{"id":1036,"date":"2018-04-18T22:22:40","date_gmt":"2018-04-18T22:22:40","guid":{"rendered":"http:\/\/ffbenefits.ffga.com\/waxahachieisd-2\/?page_id=1036"},"modified":"2024-07-22T19:50:16","modified_gmt":"2024-07-22T19:50:16","slug":"disability","status":"publish","type":"page","link":"https:\/\/ffbenefits.ffga.com\/waxahachieisd-2\/disability\/","title":{"rendered":"Disability"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k2p1gc-c0cc4bbe6276dc94ea97471e21b762c4\">\n.flex_column.av-k2p1gc-c0cc4bbe6276dc94ea97471e21b762c4{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-k2p1gc-c0cc4bbe6276dc94ea97471e21b762c4 av_one_full  avia-builder-el-0  el_before_av_three_fifth  avia-builder-el-first  first flex_column_div av-zero-column-padding '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-j7wabw-843c75d50340d3109996b9f6d17530d9\">\n.avia-image-container.av-j7wabw-843c75d50340d3109996b9f6d17530d9 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-j7wabw-843c75d50340d3109996b9f6d17530d9 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-j7wabw-843c75d50340d3109996b9f6d17530d9 av-styling- avia_animated_image av-animated-when-visible-95 right-to-left avia-align-center  avia-builder-el-1  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-3232 avia-img-lazy-loading-not-3232 avia_image ' src=\"\/wp-content\/uploads\/sites\/2473\/2021\/05\/Disability-1030x139-1.png\" alt='' title='Disability-1030x139'  height=\"139\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"\/wp-content\/uploads\/sites\/2473\/2021\/05\/Disability-1030x139-1.png 1030w, \/wp-content\/uploads\/sites\/2473\/2021\/05\/Disability-1030x139-1-300x40.png 300w, \/wp-content\/uploads\/sites\/2473\/2021\/05\/Disability-1030x139-1-768x104.png 768w, \/wp-content\/uploads\/sites\/2473\/2021\/05\/Disability-1030x139-1-705x95.png 705w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-gzvmmk-6e507cafdbfddaf2918273e889f39055\">\n.flex_column.av-gzvmmk-6e507cafdbfddaf2918273e889f39055{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-gzvmmk-6e507cafdbfddaf2918273e889f39055 av_three_fifth  avia-builder-el-2  el_after_av_one_full  el_before_av_two_fifth  first flex_column_div av-zero-column-padding column-top-margin'     ><section  class='av_textblock_section av-1jo1v0-f0eda87413f4f34f0ff8a75d2448fe14'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Why Disability Insurance?<\/h3>\n<p>Have you ever wondered what would happen to your income if you had an accidental injury, sickness, or pregnancy? That is why you need disability coverage, it replaces a portion of income for the period of time you are unable to work due to those reasons.<\/p>\n<p>You are able to choose the <strong><em>benefit amount<\/em><\/strong> which is the amount of your income to replace, and the<strong><em> waiting period <\/em><\/strong>that you begin receiving payments.<\/p>\n<p>How do you decide if you need disability insurance?<\/p>\n<p><strong>Consider these questions when making your decision:<\/strong><\/p>\n<ul>\n<li>How much employer leave do you have?<\/li>\n<li>Do you have savings?<\/li>\n<li>Do you have other income you can rely on, such as from your spouse or from child support?<\/li>\n<li>How close are you to retirement?<\/li>\n<li>Could you go on Social Security Disability or take a Disability Retirement?<\/li>\n<li>What are your other sources of income?<\/li>\n<\/ul>\n<\/div><\/section><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8utn8s-880d94bb17ac72aeda1134b64080bb0e\">\n.flex_column.av-8utn8s-880d94bb17ac72aeda1134b64080bb0e{\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-8utn8s-880d94bb17ac72aeda1134b64080bb0e av_two_fifth  avia-builder-el-4  el_after_av_three_fifth  el_before_av_hr  flex_column_div av-zero-column-padding column-top-margin'     ><article  class='iconbox iconbox_top av-bx2hqw-ab4db58cbd678998bee29eab74811c2e  avia-builder-el-5  el_before_av_iconlist  avia-builder-el-first  main_color'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><a href='http:\/\/www.standard.com' title='Standard Insurance Company' target=\"_blank\" rel=\"noopener noreferrer\" class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue854' data-av_iconfont='entypo-fontello'><\/a><h3 class='iconbox_content_title '  itemprop=\"headline\" ><a href='http:\/\/www.standard.com' title='Standard Insurance Company' target=\"_blank\" rel=\"noopener noreferrer\">Standard Insurance Company<\/a><\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><div>1(800)-368-1135<\/div>\n<div><a href=\"http:\/\/www.standard.com\/individual\/contact-us\" target=\"_blank\" rel=\"noopener\">www.standard.com\/individual\/contact-us<\/a><\/div>\n<div><strong>Group #:<\/strong> 750678<\/div>\n<div><\/div>\n<div><\/div>\n<div><\/div>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><br \/>\n<div  class='avia-icon-list-container av-jv9m4793-cd381338d588b1f1fbcfc02917a32ed3  avia-builder-el-6  el_after_av_icon_box  avia-builder-el-last '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-big av-jv9m4793-cd381338d588b1f1fbcfc02917a32ed3 avia-iconlist-animate'>\n<li><div class='iconlist_icon av-664ulo-f4672f4896b1946493ce74fe577ccc85 avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue81f' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >DISABILITY PLAN INFORMATION<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p><a href=\"\/wp-content\/uploads\/sites\/2473\/2019\/09\/CERTIFICATE750678_LT_A_C2-2.pdf\" target=\"_blank\" rel=\"noopener\">Standard Certificate<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2473\/2024\/07\/2024-The-Standard-Disability-Brochure.pdf\" target=\"_blank\" rel=\"noopener\">The Standard Disability Brochure<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2473\/2022\/07\/The-Standard-Group-Policy-Amendment.pdf\" target=\"_blank\" rel=\"noopener\">Standard Group Policy Amendment<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-3ledf0-a6a26961d392031d05c4d6085075d00b avia-font-entypo-fontello'><span class='iconlist-char' aria-hidden='true' data-av_icon='\ue84c' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  '  itemprop=\"headline\" >Disability Forms<\/h4><\/header><div class='iconlist_content '  itemprop=\"text\" ><p><a href=\"\/wp-content\/uploads\/sites\/2473\/2021\/09\/The-Standard-Disability-Your-Choice-Educator-Claim-Packet.pdf\" target=\"_blank\" rel=\"noopener\">The Standard Disability-Claim Packet (English)<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/sites\/2473\/2021\/09\/The-Standard-Educator-Claim-Packet_Spanish-WISD.pdf\" target=\"_blank\" rel=\"noopener\">The-Standard Disability-Claim Packet (Spanish)<\/a><\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/p><\/div><div  class='hr av-dy8858-d861249bee7fec84f24a919b1fac9a37 hr-default  avia-builder-el-7  el_after_av_two_fifth  el_before_av_heading '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2tr7ss-cbc7658a33b30a03bac17737a7d8a105\">\n#top .av-special-heading.av-2tr7ss-cbc7658a33b30a03bac17737a7d8a105{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-2tr7ss-cbc7658a33b30a03bac17737a7d8a105 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-2tr7ss-cbc7658a33b30a03bac17737a7d8a105 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-2tr7ss-cbc7658a33b30a03bac17737a7d8a105 av-special-heading-h3  avia-builder-el-8  el_after_av_hr  el_before_av_video '><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >DISABILITY INSURANCE VIDEO<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<div  class='avia-video av-jv8ozkwj-99b4f016b7c870777797936448a171ed avia-video-16-9 av-no-preview-image avia-video-load-always av-lazyload-immediate av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  data-original_url='https:\/\/ffga.wistia.com\/medias\/dhyh6j4x1f'><script type='text\/html' class='av-video-tmpl'><div class='avia-iframe-wrap'><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" title=\"Disability Insurance Video\" src=\"https:\/\/fast.wistia.net\/embed\/iframe\/dhyh6j4x1f?dnt=1#?secret=ANEGFP6wH9\" data-secret=\"ANEGFP6wH9\" frameborder=\"0\" scrolling=\"no\" width=\"640\" height=\"360\"><\/iframe><\/div><\/script><div class='av-click-to-play-overlay'><div class=\"avia_playpause_icon\"><\/div><\/div><\/div>\n<div  class='avia-video av-jv8ozkwj-1-888fd71f864a8f6cf1f29a49a303ceb7 avia-video-16-9 av-no-preview-image avia-video-load-always av-lazyload-immediate av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  data-original_url='https:\/\/ffga.wistia.com\/medias\/z3wxgp26cd'><script type='text\/html' class='av-video-tmpl'><div class='avia-iframe-wrap'><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" title=\"(espanol) Disability Insurance Video\" src=\"https:\/\/fast.wistia.net\/embed\/iframe\/z3wxgp26cd?dnt=1#?secret=Hvy1yxmzCV\" data-secret=\"Hvy1yxmzCV\" frameborder=\"0\" scrolling=\"no\" width=\"960\" height=\"540\"><\/iframe><\/div><\/script><div class='av-click-to-play-overlay'><div class=\"avia_playpause_icon\"><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1036","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ffbenefits.ffga.com\/waxahachieisd-2\/wp-json\/wp\/v2\/pages\/1036","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ffbenefits.ffga.com\/waxahachieisd-2\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ffbenefits.ffga.com\/waxahachieisd-2\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/waxahachieisd-2\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ffbenefits.ffga.com\/waxahachieisd-2\/wp-json\/wp\/v2\/comments?post=1036"}],"version-history":[{"count":40,"href":"https:\/\/ffbenefits.ffga.com\/waxahachieisd-2\/wp-json\/wp\/v2\/pages\/1036\/revisions"}],"predecessor-version":[{"id":3724,"href":"https:\/\/ffbenefits.ffga.com\/waxahachieisd-2\/wp-json\/wp\/v2\/pages\/1036\/revisions\/3724"}],"wp:attachment":[{"href":"https:\/\/ffbenefits.ffga.com\/waxahachieisd-2\/wp-json\/wp\/v2\/media?parent=1036"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}