{"id":34,"date":"2018-04-10T23:42:57","date_gmt":"2018-04-10T23:42:57","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/vermilionparishschoolboard\/?page_id=34"},"modified":"2025-10-17T17:01:25","modified_gmt":"2025-10-17T17:01:25","slug":"medical","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/vermilionparishschoolboard\/medical\/","title":{"rendered":"Medical"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-wyiu-9252d288cb7a1ad993aed15c5afffaa9\">\n.flex_column.av-wyiu-9252d288cb7a1ad993aed15c5afffaa9{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-wyiu-9252d288cb7a1ad993aed15c5afffaa9 av_one_full  avia-builder-el-0  el_before_av_two_third  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jv8srw4g-122226eb10ba637c8cda0023d8530ff8\">\n.avia-image-container.av-jv8srw4g-122226eb10ba637c8cda0023d8530ff8 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-jv8srw4g-122226eb10ba637c8cda0023d8530ff8 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-jv8srw4g-122226eb10ba637c8cda0023d8530ff8 av-styling- avia_animated_image av-animated-when-visible-95 left-to-right avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-3109 avia-img-lazy-loading-not-3109 avia_image ' src=\"\/wp-content\/uploads\/sites\/272\/2020\/01\/Medical.png\" alt='' title='Medical'  height=\"608\" width=\"4500\"  itemprop=\"thumbnailUrl\" srcset=\"\/wp-content\/uploads\/sites\/272\/2020\/01\/Medical.png 4500w, \/wp-content\/uploads\/sites\/272\/2020\/01\/Medical-300x41.png 300w, \/wp-content\/uploads\/sites\/272\/2020\/01\/Medical-1030x139.png 1030w, \/wp-content\/uploads\/sites\/272\/2020\/01\/Medical-768x104.png 768w, \/wp-content\/uploads\/sites\/272\/2020\/01\/Medical-1536x208.png 1536w, \/wp-content\/uploads\/sites\/272\/2020\/01\/Medical-2048x277.png 2048w, \/wp-content\/uploads\/sites\/272\/2020\/01\/Medical-1500x203.png 1500w, \/wp-content\/uploads\/sites\/272\/2020\/01\/Medical-705x95.png 705w\" sizes=\"(max-width: 4500px) 100vw, 4500px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-e8ote-e899b39894645e30ecb0a21538019451\">\n.flex_column.av-e8ote-e899b39894645e30ecb0a21538019451{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-e8ote-e899b39894645e30ecb0a21538019451 av_two_third  avia-builder-el-2  el_after_av_one_full  el_before_av_one_third  first flex_column_div av-zero-column-padding column-top-margin'     ><p><section  class='av_textblock_section av-dd8hi-c603fbe3067319bfa8ababe0773d150b'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><strong>Blue Cross Blue Shield of Louisiana<\/strong><\/p>\n<p><strong>Buy Up Plan<\/strong><\/p>\n<p>o Coinsurance percentage 10% for in network services<br \/>\no Office Visit copay\u00a0 $30<br \/>\no Specialist visit copay\u00a0 $50<\/p>\n<p><strong>Standard PPO Plan<\/strong><\/p>\n<p>o Coinsurance percentage\u00a0 20% for in network services<br \/>\no Office Visit copay\u00a0 $30<br \/>\no Specialist visit copay\u00a0 $50<\/p>\n<p><strong>HDHP *pronounce as high deductible health plan<\/strong><\/p>\n<p>o Coinsurance percentage\u00a0 20% for in network services<br \/>\no Individual in network Deductible\u00a0 $2,300<br \/>\no Individual out of network Deductible $6,600<br \/>\no Family in network deductible\u00a0 $4,600<\/p>\n<p>Vermilion Parish medical plans are offered through BCBS-LA. From in- and out-of-network options to comprehensive prescription drug coverage and special health and wellness programs, BCBS-LA has been designed to flexibly meet the needs Vermilion Parish School Board.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-baq2u-3fe483663ee386f99acef3e651f6e502\">\n#top .togglecontainer.av-baq2u-3fe483663ee386f99acef3e651f6e502 p.toggler{\nborder-color:#2d5c88;\n}\n#top .togglecontainer.av-baq2u-3fe483663ee386f99acef3e651f6e502 p.toggler.activeTitle{\nbackground-color:#d3d3d3;\n}\n#top .togglecontainer.av-baq2u-3fe483663ee386f99acef3e651f6e502 .toggle_wrap .toggle_content{\nborder-color:#2d5c88;\n}\n<\/style>\n<div  class='togglecontainer av-baq2u-3fe483663ee386f99acef3e651f6e502 av-minimal-toggle  avia-builder-el-4  el_after_av_textblock  el_before_av_hr  toggle_close_all' >\n<section class='av_toggle_section av-2htcy-5ce6828ebecb641c83fe111b1f61fef4'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-1' class='toggler   av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-1'>Plan 1: Buy Up PPO Plan<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-1' class='toggle_wrap  '  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-3503\" src=\"\/wp-content\/uploads\/sites\/272\/2025\/10\/Buy-Up-2026-182x300.png\" alt=\"\" width=\"182\" height=\"300\" srcset=\"\/wp-content\/uploads\/sites\/272\/2025\/10\/Buy-Up-2026-182x300.png 182w, \/wp-content\/uploads\/sites\/272\/2025\/10\/Buy-Up-2026.png 337w\" sizes=\"auto, (max-width: 182px) 100vw, 182px\" \/> <img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-3504\" src=\"\/wp-content\/uploads\/sites\/272\/2025\/10\/2026-Rates-300x74.png\" alt=\"\" width=\"300\" height=\"74\" srcset=\"\/wp-content\/uploads\/sites\/272\/2025\/10\/2026-Rates-300x74.png 300w, \/wp-content\/uploads\/sites\/272\/2025\/10\/2026-Rates.png 665w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n<p>o Coinsurance percentage 10% for in network services o Office Visit copay\u00a0 $30 o Specialist visit copay\u00a0 $50<\/p>\n<ul>\n<li>Buy Up PPO Plan has a $1,300 Individual Network Deductible and a $23,600 Family Network Deductible.