuition and other household expenses? What about burial expenses or expenses for long term care like nursing home or assisted living care?<\/p>\n<p style=\"font-weight: 400\">Many families would struggle, especially if the primary wage earner died. And few families are able to afford nursing home care without some type of financial assistance. LifeTime Benefit Term can help.<\/p>\n<p style=\"font-weight: 400\">LifeTime Benefit Term helps protect you and your family if you were no longer able to provide for them. Your family can receive cash benefits paid directly to them upon your death that they can use to help cover expenses like mortgage payments, credit card debt, childcare, college tuition and other household expenses.<\/p>\n<p style=\"font-weight: 400\"><strong>Cash benefits can also be paid directly to you while you are living for long term care expenses.<\/strong><\/p>\n<p style=\"font-weight: 400\">If you need LTC, you can access your death benefit while you are living for home health care, assisted living, adult day care and nursing home care.<\/p>\n<\/div><\/section><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-eenl54-e4273db9a4eff7587958417df362c38d\">\n.flex_column.av-eenl54-e4273db9a4eff7587958417df362c38d{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-eenl54-e4273db9a4eff7587958417df362c38d av_two_fifth  avia-builder-el-4  el_after_av_three_fifth  avia-builder-el-last  flex_column_div av-zero-column-padding column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-bx2hqw-dfaa57c8ab952c2a3297b376976e622f\">\n.iconbox.av-bx2hqw-dfaa57c8ab952c2a3297b376976e622f .iconbox_icon{\nbackground-color:#c42032;\n}\n<\/style>\n<article  class='iconbox iconbox_top av-bx2hqw-dfaa57c8ab952c2a3297b376976e622f  avia-builder-el-5  el_before_av_iconlist  avia-builder-el-first  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue854' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" ><a href='http:\/\/www.metlife.com' title='Fidelity' target=\"_blank\" rel=\"noopener noreferrer\">Fidelity<\/a><\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p>800.369.3990<\/p>\n<p><a href=\"http:\/\/www.fidelitylife.com\" target=\"_blank\" rel=\"noopener\">www.fidelitylife.com<\/a><\/p>\n<p><strong>Grandfathered:<\/strong><\/p>\n<p class=\"p1\">800.225.4500<\/p>\n<p><a href=\"https:\/\/www.combinedinsurance.com\/us-en\/\" target=\"_blank\" rel=\"noopener\">www.combinedinsurance.com<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f\">\n#top .avia-icon-list-container.av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f .iconlist_icon{\ncolor:#ffffff;\nbackground-color:#c42032;\n}\n<\/style>\n<div  class='avia-icon-list-container av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f  avia-builder-el-6  el_after_av_icon_box  avia-builder-el-last '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-jv9m4793-506a767ece1d2cdc3c0bd75ab31e8a9f avia-iconlist-animate'>\n<li><div class='iconlist_icon av-421oqg-29b830e685b36a704e4410ec3e6a8e01 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue81f' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >LONG TERM CARE PLAN INFORMATION<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p><a href=\"\/wp-content\/uploads\/sites\/430\/2025\/07\/MW060-0624-GLIC-FLA-St-Tammany-PSB-0725.pdf\" target=\"_blank\" rel=\"noopener\">St. Tammany Parish &#8211; Fidelity Life &#8211; Brochure<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/430\/2025\/07\/GLIC-FLA-St-Tammany-Parish-School-Board-Rates-7-15-25.pdf\" target=\"_blank\" rel=\"noopener\">St. Tammany Parish &#8211; Fidelity Life &#8211; Rates<\/a><\/p>\n<p><strong>Claim Forms:<\/strong><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/430\/2025\/07\/3451-FLA-07-LBT-Life-Claim-Form-11-2023.pdf\" target=\"_blank\" rel=\"noopener\">Fidelity Life &#8211; Life Claim Form<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/430\/2025\/07\/FLA-BEN-01-Beneficiary-Form-11-2023.pdf\" target=\"_blank\" rel=\"noopener\">Fidelity Life &#8211; Beneficiary Form<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/430\/2025\/07\/FLA-CL-2.d-Request-for-Acc-Benefit-Pymt-ACCL-01-11-2023-.pdf\" target=\"_blank\" rel=\"noopener\">Fidelity Life &#8211; Accelerated Death Benefit Claim Form<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/430\/2025\/07\/FLA-RFS-01-Request-for-Service-11-2023.pdf\" target=\"_blank\" rel=\"noopener\">Fidelity Life &#8211; Change Form <\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/430\/2025\/07\/FLA-Waiver-01-CL-2.e-Claimant-statement-of-disability-11-2023.pdf\" target=\"_blank\" rel=\"noopener\">Fidelity Life &#8211; Statement of Disability<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/430\/2025\/07\/FLA-LTC-11-2023-Accel-Claim-Form.pdf\" target=\"_blank\" rel=\"noopener\">Fidelity Life &#8211; Long Term Care Claim Form<\/a><\/p>\n<p><strong>Grandfathered<\/strong>:<\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/430\/2020\/06\/Combined-Brochure-2020-Rates.pdf\" target=\"_blank\" rel=\"noopener\">Combined Brochure <\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/430\/2020\/06\/CICA-TI-Accelerated-Benefit.pdf\" target=\"_blank\" rel=\"noopener\">Terminal Illness Accelerated Benefit Claim Form<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/430\/2020\/06\/Combined-Beneficiary-Change-Form.pdf\" target=\"_blank\" rel=\"noopener\">Combined &#8211; Beneficiary Change Form<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/430\/2020\/06\/CICA-DEATH-CLAIM-FORM.pdf\" target=\"_blank\" rel=\"noopener\">Combined Death Claim Form<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/p><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":12,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2648","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/sttammanyparishschoolboard\/wp-json\/wp\/v2\/pages\/2648","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/sttammanyparishschoolboard\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/sttammanyparishschoolboard\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/sttammanyparishschoolboard\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/sttammanyparishschoolboard\/wp-json\/wp\/v2\/comments?post=2648"}],"version-history":[{"count":11,"href":"https:\/\/ffbenefits.ffga.com\/sttammanyparishschoolboard\/wp-json\/wp\/v2\/pages\/2648\/revisions"}],"predecessor-version":[{"id":3327,"href":"https:\/\/ffbenefits.ffga.com\/sttammanyparishschoolboard\/wp-json\/wp\/v2\/pages\/2648\/revisions\/3327"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/sttammanyparishschoolboard\/wp-json\/wp\/v2\/media?parent=2648"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}