\u00a0 And a member coinsurance of 10% until the annual maximum out of pocket is reached.<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-2btum-15bf29974400d2cae35a3dd3e1598278'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-2' class='toggler   av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-2'>Plan 2: Standard PPO Plan<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-2' class='toggle_wrap  '  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-3505\" src=\"\/wp-content\/uploads\/sites\/272\/2025\/10\/Standard-2026-179x300.png\" alt=\"\" width=\"179\" height=\"300\" srcset=\"\/wp-content\/uploads\/sites\/272\/2025\/10\/Standard-2026-179x300.png 179w, \/wp-content\/uploads\/sites\/272\/2025\/10\/Standard-2026.png 335w\" sizes=\"auto, (max-width: 179px) 100vw, 179px\" \/><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-3504\" src=\"\/wp-content\/uploads\/sites\/272\/2025\/10\/2026-Rates-300x74.png\" alt=\"\" width=\"300\" height=\"74\" srcset=\"\/wp-content\/uploads\/sites\/272\/2025\/10\/2026-Rates-300x74.png 300w, \/wp-content\/uploads\/sites\/272\/2025\/10\/2026-Rates.png 665w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n<p>o Coinsurance percentage\u00a0 20% for in network services<br \/>\no Office Visit copay\u00a0 $30<br \/>\no Specialist visit copay\u00a0 $50<\/p>\n<ul>\n<li>Standard PPO Plan has a $2,300 Individual Network Deductible and a $6,600 Family Network Deductible.\u00a0 And a member coinsurance of 20% until the annual maximum out of pocket is reached.<\/li>\n<li>Under both of our PPO plan offerings there is a $30 office visit $50 Specialist and prescription copayments that vary based on the type of drug prescribed.<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-1it6a-9503f309cbdf9e5edcb8818923ada5f3'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-3' class='toggler   av-inherit-border-color'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-3'>Plan 3: HDHP Plan HSA Qualified Plan<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-3' class='toggle_wrap  '  ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-3506\" src=\"\/wp-content\/uploads\/sites\/272\/2025\/10\/HDHP-2026-175x300.png\" alt=\"\" width=\"175\" height=\"300\" srcset=\"\/wp-content\/uploads\/sites\/272\/2025\/10\/HDHP-2026-175x300.png 175w, \/wp-content\/uploads\/sites\/272\/2025\/10\/HDHP-2026.png 327w\" sizes=\"auto, (max-width: 175px) 100vw, 175px\" \/> <img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-3504\" src=\"\/wp-content\/uploads\/sites\/272\/2025\/10\/2026-Rates-300x74.png\" alt=\"\" width=\"300\" height=\"74\" srcset=\"\/wp-content\/uploads\/sites\/272\/2025\/10\/2026-Rates-300x74.png 300w, \/wp-content\/uploads\/sites\/272\/2025\/10\/2026-Rates.png 665w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n<p>o Coinsurance percentage\u00a0 20% for in network services<br \/>\no Individual in network Deductible\u00a0 $2,300<br \/>\no Individual out of network Deductible\u00a0 $6,600<br \/>\no Family in network deductible\u00a0 $5,500<\/p>\n<ul>\n<li>HDHP Plan is a High Deductible Health Plan, a lower premium alternative to the traditional PPO plans offered. There are few differences in a high deductible plan from a PPO plan that are important to note. Unlike a traditional PPO plan individual deductible and maximums only apply to individuals enrolled in employee only coverage.\u00a0 Those enrolled in employee + any dependent(s) coverage must collectively satisfy the family deductible and maximums under the plan.<\/li>\n<li>Under the High Deductible plan individuals will pay the full amount due after the Blue Cross Blue Shield contracted discount is applied for all types of service until the annual deductible is met.<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/section>\n<\/div><br \/>\n<div  class='hr av-6m38u-721e41f525b6f91cfd753baa9a2bf66a hr-default  avia-builder-el-5  el_after_av_toggle_container  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3ycpu-d59c1670fe39606bd68326dd98528212\">\n.flex_column.av-3ycpu-d59c1670fe39606bd68326dd98528212{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-3ycpu-d59c1670fe39606bd68326dd98528212 av_one_third  avia-builder-el-6  el_after_av_two_third  el_before_av_heading  flex_column_div av-zero-column-padding column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jv9m4793-99a383823ad31739fb1ad03a98668832\">\n#top .avia-icon-list-container.av-jv9m4793-99a383823ad31739fb1ad03a98668832 .iconlist_icon{\nbackground-color:#c42032;\n}\n<\/style>\n<div  class='avia-icon-list-container av-jv9m4793-99a383823ad31739fb1ad03a98668832  avia-builder-el-7  el_before_av_hr  avia-builder-el-first '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-jv9m4793-99a383823ad31739fb1ad03a98668832 avia-iconlist-animate'>\n<li><div class='iconlist_icon av-1qmi2-25317ec90d1b6042e6407229b7ef19a0 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue81f' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Plan Information<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>Employee Benefit Resource Center EBRC at 337-371-4867 Monday \u2013 Friday between 8:30 AM-4:30 PM. We have benefit counselors on hand to answer any questions related to the plan benefits and assist you in making the right selection for you and your family.<\/p>\n<p>For more information on Medical, Group Life, HSA and Wellness Program please see below:<\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/272\/2025\/09\/2026-BCBS-Benefits-and-Rates-Actives.pdf\" target=\"_blank\" rel=\"noopener\">2026 BCBS Benefits and Rates Actives<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/272\/2022\/08\/Health-Benefits-Overview-2022-2023.pdf\" target=\"_blank\" rel=\"noopener\">Health Benefits Overview <\/a><\/p>\n<p><strong>Additional Vermilion Parish Benefits:<\/strong><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/272\/2025\/09\/Wellness-Benefits.pdf\" target=\"_blank\" rel=\"noopener\">Wellness Benefits<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/272\/2025\/09\/Behavioral-Health-Benefits.pdf\" target=\"_blank\" rel=\"noopener\">Behavioral Health Benefits<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/272\/2025\/09\/Health-Benefits-Overview.pdf\" target=\"_blank\" rel=\"noopener\">Health Benefits Overview<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/272\/2025\/09\/HIPPA-Special-Enrollment-Rights.pdf\" target=\"_blank\" rel=\"noopener\">HIPPA Special Enrollment Rights<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/272\/2025\/09\/Medicaid-and-CHIP-Information.pdf\" target=\"_blank\" rel=\"noopener\">Medicaid and CHIP Information<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/272\/2025\/09\/Telemedicine.pdf\" target=\"_blank\" rel=\"noopener\">Telemedicine<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/272\/2025\/09\/VPSB-Vesting-Policy.pdf\" target=\"_blank\" rel=\"noopener\">VPSB Vesting Policy<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><br \/>\n<div  class='hr av-26m4a-3aede459d7efa46b911cbbd70d473512 hr-default  avia-builder-el-8  el_after_av_iconlist  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div><\/p>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-wdgi-54855df90afd85fd6fefb9df3fdb429c\">\n#top .av-special-heading.av-wdgi-54855df90afd85fd6fefb9df3fdb429c{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-wdgi-54855df90afd85fd6fefb9df3fdb429c .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-wdgi-54855df90afd85fd6fefb9df3fdb429c .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-wdgi-54855df90afd85fd6fefb9df3fdb429c av-special-heading-h3  avia-builder-el-9  el_after_av_one_third  el_before_av_video  av-linked-heading'><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >BUYING HEALTH INSURANCE<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<div  class='avia-video av-jv8ozkwj-ceb834b4ee1bd2582c9000015f45aba0 avia-video-16-9 av-no-preview-image avia-video-load-always av-lazyload-immediate av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  data-original_url='https:\/\/ffga.wistia.com\/medias\/1zaw922gso'><script type='text\/html' class='av-video-tmpl'><div class='avia-iframe-wrap'><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" title=\"Buying Health Insurance Video\" src=\"https:\/\/fast.wistia.net\/embed\/iframe\/1zaw922gso?dnt=1#?secret=oCCMso8N9t\" data-secret=\"oCCMso8N9t\" frameborder=\"0\" scrolling=\"no\" width=\"960\" height=\"540\"><\/iframe><\/div><\/script><div class='av-click-to-play-overlay'><div class=\"avia_playpause_icon\"><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-34","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/vermilionparishschoolboard\/wp-json\/wp\/v2\/pages\/34","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/vermilionparishschoolboard\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/vermilionparishschoolboard\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/vermilionparishschoolboard\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/vermilionparishschoolboard\/wp-json\/wp\/v2\/comments?post=34"}],"version-history":[{"count":139,"href":"https:\/\/ffbenefits.ffga.com\/vermilionparishschoolboard\/wp-json\/wp\/v2\/pages\/34\/revisions"}],"predecessor-version":[{"id":3507,"href":"https:\/\/ffbenefits.ffga.com\/vermilionparishschoolboard\/wp-json\/wp\/v2\/pages\/34\/revisions\/3507"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/vermilionparishschoolboard\/wp-json\/wp\/v2\/media?parent=34"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}